EVOLUTION-MANAGER

Edit File: kiva_lender.xml

<?xml version="1.0" encoding="UTF-8" ?><snapshot><header><total>576803</total><page>1</page><date>2010-01-29T20:00:23Z</date><page_size>1000</page_size></header><lenders type="list"><lender><lender_id>matt</lender_id><name>Matt</name><image><id>12829</id><template_id>1</template_id></image><whereabouts>San Francisco CA</whereabouts><country_code>US</country_code><uid>matt</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>www.socialedge.org/blogs/kiva-chronicles</personal_url><occupation>Entrepreneur</occupation><loan_because>I love the stories. </loan_because><occupational_info>I co-founded a startup nonprofit (this one!) and I work with an amazing group of people dreaming up ways to alleviate poverty through personal lending. </occupational_info><loan_count>89</loan_count><invitee_count>23</invitee_count></lender><lender><lender_id>jessica</lender_id><name>Jessica</name><image><id>197292</id><template_id>1</template_id></image><whereabouts>San Francisco CA</whereabouts><country_code>US</country_code><uid>jessica</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>www.kiva.org</personal_url><occupation>Kiva cofounder</occupation><loan_because>Life is about connecting with each other.</loan_because><occupational_info/><loan_count>54</loan_count><invitee_count>26</invitee_count></lender><lender><lender_id>skylar</lender_id><name>Skylar</name><image><id>198609</id><template_id>1</template_id></image><whereabouts>San Francisco CA</whereabouts><country_code>US</country_code><uid>skylar</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>larw.com</personal_url><occupation>Making Kiva transparent and accessible</occupation><loan_because>I believe empowering local entrepreneurs to develop their communities will eradicate many of the injustices and evils in our world. It works to level the socio-economic barriers between us, and return us to the relationship which we were created to be in with one another - equal.</loan_because><occupational_info/><loan_count>169</loan_count><invitee_count>3</invitee_count></lender><lender><lender_id>michael</lender_id><name>Mike &amp; Carol</name><image><id>114410</id><template_id>1</template_id></image><whereabouts>Lake Oswego OR</whereabouts><country_code>US</country_code><uid>michael</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation/><loan_because>We are amazed by the opportunities we get to connect with people through kiva. We are huge fans of the organization and the staff!</loan_because><occupational_info>I was first a Navy pilot and then I ran a company that manufactured lumber and paper. Carol was a nurse and a wonderful mother. </occupational_info><loan_count>12</loan_count></lender><lender><lender_id>METS</lender_id><name>Megan Tompkins-Stange</name><image><id>288961</id><template_id>1</template_id></image><whereabouts>Ann Arbor MI</whereabouts><country_code>US</country_code><uid>METS</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>PhD student in Education Policy</occupation><loan_because/><occupational_info/><loan_count>7</loan_count></lender><lender><lender_id>ryan</lender_id><name>Ryan Pressler</name><image><id>78706</id><template_id>1</template_id></image><whereabouts>Pleasanton CA</whereabouts><country_code>US</country_code><uid>ryan</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>www.ryanpressler.com</personal_url><occupation>Product Designer</occupation><loan_because>I understand the importance of bringing an idea to fruition in order to better one&apos;s family, self, and community. I feel that primitive ideas such as agriculture are most important. When the mind and body is nourished our creativity can flourish!</loan_because><occupational_info>I design interactive things on tv screens that allow you to access informative and entertaining content.</occupational_info><loan_count>10</loan_count></lender><lender><lender_id>sandra</lender_id><name>Sandra</name><image><id>94508</id><template_id>1</template_id></image><whereabouts>Pittsburgh PA</whereabouts><country_code>US</country_code><uid>sandra</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>www.kiva.org</personal_url><occupation>Teacher</occupation><loan_because>Our daughter Jessica Jackley (founder of Kiva.org) and our son Adam (teaching pastor) have shown us what it means to think and feel with your heart. I want to be able to make a difference in peoples lives just as my children have done. We have so much and so many have so little. I am blessed to have wonderful role models to watch as they both change the world.</loan_because><occupational_info>I teach first grade (6-7 year olds) and believe in lifelong learning. I believe in my children and their dreams! </occupational_info><loan_count>26</loan_count></lender><lender><lender_id>erik</lender_id><name>Erik</name><whereabouts>San Carlos CA</whereabouts><country_code>US</country_code><uid>erik</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>www.aboutairportparking.com</personal_url><occupation/><loan_because/><occupational_info/><loan_count>6</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>david</lender_id><name>Dave</name><image><id>2771</id><template_id>1</template_id></image><whereabouts>Pittsburgh PA</whereabouts><country_code>US</country_code><uid>david</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>www.iwavz.com</personal_url><occupation>Consultant</occupation><loan_because>I want to help people stand on their own feet and be proud of what they can do, so they can help others</loan_because><occupational_info>connect people with ideas that can improve life</occupational_info><loan_count>37</loan_count></lender><lender><lender_id>patrick</lender_id><name>Patrick</name><whereabouts>Redwood City CA</whereabouts><country_code>US</country_code><uid>patrick</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Attorney</occupation><loan_because>I think it is important for each of us to do what we can to help each other along.</loan_because><occupational_info>I am a lawyer who helps people and companies develop and protect their inventions.</occupational_info><loan_count>25</loan_count></lender><lender><lender_id>graham</lender_id><name>Graham</name><image><id>1564</id><template_id>1</template_id></image><whereabouts>San Francisco CA</whereabouts><country_code>US</country_code><uid>graham</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>www.chiseldesign.com/people/</personal_url><occupation>interaction designer</occupation><loan_because>all small businesses need access to capital.</loan_because><occupational_info/><loan_count>17</loan_count></lender><lender><lender_id>hope</lender_id><name>Hope</name><image><id>9494</id><template_id>1</template_id></image><whereabouts>Bellevue WA</whereabouts><country_code>US</country_code><uid>hope</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>2</loan_count></lender><lender><lender_id>dan</lender_id><name>Dan Van</name><whereabouts>Los Altos hills CA</whereabouts><country_code>US</country_code><uid>dan</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>32</loan_count><invitee_count>12</invitee_count></lender><lender><lender_id>brooke</lender_id><name>Ryan &amp; Brooke</name><image><id>114405</id><template_id>1</template_id></image><whereabouts>Seattle WA</whereabouts><country_code>US</country_code><uid>brooke</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Homebuilder</occupation><loan_because>We love Kiva and all that it does. We love having our family connected to the world in this way.</loan_because><occupational_info>Ryan builds houses and Brooke keeps our house running</occupational_info><loan_count>21</loan_count><invitee_count>2</invitee_count></lender><lender><lender_id>jeevan</lender_id><name>Jeevan</name><image><id>74234</id><template_id>1</template_id></image><whereabouts>San Francisco CA</whereabouts><country_code>US</country_code><uid>jeevan</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>consultant of some kind</occupation><loan_because>it is the right thing to do.</loan_because><occupational_info>I work with small computers and make them do nice stuff for people, if all goes well.</occupational_info><loan_count>7</loan_count></lender><lender><lender_id>peter8425</lender_id><name>Peter and Jane Carpenter</name><image><id>209163</id><template_id>1</template_id></image><whereabouts>Ca</whereabouts><country_code>US</country_code><uid>peter8425</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Adventure Philanthropist</occupation><loan_because>We are committed to helping others realize their full potential through innovation and hard work by adding our capital to their dreams.</loan_because><occupational_info/><loan_count>3</loan_count></lender><lender><lender_id>emily</lender_id><name>Emily</name><image><id>194538</id><template_id>1</template_id></image><whereabouts>San Francisco CA</whereabouts><country_code>US</country_code><uid>emily</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation/><loan_because>I&apos;d like to make a difference.</loan_because><occupational_info/><loan_count>16</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>katieandtyler</lender_id><name>Katie and Tyler</name><image><id>10728</id><template_id>1</template_id></image><whereabouts>Bellevue WA</whereabouts><country_code>US</country_code><uid>katieandtyler</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Business Management</occupation><loan_because>We believe that &quot;to whom much is given, much is expected.&quot; God has given us extraordinary blessings so we give on to others. &#13;&#10;&#13;&#10;Kiva.org is an opportunity to really connect with people who have completely different lives than ours. It is amazing to be a part of this incredible vision! </loan_because><occupational_info>Katie works for her family&apos;s business selling plumbing repair parts in Seattle. Tyler works for Advaiya, a consulting company in Redmond, Washington. </occupational_info><loan_count>14</loan_count><invitee_count>2</invitee_count></lender><lender><lender_id>brad</lender_id><name>Brad L</name><image><id>221825</id><template_id>1</template_id></image><whereabouts>San Francisco CA</whereabouts><country_code>US</country_code><uid>brad</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>bradlauster.com</personal_url><occupation>User Experience Designer</occupation><loan_because/><occupational_info/><loan_count>1</loan_count></lender><lender><lender_id>premal</lender_id><name>Premal</name><image><id>310415</id><template_id>1</template_id></image><whereabouts>San Francisco CA</whereabouts><country_code>US</country_code><uid>premal</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>www.kiva.org</personal_url><occupation>President, Kiva.org</occupation><loan_because>there is no them.</loan_because><occupational_info>I work to help build Kiva&apos;s team and improve its service. I absolutely love working at Kiva because of the potential of this idea and the great people it has attracted along the way.</occupational_info><loan_count>170</loan_count><invitee_count>17</invitee_count></lender><lender><lender_id>michael8403</lender_id><name>Michael</name><whereabouts>Somerville NJ</whereabouts><country_code>US</country_code><uid>michael8403</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>www.idia.net</personal_url><occupation>Civics Education</occupation><loan_because>These are people who have decided to take their destiny in their own hands... they&apos;re not sitting around waiting for things to be given to them.</loan_because><occupational_info>I run an organization that gets people involved in their communities, because I believe that one person can make a real difference both in their own society, and in the broader world.</occupational_info><loan_count>22</loan_count></lender><lender><lender_id>daveschappell</lender_id><name>daveschappell</name><image><id>197511</id><template_id>1</template_id></image><whereabouts>Seattle WA</whereabouts><country_code>US</country_code><uid>daveschappell</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>www.nosnivelling.com</personal_url><occupation>Internet entrepreneur at TeachStreet.com</occupation><loan_because>I want to empower people to improve their own lives</loan_because><occupational_info>I help people find great local teachers and schools, so they can learn new skills</occupational_info><loan_count>2</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>adam</lender_id><name>Adam + Katie</name><image><id>13438</id><template_id>1</template_id></image><whereabouts>Pasadena CA</whereabouts><country_code>US</country_code><uid>adam</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Physician Assistant and Seminary Student</occupation><loan_because>We loan as an active expression of our faith in God and belief in every entrepreneur in whom we invest. </loan_because><occupational_info>Katie does orthopedic surgery and Adam reads and writes about theology. </occupational_info><loan_count>52</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>robin</lender_id><name>Robin</name><image><id>20376</id><template_id>1</template_id></image><whereabouts>Castro Valley CA</whereabouts><country_code>US</country_code><uid>robin</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Designer</occupation><loan_because>To offset my white middle class guilt</loan_because><occupational_info>I sit in front of a computer screen and pretend to interact with the world.</occupational_info><loan_count>12</loan_count></lender><lender><lender_id>schnuck</lender_id><name>M,S,J, and T Schnuck</name><image><id>6914</id><template_id>1</template_id></image><whereabouts>San Francisco CA</whereabouts><country_code>US</country_code><uid>schnuck</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Business Analyst, Student, Online Marketing Guys</occupation><loan_because>We loan because Kiva provides the lender with an incredible and unique opportunity to learn about, support, and connect with world-changing entrepreneurs. &lt;p&gt; Kiva co-founder Jessica Jackley Flannery is one of my great friends and favorite people. Like her organization, Jessica is incredible and unique and she inspires everyone who is lucky enough to meet or know her. You can\&apos;t help but want to be involved in everything she does. &lt;p&gt; In addition, my sweet new husband and brothers-in-law are so cool, progressive and all-around amazing men that they agreed to support Kiva in lue of Christmas presents. </loan_because><occupational_info>Matt and Tommy build websites on a variety of topics (their websites are similar to magazines).&lt;br&gt;\r\nJason works for a grocery store and figures out how to buy products at a rate that brings savings to the consumer.&lt;br&gt;\r\nI (Shannon) am in school to learn how to work with students who are having trouble learning.&lt;br&gt;\r\nAs a group we enjoy St. Louis baseball, golf, watching ESPN, yoga, and milk.</occupational_info><loan_count>4</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>karen</lender_id><name>Karen</name><image><id>1888</id><template_id>1</template_id></image><whereabouts>Berkeley CA</whereabouts><country_code>US</country_code><uid>karen</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Teacher</occupation><loan_because>I traveled to Cambodia in the summer of 2006. I was able to see many lives changed for the better because of Kiva loans.</loan_because><occupational_info>I teach seventh grade history in Northern California.</occupational_info><loan_count>64</loan_count></lender><lender><lender_id>pontus</lender_id><name>Pontus</name><image><id>31945</id><template_id>1</template_id></image><whereabouts>Menlo Park CA</whereabouts><country_code>US</country_code><uid>pontus</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Student</occupation><loan_because>Microfinance is the most effective form of development support I know of.</loan_because><occupational_info>Am currently studying business at the graduate level.</occupational_info><loan_count>7</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>mary</lender_id><name>Mary</name><image><id>15532</id><template_id>1</template_id></image><whereabouts>San Mateo CA</whereabouts><country_code>US</country_code><uid>mary</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Homeschooling parent</occupation><loan_because>I wish I could do more.</loan_because><occupational_info>I teach my children.</occupational_info><loan_count>8</loan_count><invitee_count>2</invitee_count></lender><lender><lender_id>david9963</lender_id><name>David</name><image><id>1725</id><template_id>1</template_id></image><whereabouts>New York NY</whereabouts><country_code>US</country_code><uid>david9963</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Teacher</occupation><loan_because>Money can do a lot of good -- especially in the hands of hard working people. </loan_because><occupational_info>I teach global history and civics at a Manhattan public high school. My students are 14 and 15 years old. </occupational_info><loan_count>3</loan_count></lender><lender><lender_id>carl</lender_id><name>Carl</name><image><id>354624</id><template_id>1</template_id></image><whereabouts>New York NY</whereabouts><country_code>US</country_code><uid>carl</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Producer, Post-Production Supervisor</occupation><loan_because>I choose to speak in terms of microcredit.</loan_because><occupational_info>I make movies.</occupational_info><loan_count>39</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>dennis4605</lender_id><name>dennis</name><image><id>147267</id><template_id>1</template_id></image><whereabouts>San Francisco Bay Area CA</whereabouts><country_code>US</country_code><uid>dennis4605</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Digital Media Software</occupation><loan_because>I love to see more compassion in the world of finance and lending.&#13;&#10;&#13;&#10;Everyone deserves a fair chance to &#13;&#10;get ahead under conditions they can&#13;&#10;make a life with.</loan_because><occupational_info>Creating computer programs that show pictures and movies and songs</occupational_info><loan_count>21</loan_count></lender><lender><lender_id>silvia</lender_id><name>Silvia</name><image><id>1623</id><template_id>1</template_id></image><whereabouts>Stanford CA</whereabouts><country_code>US</country_code><uid>silvia</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>www.ghcorps.org</personal_url><occupation/><loan_because>Every entrepreneur deserves a fair chance.</loan_because><occupational_info>Fulbright Scholar in Romania</occupational_info><loan_count>8</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>carlhaynes</lender_id><name>Carl Haynes</name><whereabouts>Santa Clara CA</whereabouts><country_code>US</country_code><uid>carlhaynes</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>www.eastafricatechventures.com</personal_url><occupation/><loan_because/><occupational_info/><loan_count>17</loan_count></lender><lender><lender_id>kurt</lender_id><name>Kurt and Susanne</name><image><id>168478</id><template_id>1</template_id></image><whereabouts>Dallas TX</whereabouts><country_code>US</country_code><uid>kurt</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>kurtjohnson.net</personal_url><occupation>Management Consultant</occupation><loan_because/><occupational_info/><loan_count>373</loan_count></lender><lender><lender_id>rodney</lender_id><name>Rodney</name><whereabouts>New York NY</whereabouts><country_code>US</country_code><uid>rodney</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>5</loan_count><invitee_count>3</invitee_count></lender><lender><lender_id>amf</lender_id><name>Andrew</name><image><id>109894</id><template_id>1</template_id></image><whereabouts>San Francisco CA</whereabouts><country_code>US</country_code><uid>amf</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>www.prosper.com/</personal_url><occupation/><loan_because>I know that even these small loans can make a big difference.</loan_because><occupational_info>I work for a company like Kiva that lets Americans lend to other Americans.</occupational_info><loan_count>6</loan_count></lender><lender><lender_id>todd</lender_id><name>Todd</name><whereabouts>CA</whereabouts><country_code>US</country_code><uid>todd</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>4</loan_count></lender><lender><lender_id>andrewjones</lender_id><name>andrew</name><image><id>124830</id><template_id>1</template_id></image><whereabouts>Bangkok FL</whereabouts><country_code>TH</country_code><uid>andrewjones</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>dignifieddevil.wordpress.com</personal_url><occupation>teacher</occupation><loan_because>it&apos;s fun</loan_because><occupational_info/><loan_count>24</loan_count><invitee_count>2</invitee_count></lender><lender><lender_id>todd8176</lender_id><name>Todd</name><image><id>474130</id><template_id>1</template_id></image><whereabouts>Atlanta GA</whereabouts><country_code>US</country_code><uid>todd8176</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>banking</occupation><loan_because>Are you kidding me? Kiva is the coolest thing ever.</loan_because><occupational_info>My job is just like microfinance, only with a lot more paperwork.</occupational_info><loan_count>40</loan_count><invitee_count>5</invitee_count></lender><lender><lender_id>tobias</lender_id><name>Tobias Buckell</name><image><id>6220</id><template_id>1</template_id></image><whereabouts>Bluffton OH</whereabouts><country_code>US</country_code><uid>tobias</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>www.tobiasbuckell.com</personal_url><occupation>author</occupation><loan_because>grew up in the developing world, know the concept is solid and much needed</loan_because><occupational_info/><loan_count>6</loan_count></lender><lender><lender_id>EricS</lender_id><name>Eric</name><image><id>1791</id><template_id>1</template_id></image><whereabouts>Saint Louis MO</whereabouts><country_code>US</country_code><uid>EricS</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>www.facebook.com/estiens</personal_url><occupation>robin hood schemer</occupation><loan_because>I believe in you!</loan_because><occupational_info>I&apos;m a freelance writer, mercenary statistician, coffee drinker, book lover, and program coordinator at a community center in St. Louis.</occupational_info><loan_count>36</loan_count><invitee_count>2</invitee_count></lender><lender><lender_id>kennethandevelyn</lender_id><name>Kenneth and Evelyn</name><image><id>63301</id><template_id>1</template_id></image><whereabouts>Seattle WA</whereabouts><country_code>US</country_code><uid>kennethandevelyn</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>He messes with computers, she&apos;s in law school.</occupation><loan_because/><occupational_info/><loan_count>450</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>subbarao</lender_id><name>Subbarao</name><image><id>19911</id><template_id>1</template_id></image><whereabouts>Englewood NJ</whereabouts><country_code>US</country_code><uid>subbarao</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>www.edhee-adhee.com</personal_url><occupation>Project Manager - Software</occupation><loan_because>it is inspiring and humbling to see hardworking families strive and rise out of harsh \&apos;man-made\&apos; circumstances. \\\\r\\\\n </loan_because><occupational_info>I work in an office with computers and assist \&apos;big\&apos; businesses handle their day-to-day affairs - translation: software systems designer. \\\\r\\\\n</occupational_info><loan_count>15</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>andrew6564</lender_id><name>Andrew</name><whereabouts>New Canaan CT</whereabouts><country_code>US</country_code><uid>andrew6564</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation/><loan_because>I loan because I can. How can I ever expect the world to change if I&apos;m not doing anything to change it? Kiva offers a chance for individuals to help themselves - everyone should have that opportunity so I&apos;m happy to support an organization which recognizes that.</loan_because><occupational_info/><loan_count>9</loan_count></lender><lender><lender_id>daniel7425</lender_id><name>Dan &amp; Gin</name><image><id>1640</id><template_id>1</template_id></image><whereabouts>San Francisco CA</whereabouts><country_code>US</country_code><uid>daniel7425</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Human Resources</occupation><loan_because>&quot;When a poor person dies of hunger, it has not happened because God did not take care of him or her. It has happened because neither you nor I wanted to give that person what he or she needed.&quot; - Mother Teresa</loan_because><occupational_info/><loan_count>31</loan_count></lender><lender><lender_id>jeremy4280</lender_id><name>Jeremy</name><whereabouts>North Balwyn Victoria</whereabouts><country_code>AU</country_code><uid>jeremy4280</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>6</loan_count></lender><lender><lender_id>stephendann</lender_id><name>Stephen Dann</name><image><id>196695</id><template_id>1</template_id></image><whereabouts>Canberra ACT</whereabouts><country_code>AU</country_code><uid>stephendann</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>stephendann.com/</personal_url><occupation>Senior Lecturer in Marketing</occupation><loan_because>small changes made by individuals pool together to make major changes in society</loan_because><occupational_info>I spend my time looking at ways to adapt commercial business activity to change the world into a better place.</occupational_info><loan_count>19</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>kimmyk</lender_id><name>Kim</name><image><id>285330</id><template_id>1</template_id></image><whereabouts>Elk Grove Village IL</whereabouts><country_code>US</country_code><uid>kimmyk</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>www.linkedin.com/in/kimkiefer</personal_url><occupation>Marketing</occupation><loan_because>I am able.</loan_because><occupational_info>I am the Director of Marketing for a company in Chicago, IL that designs, implements, and maintains IP Telephony networks and provides network security for business all over the United States.</occupational_info><loan_count>17</loan_count></lender><lender><lender_id>charles</lender_id><name>Charles</name><image><id>4462</id><template_id>1</template_id></image><whereabouts>Vancouver BC</whereabouts><country_code>CA</country_code><uid>charles</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>www.globalyouthfund.org</personal_url><occupation>Journalist</occupation><loan_because>We should all do what we can.</loan_because><occupational_info>I\&apos;m staring a new charity to support youth in working together to create positive global change.</occupational_info><loan_count>8</loan_count></lender><lender><lender_id>andyboettcher</lender_id><name>Andy Boettcher</name><whereabouts>Washington DC</whereabouts><country_code>US</country_code><uid>andyboettcher</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>7</loan_count></lender><lender><lender_id>joshua6241</lender_id><name>Josh</name><whereabouts>Tel Aviv IL</whereabouts><country_code>IL</country_code><uid>joshua6241</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>4</loan_count></lender><lender><lender_id>dave6169</lender_id><name>Dave</name><image><id>328963</id><template_id>1</template_id></image><whereabouts>Boise ID</whereabouts><country_code>US</country_code><uid>dave6169</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>www.boldapproach.com</personal_url><occupation>Author, Marketer, Persuasionist</occupation><loan_because>I love entrepreneurs</loan_because><occupational_info>I write books and train entrepreneurs worldwide</occupational_info><loan_count>14</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>DanRaine</lender_id><name>Dan Raine</name><image><id>21698</id><template_id>1</template_id></image><whereabouts>Manchester Greater Manchester</whereabouts><country_code>GB</country_code><uid>DanRaine</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>http://www.ImmediateEdge.com/</personal_url><occupation>Internet Marketer</occupation><loan_because/><occupational_info/><loan_count>16</loan_count></lender><lender><lender_id>stonyhill</lender_id><name>stonyhill</name><whereabouts>Port Ludlow WA</whereabouts><country_code>US</country_code><uid>stonyhill</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>19</loan_count></lender><lender><lender_id>leslie8824</lender_id><name>Leslie</name><image><id>13315</id><template_id>1</template_id></image><whereabouts>Watertown MA</whereabouts><country_code>US</country_code><uid>leslie8824</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Retired</occupation><loan_because/><occupational_info/><loan_count>36</loan_count></lender><lender><lender_id>misterajc</lender_id><name>Andrew</name><image><id>5701</id><template_id>1</template_id></image><whereabouts>FT LAUDERDALE FL</whereabouts><country_code>US</country_code><uid>misterajc</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>www.flickr.com/photos/misterajc/</personal_url><occupation>Programmer</occupation><loan_because/><occupational_info/><loan_count>166</loan_count><invitee_count>3</invitee_count></lender><lender><lender_id>chrisprew</lender_id><name>Prew Family</name><image><id>238640</id><template_id>1</template_id></image><whereabouts>Minneapolis MN</whereabouts><country_code>US</country_code><uid>chrisprew</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation/><loan_because>so when my girls are grown up, hopefully the world will be a slightly better place.</loan_because><occupational_info/><loan_count>7</loan_count></lender><lender><lender_id>kaitlin</lender_id><name>Kaitlin</name><whereabouts>Dayton OH</whereabouts><country_code>US</country_code><uid>kaitlin</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Researcher</occupation><loan_because/><occupational_info>Public policy research.</occupational_info><loan_count>3</loan_count></lender><lender><lender_id>andrew5549</lender_id><name>Andrew</name><image><id>6510</id><template_id>1</template_id></image><whereabouts>Lowell MA</whereabouts><country_code>US</country_code><uid>andrew5549</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>www.andrew.wetmore.com</personal_url><occupation>Project Manager / playwright</occupation><loan_because>Going directly to where people are in need cuts down on the chance that funds will go astray, and helps give people confidence and a sense of control over their lives. If we are one big family, we should act like it and equip those who have little, so they can become much!</loan_because><occupational_info>During the day I am helping build the Course Development Studio and Billion Kids Library for Open Learning Exchange, www.ole.org. In my own time I write plays.</occupational_info><loan_count>16</loan_count><invitee_count>3</invitee_count></lender><lender><lender_id>debra</lender_id><name>Debra</name><whereabouts>Indianapolis IN</whereabouts><country_code>US</country_code><uid>debra</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>SAHM &amp; artist</occupation><loan_because>what a cool opportunity! How could anyone pass this up?! </loan_because><occupational_info>I&apos;m a mother--super important job. I&apos;m also an artist and I do this part-time now when time is available.</occupational_info><loan_count>5</loan_count></lender><lender><lender_id>patsy</lender_id><name>Patsy</name><image><id>5365</id><template_id>1</template_id></image><whereabouts>Pasadena CA</whereabouts><country_code>US</country_code><uid>patsy</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation/><loan_because>What goes around, comes around.</loan_because><occupational_info/><loan_count>52</loan_count></lender><lender><lender_id>emmaspapa</lender_id><name>Trey (Papa) &amp; Emma</name><image><id>220102</id><template_id>1</template_id></image><whereabouts>San Francisco CA</whereabouts><country_code>US</country_code><uid>emmaspapa</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>www.lathefamily.org</personal_url><occupation>Biologist</occupation><loan_because>I have a start-up company and I know how difficult it is to get started, and how wonderful it is to get some early help! I also want to teach my daughter (that is her photo) from an early age that helping others is our responsibility and our blessing. She enjoys helping me choose and having me read to her the updates. </loan_because><occupational_info>I own a small company that does biology research and training for other scientists in both universities and the biotech industry.</occupational_info><loan_count>24</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>mischi</lender_id><name>Mischi Carter</name><image><id>5408</id><template_id>1</template_id></image><whereabouts>Seattle WA</whereabouts><country_code>US</country_code><uid>mischi</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>pelagiascuba.com</personal_url><occupation>Educator</occupation><loan_because/><occupational_info/><loan_count>5</loan_count></lender><lender><lender_id>benjamin</lender_id><name>Ben</name><whereabouts>Seattle WA</whereabouts><country_code>US</country_code><uid>benjamin</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Software Test Developer</occupation><loan_because/><occupational_info/><loan_count>2</loan_count></lender><lender><lender_id>timothy8125</lender_id><name>Timothy</name><whereabouts>West Haven CT</whereabouts><country_code>US</country_code><uid>timothy8125</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Administrative Assistant</occupation><loan_because>I don&apos;t have much to give, but for the people looking for loans on this website, my small amount makes a big difference to their lives. It&apos;s a great feeling. </loan_because><occupational_info/><loan_count>8</loan_count></lender><lender><lender_id>mole333</lender_id><name>mole333</name><image><id>3357</id><template_id>1</template_id></image><whereabouts>Brooklyn NY</whereabouts><country_code>US</country_code><uid>mole333</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>dailygotham.com</personal_url><occupation>Research Scientist</occupation><loan_because>This is the best way I can make a difference internationally. I described my reasons behind helping Kiva and other groups &lt;a href=&quot;http://www.culturekitchen.com/mole333/blog/kiva_microlending_revisited&quot;&gt;here on the internet&lt;/a&gt;.</loan_because><occupational_info>I am a scientist currently studying how diet, reproduction and aging are coordinated in an animal.</occupational_info><loan_count>275</loan_count></lender><lender><lender_id>brianbaute</lender_id><name>Brian Baute</name><image><id>262412</id><template_id>1</template_id></image><whereabouts>Burlington NC</whereabouts><country_code>US</country_code><uid>brianbaute</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>www.brianbaute.com</personal_url><occupation>Internet &amp; E-Commerce Strategist</occupation><loan_because/><occupational_info/><loan_count>9</loan_count><invitee_count>4</invitee_count></lender><lender><lender_id>tessa</lender_id><name>Tessa</name><image><id>42475</id><template_id>1</template_id></image><whereabouts>Amsterdam</whereabouts><country_code>NL</country_code><uid>tessa</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>www.thenextspeaker.com</personal_url><occupation>Owner/Director of The Next Speaker</occupation><loan_because>We almost collectively gave up on the developing countries. Kiva is a fantastic initiative. Micro-lending might be critized, it might not be the perfect option, but it is currently the best option to help the poor and to circumvent corrupt governments. I strongly believe that development comes from these simple, but highly effective initiatives Particularly this one, as it stimulates entrepreneurship, the basis of all development.</loan_because><occupational_info>I am the owner of a speakersbureau, The Next Speaker. My bureau represents speakers that talk about new media, new technology, and innovation and most of them are entrepreneurs. My filosophy is that most of the innovation in a country takes place in smaller companies that can go faster and have the freedom to try out new ideas. The Next Speaker mediates between those speakers and companies that would like to learn about the latest developments.</occupational_info><loan_count>19</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>susan9268</lender_id><name>Susan</name><whereabouts>Hoboken NJ</whereabouts><country_code>US</country_code><uid>susan9268</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>5</loan_count></lender><lender><lender_id>david4414</lender_id><name>David &amp; Trish</name><whereabouts>Mesa AZ</whereabouts><country_code>US</country_code><uid>david4414</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>6</loan_count></lender><lender><lender_id>matt1696</lender_id><name>Matt</name><image><id>5521</id><template_id>1</template_id></image><whereabouts>Brooklyn NY</whereabouts><country_code>US</country_code><uid>matt1696</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>mattraymusic.com</personal_url><occupation>musician</occupation><loan_because>Running your own business is rewarding -- I am thrilled to help fund wonderful people through Kiva.</loan_because><occupational_info>I am a professional jazz pianist. (The picture is of me playing accordian -- I will add a piano picture soon).</occupational_info><loan_count>19</loan_count></lender><lender><lender_id>leslie5099</lender_id><name>Leslie</name><whereabouts>CA</whereabouts><country_code>US</country_code><uid>leslie5099</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>4</loan_count></lender><lender><lender_id>stephen6473</lender_id><name>Stephen</name><whereabouts>Rankin IL</whereabouts><country_code>US</country_code><uid>stephen6473</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>10</loan_count></lender><lender><lender_id>koen</lender_id><name>koen</name><country_code>NL</country_code><uid>koen</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>4</loan_count></lender><lender><lender_id>heidi</lender_id><name>Heidi</name><image><id>246547</id><template_id>1</template_id></image><whereabouts>Oakland CA</whereabouts><country_code>US</country_code><uid>heidi</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>www.circleofancestors.org</personal_url><occupation/><loan_because/><occupational_info>Circle of Ancestors reconnects people with their own ancestral traditions.</occupational_info><loan_count>4</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>mark9315</lender_id><name>Mark &amp; Laurel</name><image><id>44279</id><template_id>1</template_id></image><whereabouts>Lacombe AB</whereabouts><country_code>CA</country_code><uid>mark9315</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>7</loan_count><invitee_count>3</invitee_count></lender><lender><lender_id>shakeel</lender_id><name>Shakeel</name><whereabouts>Berkeley CA</whereabouts><country_code>US</country_code><uid>shakeel</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Civil Engineer</occupation><loan_because>A little capital, given directly to the person who can make the best use of it, seems to be a really efficient way to help others work their way out of poverty. </loan_because><occupational_info>Designing and building systems that remove pollution from the water and soil all around us.</occupational_info><loan_count>9</loan_count></lender><lender><lender_id>rosemary</lender_id><name>Rosemary</name><whereabouts>Austin TX</whereabouts><country_code>US</country_code><uid>rosemary</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>8</loan_count></lender><lender><lender_id>david3810</lender_id><name>David and Marie</name><whereabouts>Midland MI</whereabouts><country_code>US</country_code><uid>david3810</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>12</loan_count><invitee_count>7</invitee_count></lender><lender><lender_id>patricia8550</lender_id><name>Patty</name><whereabouts>South Daytona FL</whereabouts><country_code>US</country_code><uid>patricia8550</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>spacebawl.blogspot.com</personal_url><occupation>Librarian</occupation><loan_because>People in the U.S. are very lucky because we have many opportunities to be successful. But we often take that for granted and don\&apos;t realize how hard it is for people in other countries to support themselves. I am very happy that Kiva has given me an opportunity to share my success with someone else who works hard and deserves opportunities like I have. I hope to encourage my friends and family to follow my example.</loan_because><occupational_info>I work in a university library, helping students with research for their studies.</occupational_info><loan_count>5</loan_count></lender><lender><lender_id>ryanmcminn</lender_id><name>Ryan</name><image><id>110327</id><template_id>1</template_id></image><whereabouts>Seattle WA</whereabouts><country_code>US</country_code><uid>ryanmcminn</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>www.ryanmcminn.com</personal_url><occupation>Man About Town</occupation><loan_because/><occupational_info/><loan_count>38</loan_count></lender><lender><lender_id>brian5281</lender_id><name>Brian</name><image><id>5393</id><template_id>1</template_id></image><whereabouts>Fairbanks AK</whereabouts><country_code>US</country_code><uid>brian5281</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>University Chancellor</occupation><loan_because>I can make a difference for Kiva borrowers.</loan_because><occupational_info>I am Chancellor at the University of Alaska Fairbanks - America&apos;s Arctic Research University.</occupational_info><loan_count>2090</loan_count><invitee_count>2</invitee_count></lender><lender><lender_id>leslieinjapan</lender_id><name>Leslie</name><image><id>232517</id><template_id>1</template_id></image><whereabouts>Yokosuka Team Japan</whereabouts><country_code>JP</country_code><uid>leslieinjapan</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>kivajapan.jp</personal_url><occupation>Abundance coach</occupation><loan_because>I believe in helping people, especially women, raise their quality of life by recognizing the abundance in their environments.&#13;&#10;環境の豊かさに気付いて生活を向上できるように人、特に女性、を支援することを信じています。&#13;&#10;Please check my blog: http://www.yutakasaguide.org</loan_because><occupational_info>By asking the right questions and giving support, I help my clients recognize their abundance and find ways to create ripples in the world by sharing that abundance, one person at a time.</occupational_info><loan_count>329</loan_count><invitee_count>23</invitee_count></lender><lender><lender_id>julie</lender_id><name>Julie</name><whereabouts>Monument CO</whereabouts><country_code>US</country_code><uid>julie</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation/><loan_because>I wish to represent the citizens of the US in a positive manner by helping others. There are many of us who wish for international peace. I support the individual - and Kiva gives me a way to do so.</loan_because><occupational_info/><loan_count>15</loan_count></lender><lender><lender_id>dennis6399</lender_id><name>Dennis</name><image><id>2913</id><template_id>1</template_id></image><whereabouts>Bedford TX</whereabouts><country_code>US</country_code><uid>dennis6399</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Pedestrian Attorney</occupation><loan_because>donating money to the peoples of developing nations cleanses my soul of the opportunistic misdeeds i commit in the first world. It\&apos;s sort of a modern form of the Catholic indulgences. </loan_because><occupational_info>I defend jaywalkers in the court of law. Somehow, exercising your right to walk across the street in our supposedly free nation can earn you a citation from local law enforcement.</occupational_info><loan_count>2</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>leonieandnic</lender_id><name>leonie &amp; nic wise</name><image><id>440572</id><template_id>1</template_id></image><whereabouts>London</whereabouts><country_code>GB</country_code><uid>leonieandnic</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Software developer, Operations Manager</occupation><loan_because>Many people have helped us out in times of need and we are continually looking to do the same for others</loan_because><occupational_info>Nic is a really smart guy, who writes computer programs and applications. He&apos;s an independant contractor who works for companies in London &amp; Denmark.&#13;&#10;&#13;&#10;Leonie has been a project manager until recently. Now she&apos;s the operations manager for a recruitment consultancy in London, UK.</occupational_info><loan_count>34</loan_count><invitee_count>3</invitee_count></lender><lender><lender_id>robinsloan</lender_id><name>Robin</name><image><id>110498</id><template_id>1</template_id></image><whereabouts>San Francisco CA</whereabouts><country_code>US</country_code><uid>robinsloan</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>robinsloan.com</personal_url><occupation>internet nerd</occupation><loan_because/><occupational_info>I work at a TV network.</occupational_info><loan_count>12</loan_count><invitee_count>4</invitee_count></lender><lender><lender_id>mitchell9777</lender_id><name>Dylan M Austin</name><whereabouts>San Diego CA</whereabouts><country_code>US</country_code><uid>mitchell9777</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>web</occupation><loan_because>A small effort in distributing the lavishness in which I effortlessly live</loan_because><occupational_info>I build things on the internet</occupational_info><loan_count>1</loan_count></lender><lender><lender_id>milligan</lender_id><name>David</name><image><id>8012</id><template_id>1</template_id></image><whereabouts>NE</whereabouts><country_code>US</country_code><uid>milligan</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Patent Attorney</occupation><loan_because/><occupational_info/><loan_count>42</loan_count><invitee_count>3</invitee_count></lender><lender><lender_id>michael3789</lender_id><name>Leisureguy</name><image><id>38048</id><template_id>1</template_id></image><whereabouts>Monterey CA</whereabouts><country_code>US</country_code><uid>michael3789</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>leisureguy.wordpress.com</personal_url><occupation>Retired</occupation><loan_because/><occupational_info/><loan_count>9</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>jeremy</lender_id><name>SmooveJ</name><image><id>172368</id><template_id>1</template_id></image><whereabouts>San Francisco CA</whereabouts><country_code>US</country_code><uid>jeremy</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>www.frazao.org/kivacloud</personal_url><occupation>Director of Technology, Kiva.org</occupation><loan_because/><occupational_info>I make kiva go.</occupational_info><loan_count>51</loan_count><invitee_count>14</invitee_count></lender><lender><lender_id>whogivesashirt</lender_id><name>whogivesashirt</name><whereabouts>Toronto ON</whereabouts><country_code>CA</country_code><uid>whogivesashirt</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>www.whogivesashirt.ca</personal_url><occupation>Self-employed</occupation><loan_because>I have the means, and would appreciate the opportunity if I were on the other side of the spectrum.</loan_because><occupational_info>Second hand clothing sales.</occupational_info><loan_count>3</loan_count></lender><lender><lender_id>austinmayor</lender_id><name>Austin Mayor</name><image><id>5772</id><template_id>1</template_id></image><whereabouts>Chicagoland Illinois</whereabouts><country_code>US</country_code><uid>austinmayor</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>austinmayor.blogspot.com</personal_url><occupation>Fiction</occupation><loan_because>I know how much strength it takes to ask strangers for help. And the men and women borrowing through Kiva not only have that strength, they are also willing to make themselves publicly accountable for the help they receive. Who wouldn&apos;t want to get behind that? </loan_because><occupational_info>Austin Mayor is a fictional character who blogs about politics, music, cartoons, peace, justice and other interests in Chicagoland Illinois.</occupational_info><loan_count>1</loan_count></lender><lender><lender_id>stian</lender_id><name>Stian</name><image><id>125417</id><template_id>1</template_id></image><whereabouts>Oslo AK</whereabouts><country_code>US</country_code><uid>stian</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>reganmian.net/blog</personal_url><occupation>student</occupation><loan_because/><occupational_info/><loan_count>7</loan_count></lender><lender><lender_id>robertw</lender_id><name>Robert</name><image><id>236726</id><template_id>1</template_id></image><whereabouts>Pasadena CA</whereabouts><country_code>US</country_code><uid>robertw</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Student</occupation><loan_because/><occupational_info>Student</occupational_info><loan_count>5</loan_count></lender><lender><lender_id>alexandre</lender_id><name>Alexandre</name><whereabouts>Brooklyn NY</whereabouts><country_code>US</country_code><uid>alexandre</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>publishing peon</occupation><loan_because/><occupational_info/><loan_count>22</loan_count></lender><lender><lender_id>tom4278</lender_id><name>Tom</name><image><id>247317</id><template_id>1</template_id></image><whereabouts>Redwood City CA</whereabouts><country_code>US</country_code><uid>tom4278</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>4</loan_count><invitee_count>2</invitee_count></lender><lender><lender_id>fred</lender_id><name>Fred Hapgood</name><whereabouts>Brighton MA</whereabouts><country_code>US</country_code><uid>fred</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>10</loan_count></lender><lender><lender_id>dina</lender_id><name>Dina</name><image><id>268680</id><template_id>1</template_id></image><whereabouts>Boulder CO</whereabouts><country_code>US</country_code><uid>dina</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>16</loan_count><invitee_count>2</invitee_count></lender><lender><lender_id>john8304</lender_id><name>Lee</name><image><id>37492</id><template_id>1</template_id></image><whereabouts>Keizer OR</whereabouts><country_code>US</country_code><uid>john8304</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Retired Engineer</occupation><loan_because>I have been very fortunate in my life and feel it is now my turn to aid others with a helping hand.</loan_because><occupational_info/><loan_count>75</loan_count></lender><lender><lender_id>douglas</lender_id><name>Douglas</name><image><id>44606</id><template_id>1</template_id></image><whereabouts>Charlotte NC</whereabouts><country_code>US</country_code><uid>douglas</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>www.douglascoler.com</personal_url><occupation>Actor/Director</occupation><loan_because>I have experienced first hand the transforming power of a simple act of kindness, and I want to share that with others who are determined to realize their dreams.</loan_because><occupational_info>I appear on stage, in films, television, and on the radio.</occupational_info><loan_count>24</loan_count></lender><lender><lender_id>aaron3710</lender_id><name>Aaron</name><image><id>41970</id><template_id>1</template_id></image><whereabouts>Cordova TN</whereabouts><country_code>US</country_code><uid>aaron3710</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Project Engineer</occupation><loan_because>it allows me to help make dreams come true.</loan_because><occupational_info/><loan_count>31</loan_count></lender><lender><lender_id>chris7655</lender_id><name>Chris</name><image><id>4374</id><template_id>1</template_id></image><whereabouts>Marietta GA</whereabouts><country_code>US</country_code><uid>chris7655</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Computer Technician</occupation><loan_because>Everyone deserves a chance to make a better life for themselves, their family, and their community.</loan_because><occupational_info>I work for an international news company supporting our employees around the world reporting using computer laptops, satellite phones, and video cameras.</occupational_info><loan_count>2</loan_count></lender><lender><lender_id>iolaire</lender_id><name>Iolaire</name><image><id>7755</id><template_id>1</template_id></image><whereabouts>Arlington VA</whereabouts><country_code>US</country_code><uid>iolaire</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>iolaire.net</personal_url><occupation>Manager Advisory</occupation><loan_because>Success starts with a small dream. Sometimes it feels like here in the US people forget that. I know that most likely someone else can achieve far more with my $25 than I will.</loan_because><occupational_info>I work with real estate statistics, producing reports and books which show how commercial buildings are being built, occupied and sold throughout the US.</occupational_info><loan_count>48</loan_count></lender><lender><lender_id>dean</lender_id><name>Dean Evans</name><image><id>7673</id><template_id>1</template_id></image><whereabouts>Chicago IL</whereabouts><country_code>US</country_code><uid>dean</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>www.deanevans.net</personal_url><occupation>Actor</occupation><loan_because>It\&apos;s a good way for someone who makes very little money, like myself, to help out others.</loan_because><occupational_info>I perform in and write plays for theater companies in Chicago. Occasionally I\&apos;m on TV and in movies.</occupational_info><loan_count>2</loan_count></lender><lender><lender_id>jill</lender_id><name>Jill</name><image><id>8449</id><template_id>1</template_id></image><whereabouts>Champaign IL</whereabouts><country_code>US</country_code><uid>jill</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Manager of Instructional Technology</occupation><loan_because>I believe in the dignity of each human being.</loan_because><occupational_info>I help people use technology in schools.</occupational_info><loan_count>10</loan_count></lender><lender><lender_id>robert8997</lender_id><name>Bob</name><image><id>211535</id><template_id>1</template_id></image><whereabouts>Phoenixville PA</whereabouts><country_code>US</country_code><uid>robert8997</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>www.FrontierServiceDesign.com</personal_url><occupation>Entrepreneur</occupation><loan_because>Karma</loan_because><occupational_info>I help companies design and launch new services to create new sources of revenue for their business.</occupational_info><loan_count>19</loan_count></lender><lender><lender_id>rand</lender_id><name>Rand Fitzpatrick</name><image><id>450706</id><template_id>1</template_id></image><whereabouts>Altadena CA</whereabouts><country_code>US</country_code><uid>rand</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>nulldivide.blogspot.com</personal_url><occupation>Entrepreneur/Designer</occupation><loan_because>A little compassion here turns into a lot of leverage for entrepreneurs out there - leverage that can affect very real change in the world.</loan_because><occupational_info>I specialize in technical product management, designing products that leverage information - helping people understand the world.</occupational_info><loan_count>5</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>melissafaith</lender_id><name>Melissa Faith</name><image><id>23530</id><template_id>1</template_id></image><whereabouts>NC</whereabouts><country_code>US</country_code><uid>melissafaith</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>student</occupation><loan_because>I can. Why wouldn&apos;t I?</loan_because><occupational_info>I study the French language.</occupational_info><loan_count>21</loan_count></lender><lender><lender_id>frog</lender_id><name>Scott</name><image><id>245726</id><template_id>1</template_id></image><whereabouts>Buenos AIres DC</whereabouts><country_code>AR</country_code><uid>frog</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>guyfrog.org</personal_url><occupation>Web Developer</occupation><loan_because>there is a need</loan_because><occupational_info>I connect people that want to solve really big problems</occupational_info><loan_count>7</loan_count><invitee_count>5</invitee_count></lender><lender><lender_id>sean</lender_id><name>Sean</name><whereabouts>Gotha FL</whereabouts><country_code>US</country_code><uid>sean</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Businessman</occupation><loan_because>It\&apos;s a great way to give someone a helping hand to make a long-term living for themselves.</loan_because><occupational_info>Accounting and business management</occupational_info><loan_count>25</loan_count></lender><lender><lender_id>charlie</lender_id><name>Charlie</name><whereabouts>Waldron WA</whereabouts><country_code>US</country_code><uid>charlie</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>http://rheme.net</personal_url><occupation>programmer</occupation><loan_because/><occupational_info>I help people use computers to talk to each other.</occupational_info><loan_count>3</loan_count></lender><lender><lender_id>sucy</lender_id><name>nisucy</name><image><id>2574</id><template_id>1</template_id></image><whereabouts>old town ME</whereabouts><country_code>US</country_code><uid>sucy</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Student</occupation><loan_because>It\&apos;s like donating money--except I get it back.</loan_because><occupational_info>I\&apos;m a part time student and I live off of disability--I\&apos;m paralyzed.</occupational_info><loan_count>10</loan_count></lender><lender><lender_id>rjr</lender_id><name>Rob</name><whereabouts>KivaFriends.org NY</whereabouts><country_code>US</country_code><uid>rjr</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>IT Program Manager</occupation><loan_because/><occupational_info/><loan_count>17</loan_count><invitee_count>2</invitee_count></lender><lender><lender_id>CalvinLawson</lender_id><name>Calvin Lawson</name><image><id>1835</id><template_id>1</template_id></image><whereabouts>Seattle WA</whereabouts><country_code>US</country_code><uid>CalvinLawson</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>calvinlawson.wordpress.com/</personal_url><occupation>Database Developer</occupation><loan_because>Because it\&apos;s an excellent idea, and I\&apos;m curious as to how it works out.</loan_because><occupational_info>I work on a computer, to help make the internet.</occupational_info><loan_count>50</loan_count></lender><lender><lender_id>peter5856</lender_id><name>Peter</name><image><id>1756</id><template_id>1</template_id></image><whereabouts>Eugene OR</whereabouts><country_code>US</country_code><uid>peter5856</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>faiththefinalfrontier.blogspot.com/</personal_url><occupation>Banker</occupation><loan_because>I first heard about microlending years ago but until I found out about Kiva in 2005 I didn&apos;t know of any way I could get involved. I loan mostly because I am excited to see how it will help the various entrepreneurs.</loan_because><occupational_info>I have been been in banking for 25+ years. I have always worked in &quot;retail&quot; banking - meaning that I have worked in branch offices. I started as a teller and worked my way through various positions including a few stints as a branch manager. Currently I work in a regional office helping a group of branches with issues related to day to day operations.</occupational_info><loan_count>44</loan_count><invitee_count>5</invitee_count></lender><lender><lender_id>jan</lender_id><name>Jan</name><whereabouts>London London</whereabouts><country_code>GB</country_code><uid>jan</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>40</loan_count></lender><lender><lender_id>fracture</lender_id><name>Fracture</name><image><id>10143</id><template_id>1</template_id></image><whereabouts>AB</whereabouts><country_code>CA</country_code><uid>fracture</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>boctaoe.blogspot.com</personal_url><occupation>Systems Analyst</occupation><loan_because/><occupational_info>I work with computers at a very large phone company.</occupational_info><loan_count>9</loan_count></lender><lender><lender_id>marieclaude</lender_id><name>maudeclaude</name><image><id>19869</id><template_id>1</template_id></image><whereabouts>Montreal Quebec</whereabouts><country_code>CA</country_code><uid>marieclaude</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>18</loan_count></lender><lender><lender_id>fjarlq</lender_id><name>Matt Day</name><image><id>398031</id><template_id>1</template_id></image><whereabouts>Orem UT</whereabouts><country_code>US</country_code><uid>fjarlq</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>fjarlq.com</personal_url><occupation>Student</occupation><loan_because>I have more than enough.</loan_because><occupational_info>Reading textbooks and trying to make sense out of them. :)</occupational_info><loan_count>13</loan_count><invitee_count>3</invitee_count></lender><lender><lender_id>elizabeth</lender_id><name>Elizabeth</name><whereabouts>Toronto Ontario</whereabouts><country_code>CA</country_code><uid>elizabeth</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>flickr.com/photos/lidbit/sets/</personal_url><occupation>writer</occupation><loan_because>I have travelled all over the world. In each country I have seen how much $1 means to people. My donation isn&apos;t a lot for me but I know it means a difference to those who receive it.</loan_because><occupational_info>I write ads.</occupational_info><loan_count>25</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>jepace</lender_id><name>JEP</name><image><id>299356</id><template_id>1</template_id></image><whereabouts>Gilroy CA</whereabouts><country_code>US</country_code><uid>jepace</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>www.unhub.com/jepace</personal_url><occupation>Land Developer</occupation><loan_because>it is an interesting way to make a positive impact on people&apos;s lives. I like the concept of &quot;loan&quot; vs &quot;give&quot; as a little hard work for the repayment is good for the soul.</loan_because><occupational_info>I spend millions of dollars and many years fighting through local government bureaucracies to turn land into lots for building houses on. </occupational_info><loan_count>17</loan_count></lender><lender><lender_id>mara</lender_id><name>Mara</name><whereabouts>Somerville MA</whereabouts><country_code>US</country_code><uid>mara</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>24</loan_count></lender><lender><lender_id>huiskamp</lender_id><name>logan huiskamp</name><whereabouts>Chicago IL</whereabouts><country_code>US</country_code><uid>huiskamp</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>climatestudios.com</personal_url><occupation/><loan_because>Some people need it more than we do. Ally &amp; I will continue to re-loan as long as Kiva continues with this effort.</loan_because><occupational_info/><loan_count>45</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>ssnyder</lender_id><name>Sam Snyder</name><image><id>131005</id><template_id>1</template_id></image><whereabouts>Lawrence KS</whereabouts><country_code>US</country_code><uid>ssnyder</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>www.bigwinner.org</personal_url><occupation/><loan_because>Everyone deserves the opportunity to succeed.</loan_because><occupational_info/><loan_count>2906</loan_count><invitee_count>2</invitee_count></lender><lender><lender_id>fboosman</lender_id><name>Frank Boosman</name><image><id>7744</id><template_id>1</template_id></image><whereabouts>Apex NC</whereabouts><country_code>US</country_code><uid>fboosman</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>http://www.boosman.com/blog</personal_url><occupation>Video game development</occupation><loan_because>It gives me the opportunity to help people to become self-sufficient and build great lives for themselves.</loan_because><occupational_info>I run a business that creates video games -- games for people to play on their televisions. We try to create games that are easy to learn, quick to play, and above all, fun.</occupational_info><loan_count>31</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>jeffrey1496</lender_id><name>jeffrey</name><image><id>5933</id><template_id>1</template_id></image><whereabouts>Allen TX</whereabouts><country_code>US</country_code><uid>jeffrey1496</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>network engineer</occupation><loan_because/><occupational_info>I work with computers and computer networks to assist companies with data and voice communications.</occupational_info><loan_count>5</loan_count></lender><lender><lender_id>helen</lender_id><name>Helen</name><image><id>17861</id><template_id>1</template_id></image><whereabouts>AK</whereabouts><country_code>US</country_code><uid>helen</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Scientist</occupation><loan_because>I loan because I can. I want to give my child the best start in life, and other people should get the same chance.</loan_because><occupational_info>A researcher at an Oceanographic Institution, looking at how the living oceans really work.</occupational_info></lender><lender><lender_id>eliza</lender_id><name>Eliza</name><whereabouts>Fairfax VA</whereabouts><country_code>US</country_code><uid>eliza</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Environmental Scientist</occupation><loan_because/><occupational_info/><loan_count>6</loan_count><invitee_count>3</invitee_count></lender><lender><lender_id>maryjo</lender_id><name>Mary Jo</name><whereabouts>Federal Way WA</whereabouts><country_code>US</country_code><uid>maryjo</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>www.flyawaycafe.com</personal_url><occupation>Flight Attendant</occupation><loan_because>It&apos;s a small way that I can make a difference.</loan_because><occupational_info/><loan_count>2</loan_count></lender><lender><lender_id>wayne</lender_id><name>Wayne</name><image><id>41142</id><template_id>1</template_id></image><whereabouts>Auburn CA</whereabouts><country_code>US</country_code><uid>wayne</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Bitterman</occupation><loan_because>I have been so fortunate thus far in my life. I feel it is my duty to try to leave a better world for the future. I pray that my little bit can help.</loan_because><occupational_info/><loan_count>68</loan_count></lender><lender><lender_id>andrea</lender_id><name>Andrea</name><whereabouts>Dessau</whereabouts><country_code>DE</country_code><uid>andrea</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>7</loan_count></lender><lender><lender_id>solmssen</lender_id><name>Andrew Solmssen</name><image><id>5294</id><template_id>1</template_id></image><whereabouts>West Hollywood CA</whereabouts><country_code>US</country_code><uid>solmssen</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>www.bitboy.com</personal_url><occupation>Computer Consultant &amp; Stand-Up Comedian</occupation><loan_because>Kiva allows me to directly connect with and help people all over the world. I am truly grateful for the chance to use my small means to make a difference in someone\&apos;s life and help them take advantage of the opportunities they have worked so hard to create.</loan_because><occupational_info>I help people with computers and computer networks, and I also entertain audiences with jokes and stories about computers and other funny things.</occupational_info><loan_count>5</loan_count><invitee_count>3</invitee_count></lender><lender><lender_id>david4181</lender_id><name>David</name><image><id>20994</id><template_id>1</template_id></image><whereabouts>Alexandria VA</whereabouts><country_code>US</country_code><uid>david4181</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Civil Servant</occupation><loan_because>Capitalism is the basis of freedom.</loan_because><occupational_info>I buy guns and bombs for the U.S. Navy.</occupational_info><loan_count>26</loan_count></lender><lender><lender_id>jeff9862</lender_id><name>Jeff Burton</name><image><id>375047</id><template_id>1</template_id></image><whereabouts>New Richmond WI</whereabouts><country_code>US</country_code><uid>jeff9862</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Computer Programmer</occupation><loan_because/><occupational_info/><loan_count>7</loan_count></lender><lender><lender_id>kathryn8125</lender_id><name>hellbunnie</name><whereabouts>Dublin</whereabouts><country_code>IE</country_code><uid>kathryn8125</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>hellbunnie.org/</personal_url><occupation>Postgrad Student</occupation><loan_because/><occupational_info/><loan_count>6</loan_count></lender><lender><lender_id>mike7888</lender_id><name>Mike</name><image><id>219440</id><template_id>1</template_id></image><whereabouts>Tacoma WA</whereabouts><country_code>US</country_code><uid>mike7888</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>10</loan_count></lender><lender><lender_id>kevin2557</lender_id><name>Kevin Kelly</name><image><id>238239</id><template_id>1</template_id></image><whereabouts>Pacifica CA</whereabouts><country_code>US</country_code><uid>kevin2557</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>www.kk.org/kk/</personal_url><occupation>Editor/Author/Blogger</occupation><loan_because>To share is divine.</loan_because><occupational_info>I redistribute the future.</occupational_info><loan_count>15</loan_count><invitee_count>12</invitee_count></lender><lender><lender_id>roy</lender_id><name>Ro Mo</name><image><id>106816</id><template_id>1</template_id></image><whereabouts>ID</whereabouts><country_code>US</country_code><uid>roy</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>28</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>carrie</lender_id><name>Carrie</name><image><id>34445</id><template_id>1</template_id></image><whereabouts>Ithaca NY</whereabouts><country_code>US</country_code><uid>carrie</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>25</loan_count><invitee_count>2</invitee_count></lender><lender><lender_id>karen7834</lender_id><name>Karen</name><whereabouts>San Francisco CA</whereabouts><country_code>US</country_code><uid>karen7834</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>housewife</occupation><loan_because>people should help each other.</loan_because><occupational_info>I take care of my four year old son and help teach my 14 year old stepson at home.</occupational_info><loan_count>4</loan_count></lender><lender><lender_id>AGMycroft</lender_id><name>Mycroft</name><whereabouts>Dallas TX</whereabouts><country_code>US</country_code><uid>AGMycroft</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>18</loan_count></lender><lender><lender_id>megan1967</lender_id><name>Megan</name><image><id>219060</id><template_id>1</template_id></image><whereabouts>North Perth WA</whereabouts><country_code>AU</country_code><uid>megan1967</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Economist</occupation><loan_because>if you can, you should</loan_because><occupational_info>I am an economist with the Dept of Agriculture and Food Western Australia.</occupational_info><loan_count>36</loan_count></lender><lender><lender_id>jtauber</lender_id><name>James Tauber</name><whereabouts>Burlington MA</whereabouts><country_code>US</country_code><uid>jtauber</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>jtauber.com/</personal_url><occupation/><loan_because/><occupational_info/><loan_count>61</loan_count><invitee_count>2</invitee_count></lender><lender><lender_id>martin1180</lender_id><name>Martin</name><image><id>21020</id><template_id>1</template_id></image><whereabouts>Hartlepool --</whereabouts><country_code>GB</country_code><uid>martin1180</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Seafarer</occupation><loan_because>I want to help Africans lift themselves out of poverty. The richer nations have a duty to help the poorer.</loan_because><occupational_info>I am a Chief Engineer on a ship. I manage all the maintenance in the engine room and hotel areas.</occupational_info><loan_count>21</loan_count></lender><lender><lender_id>jean</lender_id><name>Jean</name><image><id>21065</id><template_id>1</template_id></image><whereabouts>Scarborough ONT</whereabouts><country_code>CA</country_code><uid>jean</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Bookkeeper</occupation><loan_because>I enjoy knowing that there is someone able to get ahead in life with just a little help and that I can be a part of it</loan_because><occupational_info>I set up new companies bookkeeping system for their financials. Also look after animals for people that go on holidays. Either their place or mine. Enjoyable occupation</occupational_info><loan_count>42</loan_count></lender><lender><lender_id>andyr</lender_id><name>Andy</name><image><id>177728</id><template_id>1</template_id></image><whereabouts>Falls Church VA</whereabouts><country_code>US</country_code><uid>andyr</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>4</loan_count></lender><lender><lender_id>flora</lender_id><name>Flora Graham</name><image><id>1785</id><template_id>1</template_id></image><whereabouts>London London</whereabouts><country_code>GB</country_code><uid>flora</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>www.floragraham.com</personal_url><occupation>Writer</occupation><loan_because>being able to support yourself and your family is important for happiness, independence and freedom.</loan_because><occupational_info>I write articles about science for newspapers and magazines.</occupational_info><loan_count>16</loan_count></lender><lender><lender_id>alexander6631</lender_id><name>Alexander</name><whereabouts>Astoria NY</whereabouts><country_code>US</country_code><uid>alexander6631</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Scribe</occupation><loan_because>It&apos;s the right thing to do.</loan_because><occupational_info>I make complicated technology easier to understand by explaining it in English.</occupational_info><loan_count>5</loan_count></lender><lender><lender_id>brett6361</lender_id><name>Brett</name><image><id>266688</id><template_id>1</template_id></image><whereabouts>Los Angeles CA</whereabouts><country_code>US</country_code><uid>brett6361</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Attorney</occupation><loan_because>everyone deserves a chance to better themselves.</loan_because><occupational_info/><loan_count>2</loan_count></lender><lender><lender_id>addison</lender_id><name>Addison</name><whereabouts>WA</whereabouts><country_code>US</country_code><uid>addison</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Law Student</occupation><loan_because/><occupational_info/><loan_count>8</loan_count></lender><lender><lender_id>ron5131</lender_id><name>Ron</name><whereabouts>Los Angeles CA</whereabouts><country_code>US</country_code><uid>ron5131</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Writer</occupation><loan_because/><occupational_info/><loan_count>13</loan_count></lender><lender><lender_id>chebuctonian</lender_id><name>Daniel</name><image><id>5095</id><template_id>1</template_id></image><whereabouts>Montreal Quebec</whereabouts><country_code>CA</country_code><uid>chebuctonian</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>www.danielharan.com</personal_url><occupation>Software developer</occupation><loan_because>I want to be part of this social experiment. The amounts of money are so small by \&quot;Western\&quot; standards, it\&apos;s a responsibility to help out.\r\n\r\nMicro-credit has incredible potential to lift people out of poverty while respecting their dignity. I believe that this is not charity, it\&apos;s justice.</loan_because><occupational_info>I write software</occupational_info><loan_count>31</loan_count><invitee_count>7</invitee_count></lender><lender><lender_id>dav</lender_id><name>Dav</name><image><id>86771</id><template_id>1</template_id></image><whereabouts>San Francisco CA</whereabouts><country_code>US</country_code><uid>dav</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>AkuAku.org/</personal_url><occupation>Hacker-Poet</occupation><loan_because>I &lt;3 capitalism.</loan_because><occupational_info>I help create our technology.</occupational_info><loan_count>7</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>colin</lender_id><name>Colin</name><image><id>383676</id><template_id>1</template_id></image><whereabouts>Long Beach CA</whereabouts><country_code>US</country_code><uid>colin</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>mensreapsych.blogspot.com</personal_url><occupation>Grad Student/Teacher</occupation><loan_because>Everyone in the world deserves the opportunity to improve their own lives and the state of their communities.</loan_because><occupational_info>I study and teach psychology.</occupational_info><loan_count>1</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>lalex</lender_id><name>lalex</name><whereabouts>NEW YORK NY</whereabouts><country_code>US</country_code><uid>lalex</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>13</loan_count></lender><lender><lender_id>matthew1977</lender_id><name>matthew</name><image><id>4609</id><template_id>1</template_id></image><whereabouts>Vancouver AK</whereabouts><country_code>US</country_code><uid>matthew1977</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation/><loan_because>I think microcredit is an interesting idea .</loan_because><occupational_info>I help the government figure out what they want to do with computers and technology.</occupational_info><loan_count>1</loan_count></lender><lender><lender_id>Ben11</lender_id><name>Ben</name><country_code>MN</country_code><uid>Ben11</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Microfinance guy</occupation><loan_because>I love this Kiva thing, and I believe in microfinance</loan_because><occupational_info>I work for a commercial microfinance bank in Mongolia. I mostly work in the head office, which is located in the capital city, Ulaanbaatar, but sometimes get to travel to the countryside, to watch (and sort of assist) bank workers in action in remote counties of less than 3,000 people.</occupational_info><loan_count>4</loan_count></lender><lender><lender_id>laurie</lender_id><name>Laurie &amp; Emerald</name><whereabouts>Franklin TN</whereabouts><country_code>US</country_code><uid>laurie</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>emeraldestockphotography.com/</personal_url><occupation>librarian, photographer</occupation><loan_because>This is the biggest return I can get for the small amount I have to invest.</loan_because><occupational_info/><loan_count>57</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>kristina</lender_id><name>Kristina</name><image><id>105411</id><template_id>1</template_id></image><whereabouts>West Liberty IA</whereabouts><country_code>US</country_code><uid>kristina</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation/><loan_because>I am a former Peace Corps Volunteer</loan_because><occupational_info/><loan_count>2</loan_count></lender><lender><lender_id>susan6740</lender_id><name>Susan and Eliana</name><whereabouts>South Orange NJ</whereabouts><country_code>US</country_code><uid>susan6740</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation/><loan_because>The need is great, so I participate in a number of development charities. Kiva, by allowing us to pick individual recipients, puts a face on it for my elementary-school age daughter.</loan_because><occupational_info/><loan_count>10</loan_count></lender><lender><lender_id>claudioshikida</lender_id><name>Claudio Shikida</name><image><id>7052</id><template_id>1</template_id></image><whereabouts>Belo Horizonte MG</whereabouts><country_code>BR</country_code><uid>claudioshikida</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>cdshikida.org</personal_url><occupation>Economist</occupation><loan_because>I believe in the power of free markets to get people out of the poverty. Incentives matter. I hope the new entrepreneurs don\&apos;t forget the social benefits of profit-seeking instead of the deleterious practice of rent-seeking.</loan_because><occupational_info/><loan_count>5</loan_count></lender><lender><lender_id>alancheuk</lender_id><name>Alan</name><image><id>24981</id><template_id>1</template_id></image><whereabouts>Burnaby British Columbia</whereabouts><country_code>CA</country_code><uid>alancheuk</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Student / Programmer</occupation><loan_because>I heard that there&apos;s big cash to be made in lending money. Now I just have to lie back and watch as the $$$ rolls in... With the economy the way it is, I&apos;m already beating market!</loan_because><occupational_info>I&apos;m a law student. In a few years I&apos;ll be evil, wait, I mean a lawyer, wait, I mean eviler.</occupational_info><loan_count>26</loan_count></lender><lender><lender_id>lee7504</lender_id><name>Lee</name><image><id>127140</id><template_id>1</template_id></image><whereabouts>W. Bloomfield MI</whereabouts><country_code>US</country_code><uid>lee7504</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Actor</occupation><loan_because/><occupational_info/><loan_count>4</loan_count></lender><lender><lender_id>john8325</lender_id><name>John</name><whereabouts>Civic Square Australian Capital Territory</whereabouts><country_code>AU</country_code><uid>john8325</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>I\&apos;m retired</occupation><loan_because>providing credit directly to enterpreneurial people is probably a good way to encourage economic development more generally.</loan_because><occupational_info>I don\&apos;t have any ongoing work but do occasional consultancy on political matters. I am also working on a Master\&apos;s thesis on Arabic literature.</occupational_info><loan_count>5</loan_count></lender><lender><lender_id>chris8643</lender_id><name>Chris</name><image><id>376428</id><template_id>1</template_id></image><whereabouts>Morristown NJ</whereabouts><country_code>US</country_code><uid>chris8643</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>www.knowledgestreet.com</personal_url><occupation>Writer</occupation><loan_because>I can.</loan_because><occupational_info>I try to tell stories that people want to hear, so my clients can have their message heard.</occupational_info><loan_count>11</loan_count></lender><lender><lender_id>jd</lender_id><name>John</name><image><id>30354</id><template_id>1</template_id></image><whereabouts>Everett MA</whereabouts><country_code>US</country_code><uid>jd</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>www.riaspot.com.com</personal_url><occupation>Web Developer</occupation><loan_because>It makes me feel good to make a real impact on the world - and I get to brag to my friends that I am an international financier.</loan_because><occupational_info>I help companies build their web sites.</occupational_info><loan_count>75</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>kjetil</lender_id><name>Kjetil</name><image><id>53892</id><template_id>1</template_id></image><whereabouts>Sandnes AK</whereabouts><country_code>NO</country_code><uid>kjetil</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Software Developer</occupation><loan_because/><occupational_info/><loan_count>34</loan_count></lender><lender><lender_id>hunter</lender_id><name>Hunter</name><whereabouts>Ann Arbor MI</whereabouts><country_code>US</country_code><uid>hunter</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>IT Consultant</occupation><loan_because>we are asked to share our blessings</loan_because><occupational_info>Help companies design and maintain computer programs to better their operations.</occupational_info><loan_count>12</loan_count></lender><lender><lender_id>nancy9823</lender_id><name>Nan</name><whereabouts>Mesa AZ</whereabouts><country_code>US</country_code><uid>nancy9823</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>5</loan_count></lender><lender><lender_id>jordan4303</lender_id><name>Jordan</name><image><id>1745</id><template_id>1</template_id></image><whereabouts>Vancouver British Columbia</whereabouts><country_code>CA</country_code><uid>jordan4303</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Architectural Technologist</occupation><loan_because>it is a great, responsible way to assist people in their moment of need, no matter how long that moment is.</loan_because><occupational_info>I help with the design of building details, to make the buildings last longer and withstand the elements.</occupational_info><loan_count>13</loan_count></lender><lender><lender_id>chelsa</lender_id><name>Chelsa</name><image><id>1600</id><template_id>1</template_id></image><whereabouts>San Francisco CA</whereabouts><country_code>US</country_code><uid>chelsa</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>www.facebook.com/profile.php?id=591830456</personal_url><occupation>Marketing and Community Outreach Director @ Kiva</occupation><loan_because>It is inspiring to feel connected from so far away and truly remarkable to hear of both the struggles &amp; joys our world&apos;s entrepreneurs face everyday. </loan_because><occupational_info>I love what I do, so it&apos;s easy to work hard.</occupational_info><loan_count>49</loan_count><invitee_count>4</invitee_count></lender><lender><lender_id>jennifer6787</lender_id><name>Jennifer</name><whereabouts>Phoenixville PA</whereabouts><country_code>US</country_code><uid>jennifer6787</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>www.sagestrat.com</personal_url><occupation>marketing</occupation><loan_because>Pay it forward</loan_because><occupational_info>I help technology and life sciences companies talk to their customers.</occupational_info><loan_count>142</loan_count><invitee_count>2</invitee_count></lender><lender><lender_id>scott4672</lender_id><name>Scott</name><image><id>86950</id><template_id>1</template_id></image><whereabouts>High River Alberta</whereabouts><country_code>CA</country_code><uid>scott4672</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Teacher/Administrator</occupation><loan_because>I want to bring hope.</loan_because><occupational_info>School administrator.</occupational_info><loan_count>3</loan_count></lender><lender><lender_id>mariokristin</lender_id><name>Mario &amp; Kristin</name><image><id>53094</id><template_id>1</template_id></image><whereabouts>Towson MD</whereabouts><country_code>US</country_code><uid>mariokristin</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>law clerk &amp; actuary</occupation><loan_because>everyone deserves a chance and blessings should be shared.</loan_because><occupational_info>Mario works in maritime law. Kristin helps medical professionals and businesses manage their risks.</occupational_info><loan_count>237</loan_count><invitee_count>2</invitee_count></lender><lender><lender_id>bookchiq</lender_id><name>Sarah Lewis</name><image><id>217180</id><template_id>1</template_id></image><whereabouts>Meridian ID</whereabouts><country_code>US</country_code><uid>bookchiq</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>www.somethingepic.com/</personal_url><occupation>Web developer</occupation><loan_because>I believe that loans are an efficient, effective, and sustainable solution to poverty.</loan_because><occupational_info>I help businesses attract new customers.</occupational_info><loan_count>12</loan_count></lender><lender><lender_id>ingeniat</lender_id><name>Manuel Amorim</name><whereabouts>Ferrol Galiza</whereabouts><country_code>ES</country_code><uid>ingeniat</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>www.ingeniat.es</personal_url><occupation>Industrial Engineer</occupation><loan_because/><occupational_info/><loan_count>3</loan_count></lender><lender><lender_id>redevries</lender_id><name>René</name><image><id>338378</id><template_id>1</template_id></image><whereabouts>UT</whereabouts><country_code>NL</country_code><uid>redevries</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>CTO</occupation><loan_because>I believe this to be the most effective way to provide help for people who try to improve upon their living standards</loan_because><occupational_info>Think of new business, find new customers and manage the people and the organisation to make is happen. </occupational_info><loan_count>1</loan_count><invitee_count>2</invitee_count></lender><lender><lender_id>jeremycole</lender_id><name>Jeremy Cole</name><image><id>176711</id><template_id>1</template_id></image><whereabouts>Sunnyvale CA</whereabouts><country_code>US</country_code><uid>jeremycole</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>jcole.us</personal_url><occupation>Geek and Entrepreneur</occupation><loan_because>I love the idea of helping people who really need it; giving them a leg up on the world, even though their situation may be so dire.</loan_because><occupational_info>I participate in many Open Source software projects, and work at a video game startup.</occupational_info><loan_count>65</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>judy7618</lender_id><name>STS HOP Club</name><whereabouts>Calgary AK</whereabouts><country_code>US</country_code><uid>judy7618</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Students</occupation><loan_because>We want to give those who need it a hand-up.</loan_because><occupational_info>We are students from ages 9-11. We belong to a Humanitarian Outreach Club that does projects to raise awarenss and funds to help wipe out poverty</occupational_info><loan_count>7</loan_count></lender><lender><lender_id>howard</lender_id><name>Howard</name><image><id>56346</id><template_id>1</template_id></image><whereabouts>Austin TX</whereabouts><country_code>US</country_code><uid>howard</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>3</loan_count></lender><lender><lender_id>mike1871</lender_id><name>Our Clients</name><image><id>52382</id><template_id>1</template_id></image><whereabouts>oakland CA</whereabouts><country_code>US</country_code><uid>mike1871</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>www.grassshackroad.com</personal_url><occupation>Business owner</occupation><loan_because>It is the right thing to do. </loan_because><occupational_info>We work with companies to get their message across through events, conferences, videos, and new media such as web sites and podcasts. We bring in all the equipment and experts who we have worked with for years to do the job right! We bring in technical directors, creative writers &amp; directors, lighting designers, audio visual equipment and video crews to make sure we get our client’s messages across to their attendees in the desired audience.</occupational_info><loan_count>17</loan_count></lender><lender><lender_id>markbruns</lender_id><name>Mark Bruns</name><image><id>104635</id><template_id>1</template_id></image><whereabouts>George IA</whereabouts><country_code>US</country_code><uid>markbruns</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>salebarn.com</personal_url><occupation>accidental inventor ... mostly I burn stuff</occupation><loan_because>The world needs more entrepreneurs. </loan_because><occupational_info>Push past limits. Test to failure. Understand and correct the root cause. Repeat. Accelerate the process.</occupational_info><loan_count>154</loan_count></lender><lender><lender_id>gerry</lender_id><name>Gerry</name><image><id>111363</id><template_id>1</template_id></image><whereabouts>AK</whereabouts><country_code>US</country_code><uid>gerry</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>www.gerrykirk.net</personal_url><occupation>Project manager, Web Development</occupation><loan_because>I have seen in person the positive impact of micro credit while living in Bangladesh. I like Kiva&apos;s business model.</loan_because><occupational_info/><loan_count>5</loan_count></lender><lender><lender_id>hoffkar</lender_id><name>Karen Hoffmann</name><image><id>34654</id><template_id>1</template_id></image><whereabouts>Pittsburgh PA</whereabouts><country_code>US</country_code><uid>hoffkar</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>http://www.karen-hoffmann.com</personal_url><occupation>Science communications</occupation><loan_because/><occupational_info/><loan_count>4</loan_count></lender><lender><lender_id>betsy</lender_id><name>Betsy</name><whereabouts>freeport ME</whereabouts><country_code>US</country_code><uid>betsy</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Marketing</occupation><loan_because>I believe in the entrepreneurial spirit and love the concept of microfinance. </loan_because><occupational_info/><loan_count>4</loan_count></lender><lender><lender_id>joseph1683</lender_id><name>Joseph</name><image><id>11918</id><template_id>1</template_id></image><whereabouts>Jackson TN</whereabouts><country_code>US</country_code><uid>joseph1683</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Retired teacher</occupation><loan_because>because I can--and because I like the idea of helping people to help themselves.</loan_because><occupational_info/><loan_count>16</loan_count></lender><lender><lender_id>tim2585</lender_id><name>Tim</name><image><id>214439</id><template_id>1</template_id></image><whereabouts>London</whereabouts><country_code>GB</country_code><uid>tim2585</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>3</loan_count></lender><lender><lender_id>nancy1415</lender_id><name>Nancy</name><image><id>115222</id><template_id>1</template_id></image><whereabouts>Seattle WA</whereabouts><country_code>US</country_code><uid>nancy1415</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>www.fullcirc.com/</personal_url><occupation/><loan_because/><occupational_info>I help people collaborate over the internet</occupational_info><loan_count>19</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>cjhayden</lender_id><name>C.J. Hayden</name><image><id>3477</id><template_id>1</template_id></image><whereabouts>San Francisco CA</whereabouts><country_code>US</country_code><uid>cjhayden</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>www.cjhayden.com</personal_url><occupation>Author, Entrepreneurship Coach, Activist</occupation><loan_because>I believe entrepreneurship is one of the best vehicles in existence for helping people in the developing world to create a sustainable livelihood.</loan_because><occupational_info>I&apos;m the author of 3 business books, including the bestseller Get Clients Now! I serve as an advisor and coach to social entrepreneurs and activists, and serve on 3 nonprofit boards.</occupational_info><loan_count>53</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>unreel</lender_id><name>Unreel Media</name><image><id>4576</id><template_id>1</template_id></image><whereabouts>Vancouver British Columbia</whereabouts><country_code>CA</country_code><uid>unreel</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>www.unreelmedia.net</personal_url><occupation>Editorial Services Company</occupation><loan_because>As a growing company, our view of the world is that the only way you can take out on a consistent basis, is if you give enough back so as to help the marketplace grow. When we loan money to Kiva entrepreneurs, we do so knowing that the businesses that are born as a result will one day grow into businesses that need our services.\r\n\r\nAnd if they don\&apos;t... well it doesn\&apos;t hurt to just be nice guys once in a while.</loan_because><occupational_info>We research, write and edit text for companies and individuals who want well-written content for their marketing material, websites, sales letters, press releases and more.\r\n\r\nWhen a company wants to send an advertising flyer to their customers, we write the text so that it well-received and increases sales. When that company wants to create a website, we make sure that it looks professional and is well-written.\r\n\r\nIn essence, we\&apos;re writers for hire, and we commit a percentage of every dollar we earn in profit to Kiva.</occupational_info><loan_count>70</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>raven</lender_id><name>Raven</name><image><id>430684</id><template_id>1</template_id></image><whereabouts>Sherwood Park Alberta</whereabouts><country_code>CA</country_code><uid>raven</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>RN</occupation><loan_because>we have been blessed, and we want to share God&apos;s gifts with others.</loan_because><occupational_info/><loan_count>3</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>jayson</lender_id><name>Jayson</name><image><id>7181</id><template_id>1</template_id></image><whereabouts>Pittsburgh PA</whereabouts><country_code>US</country_code><uid>jayson</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>northbridge.org</personal_url><occupation>Pastor</occupation><loan_because>God is in the business of helping the poor...</loan_because><occupational_info/><loan_count>17</loan_count><invitee_count>9</invitee_count></lender><lender><lender_id>james7013</lender_id><name>James</name><image><id>200170</id><template_id>1</template_id></image><whereabouts>Phoenix AZ</whereabouts><country_code>US</country_code><uid>james7013</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>www.jeknauf.com</personal_url><occupation>President</occupation><loan_because/><occupational_info>Artist/businessman</occupational_info><loan_count>8</loan_count></lender><lender><lender_id>mettler</lender_id><name>Michael</name><image><id>7039</id><template_id>1</template_id></image><whereabouts>El Sobrante CA</whereabouts><country_code>US</country_code><uid>mettler</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>mmettler.com</personal_url><occupation>working for a startup</occupation><loan_because>when my loan capital is paid back, I can use it to help someone else.</loan_because><occupational_info/><loan_count>82</loan_count><invitee_count>2</invitee_count></lender><lender><lender_id>chrisdn</lender_id><name>Christian</name><image><id>157586</id><template_id>1</template_id></image><whereabouts>Overijse</whereabouts><country_code>BE</country_code><uid>chrisdn</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Management Consultant</occupation><loan_because>Every drop counts!</loan_because><occupational_info/><loan_count>7</loan_count></lender><lender><lender_id>jesse4270</lender_id><name>Jesse</name><whereabouts>Victoria British Columbia</whereabouts><country_code>CA</country_code><uid>jesse4270</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>www.thenutter.com</personal_url><occupation/><loan_because>I believe micro loans are the way of the future. </loan_because><occupational_info/></lender><lender><lender_id>jens</lender_id><name>Jens</name><whereabouts>Aarhus</whereabouts><country_code>DK</country_code><uid>jens</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Workflow Consultant (IT)</occupation><loan_because>Kiva simply is an amazing idea. The concept of helping an individual is a lot more appealing to me than simply donating to an organization, that then distributes the money for you. Not that I want to diminish the work that such organizations do, but actually having some sort of connection with the person who need a helping hand makes Kiva stand out. That Kiva provides loans rather than donations is another major reason. I have \&quot;reinvested\&quot; the money from my first loans, and the fact that the same money can help more than once, also makes Kiva truly engaging.</loan_because><occupational_info>I work for a Danish software company that produces computer systems for newspapers all over the world.</occupational_info><loan_count>16</loan_count></lender><lender><lender_id>patricia5867</lender_id><name>Patricia</name><image><id>17835</id><template_id>1</template_id></image><whereabouts>hilliard OH</whereabouts><country_code>US</country_code><uid>patricia5867</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Cashier</occupation><loan_because>i want to help.</loan_because><occupational_info> It&apos;s retail.</occupational_info><loan_count>2</loan_count></lender><lender><lender_id>michele</lender_id><name>Michele</name><whereabouts>Kingsville MD</whereabouts><country_code>US</country_code><uid>michele</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>6</loan_count></lender><lender><lender_id>phillip</lender_id><name>Phillip</name><image><id>176018</id><template_id>1</template_id></image><whereabouts>Oakland CA</whereabouts><country_code>US</country_code><uid>phillip</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Retired Psychotherapist</occupation><loan_because>Feels better than buying more stuff I don&apos;t really need.</loan_because><occupational_info>I was a psychotherapist. Now retired. Guess I just can&apos;t stop trying to help people.</occupational_info><loan_count>24</loan_count></lender><lender><lender_id>susan4768</lender_id><name>Sue</name><image><id>107635</id><template_id>1</template_id></image><whereabouts>Brookfield VT</whereabouts><country_code>US</country_code><uid>susan4768</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Teacher</occupation><loan_because>It is such a small investment on my part, and is not charity. It&apos;s a token of my faith in someone far away.</loan_because><occupational_info>I teach ecology in a small undergraduate program. </occupational_info><loan_count>14</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>harold</lender_id><name>Harold</name><image><id>137939</id><template_id>1</template_id></image><whereabouts>Bonshaw Prince Edward Island</whereabouts><country_code>CA</country_code><uid>harold</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>10</loan_count></lender><lender><lender_id>robert7621</lender_id><name>Robert</name><image><id>5252</id><template_id>1</template_id></image><whereabouts>Enfield Nova Scotia</whereabouts><country_code>CA</country_code><uid>robert7621</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Newspaper Production</occupation><loan_because>All peoples of the world deserve a break.</loan_because><occupational_info>I work in imaging for a daily newspaper in Nova Scotia, Canada.</occupational_info><loan_count>38</loan_count></lender><lender><lender_id>joseph2694</lender_id><name>Joe</name><image><id>57286</id><template_id>1</template_id></image><whereabouts>Crossville TN</whereabouts><country_code>US</country_code><uid>joseph2694</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>www.mytown.ca/parko</personal_url><occupation>retired college professor</occupation><loan_because>I believe that micro-credit loans are the best way to bypass bureaucracy and to get money directly in the hands of those who can put the loan immediately in use to help themselves.</loan_because><occupational_info>I am retired now and spend my time working for peace and justice in the world through the American Friends Service Committee and the Georgia Peace and Justice Coalition.</occupational_info><loan_count>8</loan_count></lender><lender><lender_id>greg6725</lender_id><name>Greg</name><image><id>17995</id><template_id>1</template_id></image><whereabouts>Sacramento CA</whereabouts><country_code>US</country_code><uid>greg6725</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>water engineer</occupation><loan_because>it&apos;s fun - really</loan_because><occupational_info>protecting water uses and quality for all the bugs, bats, and beetles (and humans) in CA</occupational_info><loan_count>36</loan_count><invitee_count>5</invitee_count></lender><lender><lender_id>kimber</lender_id><name>Kim</name><image><id>277325</id><template_id>1</template_id></image><whereabouts>Durham NC</whereabouts><country_code>US</country_code><uid>kimber</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>49</loan_count></lender><lender><lender_id>diane2673</lender_id><name>Diane</name><image><id>56202</id><template_id>1</template_id></image><whereabouts>CO</whereabouts><country_code>US</country_code><uid>diane2673</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>www.transitionallifecare.com</personal_url><occupation>Certified Massage Therapist, CEO Non-Profit</occupation><loan_because>touching people doesn&apos;t have to start and end with one&apos;s fingertips...</loan_because><occupational_info>I help healthy people and those with cancer live more pain-free lives through massage and energy work.</occupational_info><loan_count>5</loan_count></lender><lender><lender_id>judith7470</lender_id><name>Judith</name><image><id>57271</id><template_id>1</template_id></image><whereabouts>culver city CA</whereabouts><country_code>US</country_code><uid>judith7470</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Entrepreneur</occupation><loan_because>I like to see where my money goes and get first hand information about how people are succeeding.</loan_because><occupational_info>I&apos;m a designer and a writer.</occupational_info><loan_count>22</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>karen5800</lender_id><name>Karen</name><image><id>239049</id><template_id>1</template_id></image><whereabouts>Houston TX</whereabouts><country_code>US</country_code><uid>karen5800</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>bligbi.com</personal_url><occupation>Mom</occupation><loan_because>I enjoy helping people. </loan_because><occupational_info/><loan_count>8</loan_count></lender><lender><lender_id>david9918</lender_id><name>DAVID</name><whereabouts>STUDIO CITY CA</whereabouts><country_code>US</country_code><uid>david9918</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Writer</occupation><loan_because>I need to do something for someone other than myself.</loan_because><occupational_info/><loan_count>3</loan_count></lender><lender><lender_id>charmaine</lender_id><name>Charmaine</name><whereabouts>Ventura CA</whereabouts><country_code>US</country_code><uid>charmaine</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Ph.D. candidate</occupation><loan_because>I am interested in Haiti and its people and hope to encourage female entrepreneurs.&#13;&#10;I am proud to support entrepreneurs around the world, especially single mothers.</loan_because><occupational_info>I am researching the access and use of the altered state. Part of that study includes the Vodou religion. I am especially interested in the religious practice of indigenous peoples throughout the world.</occupational_info><loan_count>9</loan_count></lender><lender><lender_id>ellen1450</lender_id><name>Ellen</name><whereabouts>Estacada OR</whereabouts><country_code>US</country_code><uid>ellen1450</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>20</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>sustainablewebsites</lender_id><name>Sustainable Websites</name><image><id>70027</id><template_id>1</template_id></image><whereabouts>San Francisco CA</whereabouts><country_code>US</country_code><uid>sustainablewebsites</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>www.sustainablewebsites.com</personal_url><occupation>Green Entrepreneur</occupation><loan_because>I want to see sustainable entrepreneurship develop worldwide, so that we can all share nature&apos;s abundance and leave a better world for our children.</loan_because><occupational_info>I run www.sustainablewebsites.com that provides reasonably priced web hosting to start up companies that need a website</occupational_info><loan_count>9</loan_count></lender><lender><lender_id>celeste</lender_id><name>Celeste</name><whereabouts>Port Chester NY</whereabouts><country_code>US</country_code><uid>celeste</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>27</loan_count></lender><lender><lender_id>tamme</lender_id><name>Tamme</name><whereabouts>Milwaukie OR</whereabouts><country_code>US</country_code><uid>tamme</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>25</loan_count></lender><lender><lender_id>robert8058</lender_id><name>Rob</name><image><id>65218</id><template_id>1</template_id></image><whereabouts>Woodstock CT</whereabouts><country_code>US</country_code><uid>robert8058</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Software Developer</occupation><loan_because/><occupational_info/><loan_count>5</loan_count></lender><lender><lender_id>ed</lender_id><name>Vegas Ed</name><whereabouts>Las Vegas NV</whereabouts><country_code>US</country_code><uid>ed</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Federal employee/college instructor</occupation><loan_because>I believe \&quot;action is the consumation of thought.\&quot; One cannot simply be aware of suffering around the world and not do something about it.</loan_because><occupational_info>I am currently a civilian federal employee. I was previously a Sergeant in the U.S. Marine Corps. I am also currently teaching American history, Asian Studies, and Chinese and Japanese history at the college level. </occupational_info><loan_count>36</loan_count><invitee_count>2</invitee_count></lender><lender><lender_id>erin9412</lender_id><name>Erin</name><whereabouts>Rochester NY</whereabouts><country_code>US</country_code><uid>erin9412</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>graduate student</occupation><loan_because/><occupational_info/><loan_count>36</loan_count></lender><lender><lender_id>nida</lender_id><name>Nida</name><image><id>300557</id><template_id>1</template_id></image><whereabouts>San Jose CA</whereabouts><country_code>US</country_code><uid>nida</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>9</loan_count></lender><lender><lender_id>jacob</lender_id><name>Jacob</name><whereabouts>Chicago IL</whereabouts><country_code>US</country_code><uid>jacob</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>www.jakewalker.com/</personal_url><occupation>Entrepreneur</occupation><loan_because>Kiva is just about the greatest idea in the world. Being able to directly help someone by loaning so little money is rewarding on so many levels. That I can continue to loan money time after time after each loan is paid back is even better.</loan_because><occupational_info>I have started several companies. The biggest one I started was called DiscLive. It\&apos;s still around, but I\&apos;m no longer involved. We created technology that allowed people who went to music concerts the ability to purchase a CD of the concert they just heard only minutes after the concert itself was over. Since then I\&apos;ve stayed in the music business for the most part, working on other concert recording businesses.</occupational_info><loan_count>1</loan_count></lender><lender><lender_id>Tipitina</lender_id><name>Rebecca Theim</name><image><id>56294</id><template_id>1</template_id></image><whereabouts>Chicago IL</whereabouts><country_code>US</country_code><uid>Tipitina</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>tipitina.biz</personal_url><occupation>Public Relations</occupation><loan_because>What better way to help than to help people help themselves?</loan_because><occupational_info>I help get the word out about businesses so that potential customers know about their products or services.</occupational_info><loan_count>7</loan_count></lender><lender><lender_id>paul6861</lender_id><name>Paul</name><image><id>92719</id><template_id>1</template_id></image><whereabouts>Glendora CA</whereabouts><country_code>US</country_code><uid>paul6861</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>www.theelrey.com</personal_url><occupation>Concert Venue Manager</occupation><loan_because>I want to help enable others to help themselves.</loan_because><occupational_info>Produce Musical Concerts</occupational_info><loan_count>3</loan_count></lender><lender><lender_id>suzan</lender_id><name>Suzan</name><image><id>380429</id><template_id>1</template_id></image><whereabouts>San Luis Obispo CA</whereabouts><country_code>US</country_code><uid>suzan</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>www.goddessgift.net</personal_url><occupation>Psychic Counselor &amp; Internet Retailer</occupation><loan_because>It touches lives in an empowering way. I love entrepreneurial business owners.</loan_because><occupational_info>I am an intuitive counselor who uses telepathic communication to talk to animals, loving spirits, and Higher Sources. I am also the owner of a retail website focused on the ancient historical wisdom of the Goddesses, bringing the feminine side of God back into consciousness.</occupational_info><loan_count>40</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>heather3974</lender_id><name>Heather</name><image><id>143312</id><template_id>1</template_id></image><whereabouts>El Sobrante CA</whereabouts><country_code>US</country_code><uid>heather3974</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Retired Social Worker</occupation><loan_because>I care.</loan_because><occupational_info/><loan_count>38</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>carla7912</lender_id><name>Carla</name><whereabouts>Grass Lake MI</whereabouts><country_code>US</country_code><uid>carla7912</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Research</occupation><loan_because>I love the feeling that I&apos;m helping someone.</loan_because><occupational_info>I work with people who look at people injured in car crashes to see how to make cars safer.</occupational_info><loan_count>4</loan_count></lender><lender><lender_id>scott4181</lender_id><name>Scott</name><whereabouts>Redondo Beach CA</whereabouts><country_code>US</country_code><uid>scott4181</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>14</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>christopherscott</lender_id><name>Christopher</name><image><id>5189</id><template_id>1</template_id></image><whereabouts>Baltimore MD</whereabouts><country_code>US</country_code><uid>christopherscott</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Business Process Analyst</occupation><loan_because>I grew up in East Africa and have seen the need for microfinance and local investment firsthand. I believe that local creativity, business initiatives, and accountability will do more for poverty eradication than World Bank loans and IMF restructurings that cater to government projects and end up crushing the national budget with interest...</loan_because><occupational_info>I&apos;ve just finished my undergraduate degree in history and economics. At work I specialize in producing prodigious amounts of email-- accompanied by the occasional flowchart...:)</occupational_info><loan_count>14</loan_count></lender><lender><lender_id>brian3557</lender_id><name>Brian</name><image><id>212586</id><template_id>1</template_id></image><whereabouts>Stamford CT</whereabouts><country_code>US</country_code><uid>brian3557</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>PC Technician</occupation><loan_because>I want to leave the world a better place for my having been here.</loan_because><occupational_info>I help people use computers and technology.</occupational_info><loan_count>94</loan_count><invitee_count>3</invitee_count></lender><lender><lender_id>marion</lender_id><name>Marion in Savannah</name><image><id>311338</id><template_id>1</template_id></image><whereabouts>Savannah GA</whereabouts><country_code>US</country_code><uid>marion</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Medical transcriptionist</occupation><loan_because>It&apos;s a way I can share, in a small way, the blessings that have been given to me. I was given help when I most needed it, and I know how much it means.</loan_because><occupational_info>I work for ear doctors, and when they see a patient they dictate a report on what the patient&apos;s condition is and what medication or surgery they think he needs. I listen to those tapes and type what they say so there is a written record of that visit to the doctor.</occupational_info><loan_count>27</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>thomas3666</lender_id><name>Thomas</name><whereabouts>Duncan SC</whereabouts><country_code>US</country_code><uid>thomas3666</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Retired</occupation><loan_because/><occupational_info/><loan_count>60</loan_count></lender><lender><lender_id>ernest</lender_id><name>Ernest</name><image><id>8209</id><template_id>1</template_id></image><whereabouts>Santa Rosa CA</whereabouts><country_code>US</country_code><uid>ernest</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Retired</occupation><loan_because>I have no religious convictions but I do believe that we are our brothers keeper. Life is more difficult for females and I prefer to help women who have children to support and educate.</loan_because><occupational_info>I was an Auditor and am long retired from a working life.</occupational_info><loan_count>8</loan_count></lender><lender><lender_id>robert6623</lender_id><name>Robert J Donnelly</name><whereabouts>Minneapolis MN</whereabouts><country_code>US</country_code><uid>robert6623</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>social worker</occupation><loan_because>effective self help</loan_because><occupational_info>counseling </occupational_info><loan_count>2</loan_count></lender><lender><lender_id>shin</lender_id><name>Shin Ho</name><whereabouts>Flushing ny</whereabouts><country_code>US</country_code><uid>shin</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>4</loan_count></lender><lender><lender_id>adam9714</lender_id><name>Adam</name><image><id>420939</id><template_id>1</template_id></image><whereabouts>Lexington MA</whereabouts><country_code>US</country_code><uid>adam9714</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>constitution411.org/climate/</personal_url><occupation>Retired</occupation><loan_because>I enjoy getting to know people around the world, learning about their lives and sharing what I have.</loan_because><occupational_info>I spend most of my time working on global warming. I also play piano and tap dance.</occupational_info><loan_count>7</loan_count><invitee_count>2</invitee_count></lender><lender><lender_id>damaliayo</lender_id><name>damali ayo</name><image><id>292057</id><template_id>1</template_id></image><whereabouts>Portland OR</whereabouts><country_code>US</country_code><uid>damaliayo</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>damaliayo.com</personal_url><occupation>artist / author / comedian</occupation><loan_because>everything and everyone is connected. </loan_because><occupational_info>damali ayo brings a unique style of playful humor and piercing honesty to the conversation about race and human relationships. </occupational_info><loan_count>13</loan_count></lender><lender><lender_id>valerie</lender_id><name>Valerie</name><whereabouts>San Francisco CA</whereabouts><country_code>US</country_code><uid>valerie</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>7</loan_count><invitee_count>2</invitee_count></lender><lender><lender_id>jesper</lender_id><name>Jesper</name><whereabouts>Copenhagen</whereabouts><country_code>DK</country_code><uid>jesper</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Game Designer</occupation><loan_because>I feel it is my duty as a human being to empower people to improve on their own situation.</loan_because><occupational_info>I work designing and building computer games.</occupational_info><loan_count>2</loan_count></lender><lender><lender_id>simon8477</lender_id><name>Simon</name><image><id>34097</id><template_id>1</template_id></image><whereabouts>Sieghartskirchen NOE</whereabouts><country_code>AT</country_code><uid>simon8477</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>http://www.habmigern2003.info</personal_url><occupation>Sales technician</occupation><loan_because>This is the best way to ensure that the funds arrive where they will do some good and actually help somebody to improve their life.</loan_because><occupational_info>I sell and advise on sales of equipment for measuring pollution from combustion equipment.</occupational_info><loan_count>43</loan_count></lender><lender><lender_id>asmund</lender_id><name>asmund</name><whereabouts>rykkinn</whereabouts><country_code>NO</country_code><uid>asmund</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>14</loan_count></lender><lender><lender_id>jason3724</lender_id><name>Jason &amp; Co.</name><image><id>371814</id><template_id>1</template_id></image><whereabouts>Evanston IL</whereabouts><country_code>US</country_code><uid>jason3724</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Procurement</occupation><loan_because>It&apos;s fun, and most importantly it works.</loan_because><occupational_info>I buy things for my company. My wife is an environmental attorney. We have our hands full at home with a high-energy son. </occupational_info><loan_count>25</loan_count><invitee_count>3</invitee_count></lender><lender><lender_id>nicole1399</lender_id><name>Steve and Nicole</name><whereabouts>Downers Grove IL</whereabouts><country_code>US</country_code><uid>nicole1399</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>5</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>gordon7148</lender_id><name>Gordon</name><whereabouts>Elkmont AL</whereabouts><country_code>US</country_code><uid>gordon7148</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Computer Analyst</occupation><loan_because>I have needed help to get going and know what a little assistance can mean.</loan_because><occupational_info>Computer Expert</occupational_info><loan_count>20</loan_count></lender><lender><lender_id>charlie1085</lender_id><name>charlie</name><image><id>352886</id><template_id>1</template_id></image><whereabouts>Riverside CT</whereabouts><country_code>US</country_code><uid>charlie1085</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation> trader</occupation><loan_because/><occupational_info> </occupational_info><loan_count>100</loan_count><invitee_count>2</invitee_count></lender><lender><lender_id>louis</lender_id><name>louis daher</name><image><id>5296</id><template_id>1</template_id></image><whereabouts>ann arbor MI</whereabouts><country_code>US</country_code><uid>louis</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>IT Manager</occupation><loan_because>I am interested in leveraging my fortunate life into opportunities for the benefit of others.</loan_because><occupational_info>I make sure that information is easily available and can be used by people with out much technical skills.</occupational_info><loan_count>8</loan_count><invitee_count>6</invitee_count></lender><lender><lender_id>Bud</lender_id><name>Bud</name><whereabouts>Northampton MA</whereabouts><country_code>US</country_code><uid>Bud</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>retired</occupation><loan_because>Being a product of the depression era, I know from experience what it is like to be a small business person in bad economic times. I\&apos;m sure that is multiplied by several orders of magnitude in the countries represented by the business people who are shown on the Kiva website. It gives me a great deal of satisfaction to know that I\&apos;m helping these small businesses. Being able to see their photos and hear about them is an additional bonus.</loan_because><occupational_info>I\&apos;m retired. Formerly I was a social scientist doing research on human behavior, particularly fundamental differences between people, hence my interest in people from different cultures and political situations.</occupational_info><loan_count>56</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>max8101</lender_id><name>Max</name><whereabouts>Studio City CA</whereabouts><country_code>US</country_code><uid>max8101</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>23</loan_count></lender><lender><lender_id>jeliza</lender_id><name>Jeliza</name><whereabouts>Shoreline WA</whereabouts><country_code>US</country_code><uid>jeliza</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>www.jeliza.net</personal_url><occupation>Artist</occupation><loan_because/><occupational_info/><loan_count>15</loan_count></lender><lender><lender_id>niki6203</lender_id><name>Niki</name><image><id>289990</id><template_id>1</template_id></image><whereabouts>San Juan Capistrano CA</whereabouts><country_code>US</country_code><uid>niki6203</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>dzrtgrls.com</personal_url><occupation/><loan_because/><occupational_info/><loan_count>27</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>jane6603</lender_id><name>jane</name><image><id>5287</id><template_id>1</template_id></image><whereabouts>san francisco CA</whereabouts><country_code>US</country_code><uid>jane6603</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>www.connectingstories.com</personal_url><occupation>connecting the dots</occupation><loan_because>We&apos;re all in this together.</loan_because><occupational_info>Doing whatever I can to heal the world. </occupational_info><loan_count>12</loan_count></lender><lender><lender_id>david4401</lender_id><name>David</name><image><id>308027</id><template_id>1</template_id></image><whereabouts>Calgary Alberta</whereabouts><country_code>CA</country_code><uid>david4401</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Parent</occupation><loan_because>It works</loan_because><occupational_info>Full time parent. </occupational_info><loan_count>28</loan_count><invitee_count>2</invitee_count></lender><lender><lender_id>wendy</lender_id><name>Wendy Connors</name><image><id>39480</id><template_id>1</template_id></image><whereabouts>Albuquerque NM</whereabouts><country_code>US</country_code><uid>wendy</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>www.fadeddiscs.com</personal_url><occupation>Historian</occupation><loan_because>Everyone deserves a chance to reach their dreams. I&apos;m just sharing my dream too.</loan_because><occupational_info>I take the sounds of history and preserve them for future generations.</occupational_info><loan_count>7</loan_count></lender><lender><lender_id>catherine1216</lender_id><name>Catrina</name><image><id>30403</id><template_id>1</template_id></image><whereabouts>CA</whereabouts><country_code>US</country_code><uid>catherine1216</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation/><loan_because>It beats buying $3.00 lattes...</loan_because><occupational_info/><loan_count>13</loan_count></lender><lender><lender_id>david1196</lender_id><name>David</name><image><id>52012</id><template_id>1</template_id></image><whereabouts>Jacksboro TX</whereabouts><country_code>US</country_code><uid>david1196</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>thefirstmorning.wordpress.com</personal_url><occupation>Pastor</occupation><loan_because>It\&apos;s a way to help others and allow them to keep their dignity intact.</loan_because><occupational_info>I&apos;m the pastor of a United Methodist Church- I preach, teach, lead, sing, laugh, counsel, schmooze, fish, and explore.</occupational_info><loan_count>52</loan_count><invitee_count>10</invitee_count></lender><lender><lender_id>larissa</lender_id><name>Larissa</name><image><id>340503</id><template_id>1</template_id></image><whereabouts>Toronto Ontario</whereabouts><country_code>CA</country_code><uid>larissa</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Aquatics Instructor, Student</occupation><loan_because>I believe that this is a fantastic way to make the world a better place!</loan_because><occupational_info>I teach aquatics for kids with and without disabilities - it&apos;s really rewarding to see a child swim on their own, or even dunk under the water, for the first time.</occupational_info><loan_count>10</loan_count></lender><lender><lender_id>christoph</lender_id><name>Christoph</name><whereabouts>Eindhoven</whereabouts><country_code>NL</country_code><uid>christoph</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Scientist</occupation><loan_because/><occupational_info>R&amp;D in a small high-tech company</occupational_info><loan_count>54</loan_count></lender><lender><lender_id>adele</lender_id><name>Adele</name><image><id>57605</id><template_id>1</template_id></image><whereabouts>Bristol UK</whereabouts><country_code>GB</country_code><uid>adele</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Researcher</occupation><loan_because/><occupational_info>University based research into social policy around personal finances</occupational_info><loan_count>7</loan_count></lender><lender><lender_id>grantyoung</lender_id><name>Grant</name><image><id>316832</id><template_id>1</template_id></image><whereabouts>Newtown NSW</whereabouts><country_code>AU</country_code><uid>grantyoung</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>synapsechronicles.com</personal_url><occupation>Consultant</occupation><loan_because>I believe that families and communities are the best people to determine their future, and I want to support small businesses so that they can be self-sufficient and grow.</loan_because><occupational_info>I am self-employed working primarily for non-profits and NGOs</occupational_info><loan_count>10</loan_count></lender><lender><lender_id>lewis</lender_id><name>Lewis</name><image><id>80767</id><template_id>1</template_id></image><whereabouts>Hondo TX</whereabouts><country_code>US</country_code><uid>lewis</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>World Traveler</occupation><loan_because>Because The Good Lord has graced me with a bit more than I need.</loan_because><occupational_info>Currently working a couple of part time jobs in Japan. After this, who knows were I&apos;ll go or what I&apos;ll do. Certainly not me!</occupational_info><loan_count>83</loan_count></lender><lender><lender_id>helen6108</lender_id><name>Helen</name><image><id>399869</id><template_id>1</template_id></image><whereabouts>Hemel Hempstead</whereabouts><country_code>GB</country_code><uid>helen6108</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>6</loan_count></lender><lender><lender_id>karen7513</lender_id><name>Karen</name><image><id>44700</id><template_id>1</template_id></image><whereabouts>Cambridge MA</whereabouts><country_code>US</country_code><uid>karen7513</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Community Activist</occupation><loan_because>I strongly believe in self determination for all people. Providing funds without a bank interest rate and the requirement to pay back funds in a strict and structured timeframe is a great way to enable many to do so. Handouts rarely get to the beneficiaries and are often merely used to control people. I simply want to cut through the many barriers that have been put into place by the west mostly, to help lift people out of those barriers to prove their ability. Working for oneself is the best way to avoid dependence on the corporation and the ills it spreads.</loan_because><occupational_info>I work on prison issues in the US, where we have the highest incarceration rate on the planet, not to mention some of the worst abuse. The corporation has entered the prison system making it a multi-billion dollar industry that requires more and more people to fill the prisons for it to be profitable, and I shouldn&apos;t have to tell anyone how dangerous and deadly that is for all of us.</occupational_info><loan_count>6</loan_count></lender><lender><lender_id>bryanthompson</lender_id><name>Bryan Thompson</name><image><id>281914</id><template_id>1</template_id></image><whereabouts>Lisle IL</whereabouts><country_code>US</country_code><uid>bryanthompson</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Backpacker / Student</occupation><loan_because>I believe in small steps towards a better, more equitable and more sustainable society.</loan_because><occupational_info>I´m backpacking in Latin America for a year after graduating from University and before law school. I believe that one must experience others conditions to truly understand them and be able to work to improve them.</occupational_info><loan_count>27</loan_count></lender><lender><lender_id>jamila</lender_id><name>Jamila</name><whereabouts>Bowie MD</whereabouts><country_code>US</country_code><uid>jamila</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>www.ecommercediva.com</personal_url><occupation>Entrepreneur</occupation><loan_because>as an entrepreneur, I know how difficult it is to raise capital in the U.S. I can imagine how hard it must be in the developing world. Thriving businesses can change the fate of a whole family, and a whole community.</loan_because><occupational_info>I help other business owners learn how to sell their products and services more effectively over the Internet.</occupational_info><loan_count>8</loan_count></lender><lender><lender_id>sara</lender_id><name>Sara</name><whereabouts>Waltham MA</whereabouts><country_code>US</country_code><uid>sara</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Software Engineer</occupation><loan_because/><occupational_info/><loan_count>9</loan_count></lender><lender><lender_id>caleb</lender_id><name>Caleb</name><image><id>147066</id><template_id>1</template_id></image><whereabouts>Lexington Ky</whereabouts><country_code>US</country_code><uid>caleb</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>www.gnn.tv</personal_url><occupation>Student</occupation><loan_because>I believe microfinance can be a very effective way to help people living in poverty around the world.</loan_because><occupational_info>Student in college.</occupational_info><loan_count>5</loan_count></lender><lender><lender_id>jonathan1184</lender_id><name>Jon</name><image><id>291111</id><template_id>1</template_id></image><whereabouts>Ashby-de-la-Zouch Leicestershire</whereabouts><country_code>GB</country_code><uid>jonathan1184</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>www.thebestof.co.uk/loughborough</personal_url><occupation>Website owner</occupation><loan_because>Micro-businesses can change the world</loan_because><occupational_info>I promote small businesses in my community too!</occupational_info><loan_count>27</loan_count></lender><lender><lender_id>equayona</lender_id><name>Equa Yona</name><image><id>474765</id><template_id>1</template_id></image><whereabouts>Chamberlain SD</whereabouts><country_code>US</country_code><uid>equayona</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>www.equayonabigbear.blogspot.com</personal_url><occupation>Dog sitter</occupation><loan_because>We can, we want to and Its a good thing&#13;&#10;</loan_because><occupational_info>Loafing around</occupational_info><loan_count>6</loan_count></lender><lender><lender_id>laura5609</lender_id><name>Laura</name><image><id>395170</id><template_id>1</template_id></image><whereabouts>Scottsdale AZ</whereabouts><country_code>US</country_code><uid>laura5609</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Coach/Educator</occupation><loan_because>It&apos;s a great way to make a big difference with a small investment. As a fellow entrepreneur and professional coach I love to see people living into their dreams.</loan_because><occupational_info/><loan_count>15</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>amanda5774</lender_id><name>Amanda</name><whereabouts>Los Angeles CA</whereabouts><country_code>US</country_code><uid>amanda5774</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>9</loan_count></lender><lender><lender_id>patty</lender_id><name>Patty</name><image><id>33126</id><template_id>1</template_id></image><whereabouts>Lake Oswego OR</whereabouts><country_code>US</country_code><uid>patty</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Retired Teacher</occupation><loan_because>Matt &amp; Jessica have great vision and I have a heart for the people of East Africa.</loan_because><occupational_info>I taught health and home economics in secondary schools for 32 years.</occupational_info><loan_count>4</loan_count></lender><lender><lender_id>clark</lender_id><name>Clark</name><image><id>298712</id><template_id>1</template_id></image><whereabouts>Brooklyn NY</whereabouts><country_code>US</country_code><uid>clark</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>12</loan_count></lender><lender><lender_id>chris4758</lender_id><name>Chris</name><image><id>422409</id><template_id>1</template_id></image><whereabouts>Chicago IL</whereabouts><country_code>US</country_code><uid>chris4758</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>www.spikeball.com</personal_url><occupation>Sales at Microsoft</occupation><loan_because>I believe a loan is much more powerful than a donation. </loan_because><occupational_info>I am a sales representative for the XBox division at Microsoft. I also run a business that makes a beach/bcakyard game called Spikeball.</occupational_info><loan_count>43</loan_count></lender><lender><lender_id>timmothy</lender_id><name>Timmothy</name><image><id>91692</id><template_id>1</template_id></image><whereabouts>Milwaukee WI</whereabouts><country_code>US</country_code><uid>timmothy</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>www.timmothymerath.com</personal_url><occupation>Project Manager</occupation><loan_because>I care.</loan_because><occupational_info/><loan_count>5</loan_count></lender><lender><lender_id>ed9081</lender_id><name>Ed Pool</name><whereabouts>Myrtle Point OR</whereabouts><country_code>US</country_code><uid>ed9081</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>3</loan_count></lender><lender><lender_id>maraa2396</lender_id><name>Maria Jairo Nico</name><image><id>462377</id><template_id>1</template_id></image><whereabouts>Huesca</whereabouts><country_code>ES</country_code><uid>maraa2396</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Lecturer</occupation><loan_because/><occupational_info/><loan_count>6</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>reyes</lender_id><name>Reyes</name><whereabouts>Santa Cruz de Tenerife Santa Cruz de Tenerife</whereabouts><country_code>ES</country_code><uid>reyes</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>1</loan_count></lender><lender><lender_id>Bobbu</lender_id><name>Bobbu</name><image><id>65145</id><template_id>1</template_id></image><whereabouts>Washington DC</whereabouts><country_code>US</country_code><uid>Bobbu</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>www.IAmALudditeAndAHermitAndDontMaintainABlog.com</personal_url><occupation>Ersatz Entrepreneur</occupation><loan_because>It is the least anyone could do, and Kiva (specifically) makes it tangible.</loan_because><occupational_info>I spend most of my energy and dubious talent &quot;developing&quot; software and providing blowhard advice to others.</occupational_info><loan_count>513</loan_count><invitee_count>8</invitee_count></lender><lender><lender_id>jane7816</lender_id><name>Jane</name><image><id>115661</id><template_id>1</template_id></image><whereabouts>New York NY</whereabouts><country_code>US</country_code><uid>jane7816</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation/><loan_because>I can</loan_because><occupational_info>Actor and singer</occupational_info><loan_count>22</loan_count></lender><lender><lender_id>craig5468</lender_id><name>Craig</name><whereabouts>Apple Valley MN</whereabouts><country_code>US</country_code><uid>craig5468</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Software Developer</occupation><loan_because>Having started a few small businesses on my own, I know how significant a little extra capital can be in making the difference between success and failure.</loan_because><occupational_info>We develop computer programs to help small and medium businesses better manage and respond to their telephone and internet-based communications.</occupational_info><loan_count>33</loan_count></lender><lender><lender_id>laia</lender_id><name>Laia</name><whereabouts>Barcelona</whereabouts><country_code>ES</country_code><uid>laia</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>42</loan_count></lender><lender><lender_id>rmk</lender_id><name>Matthew</name><whereabouts>Washington DC</whereabouts><country_code>US</country_code><uid>rmk</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Attorney</occupation><loan_because/><occupational_info/><loan_count>21</loan_count></lender><lender><lender_id>colette</lender_id><name>Colette</name><whereabouts>Rocklin, CA KivaFriends.org</whereabouts><country_code>US</country_code><uid>colette</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>kivafriends.org</personal_url><occupation>Mom</occupation><loan_because>It is the right thing to do.</loan_because><occupational_info>Mom.</occupational_info><loan_count>135</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>daver</lender_id><name>Dave</name><image><id>2825</id><template_id>1</template_id></image><whereabouts>Lake Forest Park WA</whereabouts><country_code>US</country_code><uid>daver</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>defeatpoverty.com</personal_url><occupation>Entrepreneur</occupation><loan_because>I&apos;m interested in empowering the working poor with a hand up to have the opportunity to improve their lives and the lives of their families.</loan_because><occupational_info>I help small local businesses who provide home repair, cleaning and improvement services find more customers.</occupational_info><loan_count>110</loan_count></lender><lender><lender_id>mnothum</lender_id><name>Mike Nothum</name><whereabouts>AZ</whereabouts><country_code>US</country_code><uid>mnothum</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>9</loan_count></lender><lender><lender_id>danandbekah</lender_id><name>Dan and Bekah</name><image><id>15074</id><template_id>1</template_id></image><whereabouts>Minneapolis MN</whereabouts><country_code>US</country_code><uid>danandbekah</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Economist and Physician Assistant</occupation><loan_because>we like to use the opportunities given to us to benefit others!</loan_because><occupational_info/><loan_count>7</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>steven3276</lender_id><name>Steve</name><image><id>272505</id><template_id>1</template_id></image><whereabouts>Saint Paul MN</whereabouts><country_code>US</country_code><uid>steven3276</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Computer analyst</occupation><loan_because>People all over the world want the same things: meeting basic personal needs (food, water, shelter), safety for themselves and their loved ones, and fulfillment in their lives. We in the U.S. are so blessed in those areas. We should help others who are willing to work to help themselves. </loan_because><occupational_info>I test computer software to see how well it works when many people are using it.</occupational_info><loan_count>44</loan_count></lender><lender><lender_id>daren</lender_id><name>Daren</name><image><id>282762</id><template_id>1</template_id></image><whereabouts>Orlando FL</whereabouts><country_code>US</country_code><uid>daren</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>www.darenscotwilson.com</personal_url><occupation>Computer graphics</occupation><loan_because>it keeps me from blowing it all on chocolate! And, for years i&apos;ve wanted to be philanthropist. Such little $$ accomplishes much in faraway places, helping to even out some severe imbalances in the world economy. </loan_because><occupational_info>For five years, I worked on data sent from the Cassini spacecraft near Saturn. From this data, I made pictures to show on NASA&apos;s website and to be published in magazines. But I have now taken another job working with astronomers on another project.</occupational_info><loan_count>24</loan_count></lender><lender><lender_id>andrew1487</lender_id><name>Andrew Berry</name><image><id>37429</id><template_id>1</template_id></image><whereabouts>henderson NV</whereabouts><country_code>US</country_code><uid>andrew1487</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Mail Man</occupation><loan_because>I belive anywhere in the world can have a thriving economy if the people have enough goods and services to trade. If the majority of people in an area are encouraged to specialize in an area where they excell then enough goods and services will likely be created. By loaning I encourage people to specialize in an area where they will hopefully thrive.</loan_because><occupational_info>I work for the U S postal service. I deliver letters from all over the world to the people of Boulder City Nevada. I also collect letters to be sent anround the world. I represent one of the oldest branches of the U S government and help to maintain the faith that everything is functioning normaly. </occupational_info><loan_count>40</loan_count></lender><lender><lender_id>elizabeth1349</lender_id><name>Libby</name><whereabouts>Webster NY</whereabouts><country_code>US</country_code><uid>elizabeth1349</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>21</loan_count></lender><lender><lender_id>jason1125</lender_id><name>Jason</name><whereabouts>New York NY</whereabouts><country_code>US</country_code><uid>jason1125</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>25</loan_count></lender><lender><lender_id>ellen6143</lender_id><name>Ellen</name><image><id>159888</id><template_id>1</template_id></image><whereabouts>San Francisco CA</whereabouts><country_code>US</country_code><uid>ellen6143</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>9</loan_count></lender><lender><lender_id>jeff3422</lender_id><name>The Sutherlands</name><image><id>6221</id><template_id>1</template_id></image><whereabouts>Edmonton Alberta</whereabouts><country_code>CA</country_code><uid>jeff3422</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Industrial Real Estate Associate</occupation><loan_because/><occupational_info>I consult for people and businesses in purchasing, leasing, and selling industrial real estate.</occupational_info><loan_count>5</loan_count></lender><lender><lender_id>kent</lender_id><name>Kent</name><whereabouts>Irvine CA</whereabouts><country_code>US</country_code><uid>kent</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Patent attorney</occupation><loan_because>I admire those who are working in challenging environments to make a better life for themselves and their family and I want to help.</loan_because><occupational_info>Helping a company, Xerox, to benefit from its research investments </occupational_info><loan_count>6</loan_count></lender><lender><lender_id>arianne</lender_id><name>arianne z.</name><image><id>11616</id><template_id>1</template_id></image><whereabouts>Tucson AZ</whereabouts><country_code>US</country_code><uid>arianne</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>graduate student</occupation><loan_because/><occupational_info/><loan_count>2</loan_count><invitee_count>2</invitee_count></lender><lender><lender_id>calico</lender_id><name>Calico</name><image><id>171197</id><template_id>1</template_id></image><whereabouts>New York NY</whereabouts><country_code>US</country_code><uid>calico</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>writer</occupation><loan_because>I want to help poor people, especially poor women, improve their lives. </loan_because><occupational_info/><loan_count>168</loan_count></lender><lender><lender_id>colby</lender_id><name>Colby Otero</name><image><id>432000</id><template_id>1</template_id></image><whereabouts>Hood River OR</whereabouts><country_code>US</country_code><uid>colby</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>www.colbyotero.com</personal_url><occupation/><loan_because/><occupational_info/><loan_count>11</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>jd8208</lender_id><name>J.D.</name><image><id>215685</id><template_id>1</template_id></image><whereabouts>Las Vegas NV</whereabouts><country_code>US</country_code><uid>jd8208</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>writer and lawyer</occupation><loan_because>Small business owners ought to help each other out, even if we&apos;re in different parts of the world from one another. </loan_because><occupational_info>I spend the day writing documents that help people and businesses protect their copyrights and trademarks. At night I write fiction, essays, and articles about various other subjects.</occupational_info><loan_count>61</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>gene</lender_id><name>Gene</name><image><id>468720</id><template_id>1</template_id></image><whereabouts>Seattle WA</whereabouts><country_code>US</country_code><uid>gene</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>www.GeneDexter.com</personal_url><occupation>Marketing/Promotion</occupation><loan_because>I believe a difference can be made.</loan_because><occupational_info>Public relations. Also semi-retired from the music industry.</occupational_info><loan_count>28</loan_count><invitee_count>2</invitee_count></lender><lender><lender_id>hjortholm</lender_id><name>Kim Hjortholm</name><image><id>9435</id><template_id>1</template_id></image><whereabouts>Copenhagen .</whereabouts><country_code>DK</country_code><uid>hjortholm</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>edgecrafting.blogspot.com</personal_url><occupation/><loan_because>It make very much sense to support local growth and initiative, it&apos;s more personal, and I&apos;m happy to see the money return to my account because it proves the loan did make a difference - and I have another 25$ to re-invest</loan_because><occupational_info/><loan_count>141</loan_count></lender><lender><lender_id>wxojx1105</lender_id><name>Ravi</name><whereabouts>Cupertino CA</whereabouts><country_code>US</country_code><uid>wxojx1105</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Vice President</occupation><loan_because/><occupational_info>I am excited and happy to help out. Strongly feel this is an opportunity to give.</occupational_info><loan_count>27</loan_count></lender><lender><lender_id>fredi</lender_id><name>Fredi</name><image><id>8016</id><template_id>1</template_id></image><whereabouts>Beverly Hills CA</whereabouts><country_code>US</country_code><uid>fredi</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Sales and Marketing Specialist</occupation><loan_because>I feel very fortunate in my life and, simply put, giving back is very rewarding.</loan_because><occupational_info>Entrepreneur</occupational_info><loan_count>9</loan_count></lender><lender><lender_id>rebecca6067</lender_id><name>Rebecca</name><image><id>8747</id><template_id>1</template_id></image><whereabouts>AK</whereabouts><country_code>US</country_code><uid>rebecca6067</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>consultant</occupation><loan_because>It\&apos;s an experiment to see how well this works for international development. I get involved with a lot of experiments. &#13;&#10;&#13;&#10;I&apos;m in CA, not AK; not sure why AK pops up here. </loan_because><occupational_info>I find innovative, worthwhile projects in international development with sustainable social leverage and help them succeed, particularly projects that help women. </occupational_info><loan_count>2</loan_count></lender><lender><lender_id>shaina</lender_id><name>Shaina</name><image><id>36294</id><template_id>1</template_id></image><whereabouts>San Francisco CA</whereabouts><country_code>US</country_code><uid>shaina</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Recruiter</occupation><loan_because>my sister helped start this organization and I think it&apos;s one of the most inspiring movements thus far in my lifetime. </loan_because><occupational_info>I help people find new jobs that they&apos;re excited about. </occupational_info><loan_count>5</loan_count><invitee_count>2</invitee_count></lender><lender><lender_id>dominique</lender_id><name>Dominique</name><image><id>227261</id><template_id>1</template_id></image><whereabouts>Bilbao Vizcaya</whereabouts><country_code>ES</country_code><uid>dominique</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>perso.wanadoo.es/write2mdi/</personal_url><occupation>Translator</occupation><loan_because>I´d like to be able to help a little.</loan_because><occupational_info/><loan_count>12</loan_count></lender><lender><lender_id>alexander4763</lender_id><name>Alexander</name><image><id>24426</id><template_id>1</template_id></image><whereabouts>Las Vegas NV</whereabouts><country_code>US</country_code><uid>alexander4763</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>www.edelstein.org</personal_url><occupation>This and That</occupation><loan_because>It&apos;s the most effective way to change the world for the better.</loan_because><occupational_info>I build lots of wooden boxes, all on top of each other. Then people buy the boxes from me and live in them. Who knew?</occupational_info><loan_count>526</loan_count></lender><lender><lender_id>j6841</lender_id><name>zariat</name><image><id>44866</id><template_id>1</template_id></image><whereabouts>California</whereabouts><country_code>US</country_code><uid>j6841</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>www.zariat.com</personal_url><occupation>friend</occupation><loan_because>it&apos;s such a good idea!</loan_because><occupational_info>professional enabler of talented and creative individuals </occupational_info><loan_count>1</loan_count></lender><lender><lender_id>seema</lender_id><name>Seema</name><image><id>202289</id><template_id>1</template_id></image><whereabouts>Los Angeles CA</whereabouts><country_code>US</country_code><uid>seema</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>seemachine.blogspot.com</personal_url><occupation>Law Clerk</occupation><loan_because>I am privileged enough to have far beyond what I need to thrive, in a world where most have hardly enough to survive.</loan_because><occupational_info>I serve as the &quot;apprentice&quot; to a federal judge on the United States Court of Appeals.</occupational_info><loan_count>8</loan_count></lender><lender><lender_id>joan9854</lender_id><name>Joan Friedlander</name><image><id>259496</id><template_id>1</template_id></image><whereabouts>AK</whereabouts><country_code>US</country_code><uid>joan9854</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>www.lifeworkpartners.com</personal_url><occupation>Strategic Business Coach</occupation><loan_because>I believe business ownership is the first measure of freedom over one&apos;s livelihood, and wish to support it not just in my work but for others I can&apos;t see or know.</loan_because><occupational_info>I work with self-employed entrepreneurs to successfully build and run mission-centered service businesses throughout the U.S. As their coach, for a short period of time I am their sounding board, guide and accountability partner. They learn new strategies for marketing, time management and delegation, and gain momentum towards their goals.</occupational_info></lender><lender><lender_id>maryann</lender_id><name>MaryAnn Bailey</name><image><id>330829</id><template_id>1</template_id></image><whereabouts>Seattle WA</whereabouts><country_code>US</country_code><uid>maryann</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>http:www.quietcourage.blogspot.com</personal_url><occupation>Life Coach</occupation><loan_because>I have seen first hand the incredible impact a small amount of money can make in people&apos;s lives.</loan_because><occupational_info>I help people find the courage to achieve their dreams.</occupational_info><loan_count>1</loan_count></lender><lender><lender_id>colinrule</lender_id><name>Colin Rule</name><image><id>7792</id><template_id>1</template_id></image><whereabouts>San Jose CA</whereabouts><country_code>US</country_code><uid>colinrule</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>cyberlaw.stanford.edu/blog/colin-rule</personal_url><occupation>Mediator</occupation><loan_because>It\&apos;s such a small thing for me, but a big thing for the receiver. It just seems to be the right thing to do, especially now that there\&apos;s Kiva.</loan_because><occupational_info>I help people resolve their disputes, both when they\&apos;re looking at each other face to face, and when they transact with each other over the internet.</occupational_info><loan_count>63</loan_count></lender><lender><lender_id>sharon5055</lender_id><name>Sharon Kuku</name><image><id>173464</id><template_id>1</template_id></image><whereabouts>Kampala</whereabouts><country_code>UG</country_code><uid>sharon5055</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Development Assistant</occupation><loan_because>I would like to change someone&apos;s life, the amounts may look so little to many but to them it makes the world a better place. In a small way that i can afford, i want a smile out there!</loan_because><occupational_info>Operate children with corrective disabilities almost across the world. God indeed has done many miracles, sad that some have never noticed His presence in their lives.</occupational_info></lender><lender><lender_id>karen5336</lender_id><name>Karen</name><image><id>359318</id><template_id>1</template_id></image><whereabouts>Alameda CA</whereabouts><country_code>US</country_code><uid>karen5336</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>volunteer</occupation><loan_because>I can</loan_because><occupational_info>I volunteer as a forth grade reading coach and tend the garden at the school.</occupational_info><loan_count>23</loan_count></lender><lender><lender_id>ben2640</lender_id><name>Ben</name><image><id>18571</id><template_id>1</template_id></image><whereabouts>Madison WI</whereabouts><country_code>US</country_code><uid>ben2640</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>www.thememoryproject.org</personal_url><occupation>Memory Project</occupation><loan_because>Micro-finance rocks! </loan_because><occupational_info/><loan_count>2</loan_count></lender><lender><lender_id>kendall</lender_id><name>Kendall</name><image><id>315906</id><template_id>1</template_id></image><whereabouts>Mountain View CA</whereabouts><country_code>US</country_code><uid>kendall</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>www.microfinancetravels.typepad.com</personal_url><occupation>Business Owner</occupation><loan_because>SME and micro-credit loans help create self-employment in countries where neither the government nor private companies are generating enough new jobs.</loan_because><occupational_info>I am Board Chair and CEO of Prisma Microfinance with operations in Honduras &amp; Nicaragua.</occupational_info><loan_count>15</loan_count></lender><lender><lender_id>fiona</lender_id><name>Fiona Ramsey</name><image><id>198591</id><template_id>1</template_id></image><whereabouts>San Francisco CA</whereabouts><country_code>US</country_code><uid>fiona</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Kiva Public Relations Director</occupation><loan_because>I would like to give others an opportunity - I&apos;ve been given so many in my life!</loan_because><occupational_info>I talk to reporters so they can write great stories about Kiva.org. I spend my day in an office with lots of plants around me. My best friends at work are my laptop and my big Chinese teapot. </occupational_info><loan_count>9</loan_count><invitee_count>3</invitee_count></lender><lender><lender_id>erin1298</lender_id><name>Erin</name><image><id>65927</id><template_id>1</template_id></image><whereabouts>Salamanca</whereabouts><country_code>ES</country_code><uid>erin1298</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>www.wandering-woman.blogspot.com</personal_url><occupation>Marketing &amp; Communications Consultant, writer</occupation><loan_because>There is no feeling in the world like opening a Kiva &quot;payment-made !&quot; email, unless it&apos;s that absolute high of a loan redemption notice. Don&apos;t tell ME I can&apos;t be a small part of the change I&apos;d like to see....</loan_because><occupational_info/><loan_count>26</loan_count><invitee_count>3</invitee_count></lender><lender><lender_id>blyons</lender_id><name>Brian</name><image><id>5719</id><template_id>1</template_id></image><whereabouts>darnestown MD</whereabouts><country_code>US</country_code><uid>blyons</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Tech Weenie</occupation><loan_because/><occupational_info>I am a computer industry executive.</occupational_info><loan_count>8</loan_count></lender><lender><lender_id>james6735</lender_id><name>Mike H</name><whereabouts>Nashville TN</whereabouts><country_code>US</country_code><uid>james6735</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>mikehester.smugmug.com</personal_url><occupation>Financial Analyst</occupation><loan_because>Time to give back...</loan_because><occupational_info>I crunch numbers in a cushy office.</occupational_info><loan_count>159</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>linda2259</lender_id><name>Linda</name><whereabouts>Atlanta GA</whereabouts><country_code>US</country_code><uid>linda2259</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation/><loan_because>I want to help create abundance in the world.</loan_because><occupational_info/><loan_count>17</loan_count></lender><lender><lender_id>mahmood</lender_id><name>Mahmood Remtulla</name><image><id>227975</id><template_id>1</template_id></image><whereabouts>Arlington VA</whereabouts><country_code>US</country_code><uid>mahmood</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>IT - Network Admininistrator</occupation><loan_because>I love giving!</loan_because><occupational_info>My job is to make sure that computers in the work place are all connected and communicating with each other at all times.</occupational_info></lender><lender><lender_id>david6492</lender_id><name>Dave</name><image><id>7800</id><template_id>1</template_id></image><whereabouts>Los Angeles CA</whereabouts><country_code>US</country_code><uid>david6492</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>law student</occupation><loan_because>... this is a better use of my money.</loan_because><occupational_info/><loan_count>14</loan_count><invitee_count>3</invitee_count></lender><lender><lender_id>daniel1243</lender_id><name>Dan and Heather</name><image><id>33123</id><template_id>1</template_id></image><whereabouts>Minneapolis MN</whereabouts><country_code>US</country_code><uid>daniel1243</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>teacher/graduate student</occupation><loan_because/><occupational_info/><loan_count>4</loan_count></lender><lender><lender_id>nancy8449</lender_id><name>Nancy</name><image><id>309436</id><template_id>1</template_id></image><whereabouts>Huntington Beach CA</whereabouts><country_code>US</country_code><uid>nancy8449</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>office manager</occupation><loan_because>this is a really great way to help people all over the world </loan_because><occupational_info>I work for a small company that sells artwork; we put artists and projects together</occupational_info><loan_count>35</loan_count><invitee_count>2</invitee_count></lender><lender><lender_id>jeffAndChris</lender_id><name>Jeff &amp; Chris</name><image><id>171543</id><template_id>1</template_id></image><whereabouts>Los Angeles CA</whereabouts><country_code>US</country_code><uid>jeffAndChris</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>www.marwencol.com</personal_url><occupation>Filmmaker &amp; Writer</occupation><loan_because>It&apos;s a great idea.</loan_because><occupational_info/><loan_count>26</loan_count></lender><lender><lender_id>okdavid</lender_id><name>David</name><image><id>221523</id><template_id>1</template_id></image><whereabouts>Saint Louis MO</whereabouts><country_code>US</country_code><uid>okdavid</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>davidharlow.com</personal_url><occupation>songwriter</occupation><loan_because>It&apos;s a nice way to help people.</loan_because><occupational_info/><loan_count>120</loan_count></lender><lender><lender_id>lori</lender_id><name>Lori</name><image><id>37714</id><template_id>1</template_id></image><whereabouts>ROCKVILLE MD</whereabouts><country_code>US</country_code><uid>lori</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Scientist</occupation><loan_because>I can.</loan_because><occupational_info/><loan_count>3</loan_count></lender><lender><lender_id>eleanor</lender_id><name>Eleanor</name><whereabouts>Hyde Park MA</whereabouts><country_code>US</country_code><uid>eleanor</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Retired</occupation><loan_because>I feel it is a great way of helping others who are definitely helping themselves. I enjoy reading the stories of the businesses that were started and how such a small donation makes such a huge difference.</loan_because><occupational_info>I am retired, but vowed when I did retire that I would give back by volunteering and helping others. I serve wonderful people at hospice, help an elderly woman with her finances, and work with people at my church.</occupational_info><loan_count>6</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>gil</lender_id><name>Gil</name><image><id>11514</id><template_id>1</template_id></image><whereabouts>Greater Seattle Area,</whereabouts><country_code>US</country_code><uid>gil</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation/><loan_because>It\&apos;s a concrete way to make a difference and see the results. I\&apos;m retired, and I\&apos;ve been fortunate in life. This is a way to give a modest amount of money and know it will make a big difference in the life of a hardworking person who deserves a little help.</loan_because><occupational_info/><loan_count>17</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>kathryn8331</lender_id><name>Kathryn</name><image><id>140440</id><template_id>1</template_id></image><whereabouts>Battle Creek MI</whereabouts><country_code>US</country_code><uid>kathryn8331</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>consultant</occupation><loan_because>I have what I need and I hope that I can help you to have what you need.</loan_because><occupational_info>In our country we have organizations to help other people. My job is to help them do their jobs more efficiently. </occupational_info><loan_count>11</loan_count><invitee_count>5</invitee_count></lender><lender><lender_id>mary6717</lender_id><name>Mary Beth</name><whereabouts>Rockville MD</whereabouts><country_code>US</country_code><uid>mary6717</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>programmer</occupation><loan_because/><occupational_info/><loan_count>100</loan_count></lender><lender><lender_id>nancy7806</lender_id><name>Nancy</name><image><id>51479</id><template_id>1</template_id></image><whereabouts>Flagstaff AZ</whereabouts><country_code>US</country_code><uid>nancy7806</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Homemaker</occupation><loan_because>I like to feel the direct connection with the people who need the funds. Much better than donating to a big organization where a lot of the money goes for administrative costs.</loan_because><occupational_info>I take care of my home and my 17 year old son. I am also a potter and love to make dishes for people to use for their meals.</occupational_info><loan_count>194</loan_count></lender><lender><lender_id>sueandpaul</lender_id><name>Sue &amp; Paul</name><image><id>300799</id><template_id>1</template_id></image><whereabouts>CA</whereabouts><country_code>US</country_code><uid>sueandpaul</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Retired</occupation><loan_because>Good way to help without it being a handout - can instill pride in entrepreneurs.</loan_because><occupational_info/><loan_count>1</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>ross</lender_id><name>Ross</name><image><id>134222</id><template_id>1</template_id></image><whereabouts>Kansas City MO</whereabouts><country_code>US</country_code><uid>ross</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>www.soulpaths.com</personal_url><occupation>Healer</occupation><loan_because/><occupational_info>Energy Medicine in the Andean Tradition</occupational_info><loan_count>9</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>melissaspurr</lender_id><name>Melissa &amp; Peter Spurr</name><image><id>56936</id><template_id>1</template_id></image><whereabouts>Joshua Tree CA</whereabouts><country_code>US</country_code><uid>melissaspurr</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>28</loan_count></lender><lender><lender_id>christopher7599</lender_id><name>Christopher</name><whereabouts>Bellefonte PA</whereabouts><country_code>US</country_code><uid>christopher7599</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Student pilot/Caterer</occupation><loan_because>I could put the money into a savings account and earn 2%, or lend it to someone who could use it to make a better life for themselves. Not so hard a choice?</loan_because><occupational_info>Helicopter pilot-in-training.</occupational_info><loan_count>7</loan_count></lender><lender><lender_id>valerie3992</lender_id><name>Valerie</name><image><id>51088</id><template_id>1</template_id></image><whereabouts>New Windsor MD</whereabouts><country_code>US</country_code><uid>valerie3992</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>18</loan_count></lender><lender><lender_id>peregrino</lender_id><name>Peregrino</name><image><id>1572</id><template_id>1</template_id></image><whereabouts>San Mateo CA</whereabouts><country_code>US</country_code><uid>peregrino</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Sales Manager, Filmmaker</occupation><loan_because>If my small contribution can help someone reach their dream or goal, I\&apos;m happy to do it.</loan_because><occupational_info/></lender><lender><lender_id>craig3817</lender_id><name>Craig &amp; Ameeta</name><image><id>12490</id><template_id>1</template_id></image><whereabouts>Northfield MN</whereabouts><country_code>US</country_code><uid>craig3817</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>www.uniyatra.com/</personal_url><occupation/><loan_because/><occupational_info/><loan_count>84</loan_count></lender><lender><lender_id>patricia2108</lender_id><name>patricia</name><image><id>192124</id><template_id>1</template_id></image><whereabouts>CLEVELAND OH</whereabouts><country_code>US</country_code><uid>patricia2108</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>plumbing sales</occupation><loan_because>Its important to give back, if just a little. </loan_because><occupational_info>I sell plumbing supplies to plumbers, contractors and builders.</occupational_info><loan_count>5</loan_count></lender><lender><lender_id>chris3510</lender_id><name>Chris</name><image><id>5384</id><template_id>1</template_id></image><whereabouts>Laguna Beach CA</whereabouts><country_code>US</country_code><uid>chris3510</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Insurance</occupation><loan_because>I heard about Kiva on NPR and thought it was a great idea. I wish I&apos;d thought of it...cause a Nobel Peace Prize would look great over the fireplace.</loan_because><occupational_info/><loan_count>9</loan_count></lender><lender><lender_id>todd7797</lender_id><name>Todd and Brenda</name><image><id>24953</id><template_id>1</template_id></image><whereabouts>Rocklin CA</whereabouts><country_code>US</country_code><uid>todd7797</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Engineer</occupation><loan_because>We have been blessed with so much and want to help others.</loan_because><occupational_info>design complex networks.</occupational_info><loan_count>37</loan_count><invitee_count>2</invitee_count></lender><lender><lender_id>chris3904</lender_id><name>Chris</name><image><id>1656</id><template_id>1</template_id></image><whereabouts>Worcester MA</whereabouts><country_code>US</country_code><uid>chris3904</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation/><loan_because>I want to help give people a chance to improve their lives.</loan_because><occupational_info>I work with computers.</occupational_info><loan_count>15</loan_count></lender><lender><lender_id>david1710</lender_id><name>David McCullough</name><image><id>240196</id><template_id>1</template_id></image><whereabouts>Cazadero CA</whereabouts><country_code>US</country_code><uid>david1710</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>www.davidmichaelmccullough.net</personal_url><occupation>Nurse / Firefighter</occupation><loan_because>I live in one of the richest countries in the world yet gives less than most other countries and still complains it is too much. </loan_because><occupational_info>I have applied to Medicines Sans Frontieres (Doctors without Borders) in January 2009. I work as a nurse and volunteer firefighter.</occupational_info><loan_count>15</loan_count><invitee_count>2</invitee_count></lender><lender><lender_id>tom</lender_id><name>Tom</name><image><id>109438</id><template_id>1</template_id></image><whereabouts>Front Royal VA</whereabouts><country_code>US</country_code><uid>tom</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>baddogpip.blogspot.com/2006/12/mifex-neighborhoods-tres-trinitaria.html</personal_url><occupation>Contractor</occupation><loan_because>Without access to capital, I couldn&apos;t be in business myself, and it\&apos;s taken years of hard work for me to reach where I am today. I would rather use my money to help someone engage in a business venture rather than for a charity. I believe that money borrowed and the profit that is earned is more valuable than a gift, since it allows the borrower to improve their condition with dignity. And in regards to the real REASON that I do this, it is because I am treating these entrepreneurs as I would like to be treated, and have been treated, myself.</loan_because><occupational_info>I fix old houses and turn them into beautiful homes.</occupational_info><loan_count>284</loan_count><invitee_count>2</invitee_count></lender><lender><lender_id>control</lender_id><name>control</name><image><id>38989</id><template_id>1</template_id></image><country_code>NZ</country_code><uid>control</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>control.org</personal_url><occupation>music</occupation><loan_because>governments, corporations and religious organisations introduce unreasonable baggage to self-determined personal and community development.</loan_because><occupational_info>we provide the oontz.</occupational_info><loan_count>10</loan_count></lender><lender><lender_id>bruce3965</lender_id><name>Bruce</name><whereabouts>San Francisco CA</whereabouts><country_code>US</country_code><uid>bruce3965</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>www.blinklist.com/bpaton/</personal_url><occupation>business school professor</occupation><loan_because>I admire the people that Kiva supports and enjoy being able to help.</loan_because><occupational_info>I teach courses at San Francisco State University about sustainable business, micro-credit, and base of the pyramid business.</occupational_info><loan_count>26</loan_count><invitee_count>3</invitee_count></lender><lender><lender_id>scott3028</lender_id><name>Scott</name><whereabouts>Eugene or</whereabouts><country_code>US</country_code><uid>scott3028</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation/><loan_because>I&apos;m not wealthy, but I have enough money to have a good life and do what I want. I&apos;m grateful to everyone who has helped me along the way, and I feel lucky to be able to pass some of that help on to other people. </loan_because><occupational_info/><loan_count>23</loan_count></lender><lender><lender_id>MikeB</lender_id><name>MikeB</name><image><id>194654</id><template_id>1</template_id></image><whereabouts>voorhees NJ</whereabouts><country_code>US</country_code><uid>MikeB</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Student</occupation><loan_because>one person can make a difference</loan_because><occupational_info>im your standard college student. trying to figure out what i want to do with the next 50 years of my life.</occupational_info><loan_count>13</loan_count><invitee_count>3</invitee_count></lender><lender><lender_id>damien</lender_id><name>Damien</name><image><id>11884</id><template_id>1</template_id></image><whereabouts>CA</whereabouts><country_code>US</country_code><uid>damien</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>www.zaproot.com</personal_url><occupation>Media</occupation><loan_because>I live in one of the richest countries in the history of the world. That wealth is just an idea, the same as other countries poverty is just an idea. Money has no value unless we imagine it does. If I can relieve someones suffering with just an idea... then why wouldn&apos;t I do that?</loan_because><occupational_info>I produce films that focus on sustainability and ethics.</occupational_info><loan_count>21</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>david5352</lender_id><name>Dave</name><whereabouts>San Francisco CA</whereabouts><country_code>US</country_code><uid>david5352</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>MIS</occupation><loan_because>I can</loan_because><occupational_info/><loan_count>18</loan_count></lender><lender><lender_id>shevy</lender_id><name>René Clausen Nielsen</name><image><id>294108</id><template_id>1</template_id></image><whereabouts>Copenhagen</whereabouts><country_code>DK</country_code><uid>shevy</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>shevy.dk</personal_url><occupation>Advisor</occupation><loan_because>People all over the globe should be able to make a business that can help both themselves and their communities regardless of their parents&apos; and communities&apos; wealth.&#13;&#10;&#13;&#10;I loan because it&apos;s the best way to boost prosperity, self-help, and to foster self-supply in communities everywhere.</loan_because><occupational_info/><loan_count>8</loan_count><invitee_count>4</invitee_count></lender><lender><lender_id>zack4261</lender_id><name>Zack Reuter</name><image><id>163946</id><template_id>1</template_id></image><whereabouts>Grand Junction CO</whereabouts><country_code>US</country_code><uid>zack4261</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>47</loan_count></lender><lender><lender_id>justin7893</lender_id><name>The Schlottmans</name><image><id>85823</id><template_id>1</template_id></image><whereabouts>Sebastopol CA</whereabouts><country_code>US</country_code><uid>justin7893</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Software &amp; Transportation</occupation><loan_because>We believe in sharing and helping to ensure that everyone has the opportunity to succeed as they work toward a sustainable livelihood .</loan_because><occupational_info>In our professional and personal lives we each work to make the world a healthier place for everyone .</occupational_info><loan_count>48</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>amy8556</lender_id><name>Amy Klement</name><image><id>21152</id><template_id>1</template_id></image><whereabouts>Palo Alto CA</whereabouts><country_code>US</country_code><uid>amy8556</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Technology</occupation><loan_because>it gets the resources directly into the hands of the people who need it the most - the people with no access to the capital markets. What&apos;s better than empowering someone to reach their potential?</loan_because><occupational_info>build products and services for the internet </occupational_info><loan_count>6</loan_count></lender><lender><lender_id>will</lender_id><name>Will</name><image><id>89101</id><template_id>1</template_id></image><whereabouts>Moscow ID</whereabouts><country_code>US</country_code><uid>will</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>3</loan_count></lender><lender><lender_id>sherrill</lender_id><name>Sherrill</name><whereabouts>Pomona CA</whereabouts><country_code>US</country_code><uid>sherrill</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>9</loan_count></lender><lender><lender_id>kathy8113</lender_id><name>Kathy</name><whereabouts>Orinda CA</whereabouts><country_code>US</country_code><uid>kathy8113</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>6</loan_count></lender><lender><lender_id>cathy</lender_id><name>Cathy</name><whereabouts>Yankton SD</whereabouts><country_code>US</country_code><uid>cathy</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Computer Aide</occupation><loan_because>I love the idea of loaning money directly to people who have a great idea and the ambition to start a business.</loan_because><occupational_info/><loan_count>5</loan_count></lender><lender><lender_id>shannonlc</lender_id><name>Shannon</name><image><id>39203</id><template_id>1</template_id></image><whereabouts>Chicago IL</whereabouts><country_code>US</country_code><uid>shannonlc</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>blogs.babble.com/strollerderby/tag/shannon-lc-cate/</personal_url><occupation>reading, writing, coercing others to read &amp; write</occupation><loan_because>I have more than I need.</loan_because><occupational_info>I teach young adults part time and write part time. I also care for my young daughters at home.</occupational_info><loan_count>6</loan_count></lender><lender><lender_id>tommy</lender_id><name>Tommy</name><image><id>6331</id><template_id>1</template_id></image><whereabouts>Norco CA</whereabouts><country_code>US</country_code><uid>tommy</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Writer/Draftsman</occupation><loan_because>It&apos;s the right thing to do for a stable and peaceful world.</loan_because><occupational_info>I design fire alarm systems while I write screenplays.</occupational_info><loan_count>32</loan_count></lender><lender><lender_id>t6109</lender_id><name>Tkg</name><whereabouts>DPO AP</whereabouts><country_code>US</country_code><uid>t6109</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Civil Servant</occupation><loan_because/><occupational_info/><loan_count>93</loan_count></lender><lender><lender_id>alexander8539</lender_id><name>Alexander</name><image><id>92145</id><template_id>1</template_id></image><whereabouts>Kalamazoo MI</whereabouts><country_code>US</country_code><uid>alexander8539</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Judge</occupation><loan_because>It is a personal connection. We don&apos;t need grand schemes. Each one of us doing the right thing will get the job done.</loan_because><occupational_info>I am a judge in Michigan State Courts</occupational_info><loan_count>26</loan_count></lender><lender><lender_id>elizabeth2543</lender_id><name>Elizabeth</name><whereabouts>Denver CO</whereabouts><country_code>US</country_code><uid>elizabeth2543</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/></lender><lender><lender_id>sundeep</lender_id><name>sundeep</name><image><id>244582</id><template_id>1</template_id></image><whereabouts>San Francisco CA</whereabouts><country_code>US</country_code><uid>sundeep</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>thesunrising.com</personal_url><occupation>life</occupation><loan_because>it takes money to make money</loan_because><occupational_info>i&apos;m an entrepreneur too :)</occupational_info><loan_count>15</loan_count><invitee_count>7</invitee_count></lender><lender><lender_id>lisa9443</lender_id><name>Lisa</name><image><id>1798</id><template_id>1</template_id></image><whereabouts>Exeter NH</whereabouts><country_code>US</country_code><uid>lisa9443</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>25</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>grant9249</lender_id><name>Grant</name><image><id>7925</id><template_id>1</template_id></image><whereabouts>Kingwood TX</whereabouts><country_code>US</country_code><uid>grant9249</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Information Technology</occupation><loan_because>The more economically stable a location is, the more the people have to lose. The more people have to lose, the less likely they are to go to war.</loan_because><occupational_info>I work on computer hardware and software.</occupational_info><loan_count>172</loan_count></lender><lender><lender_id>christine1320</lender_id><name>Christine</name><image><id>21164</id><template_id>1</template_id></image><whereabouts>Chicago IL</whereabouts><country_code>US</country_code><uid>christine1320</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>PhD student in Psychology</occupation><loan_because>Kiva gives me an amazing opportunity to make an impact. I don&apos;t make much money as a student, but I know that the little bit I give to others makes a world of difference. I am thankful for a chance like this one!</loan_because><occupational_info>People come to talk to me about things that are making their lives difficult and I try to help them figure out how to make it better. </occupational_info><loan_count>6</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>herzigma</lender_id><name>Josh</name><image><id>7143</id><template_id>1</template_id></image><whereabouts>Newton MA</whereabouts><country_code>US</country_code><uid>herzigma</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>joshua.herzig-marx.com</personal_url><occupation>Entrepreneur</occupation><loan_because>In Jewish tradition, the highest form of charitable work is providing others with the opportunity to help themselves--loans, not gifts, are the preferred way to accomplish this as the recipient can better maintain their pride.</loan_because><occupational_info>A retail technology entrepreneur.</occupational_info><loan_count>12</loan_count></lender><lender><lender_id>susieplusdavid</lender_id><name>Covell Development Fund</name><image><id>200866</id><template_id>1</template_id></image><whereabouts>San Francisco CA</whereabouts><country_code>US</country_code><uid>susieplusdavid</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>www.susieplusdavid.com</personal_url><occupation>Business people</occupation><loan_because>Economic opportunity means empowerment, it means choice, it means better lives, it means stronger communities. We think that&apos;s a meaningful contribution. </loan_because><occupational_info>Susie owns a water conservation company.&#13;&#10;David manages Yahoo! Mail in international markets. </occupational_info><loan_count>59</loan_count></lender><lender><lender_id>steven7783</lender_id><name>Madeleine</name><image><id>260654</id><template_id>1</template_id></image><whereabouts>Solana Beach CA</whereabouts><country_code>US</country_code><uid>steven7783</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>www.SurfingBulldog.com</personal_url><occupation>Bulldog</occupation><loan_because>I believe in supporting people less fortunate than me and as a dog I have a more comfortable lifestyle than most of the people on this site so I figure I should give back.</loan_because><occupational_info> I sleep til around 10:00AM then I go lay in the sun and take a nap then I eat something and check out the back yard go back in the house and get up on the couch and take a nap. My dad comes home and I go nuts for about 10-15 minutes and we go to the beach or the dog park...</occupational_info><loan_count>25</loan_count></lender><lender><lender_id>jonasb</lender_id><name>Jonas</name><image><id>321126</id><template_id>1</template_id></image><whereabouts>Lewisham London</whereabouts><country_code>GB</country_code><uid>jonasb</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>andthennothing.net</personal_url><occupation>Programmer</occupation><loan_because/><occupational_info/><loan_count>286</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>karen6550</lender_id><name>Karen</name><whereabouts>princeton nj</whereabouts><country_code>US</country_code><uid>karen6550</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>attorney</occupation><loan_because/><occupational_info/><loan_count>38</loan_count></lender><lender><lender_id>jeff6751</lender_id><name>Jeff</name><whereabouts>Waterloo Ontario</whereabouts><country_code>CA</country_code><uid>jeff6751</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Software tester</occupation><loan_because>I thought this was pretty interesting and like the idea of helping out small businesses in developing countries </loan_because><occupational_info>I test software</occupational_info><loan_count>14</loan_count><invitee_count>2</invitee_count></lender><lender><lender_id>phredd</lender_id><name>Phredd</name><image><id>300484</id><template_id>1</template_id></image><whereabouts>Easton Bristol</whereabouts><country_code>GB</country_code><uid>phredd</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>student</occupation><loan_because/><occupational_info>archaeologist</occupational_info><loan_count>21</loan_count></lender><lender><lender_id>johanna</lender_id><name>Johanna</name><whereabouts>Kew Gardens NY</whereabouts><country_code>US</country_code><uid>johanna</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>library intern</occupation><loan_because>I believe in the power of everyday people to effect change, &amp; love that, by lending just a few dollars, we can make concrete improvements in the lives of people around the world. Microfinance is amazing, &amp; Kiva pairing it with the convenience of Paypal is... addictive!</loan_because><occupational_info/><loan_count>150</loan_count><invitee_count>3</invitee_count></lender><lender><lender_id>myles4403</lender_id><name>Myles</name><image><id>10717</id><template_id>1</template_id></image><whereabouts>San Francisco CA</whereabouts><country_code>US</country_code><uid>myles4403</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Engineer</occupation><loan_because>I&apos;m hoping to leave the world a little better off than I found it.</loan_because><occupational_info>I work for a large internet company, writing software.</occupational_info><loan_count>21</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>kythryne</lender_id><name>Kythryne Aisling</name><image><id>189513</id><template_id>1</template_id></image><whereabouts>Concord NH</whereabouts><country_code>US</country_code><uid>kythryne</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>wyrdingstudios.com</personal_url><occupation>Jeweler</occupation><loan_because>I am the owner of a small business, and I feel that supporting other small business owners is extremely important.</loan_because><occupational_info>I design and manufacture wire jewelry.</occupational_info><loan_count>20</loan_count></lender><lender><lender_id>brad9165</lender_id><name>brad</name><image><id>21294</id><template_id>1</template_id></image><whereabouts>santa Cruz CA</whereabouts><country_code>US</country_code><uid>brad9165</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Engineer</occupation><loan_because>Because I can</loan_because><occupational_info/><loan_count>26</loan_count></lender><lender><lender_id>philip5273</lender_id><name>Philip</name><whereabouts>Gainesville FL</whereabouts><country_code>US</country_code><uid>philip5273</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>www.thefruitblog.com</personal_url><occupation>Fruit Breeder</occupation><loan_because>In a perfect world, everyone willing to work should be able to succeed. It&apos;s not a perfect world, but we can make it a little easier at least.</loan_because><occupational_info>I develop new varieties of strawberries and help farmers learn how best to grow them.</occupational_info><loan_count>2</loan_count></lender><lender><lender_id>tim6742</lender_id><name>Tim</name><image><id>185426</id><template_id>1</template_id></image><whereabouts>Mountain View CA</whereabouts><country_code>US</country_code><uid>tim6742</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Electrical Engineer</occupation><loan_because>This is a simple way to help motivated peoples better their lives. I can relate to the 1-to-1 connection between lender and lendee.</loan_because><occupational_info>System on a Chip design for Apple inc.</occupational_info><loan_count>113</loan_count></lender><lender><lender_id>rossjamesparker</lender_id><name>Ross</name><image><id>5518</id><template_id>1</template_id></image><whereabouts>Croydon Surrey</whereabouts><country_code>GB</country_code><uid>rossjamesparker</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>www.rossparker.com</personal_url><occupation>International development consultant</occupation><loan_because>it shows how the free market is compassionate and how private charity works better than the state.</loan_because><occupational_info>I help countries realise that their potential is in their people, not in their governments.</occupational_info><loan_count>16</loan_count></lender><lender><lender_id>levi</lender_id><name>Levi</name><whereabouts>NE</whereabouts><country_code>US</country_code><uid>levi</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Analyst</occupation><loan_because/><occupational_info/></lender><lender><lender_id>joshua5929</lender_id><name>Josh</name><whereabouts>Fairport NY</whereabouts><country_code>US</country_code><uid>joshua5929</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>rootedcosmopolitans.blogspot.com</personal_url><occupation>Science Research</occupation><loan_because>I think there is a moral obligation to help make people&apos;s lives better wherever they are, and this is a fantastic way to directly accomplish that goal, empowering people everywhere to improve their own lives through hard work and dedication.</loan_because><occupational_info>I study black holes by simulating them with computer codes.</occupational_info><loan_count>35</loan_count></lender><lender><lender_id>michael9702</lender_id><name>Michael</name><whereabouts>Denver CO</whereabouts><country_code>US</country_code><uid>michael9702</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation/><loan_because>I&apos;ve been lucky.</loan_because><occupational_info/><loan_count>8</loan_count></lender><lender><lender_id>brad3118</lender_id><name>Chris, Laurel, and Brad</name><image><id>10673</id><template_id>1</template_id></image><whereabouts>Denver CO</whereabouts><country_code>US</country_code><uid>brad3118</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation/><loan_because>microfinance is a great way for people to connect and cut out the middleman.</loan_because><occupational_info/><loan_count>29</loan_count></lender><lender><lender_id>eliza4632</lender_id><name>Eliza</name><image><id>81295</id><template_id>1</template_id></image><whereabouts>New Fairfield CT</whereabouts><country_code>US</country_code><uid>eliza4632</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Freelance writer</occupation><loan_because>As an American woman with her own business, I recognize the hundreds of advantages I have that my counterparts around the world do not.</loan_because><occupational_info>I help businesses sell their products and services by writing advertising copy and creating websites</occupational_info><loan_count>5</loan_count></lender><lender><lender_id>luke</lender_id><name>Luke</name><whereabouts>Parafield Gardens South Australia</whereabouts><country_code>AU</country_code><uid>luke</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>59</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>cindy</lender_id><name>CindyB</name><image><id>194966</id><template_id>1</template_id></image><whereabouts>Bedford VA</whereabouts><country_code>US</country_code><uid>cindy</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation/><loan_because>We enjoy it. :)</loan_because><occupational_info/><loan_count>4</loan_count></lender><lender><lender_id>kit</lender_id><name>Kit</name><whereabouts>Bloomington IN</whereabouts><country_code>US</country_code><uid>kit</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>76</loan_count><invitee_count>2</invitee_count></lender><lender><lender_id>journeywild</lender_id><name>Nicole</name><image><id>20816</id><template_id>1</template_id></image><whereabouts>Surrey BC</whereabouts><country_code>CA</country_code><uid>journeywild</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>www.journeywild.blogspot.com/</personal_url><occupation>Call Center Supervisor</occupation><loan_because>It&apos;s exciting to help individuals rather than simply giving to a cause.</loan_because><occupational_info>If a company wants to telephone its customers, they hire us, and we make the phone calls.</occupational_info><loan_count>1</loan_count></lender><lender><lender_id>jim9667</lender_id><name>Jim</name><image><id>8347</id><template_id>1</template_id></image><whereabouts>Port Orchard WA</whereabouts><country_code>US</country_code><uid>jim9667</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>www.jimfreeman.com</personal_url><occupation>real estate broker and angel investor</occupation><loan_because>I love to help hard working people create wealth.</loan_because><occupational_info>I provide high performance facilities for businesses in my home area and help them grow with capital and advice.</occupational_info><loan_count>231</loan_count></lender><lender><lender_id>virginia1547</lender_id><name>Virginia</name><image><id>432296</id><template_id>1</template_id></image><whereabouts>Grants Pass OR</whereabouts><country_code>US</country_code><uid>virginia1547</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Fitness &amp; Weight Loss</occupation><loan_because>I love the opportunity to be involved in God&apos;s plan and supporting others becoming self-sufficient.</loan_because><occupational_info>I have the opportunity to make a difference in the lives of our clients at Excel Fitness in Grants Pass, OR. I help others improve their health through exercise and weight loss. God is good!</occupational_info><loan_count>8</loan_count></lender><lender><lender_id>Freedomist</lender_id><name>Freedomist</name><whereabouts>Bellevue WA</whereabouts><country_code>US</country_code><uid>Freedomist</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation/><loan_because>I want to encourage these entrepreneurs to build their businesses and freedom through the beauty of capitalism and the free-market. Good luck and you have my gratitude for letting me be part of your journey.</loan_because><occupational_info/><loan_count>3</loan_count></lender><lender><lender_id>uwe</lender_id><name>Uwe</name><image><id>105071</id><template_id>1</template_id></image><whereabouts>Mountain View CA</whereabouts><country_code>US</country_code><uid>uwe</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Electrical Engineer</occupation><loan_because>I&apos;ve traveled quite a bit in less developed countries and have seen what a difference access to micro loans can make.</loan_because><occupational_info>I develop computer chips.</occupational_info><loan_count>24</loan_count></lender><lender><lender_id>sheri</lender_id><name>Sheri</name><image><id>36408</id><template_id>1</template_id></image><whereabouts>Lake Oswego OR</whereabouts><country_code>US</country_code><uid>sheri</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Child Advocate</occupation><loan_because>I can and it&apos;s the right thing to do. </loan_because><occupational_info>I work to make the world a better place for women and children. </occupational_info><loan_count>20</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>masood</lender_id><name>Masood</name><image><id>30180</id><template_id>1</template_id></image><whereabouts>Troy MI</whereabouts><country_code>US</country_code><uid>masood</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Eternal Student</occupation><loan_because>a BAILOUT is not the solution to every problem!!</loan_because><occupational_info/><loan_count>20</loan_count></lender><lender><lender_id>alex1920</lender_id><name>Alex Tabarrok</name><whereabouts>Centreville AK</whereabouts><country_code>US</country_code><uid>alex1920</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>www.marginalrevolution.com</personal_url><occupation>Professor</occupation><loan_because/><occupational_info/><loan_count>11</loan_count></lender><lender><lender_id>mistergreg</lender_id><name>Greg</name><image><id>405351</id><template_id>1</template_id></image><whereabouts>Acworth GA</whereabouts><country_code>US</country_code><uid>mistergreg</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Software Engineer</occupation><loan_because/><occupational_info/><loan_count>4</loan_count></lender><lender><lender_id>david7193</lender_id><name>David</name><image><id>1562</id><template_id>1</template_id></image><whereabouts>Danbury CT</whereabouts><country_code>US</country_code><uid>david7193</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>madmod.com</personal_url><occupation>Computer installation, repair and instruction</occupation><loan_because>People gave me a chance to get started with my education and previous teaching career. Because of that, I am grateful. Everyone needs to have a chance to succeed--no matter where they&apos;re starting from.</loan_because><occupational_info>My present work, after retiring from public school mathematics teaching in June, 2000, is to work with individuals and small businesses, taking care of their computer installation, repair and networking needs. My certifications are with Windows PC&apos;s, networking and security.</occupational_info><loan_count>185</loan_count></lender><lender><lender_id>mark2457</lender_id><name>Mark</name><image><id>4211</id><template_id>1</template_id></image><whereabouts>Edmonton AK</whereabouts><country_code>US</country_code><uid>mark2457</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Student</occupation><loan_because/><occupational_info>I am currently studying Economics at the University of Alberta.</occupational_info><loan_count>16</loan_count></lender><lender><lender_id>rebekah</lender_id><name>Rebekah</name><image><id>204941</id><template_id>1</template_id></image><whereabouts>Norwood MA</whereabouts><country_code>US</country_code><uid>rebekah</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Editor/writer</occupation><loan_because>Small businesses are the bedrock for building successful communities. For the borrower, taking and repaying loans builds business skills and self-confidence; for the lender, it provides an opportunity to participate meaningfully in improving the lives and communities of others and actually see the results of their input. Loans also enable the lender to do more, as the same funds can be reinvested every time they are paid back. I have had many loans paid back fully and have reinvested all the money in new loans - more than 25 in total. I am particularly interested in helping other working women!</loan_because><occupational_info>I work in business management consulting, which helps companies around the world improve and grow their businesses. </occupational_info><loan_count>29</loan_count></lender><lender><lender_id>nigel</lender_id><name>Nigel</name><image><id>6008</id><template_id>1</template_id></image><whereabouts>Brussels</whereabouts><country_code>BE</country_code><uid>nigel</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>www.best4x4xfar.com</personal_url><occupation>IT Consultant</occupation><loan_because>I feel vey fortunante in my life and would like to assist others to acheive their goals.</loan_because><occupational_info>I work with international businesses supporting their IT Projects.</occupational_info><loan_count>1</loan_count></lender><lender><lender_id>alexander3013</lender_id><name>Alexander</name><whereabouts>Athens</whereabouts><country_code>GR</country_code><uid>alexander3013</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Entrepreneur</occupation><loan_because>a small loan can make a huge difference, empowering people to change their life and transform their communities.</loan_because><occupational_info/><loan_count>35</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>terry4482</lender_id><name>Terry</name><image><id>208652</id><template_id>1</template_id></image><whereabouts>Hampshire</whereabouts><country_code>GB</country_code><uid>terry4482</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Software tester</occupation><loan_because>Compared to most people on the planet, we in the developed world are incredibly wealthy. Giving a helping hand to those who are not as lucky as ourselves is what makes us a civilised society. </loan_because><occupational_info>Working in an office testing financial foreign exchange software.</occupational_info><loan_count>14</loan_count></lender><lender><lender_id>fernando</lender_id><name>Fernando</name><image><id>201608</id><template_id>1</template_id></image><whereabouts>LEESBURG VA</whereabouts><country_code>US</country_code><uid>fernando</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Accountant</occupation><loan_because>I feel good helping others.&#13;&#10;&#13;&#10; &quot;If you can&apos;t feed a hundred people, then feed just one.&quot; Mother Teresa&#13;&#10; &#13;&#10;&quot;Do not wait for leaders; do it alone, person to person.&quot; Mother Teresa &#13;&#10;&#13;&#10;</loan_because><occupational_info/><loan_count>6</loan_count></lender><lender><lender_id>e</lender_id><name>Elena</name><whereabouts>Athens</whereabouts><country_code>GR</country_code><uid>e</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>13</loan_count></lender><lender><lender_id>damian2101</lender_id><name>Damian &amp; Maeve</name><whereabouts>Huddersfield West Yorkshire</whereabouts><country_code>GB</country_code><uid>damian2101</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation/><loan_because>I can and I should and its also a direct way to lend to something meaningful.</loan_because><occupational_info>Father and Daughter. I do stuff with IT, my daughter is a student.</occupational_info><loan_count>275</loan_count></lender><lender><lender_id>william6330</lender_id><name>William</name><image><id>5143</id><template_id>1</template_id></image><whereabouts>Coventry West Midlands</whereabouts><country_code>GB</country_code><uid>william6330</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Business Development</occupation><loan_because>I come from a part of the world, where food, education and health care are not only taken for granted - but are starting to be abused. I sincerely beleive that by giving everyone the opportunity to see the rewards from their efforts, will make the world a more equal place.</loan_because><occupational_info>I work for a drug company negotiating with University groups to help them turn their ideas into drugs for the benefit of humanity. </occupational_info><loan_count>64</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>alexander1713</lender_id><name>Alexander</name><image><id>5131</id><template_id>1</template_id></image><whereabouts>Seattle WA</whereabouts><country_code>US</country_code><uid>alexander1713</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Economist and writer</occupation><loan_because>in economic terms we are all interdependent. Economics is a learning field for practical brotherhood.</loan_because><occupational_info>I am a forecaster and analyst for a local government agency (environmental protection).</occupational_info><loan_count>13</loan_count></lender><lender><lender_id>aaron9285</lender_id><name>Aaron</name><image><id>36285</id><template_id>1</template_id></image><whereabouts>Las Vegas NV</whereabouts><country_code>US</country_code><uid>aaron9285</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Teacher</occupation><loan_because>I am impressed with the people on this site, who have been given less than people around me, but have produced more.</loan_because><occupational_info>I try to make over-privileged adolescents appreciate the education that they get for free.</occupational_info><loan_count>3</loan_count></lender><lender><lender_id>steve9422</lender_id><name>Steve Clark</name><image><id>196324</id><template_id>1</template_id></image><whereabouts>Welwyn Garden City Hertfordshire</whereabouts><country_code>GB</country_code><uid>steve9422</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>13</loan_count></lender><lender><lender_id>vaieel</lender_id><name>Dawson</name><image><id>315985</id><template_id>1</template_id></image><whereabouts>Chicago IL</whereabouts><country_code>US</country_code><uid>vaieel</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>www.vaieel.com</personal_url><occupation>Graphic Designer</occupation><loan_because/><occupational_info>Print and web design.</occupational_info><loan_count>7</loan_count></lender><lender><lender_id>sarahtm</lender_id><name>Sarah</name><image><id>1726</id><template_id>1</template_id></image><whereabouts>Lymington Hampshire</whereabouts><country_code>GB</country_code><uid>sarahtm</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>www.milfordonsea.com</personal_url><occupation>webmaster</occupation><loan_because>it makes a lot of sense and helps people who need it</loan_because><occupational_info>I am retired but I run 5 websites on a non-profit making base. The biggest site is the one I run for my village and if you go there you will see something about life in a little seaside town in England</occupational_info><loan_count>27</loan_count></lender><lender><lender_id>jktoys</lender_id><name>JKToys.co.uk</name><image><id>382549</id><template_id>1</template_id></image><whereabouts>St Albans Herts</whereabouts><country_code>GB</country_code><uid>jktoys</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>www.jktoys.co.uk</personal_url><occupation>Toy Seller</occupation><loan_because>I think micro-finance is a great idea to let individuals help out other individuals and also to learn about how others are making their way through life. There is also the fact that whenever I click on the button to make a loan I have a big smile on my face because it just makes me feel good!</loan_because><occupational_info>Selling toys.</occupational_info><loan_count>57</loan_count></lender><lender><lender_id>daniel2283</lender_id><name>Dan</name><whereabouts>Tarragindi Qld</whereabouts><country_code>AU</country_code><uid>daniel2283</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>6</loan_count></lender><lender><lender_id>chris1723</lender_id><name>Chris</name><whereabouts>Austin TX</whereabouts><country_code>US</country_code><uid>chris1723</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Computer Programmer</occupation><loan_because>It is the easiest way in the world to help others. I can help someone start a business, feed their family and build wealth in their country for less than the price of a mediocre meal at a resturant.</loan_because><occupational_info>I write computer programs.</occupational_info><loan_count>50</loan_count></lender><lender><lender_id>sharad</lender_id><name>Sharad</name><whereabouts>Novi MI</whereabouts><country_code>US</country_code><uid>sharad</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Engineer</occupation><loan_because>What goes around comes around.</loan_because><occupational_info/><loan_count>7</loan_count></lender><lender><lender_id>sacha</lender_id><name>Sacha &amp; Alexandra</name><whereabouts>Droitwich AK</whereabouts><country_code>US</country_code><uid>sacha</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>4</loan_count></lender><lender><lender_id>catherine1821</lender_id><name>Catherine</name><whereabouts>mclean VA</whereabouts><country_code>US</country_code><uid>catherine1821</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>9</loan_count></lender><lender><lender_id>daniel9405</lender_id><name>Dan</name><image><id>41729</id><template_id>1</template_id></image><whereabouts>Newton MA</whereabouts><country_code>US</country_code><uid>daniel9405</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Public Housing</occupation><loan_because>It&apos;s simply the right thing to do for others. We are blessed to live in a part of the world that has so much. This is a wonderful way to pay it forward.</loan_because><occupational_info>Providing affordable housing to people in need.</occupational_info><loan_count>37</loan_count></lender><lender><lender_id>joelle</lender_id><name>Joelle</name><image><id>293010</id><template_id>1</template_id></image><whereabouts>Pearl City HI</whereabouts><country_code>US</country_code><uid>joelle</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Engineer</occupation><loan_because>I can. </loan_because><occupational_info/><loan_count>18</loan_count></lender><lender><lender_id>ched</lender_id><name>Ched</name><image><id>5913</id><template_id>1</template_id></image><whereabouts>NY</whereabouts><country_code>US</country_code><uid>ched</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>medical sonographer</occupation><loan_because>Everyone deserves to live their life with dignity. We all wish the same for ourselves and our loved ones; hope, health, and happiness. </loan_because><occupational_info>I am married, with four grown children. I&apos;ve worked in the medical field over 33 years.</occupational_info><loan_count>48</loan_count><invitee_count>2</invitee_count></lender><lender><lender_id>andrew1801</lender_id><name>Andrew</name><whereabouts>Seattle WA</whereabouts><country_code>US</country_code><uid>andrew1801</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Systems Programmer</occupation><loan_because/><occupational_info/><loan_count>118</loan_count></lender><lender><lender_id>wesley1179</lender_id><name>Wes (Taka)</name><image><id>430279</id><template_id>1</template_id></image><whereabouts>Kamiyama, Myozai Gun Tokushima</whereabouts><country_code>JP</country_code><uid>wesley1179</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>University Student</occupation><loan_because>Because I know that I don&apos;t need the next CD album, PS3 Game, or $100 jeans, and that this truly can drastically change someone&apos;s life.</loan_because><occupational_info>To learn more about myself in University. I am pursuing a career in Medical Laboratory Sciences. I&apos;m currently a Team Leader at the Campus Food Bank at the University of Alberta. Unfortunately there are also local issues which need to be dealt with as well, including in such rich countries like Canada.</occupational_info><loan_count>22</loan_count></lender><lender><lender_id>duncan</lender_id><name>Duncan</name><country_code>GB</country_code><uid>duncan</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>9</loan_count></lender><lender><lender_id>margaret3512</lender_id><name>Margaret</name><image><id>7770</id><template_id>1</template_id></image><whereabouts>Talbotton GA</whereabouts><country_code>US</country_code><uid>margaret3512</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>student</occupation><loan_because/><occupational_info/><loan_count>9</loan_count></lender><lender><lender_id>joeduck</lender_id><name>Joe Duck</name><image><id>18499</id><template_id>1</template_id></image><whereabouts>Talent OR</whereabouts><country_code>US</country_code><uid>joeduck</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>http://joeduck.wordpress.com</personal_url><occupation>Internet Travel Marketing</occupation><loan_because/><occupational_info>Publish Travel Information</occupational_info><loan_count>1</loan_count></lender><lender><lender_id>seiji</lender_id><name>Seiji</name><whereabouts>Berkeley CA</whereabouts><country_code>US</country_code><uid>seiji</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>International Development</occupation><loan_because>I believe.</loan_because><occupational_info/><loan_count>14</loan_count></lender><lender><lender_id>christopher4057</lender_id><name>Chris</name><image><id>11954</id><template_id>1</template_id></image><whereabouts>Melbourne Victoria</whereabouts><country_code>AU</country_code><uid>christopher4057</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Lawyer &amp; Researcher</occupation><loan_because>I always wanted to do something to help and this seemed like the perfect way to help someone get on their feet and help themselves. </loan_because><occupational_info>I do research into doctors and I work as a commercial lawyer.</occupational_info><loan_count>26</loan_count></lender><lender><lender_id>davechurch</lender_id><name>Church</name><whereabouts>Fishburn Durham</whereabouts><country_code>GB</country_code><uid>davechurch</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Chemical Engineer</occupation><loan_because>People need it</loan_because><occupational_info>I help to design and construct facilities to make chemicals such as penicillin.</occupational_info><loan_count>18</loan_count></lender><lender><lender_id>tariq</lender_id><name>Tariq</name><whereabouts>AK</whereabouts><country_code>US</country_code><uid>tariq</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Project Manager</occupation><loan_because/><occupational_info/><loan_count>20</loan_count></lender><lender><lender_id>vicky1014</lender_id><name>Clan Torrance</name><image><id>12922</id><template_id>1</template_id></image><whereabouts>Insch Aberdeenshire</whereabouts><country_code>GB</country_code><uid>vicky1014</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Banker and Engineer</occupation><loan_because>Its good to give a world perspective to our children. And I had a friend who got murdered in Afghanistan trying to promote this sort of thing, so its in memory of him.</loan_because><occupational_info>I\&apos;m a relationship banker, ironically enough. I lend money to companies who want to invest in property in the North of Scotland. My husband is a project engineer in the oil industry and here\&apos;s a picture of our daughter with a dirty face.</occupational_info><loan_count>33</loan_count><invitee_count>2</invitee_count></lender><lender><lender_id>arun</lender_id><name>Arun</name><whereabouts>Beverly MA</whereabouts><country_code>US</country_code><uid>arun</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Engineer</occupation><loan_because>I was born in India, moved to Australia and living in the US now. &#13;&#10;I know what a difference anything we loan can make in developing countries.&#13;&#10;I love the micro-credit concept where your money works for many people over time.&#13;&#10;</loan_because><occupational_info/><loan_count>189</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>tom4789</lender_id><name>Tom</name><country_code>US</country_code><uid>tom4789</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>drug development</occupation><loan_because>I admire the optimism and self-sufficiency of people who want to take care of themselves and their families.</loan_because><occupational_info>I make sure that my company&apos;s research meets the expectations of the US Food and Drug Administration</occupational_info><loan_count>65</loan_count></lender><lender><lender_id>colin7578</lender_id><name>Colin</name><whereabouts>Edinburgh Scotland</whereabouts><country_code>GB</country_code><uid>colin7578</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>10</loan_count></lender><lender><lender_id>sue4969</lender_id><name>Sue</name><whereabouts>Hightstown NJ</whereabouts><country_code>US</country_code><uid>sue4969</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>58</loan_count></lender><lender><lender_id>gillian4386</lender_id><name>Gill</name><image><id>308489</id><template_id>1</template_id></image><whereabouts>Nottingham Notts</whereabouts><country_code>GB</country_code><uid>gillian4386</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>www.astrologica.co.uk</personal_url><occupation>Retired School teacher</occupation><loan_because>I love it that my loans are for people to help themselves with their own ideas for how best to use the money. This is so much better than giving without any real insight into what might make people&apos;s lives better.</loan_because><occupational_info>Now I am retired from teaching I continue my own practice in Counselling and Astrology.</occupational_info><loan_count>102</loan_count></lender><lender><lender_id>nnicole</lender_id><name>Nicole</name><image><id>21011</id><template_id>1</template_id></image><whereabouts>Los Angeles CA</whereabouts><country_code>US</country_code><uid>nnicole</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>ellipticcurve.livejournal.com</personal_url><occupation>Engineer</occupation><loan_because>Microfinance is one of the few programs that can and does make a very real difference in people&apos;s lives.&#13;&#10;***&#13;&#10;I&apos;m especially interested in Paraguay, because of the time I spent there with an outfit called Amigos de las Americas (http://www.amigoslink.org/) (!Rohayhu Paraguay!)&#13;&#10;&#13;&#10;(By the way, for those of you thinking of backing a &lt;i&gt;dispensaria&lt;/i&gt; but not sure what it is--it&apos;s like an old-fashioned general store. They&apos;re all over Paraguay, varying in size from &quot;booth&quot; all the way up to &quot;7/11&quot;, and are a staple in rural life and its economy.)</loan_because><occupational_info/><loan_count>14</loan_count></lender><lender><lender_id>tom9</lender_id><name>Tom</name><image><id>1633</id><template_id>1</template_id></image><whereabouts>Fordingbridge</whereabouts><country_code>GB</country_code><uid>tom9</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Process Design Engineer (Oil Refining)</occupation><loan_because>I want to give people the opportunity to help themselves and their families out of poverty for the long term.</loan_because><occupational_info/><loan_count>324</loan_count></lender><lender><lender_id>wayne7117</lender_id><name>Wayne</name><image><id>33905</id><template_id>1</template_id></image><whereabouts>Alexandria VA</whereabouts><country_code>US</country_code><uid>wayne7117</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>31</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>phelim</lender_id><name>Phelim</name><image><id>46027</id><template_id>1</template_id></image><whereabouts>Brooklyn NY</whereabouts><country_code>US</country_code><uid>phelim</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>114</loan_count></lender><lender><lender_id>jennifer6141</lender_id><name>Jennifer</name><image><id>3711</id><template_id>1</template_id></image><whereabouts>Hyattsville MD</whereabouts><country_code>US</country_code><uid>jennifer6141</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>http://www.bigstockphoto.com/search.php?photo_by=9tD4afPp05</personal_url><occupation>Lab Tech</occupation><loan_because>I don&apos;t have much but maybe if I give a little I can make someone else&apos;s life a little better and I will not have wasted mine.</loan_because><occupational_info>I assist research scientists. I keep notes, enter data into computers, get samples, sweep floors, everything that needs to be done in the laboratory.</occupational_info><loan_count>25</loan_count><invitee_count>2</invitee_count></lender><lender><lender_id>tim1597</lender_id><name>Tim</name><whereabouts>West Linn OR</whereabouts><country_code>US</country_code><uid>tim1597</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>2</loan_count></lender><lender><lender_id>coreyroland</lender_id><name>Corey</name><image><id>1729</id><template_id>1</template_id></image><whereabouts>Montreal Quebec</whereabouts><country_code>CA</country_code><uid>coreyroland</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation/><loan_because>I think its a great thing to do. Kiva is a means to enable and empower others and I admire its mission. I like the portfolio aspect, and truly feel like I&apos;m investing both in businesses and in people.</loan_because><occupational_info>I</occupational_info><loan_count>7</loan_count></lender><lender><lender_id>steve9120</lender_id><name>Steve</name><image><id>33763</id><template_id>1</template_id></image><whereabouts>Los Angeles CA</whereabouts><country_code>US</country_code><uid>steve9120</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>www.shymob.com</personal_url><occupation>Writer/Producer</occupation><loan_because>In traveling to different places I saw first hand what even a little money could do for someone. I also like that these loans empower people to change their own lives how they see fit.</loan_because><occupational_info>I help produce television programs.</occupational_info><loan_count>10</loan_count></lender><lender><lender_id>rickc</lender_id><name>Rick C</name><whereabouts>Banstead Surrey</whereabouts><country_code>GB</country_code><uid>rickc</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Church Minister</occupation><loan_because/><occupational_info/><loan_count>19</loan_count></lender><lender><lender_id>josh2179</lender_id><name>Josh &amp; Amanda</name><image><id>35278</id><template_id>1</template_id></image><whereabouts>Seattle WA</whereabouts><country_code>US</country_code><uid>josh2179</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>www.interactionintl.org/</personal_url><occupation>Therapist; Nursing Student</occupation><loan_because>Thy kingdom come, Thy will be done on earth as it is in heaven.</loan_because><occupational_info/><loan_count>753</loan_count><invitee_count>3</invitee_count></lender><lender><lender_id>jo7801</lender_id><name>Jo</name><whereabouts>Vancouver BC</whereabouts><country_code>CA</country_code><uid>jo7801</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>writer</occupation><loan_because>&quot;From each according to his abilities, to each according to his needs.&quot;&#13;&#10;Tommy Douglas&#13;&#10;&quot;Courage my friends, it is not too late to build a better world.&quot;&#13;&#10;Also Tommy Douglas</loan_because><occupational_info/><loan_count>20</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>heather1238</lender_id><name>Heather</name><image><id>58406</id><template_id>1</template_id></image><whereabouts>Franklin NC</whereabouts><country_code>US</country_code><uid>heather1238</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation/><loan_because>I am a visionary that helps change lives. I support Canada</loan_because><occupational_info>Writer-Self Empowerment </occupational_info><loan_count>24</loan_count></lender><lender><lender_id>stephen6127</lender_id><name>Steve</name><image><id>5392</id><template_id>1</template_id></image><whereabouts>Dudley</whereabouts><country_code>GB</country_code><uid>stephen6127</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>20</loan_count></lender><lender><lender_id>pbdinkins</lender_id><name>Paul</name><image><id>28367</id><template_id>1</template_id></image><whereabouts>St Charles MO</whereabouts><country_code>US</country_code><uid>pbdinkins</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>www.monitorclosely.com/f/stl</personal_url><occupation>Owner - MonitorClosely.com | St Louis</occupation><loan_because>I want to defeat poverty and I believe this is an excellent method.</loan_because><occupational_info>Sell and service secutrity camera systems.</occupational_info><loan_count>13</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>amy1085</lender_id><name>Amy</name><whereabouts>Eureka CA</whereabouts><country_code>US</country_code><uid>amy1085</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>7</loan_count></lender><lender><lender_id>felix1881</lender_id><name>Felix</name><whereabouts>Rockville MD</whereabouts><country_code>US</country_code><uid>felix1881</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Economist</occupation><loan_because>It&apos;s the best way to help people!</loan_because><occupational_info/><loan_count>69</loan_count></lender><lender><lender_id>stephen1315</lender_id><name>Stephen</name><image><id>1593</id><template_id>1</template_id></image><whereabouts>Whashton North Yorkshire</whereabouts><country_code>GB</country_code><uid>stephen1315</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>www.whashton.net</personal_url><occupation>Retired</occupation><loan_because>Kiva has the advantage of letting you see your money directly benefiting others. It also keeps your feet on the ground as it is quite humbling when you get a glimpse of their lives.</loan_because><occupational_info/><loan_count>165</loan_count></lender><lender><lender_id>eugene</lender_id><name>Eugene</name><image><id>146181</id><template_id>1</template_id></image><whereabouts>Rusthall Tunbridge Wells</whereabouts><country_code>GB</country_code><uid>eugene</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>www.1ComputerCare.co.uk</personal_url><occupation>Computer Technician</occupation><loan_because>My life was enriched by working overseas for many years and helping in a small way those who were so welcoming to me seems the right thing to do.</loan_because><occupational_info>I work with computers: repairing, advising on new purchases, helping with Internet connection problems, tuning performance, recovering lost data and removing virus infections.</occupational_info><loan_count>27</loan_count></lender><lender><lender_id>francisco1186</lender_id><name>Francisco</name><image><id>62480</id><template_id>1</template_id></image><whereabouts>Pinos del Rey Granada</whereabouts><country_code>ES</country_code><uid>francisco1186</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Estudiante</occupation><loan_because>Me gusta ayudar a la gente directamente, sin intermediarios que se lleven parte del dinero</loan_because><occupational_info/><loan_count>51</loan_count></lender><lender><lender_id>davemc500hats</lender_id><name>Dave</name><image><id>290988</id><template_id>1</template_id></image><whereabouts>Palo Alto CA</whereabouts><country_code>US</country_code><uid>davemc500hats</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>500hats.typepad.com</personal_url><occupation>entrepreneur</occupation><loan_because>i like to help people help themselves.</loan_because><occupational_info>i&apos;m an entrepreneur in california, involved in technology companies.</occupational_info><loan_count>16</loan_count><invitee_count>7</invitee_count></lender><lender><lender_id>mario3526</lender_id><name>Mario</name><whereabouts>Chandler AZ</whereabouts><country_code>US</country_code><uid>mario3526</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Lecturer</occupation><loan_because/><occupational_info/><loan_count>12</loan_count></lender><lender><lender_id>dan3764</lender_id><name>Dan</name><image><id>5419</id><template_id>1</template_id></image><whereabouts>Lawrence KS</whereabouts><country_code>US</country_code><uid>dan3764</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>City Planner</occupation><loan_because>Micro loans are a great way to use a small part of my cash to make a big difference in someone&apos;s life. </loan_because><occupational_info>I help plan for the future growth of a great community.</occupational_info><loan_count>9</loan_count></lender><lender><lender_id>simon9925</lender_id><name>Simon</name><image><id>10219</id><template_id>1</template_id></image><whereabouts>North Lincolnshire</whereabouts><country_code>GB</country_code><uid>simon9925</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Project Manager</occupation><loan_because>I learned of Kiva from a report from the BBC and was amazed again by such an innovative use of the internet to do good on a global scale. I would encourage anyone who can spare a little cash to support this site and the people around the world that it helps.</loan_because><occupational_info>I manage the delivery of networks and other IT services to large corporate organisations.</occupational_info><loan_count>45</loan_count></lender><lender><lender_id>chf</lender_id><name>CHF International</name><image><id>2427</id><template_id>1</template_id></image><whereabouts>Silver Spring MD</whereabouts><country_code>US</country_code><uid>chf</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>www.chfinternational.org</personal_url><occupation>Humanitarian Aid and Development Organization</occupation><loan_because>we believe in the power of people to build a better world for themselves. </loan_because><occupational_info>CHF International\&apos;s mission is to serve as a catalyst for longlasting change assisting low-income communities improve their own conditions. As a Kiva partner, we believe in Kiva, its lenders, and its clients. </occupational_info><loan_count>6</loan_count></lender><lender><lender_id>john3748</lender_id><name>John</name><image><id>125163</id><template_id>1</template_id></image><whereabouts>Argyle TX</whereabouts><country_code>US</country_code><uid>john3748</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>dallasstreetstories.blogspot.com/</personal_url><occupation>Tech Support</occupation><loan_because>I believe that capitalism is the most effective means of wealth creation and this is a way that I can help directly.</loan_because><occupational_info>My work isn&apos;t very interesting. But what I do on the streets of Dallas is most important. I try to give some hope and encouragement to the Homeless in Dallas.</occupational_info><loan_count>3</loan_count></lender><lender><lender_id>graemelklass</lender_id><name>Graeme and Mel Klass</name><image><id>183989</id><template_id>1</template_id></image><whereabouts>Dandenong North VIC</whereabouts><country_code>AU</country_code><uid>graemelklass</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>www.empoweringhealthykids.com</personal_url><occupation>Entrepreneur</occupation><loan_because>We believe in the power of microcredit to help countries lift themselves out of poverty.</loan_because><occupational_info>We started tech-based businesses, MyPed (www.mypedtechnologies.com)</occupational_info><loan_count>7</loan_count></lender><lender><lender_id>mate</lender_id><name>Máté</name><whereabouts>Budapest</whereabouts><country_code>HU</country_code><uid>mate</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>engineer</occupation><loan_because/><occupational_info/><loan_count>28</loan_count></lender><lender><lender_id>bob1631</lender_id><name>Bob</name><image><id>162591</id><template_id>1</template_id></image><whereabouts>Dublin</whereabouts><country_code>IE</country_code><uid>bob1631</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>www.threshold.ie</personal_url><occupation>NGO Director</occupation><loan_because>I believe in helping people to help themselves </loan_because><occupational_info>Director of NGO that helps prevent homelessness in Ireland</occupational_info><loan_count>6</loan_count></lender><lender><lender_id>christopher3795</lender_id><name>Christopher</name><whereabouts>Cardiff Cardiff</whereabouts><uid>christopher3795</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>5</loan_count></lender><lender><lender_id>tegan</lender_id><name>Tegan</name><image><id>20273</id><template_id>1</template_id></image><whereabouts>Sunnyside WA</whereabouts><country_code>US</country_code><uid>tegan</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>realtegan.blogspot.com</personal_url><occupation>Computer Troubleshooter</occupation><loan_because>It&apos;s the right thing to do. Helping people help themselves is a noble cause.</loan_because><occupational_info>I make computers behave.</occupational_info><loan_count>23</loan_count></lender><lender><lender_id>SydneyAustralia</lender_id><name>Randal</name><image><id>284337</id><template_id>1</template_id></image><whereabouts>Sydney NSW</whereabouts><country_code>AU</country_code><uid>SydneyAustralia</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation/><loan_because>I loan because I can.</loan_because><occupational_info/><loan_count>153</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>lisa8531</lender_id><name>Lisa</name><image><id>103866</id><template_id>1</template_id></image><whereabouts>Renton WA</whereabouts><country_code>US</country_code><uid>lisa8531</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>ladunham.blogspot.com</personal_url><occupation>Retail Supervisor</occupation><loan_because>I am blessed with what I need, and I want people to have the opportunity to make their lives better. </loan_because><occupational_info>Working retail can have it&apos;s advantages and disadvantages. The biggest advantage is meeting people from all over. The daily grind though can be a bit overwhelming, it allows for the making of interesting situations and stories.</occupational_info><loan_count>4</loan_count></lender><lender><lender_id>mark6698</lender_id><name>mark</name><image><id>230676</id><template_id>1</template_id></image><whereabouts>pittsburgh PA</whereabouts><country_code>US</country_code><uid>mark6698</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>www.northsidefarmer.blogspot.com</personal_url><occupation>farmer and teacher</occupation><loan_because>I have money. Other people don&apos;t. I believe that it is the responsibility of those with means to use those means to make the world a more just place to live. Kiva is one very real way to do that.</loan_because><occupational_info>I teach kids how to grow vegetables on vacant lots in the city of Pittsburgh, Pennsylvania.</occupational_info><loan_count>48</loan_count></lender><lender><lender_id>edward5886</lender_id><name>Ed </name><image><id>3917</id><template_id>1</template_id></image><whereabouts>Ames IA</whereabouts><country_code>US</country_code><uid>edward5886</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Engineer</occupation><loan_because>Microlending is very effective and helps people to help themselves.</loan_because><occupational_info>I work in the Department of Transportation in my state. We try to make roads, bridges and other transportation related things better and safer. I\&apos;m also studying for a graduate degree in environmental engineering.</occupational_info><loan_count>73</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>robert9548</lender_id><name>Robert</name><image><id>179497</id><template_id>1</template_id></image><whereabouts>Rome GA</whereabouts><country_code>US</country_code><uid>robert9548</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Teacher</occupation><loan_because>I love the idea of making people self sufficient.</loan_because><occupational_info>I teach business in a community college. Many of my students want to start their own businesses too.</occupational_info><loan_count>9</loan_count></lender><lender><lender_id>chad4388</lender_id><name>Lauren</name><whereabouts>Omaha NE</whereabouts><country_code>US</country_code><uid>chad4388</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Student</occupation><loan_because/><occupational_info/><loan_count>10</loan_count></lender><lender><lender_id>krisztina</lender_id><name>Krisztina</name><whereabouts>Miskolc</whereabouts><country_code>HU</country_code><uid>krisztina</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>General Manager</occupation><loan_because>I worked several years as financial manager for big international companies and now I work for the company of my family. I know how hard it is doing and staying in business with limited capital and I would like to help for those who dare to stand up and do business for really improve their standard of living.</loan_because><occupational_info/><loan_count>68</loan_count></lender><lender><lender_id>holly</lender_id><name>Holly</name><whereabouts>Redwood City CA</whereabouts><country_code>US</country_code><uid>holly</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>8</loan_count></lender><lender><lender_id>maliwat</lender_id><name>Chris</name><image><id>125541</id><template_id>1</template_id></image><whereabouts>San Francisco CA</whereabouts><country_code>US</country_code><uid>maliwat</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>www.maliwat.com</personal_url><occupation/><loan_because/><occupational_info/><loan_count>9</loan_count></lender><lender><lender_id>ann3660</lender_id><name>Ann</name><image><id>17938</id><template_id>1</template_id></image><whereabouts>Seattle WA</whereabouts><country_code>US</country_code><uid>ann3660</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>www.aboutbrownbags.com</personal_url><occupation>self employed craftsperson</occupation><loan_because>It makes me feel good! Someone believed in me enough to loan me the funds I needed to start my small business. I owe it to the Universe to give back. I thank Kiva for making that possible.</loan_because><occupational_info>I design and handcraft leather bags. I&apos;ve been selling my bags in Seattle&apos;s Pike Place Market for several years.....I love what I do.</occupational_info><loan_count>57</loan_count><invitee_count>3</invitee_count></lender><lender><lender_id>ricardopereira</lender_id><name>Ricardo</name><image><id>16996</id><template_id>1</template_id></image><whereabouts>Zurich -</whereabouts><country_code>CH</country_code><uid>ricardopereira</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Project Manager</occupation><loan_because>I can see the money put to good use. Keep the good work Kiva.</loan_because><occupational_info/><loan_count>41</loan_count><invitee_count>14</invitee_count></lender><lender><lender_id>john5272</lender_id><name>John</name><whereabouts>Wayne pa</whereabouts><country_code>US</country_code><uid>john5272</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Systems Analyst</occupation><loan_because>Help goes directly to those who need it. The opportunity is tied to accountability, which is the only way to succeed and prosper. I wish all of Kiva\\\&apos;s entrepreneurs the best!</loan_because><occupational_info/><loan_count>20</loan_count></lender><lender><lender_id>devp</lender_id><name>DevP</name><image><id>128769</id><template_id>1</template_id></image><whereabouts>Somerville MA</whereabouts><country_code>US</country_code><uid>devp</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>forgreatjustice.net</personal_url><occupation>Programmer</occupation><loan_because>I like seeing entrepreneurs change things.</loan_because><occupational_info>I work on websites, connecting people together.</occupational_info><loan_count>17</loan_count></lender><lender><lender_id>benjamin5175</lender_id><name>Benjamin</name><whereabouts>MADRID</whereabouts><country_code>ES</country_code><uid>benjamin5175</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Unemployed</occupation><loan_because>I invited my friends and family to make 2006 \&quot;a year of sharing\&quot;. 15 of them joined me in funding 3 KIVA projects.</loan_because><occupational_info>I usually wokr in marketing and advertising. I recently worked with NGO\&apos;s, designing fundraising campaingns for them</occupational_info><loan_count>3</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>nicholas</lender_id><name>Nicholas</name><whereabouts>Chicago IL</whereabouts><country_code>US</country_code><uid>nicholas</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation/><loan_because>It&apos;s important for all of us to help each other.</loan_because><occupational_info/><loan_count>20</loan_count></lender><lender><lender_id>kerryKY</lender_id><name>Kerry</name><image><id>20106</id><template_id>1</template_id></image><whereabouts>Dry Ridge KY</whereabouts><country_code>US</country_code><uid>kerryKY</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation/><loan_because>There is a need and I have the ability. It feels really good to be part of something so positive.</loan_because><occupational_info/><loan_count>102</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>jorgetown</lender_id><name>Jorge</name><image><id>453437</id><template_id>1</template_id></image><whereabouts>London Westminster</whereabouts><country_code>GB</country_code><uid>jorgetown</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>www.jorgetown.net</personal_url><occupation>Software Engineer</occupation><loan_because/><occupational_info/><loan_count>36</loan_count></lender><lender><lender_id>jordana</lender_id><name>JP13</name><whereabouts>Santa Cruz CA</whereabouts><country_code>US</country_code><uid>jordana</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>14</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>energystore</lender_id><name>Tim</name><whereabouts>Sydney AK</whereabouts><country_code>US</country_code><uid>energystore</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>www.energystore.biz</personal_url><occupation>Energy Consultant/Therapist</occupation><loan_because>it&apos;s the best use of a dwindling resource (cash!)</loan_because><occupational_info>People come to me to fix up problems in their lives no-one else has been able to help with</occupational_info><loan_count>8</loan_count></lender><lender><lender_id>christina9245</lender_id><name>Christina</name><whereabouts>Lakewood CO</whereabouts><country_code>US</country_code><uid>christina9245</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>2</loan_count></lender><lender><lender_id>srijana</lender_id><name>Srijana</name><image><id>122335</id><template_id>1</template_id></image><whereabouts>Redwood City CA</whereabouts><country_code>US</country_code><uid>srijana</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>www.friendsofelshadai.com</personal_url><occupation>Manager, Eco Policy &amp; Emerging Markets</occupation><loan_because>We are all responsible to do our part to help those less fortunate than us. And I am all about empowering people at the grassroots level! </loan_because><occupational_info>I work for Global Policy and Government Affairs at Cisco Systems. I love my jobI love to travel and want to dedicate my life learning about the history, culture and struggles of people who live in various parts of the world. In 2007 I started a non profit for El Shadai foster home in Uganda along with my three wonderful friends. </occupational_info><loan_count>31</loan_count></lender><lender><lender_id>michele2870</lender_id><name>Michele</name><image><id>200048</id><template_id>1</template_id></image><whereabouts>Rio Rancho NM</whereabouts><country_code>US</country_code><uid>michele2870</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>www.spottie.net</personal_url><occupation/><loan_because>If you do a good thing it will set events in motion that will allow other good things to be done. If you do nothing - nothing happens.</loan_because><occupational_info/><loan_count>8</loan_count></lender><lender><lender_id>janice8985</lender_id><name>Janice</name><image><id>332587</id><template_id>1</template_id></image><whereabouts>Yonkers NY</whereabouts><country_code>US</country_code><uid>janice8985</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>successissweetest.com</personal_url><occupation>Career and Lifestyle Coaching</occupation><loan_because> Micro-lending is such an incredibly effective and simple way to pitch in. I wouldn&apos;t otherwise be able to do so much with so little. </loan_because><occupational_info>I help people build work projects and accomplish life long goals.</occupational_info><loan_count>16</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>chris2545</lender_id><name>chris</name><whereabouts>blackwood SA</whereabouts><country_code>AU</country_code><uid>chris2545</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>4</loan_count></lender><lender><lender_id>bobman</lender_id><name>Bob</name><image><id>3565</id><template_id>1</template_id></image><whereabouts>Berkeley CA</whereabouts><country_code>US</country_code><uid>bobman</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>ryskamp.org</personal_url><occupation>Web design</occupation><loan_because/><occupational_info>I design and build programs on the internet.</occupational_info><loan_count>9</loan_count></lender><lender><lender_id>tenthousandpoetwarriors</lender_id><name>Alex</name><image><id>34649</id><template_id>1</template_id></image><whereabouts>Chino Hills CA</whereabouts><country_code>US</country_code><uid>tenthousandpoetwarriors</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>www.xanga.com/tenthousandpoetwarriors</personal_url><occupation>Nanotechnologist</occupation><loan_because>Proverbs 19:17 says, &quot;One who is gracious to a poor man lends to the LORD,And He will repay him for his good deed.&quot;</loan_because><occupational_info/><loan_count>2</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>diana7058</lender_id><name>Diana</name><whereabouts>NY NY</whereabouts><country_code>US</country_code><uid>diana7058</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Editor</occupation><loan_because>How can you not?</loan_because><occupational_info>Too much sitting at the computer, with some very neat, creative points</occupational_info><loan_count>39</loan_count></lender><lender><lender_id>nfolkert</lender_id><name>Nathan</name><image><id>1561</id><template_id>1</template_id></image><whereabouts>Brooklyn NY</whereabouts><country_code>US</country_code><uid>nfolkert</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>stanford.facebook.com/profile.php?id=203195</personal_url><occupation>Software Engineer</occupation><loan_because>I believe that providing the opportunity to create local enterprise and satisfy local needs in an independent and self-managed way is one of the best ways to strengthen society, help people to escape poverty, and bring real progress and development. Plus I love the stories, both as narratives demonstrating this progress, and as touching views of the lives of people who are working to make a better life for themselves and their families. Thank you, Kiva!</loan_because><occupational_info>I work at a startup that writes programs to answer questions and solve problems for businesses.</occupational_info><loan_count>1406</loan_count><invitee_count>5</invitee_count></lender><lender><lender_id>charles1331</lender_id><name>Ranger</name><image><id>408253</id><template_id>1</template_id></image><whereabouts>Alpharetta Ga</whereabouts><country_code>US</country_code><uid>charles1331</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>128</loan_count></lender><lender><lender_id>carisa</lender_id><name>Carisa</name><image><id>33012</id><template_id>1</template_id></image><whereabouts>Washington DC</whereabouts><country_code>US</country_code><uid>carisa</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Foreign Affairs Officer</occupation><loan_because/><occupational_info>International Trade Policy</occupational_info><loan_count>17</loan_count></lender><lender><lender_id>moongster</lender_id><name>Stan Moong</name><image><id>46216</id><template_id>1</template_id></image><country_code>SG</country_code><uid>moongster</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>moongster.blogspot.com</personal_url><occupation>Freelancer</occupation><loan_because>I&apos;ve been given many opportunities in my life, and would like to help out other communities.</loan_because><occupational_info>I used to work in an office surrounded by papers and computers. :p</occupational_info><loan_count>7</loan_count></lender><lender><lender_id>damien2484</lender_id><name>Damien</name><image><id>191100</id><template_id>1</template_id></image><whereabouts>Barcelona</whereabouts><country_code>ES</country_code><uid>damien2484</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>www.gocartours.es</personal_url><occupation>Entrepreneur</occupation><loan_because>I know that Banks are bastards!</loan_because><occupational_info/><loan_count>38</loan_count><invitee_count>8</invitee_count></lender><lender><lender_id>quocanh</lender_id><name>Do Quoc-Anh</name><whereabouts>Singapore</whereabouts><country_code>SG</country_code><uid>quocanh</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Assistant Professor</occupation><loan_because>I like helping people grab their opportunities.</loan_because><occupational_info>I do research in economics and teach at a university.</occupational_info></lender><lender><lender_id>janti</lender_id><name>Janti Soeripto</name><image><id>103246</id><template_id>1</template_id></image><whereabouts>Rotterdam</whereabouts><country_code>NL</country_code><uid>janti</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>www.belu.org</personal_url><occupation>Managing director</occupation><loan_because>Business is a great way to help people take responsibility for their own lives rather than being dependant on aid.</loan_because><occupational_info/><loan_count>27</loan_count></lender><lender><lender_id>leendertbos</lender_id><name>Leendert Bos</name><image><id>16926</id><template_id>1</template_id></image><whereabouts>Utrecht AK</whereabouts><country_code>NL</country_code><uid>leendertbos</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>www.oikocredit.org</personal_url><occupation>Marketing microfinance</occupation><loan_because>in professional life I do the marketing for Oikocredit, a leading investment fund for microfinance. I am enthusiastic about Kiva as it gives the opportunity to finance people with good business plans personally </loan_because><occupational_info>We raise investment capital to provide credit to poor people.</occupational_info><loan_count>4</loan_count></lender><lender><lender_id>erica5917</lender_id><name>Erica</name><image><id>4716</id><template_id>1</template_id></image><whereabouts>Los Angeles CA</whereabouts><country_code>US</country_code><uid>erica5917</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>7</loan_count><invitee_count>3</invitee_count></lender><lender><lender_id>jane8235</lender_id><name>Jane</name><image><id>9286</id><template_id>1</template_id></image><whereabouts>Winchester Hampshire</whereabouts><country_code>GB</country_code><uid>jane8235</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>knally.livejournal.com</personal_url><occupation>Software Engineer</occupation><loan_because>money is like manure. It only does any good if you spread it around.</loan_because><occupational_info>I work in a group which provides fixes for software on mainframe computers. My job involves coding, testing, documenting and reviewing these fixes.</occupational_info><loan_count>163</loan_count><invitee_count>2</invitee_count></lender><lender><lender_id>sirish</lender_id><name>sirish</name><whereabouts>New Malden Surrey</whereabouts><country_code>GB</country_code><uid>sirish</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>1</loan_count></lender><lender><lender_id>kevin91</lender_id><name>Kevin</name><image><id>218754</id><template_id>1</template_id></image><whereabouts>Glen Burnie MD</whereabouts><country_code>US</country_code><uid>kevin91</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Engineer</occupation><loan_because/><occupational_info/><loan_count>76</loan_count></lender><lender><lender_id>oOo</lender_id><name>oOo</name><image><id>1716</id><template_id>1</template_id></image><whereabouts>Santa Monica CA</whereabouts><country_code>US</country_code><uid>oOo</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>www.ozoux.com/eclectic</personal_url><occupation>Filmmaker</occupation><loan_because>Give a man a fish, and he won\&apos;t go hungry for a day. Teach a man to fish, and he will feed his family. Loan him some money for a fishing boat, and he will help bring his village out of poverty.</loan_because><occupational_info/><loan_count>26</loan_count></lender><lender><lender_id>paul7489</lender_id><name>Paul</name><image><id>211570</id><template_id>1</template_id></image><whereabouts>Scottsdale AZ</whereabouts><country_code>US</country_code><uid>paul7489</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Executive</occupation><loan_because>It is the most effective way that I personally can help make the world a better place.</loan_because><occupational_info>I design electronic machines that let people buy products and services with a bank card, credit card, or smart card.</occupational_info><loan_count>119</loan_count></lender><lender><lender_id>linda9514</lender_id><name>Linda</name><image><id>219733</id><template_id>1</template_id></image><whereabouts>Warin Chamrab Ubon Ratchathani</whereabouts><country_code>TH</country_code><uid>linda9514</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>www.ned.com/user/u523412994/</personal_url><occupation>Lecturer</occupation><loan_because>I can; I should; I MUST!</loan_because><occupational_info>I am a full time graduate student in Integral Development Studies focused on values based economics.</occupational_info><loan_count>13</loan_count></lender><lender><lender_id>filibertoamati</lender_id><name>Filiberto Amati</name><image><id>432050</id><template_id>1</template_id></image><whereabouts>Saint Martin French West Indies</whereabouts><country_code>TF</country_code><uid>filibertoamati</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>www.e-filiberto.com</personal_url><occupation>Area Manager Campari</occupation><loan_because>It does work!!!!!!</loan_because><occupational_info>marketing and sales of branded spirits and wines</occupational_info><loan_count>57</loan_count><invitee_count>2</invitee_count></lender><lender><lender_id>nathan9600</lender_id><name>Nathan</name><image><id>152373</id><template_id>1</template_id></image><whereabouts>Tucson AZ</whereabouts><country_code>US</country_code><uid>nathan9600</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation/><loan_because>I don&apos;t see a reason not to.</loan_because><occupational_info/><loan_count>12</loan_count></lender><lender><lender_id>brie</lender_id><name>Brie &amp; Emil A.</name><image><id>7342</id><template_id>1</template_id></image><whereabouts>Santa Clara CA</whereabouts><country_code>US</country_code><uid>brie</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Attorney; Ecologist</occupation><loan_because>it is a small way to help those in need in other countries. </loan_because><occupational_info>Brie works at an immigration law firm in the Bay Area. Emil is a UC Davis graduate student in ecology.</occupational_info><loan_count>192</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>liza</lender_id><name>Liza</name><image><id>46822</id><template_id>1</template_id></image><whereabouts>Sunnyside NY</whereabouts><country_code>US</country_code><uid>liza</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation/><loan_because>I believe in the power of people to make changes in their own lives and situations. Sometimes we all just need a little help with the resources to make those changes.</loan_because><occupational_info/><loan_count>5</loan_count></lender><lender><lender_id>jeff1667</lender_id><name>Jeff Parry</name><image><id>264695</id><template_id>1</template_id></image><whereabouts>Pontypool Torfaen</whereabouts><country_code>GB</country_code><uid>jeff1667</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>jeffanddith.wibsite.com/</personal_url><occupation>Freight Forwarder</occupation><loan_because>I believe that people are served best when they are allowed, and encouraged to help themselves. In addition it is my duty as a Christian to help those in need - regardless of faith, nationality or wealth.</loan_because><occupational_info>I arrange the movement of goods from various countries to the UK and to various countries from the UK.&#13;&#10;&#13;&#10;My wife and I also run a social enterprise to help those in need in our community and visiting people in prison.</occupational_info><loan_count>34</loan_count></lender><lender><lender_id>kate4399</lender_id><name>Kate</name><whereabouts>Calgary AB</whereabouts><country_code>CA</country_code><uid>kate4399</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Technical writer</occupation><loan_because>it&apos;s a way that I can help.</loan_because><occupational_info/><loan_count>31</loan_count></lender><lender><lender_id>henkvanstokkom</lender_id><name>Henk J.Th. van Stokkom</name><image><id>42850</id><template_id>1</template_id></image><whereabouts>Dordrecht NL AK</whereabouts><country_code>NL</country_code><uid>henkvanstokkom</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>www.vanstokkom.nl</personal_url><occupation>Doendenker</occupation><loan_because>Having been involved in microfinance I know it works. Not a solution for everyone, but for a lot of people it can be.</loan_because><occupational_info>See my website/log: </occupational_info><loan_count>57</loan_count><invitee_count>2</invitee_count></lender><lender><lender_id>elliott</lender_id><name>Elliott Campbell</name><image><id>56100</id><template_id>1</template_id></image><whereabouts>palo alto CA</whereabouts><country_code>US</country_code><uid>elliott</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Postdoc</occupation><loan_because>I want people eveywhere to have greater access to resources.</loan_because><occupational_info>Applied research on the climate impacts of biofuels.</occupational_info><loan_count>5</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>laura2108</lender_id><name>Laura</name><whereabouts>Bothell WA</whereabouts><country_code>US</country_code><uid>laura2108</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Manager</occupation><loan_because/><occupational_info/><loan_count>126</loan_count><invitee_count>4</invitee_count></lender><lender><lender_id>owen</lender_id><name>Owen</name><image><id>229251</id><template_id>1</template_id></image><whereabouts>RI</whereabouts><country_code>US</country_code><uid>owen</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>www.existence.com</personal_url><occupation>Entrepreneur</occupation><loan_because>I believe local entrepreneurs are the key to building economies.</loan_because><occupational_info/><loan_count>3</loan_count></lender><lender><lender_id>francesco</lender_id><name>Francesco</name><whereabouts>Brooklyn NY</whereabouts><country_code>US</country_code><uid>francesco</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>2</loan_count></lender><lender><lender_id>mjgold</lender_id><name>Mark Goldenson</name><image><id>7013</id><template_id>1</template_id></image><whereabouts>Palo Alto CA</whereabouts><country_code>US</country_code><uid>mjgold</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>www.goldenson.com</personal_url><occupation>Product manager</occupation><loan_because>I believe microfinance is an awesome way to use a small effort for a big difference.</loan_because><occupational_info/><loan_count>16</loan_count></lender><lender><lender_id>kc</lender_id><name>K.C. Teis</name><image><id>54615</id><template_id>1</template_id></image><whereabouts>Livermore CA</whereabouts><country_code>US</country_code><uid>kc</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Director</occupation><loan_because>It makes me feel good and I really support what KIVA is doing.</loan_because><occupational_info>I manager a group of very talented Managers and Designers as PayPal.com</occupational_info><loan_count>16</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>brookeinva</lender_id><name>Brooke</name><image><id>20198</id><template_id>1</template_id></image><whereabouts>Roanoke VA</whereabouts><country_code>US</country_code><uid>brookeinva</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Teacher</occupation><loan_because>I believe it&apos;s the right thing to do. And it&apos;s fun! It builds connections in the world for me.</loan_because><occupational_info>I spend my days teaching English to children who&apos;s parents do not speak English.</occupational_info><loan_count>19</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>METARkiva</lender_id><name>Rick</name><image><id>5048</id><template_id>1</template_id></image><whereabouts>Orlando FL</whereabouts><country_code>US</country_code><uid>METARkiva</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Apprentice Wizard</occupation><loan_because>It makes me smile.</loan_because><occupational_info/><loan_count>60</loan_count></lender><lender><lender_id>terri1169</lender_id><name>Terri</name><image><id>46210</id><template_id>1</template_id></image><whereabouts>Fredericksburg VA</whereabouts><country_code>US</country_code><uid>terri1169</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>www.tenthousandvillages.com</personal_url><occupation>Ten Thousand Villages</occupation><loan_because>It makes a real difference, right now, in others lives.</loan_because><occupational_info>I am assistant manager and volunteer coordinator at a non-profit, fair trade store.</occupational_info><loan_count>20</loan_count></lender><lender><lender_id>margetts</lender_id><name>Benjamin</name><image><id>5295</id><template_id>1</template_id></image><whereabouts>London Surrey</whereabouts><country_code>GB</country_code><uid>margetts</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>www.vso.org.uk</personal_url><occupation>Teacher</occupation><loan_because>I&apos;ve been really lucky in life and I reckon I ought to help other people in some way realise their dreams.</loan_because><occupational_info>Right now I&apos;m working in Cambodia and mulling over new ideas.&#13;&#10;</occupational_info><loan_count>65</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>mark7612</lender_id><name>Mark</name><whereabouts>Manchester Greater Manchester</whereabouts><country_code>GB</country_code><uid>mark7612</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>12</loan_count></lender><lender><lender_id>asbjorn</lender_id><name>Asbjorn Osland</name><image><id>77831</id><template_id>1</template_id></image><whereabouts>San Jose CA</whereabouts><country_code>US</country_code><uid>asbjorn</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>www.cob.sjsu.edu/osland_a/</personal_url><occupation>Business professor</occupation><loan_because>I worked in international development for 11 years and believe strongly in micro-lending. Kiva does a great job!</loan_because><occupational_info>I teach students practical and applied concepts that I hope will make them better managers and leaders.</occupational_info><loan_count>316</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>adamstein</lender_id><name>Adam</name><image><id>32978</id><template_id>1</template_id></image><whereabouts>Brooklyn NY</whereabouts><country_code>US</country_code><uid>adamstein</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>http://www.terrapass.com/terrablog</personal_url><occupation>Social entrepreneur</occupation><loan_because>It&apos;s so damned easy, why wouldn&apos;t I?</loan_because><occupational_info>I work to reduce air pollution caused by burning oil and coal.</occupational_info><loan_count>18</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>valrozycki</lender_id><name>Valerie</name><image><id>206077</id><template_id>1</template_id></image><whereabouts>Bangalore</whereabouts><country_code>IN</country_code><uid>valrozycki</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>www.linkedin.com/in/valrozycki</personal_url><occupation>Aspiring Social Entrepreneur</occupation><loan_because>I believe in the power of technology to create access and enable grass roots development.</loan_because><occupational_info>I currently work for a mobile payments startup in India, mChek, responsible for our efforts around microfinance and the &quot;bottom of the economic pyramid.&quot;</occupational_info></lender><lender><lender_id>peter4236</lender_id><name>Peter</name><image><id>20771</id><template_id>1</template_id></image><whereabouts>Silver Spring MD</whereabouts><country_code>US</country_code><uid>peter4236</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Social Worker</occupation><loan_because>We are all One!</loan_because><occupational_info>I help people make good decisions and heal their personal sadness.</occupational_info><loan_count>54</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>alan888</lender_id><name>Alan</name><whereabouts>Sunnyvale CA</whereabouts><country_code>US</country_code><uid>alan888</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>internet</occupation><loan_because>I believe in \&quot;teaching someone how to fish\&quot; instead of giving them a fish.</loan_because><occupational_info/><loan_count>13</loan_count></lender><lender><lender_id>glenn2630</lender_id><name>Glenn</name><whereabouts>Cambridge ON</whereabouts><country_code>CA</country_code><uid>glenn2630</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>9</loan_count><invitee_count>3</invitee_count></lender><lender><lender_id>BJAlicia</lender_id><name>BJ &amp; Alicia</name><whereabouts>Washington DC</whereabouts><country_code>US</country_code><uid>BJAlicia</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>12</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>frederic</lender_id><name>Frederic</name><image><id>79680</id><template_id>1</template_id></image><whereabouts>San Francisco CA</whereabouts><country_code>US</country_code><uid>frederic</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation/><loan_because>I realize how lucky I am.</loan_because><occupational_info/><loan_count>40</loan_count></lender><lender><lender_id>tammyjo</lender_id><name>Tammy Jo</name><image><id>374540</id><template_id>1</template_id></image><whereabouts>West Chester OH</whereabouts><country_code>US</country_code><uid>tammyjo</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation/><loan_because>It matters! A small amount can make such a difference! I love knowing that when we all put our small resources together it becomes so much more and we accomplish so much more than we could ever do alone. I love supporting and encouraging those who want to make a better life through their own dreams.</loan_because><occupational_info/><loan_count>2</loan_count></lender><lender><lender_id>simon8263</lender_id><name>Simon</name><whereabouts>Sai Wan Ho</whereabouts><country_code>HK</country_code><uid>simon8263</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>47</loan_count></lender><lender><lender_id>kit4469</lender_id><name>kit</name><whereabouts>Laval Quebec</whereabouts><country_code>CA</country_code><uid>kit4469</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>5</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>alanaachterkirchen</lender_id><name>Alana</name><image><id>226861</id><template_id>1</template_id></image><whereabouts>Portola Valley CA</whereabouts><country_code>US</country_code><uid>alanaachterkirchen</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Marketing</occupation><loan_because>I really love the personal stories of Kiva entrepreneurs, and believe in the power of a global lending community. </loan_because><occupational_info>I&apos;ve worked in marketing at high-tech companies in the Silicon Valley (California, United States) for the last 15 years. Although it&apos;s been a lot of work, I really enjoy what I do. Without question, I love seeing ambitious people doing whatever they do wherever they are &amp; I&apos;m thankful to Kiva for providing this window to the world. </occupational_info><loan_count>2</loan_count></lender><lender><lender_id>gary2255</lender_id><name>Gary</name><whereabouts>CA</whereabouts><country_code>US</country_code><uid>gary2255</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>12</loan_count></lender><lender><lender_id>peterjames</lender_id><name>Peter</name><image><id>1772</id><template_id>1</template_id></image><whereabouts>Ottawa Ontario</whereabouts><country_code>CA</country_code><uid>peterjames</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Journalist</occupation><loan_because>If small businesses can succeed, communities can be built around them. This is a great way to help people build a sustainable economy.</loan_because><occupational_info>I am a sports writer/editor </occupational_info><loan_count>212</loan_count><invitee_count>3</invitee_count></lender><lender><lender_id>kerry7396</lender_id><name>Kerry</name><image><id>268718</id><template_id>1</template_id></image><whereabouts>Saskatoon</whereabouts><country_code>CA</country_code><uid>kerry7396</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Engineer</occupation><loan_because>its the right thing to do.</loan_because><occupational_info/><loan_count>61</loan_count></lender><lender><lender_id>forrest</lender_id><name>Forrest and Georgette</name><image><id>180686</id><template_id>1</template_id></image><whereabouts>Zurich IA</whereabouts><country_code>CH</country_code><uid>forrest</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Doktorand</occupation><loan_because>I am</loan_because><occupational_info>Studying to get our PhD&apos;s in Sustainable Architecture and Biomedical Engineering</occupational_info><loan_count>9</loan_count></lender><lender><lender_id>mimobase</lender_id><name>Mark</name><image><id>427934</id><template_id>1</template_id></image><whereabouts>Woolloongabba QLD</whereabouts><country_code>AU</country_code><uid>mimobase</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>www.mimobase.com</personal_url><occupation>Graphic Designer</occupation><loan_because>Sometimes I have spare money, which makes me feel a bit guilty and instead of buying things I don&apos;t need, I&apos;d like it to help someone.</loan_because><occupational_info>I make things look nice.</occupational_info><loan_count>20</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>andres6914</lender_id><name>Andy &amp; Jeane</name><whereabouts>Buffalo NY</whereabouts><country_code>US</country_code><uid>andres6914</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>coming soon...</personal_url><occupation>media entrepreneurs</occupation><loan_because>We believe in the dignity of work. &#13;&#10;When someone believes in you, you don&apos;t have to work quite so hard at believing in yourself. And because fishing rods are better than fish. </loan_because><occupational_info>Our work is much like yours. We try to make something useful out of other things (in our case, fashion information) and by adding value to it, profit enough to keep body and soul together and better our circumstances a bit at a time. Microlending is a way to make a real difference that can be measured.</occupational_info><loan_count>19</loan_count></lender><lender><lender_id>wayne1011</lender_id><name>Wayne</name><image><id>16197</id><template_id>1</template_id></image><whereabouts>Moncton NB</whereabouts><country_code>CA</country_code><uid>wayne1011</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>17</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>celina</lender_id><name>Celina</name><image><id>2015</id><template_id>1</template_id></image><whereabouts>Bergen Hordaland</whereabouts><country_code>NO</country_code><uid>celina</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Cartographer</occupation><loan_because>I&apos;ve been so fortunate both personally and professionally. Many (most?) women never have access to a career that brings both joy and security to their lives. I love my job and I want be a part of helping other women gain the kind of financial stability I enjoy.</loan_because><occupational_info>I like trying to be a better person today than I was yesterday.</occupational_info><loan_count>135</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>ellen3988</lender_id><name>Ellen</name><image><id>76728</id><template_id>1</template_id></image><whereabouts>Victoria British Columbia</whereabouts><country_code>CA</country_code><uid>ellen3988</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation/><loan_because>This is something I can do to try in my own small way to work towards more equality in the world.</loan_because><occupational_info>I am 42 years old and have 2 cats who are like my children. I do computer work in a government office in Canada.</occupational_info><loan_count>17</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>sanam</lender_id><name>Sanam</name><image><id>42740</id><template_id>1</template_id></image><whereabouts>London</whereabouts><country_code>GB</country_code><uid>sanam</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation/><loan_because>People need the loan.</loan_because><occupational_info/><loan_count>14</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>matt4426</lender_id><name>Matt</name><image><id>141821</id><template_id>1</template_id></image><whereabouts>Madison WI</whereabouts><country_code>US</country_code><uid>matt4426</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>www.ithryv.com</personal_url><occupation>Entrepreneur</occupation><loan_because>I believe access to capital to create businesses can lead to long-term quality-of-life improvements for the entrepreneur, employees, and the community. </loan_because><occupational_info>I create technologies -- software and hardware -- to help people learn.</occupational_info><loan_count>6</loan_count><invitee_count>6</invitee_count></lender><lender><lender_id>richard9176</lender_id><name>Richard</name><image><id>66074</id><template_id>1</template_id></image><whereabouts>Walton on Thames Surrey</whereabouts><country_code>GB</country_code><uid>richard9176</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation/><loan_because>The whole world is one family and we should look after other family members who are not as well-off as we are. Thank you Kiva for helping me to be able to make such a direct difference.</loan_because><occupational_info/><loan_count>22</loan_count><invitee_count>2</invitee_count></lender><lender><lender_id>eric7396</lender_id><name>Eric</name><image><id>280602</id><template_id>1</template_id></image><whereabouts>Durham NC</whereabouts><country_code>US</country_code><uid>eric7396</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>www.ericpgreen.com</personal_url><occupation>Postdoctoral Fellow</occupation><loan_because>It works.</loan_because><occupational_info/><loan_count>1</loan_count></lender><lender><lender_id>david4302</lender_id><name>David</name><image><id>20007</id><template_id>1</template_id></image><whereabouts>Miami Beach FL</whereabouts><country_code>US</country_code><uid>david4302</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Algorithm Developer</occupation><loan_because>I think helping people to become entrepreneurs, and thus to help both themselves and their communities improve is something I strongly believe in. It&apos;s also great that when the money gets repaid, I can loan it back out.</loan_because><occupational_info>I work at a company that makes biomedical testing instrument systems. The group I work in measures the different kinds of blood cells people have in their bodies. This information helps doctors figure out if a patient is normal, or might be sick.</occupational_info><loan_count>21</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>naoko</lender_id><name>Naoko</name><image><id>7894</id><template_id>1</template_id></image><whereabouts>Erlenbach</whereabouts><country_code>CH</country_code><uid>naoko</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>www.microfinance.ws/weblog</personal_url><occupation>microfinance investment consultant</occupation><loan_because>I truly believe in microfinance, microfranchising, double bottom line businesses, sustainable businesses and in empowering people. I also believe that we can all participate in making the world a better place to live.</loan_because><occupational_info>Independent consultant for microfinance investments. Author, speaker.</occupational_info><loan_count>73</loan_count><invitee_count>4</invitee_count></lender><lender><lender_id>eric6244</lender_id><name>Eric</name><image><id>221769</id><template_id>1</template_id></image><whereabouts>Edmonton Alberta</whereabouts><country_code>CA</country_code><uid>eric6244</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Researcher</occupation><loan_because>Help gives hope</loan_because><occupational_info>Dreaming of a better world</occupational_info><loan_count>17</loan_count></lender><lender><lender_id>michael5666</lender_id><name>Michael</name><image><id>21130</id><template_id>1</template_id></image><whereabouts>Cardiff Wales</whereabouts><country_code>GB</country_code><uid>michael5666</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>www.helpfromhome.org/</personal_url><occupation>Architectural Technician</occupation><loan_because>I&apos;m fed up of the &apos;me, me, me&apos; culture I live in. I say &apos;give, give, give&apos; - you get a much better glow in your heart because of it.</loan_because><occupational_info>I do the technical drawings ie. blueprints for buildings. Oh, and I also make origami hats.</occupational_info><loan_count>36</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>ed8968</lender_id><name>Edward</name><whereabouts>Drogheda County Louth</whereabouts><country_code>IE</country_code><uid>ed8968</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation/><loan_because>everyone needs a hand up.</loan_because><occupational_info>legal and commercial</occupational_info><loan_count>3</loan_count></lender><lender><lender_id>diego4</lender_id><name>Diego</name><whereabouts>San Francisco CA</whereabouts><country_code>US</country_code><uid>diego4</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>6</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>brian8977</lender_id><name>Brian Evans</name><image><id>155330</id><template_id>1</template_id></image><whereabouts>Palo Alto CA</whereabouts><country_code>US</country_code><uid>brian8977</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>teacher</occupation><loan_because>it works</loan_because><occupational_info>Economics Instructor</occupational_info><loan_count>4</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>robert7287</lender_id><name>Rob</name><image><id>6671</id><template_id>1</template_id></image><whereabouts>Toronto Ontario</whereabouts><country_code>CA</country_code><uid>robert7287</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation>Actor/Writer</occupation><loan_because>This is a brilliant way for us to help our friends around the world.</loan_because><occupational_info>I am an actor and writer in Toronto, Canada</occupational_info><loan_count>28</loan_count><invitee_count>2</invitee_count></lender><lender><lender_id>patrick3047</lender_id><name>Patrick</name><image><id>8031</id><template_id>1</template_id></image><whereabouts>San Francisco CA</whereabouts><country_code>US</country_code><uid>patrick3047</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>www.paypal.com</personal_url><occupation>Product Manager</occupation><loan_because>Premal told me to. (http://www.kiva.org/lender/premal)</loan_because><occupational_info>I create and implement unique products that enable PayPal and Skype to empower global ecommerce and communications. I also attend many meetings and read many emails.</occupational_info><loan_count>14</loan_count></lender><lender><lender_id>thomas2453</lender_id><name>Toma</name><image><id>151190</id><template_id>1</template_id></image><whereabouts>Ctr Ossipee NH</whereabouts><country_code>US</country_code><uid>thomas2453</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>11</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>vulgrin</lender_id><name>David Sanders</name><image><id>245944</id><template_id>1</template_id></image><whereabouts>Fort Wayne IN</whereabouts><country_code>US</country_code><uid>vulgrin</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url/><occupation/><loan_because>We all need to pitch in and help each other out, if we&apos;re all going to save the world.</loan_because><occupational_info/><loan_count>39</loan_count><invitee_count>3</invitee_count></lender><lender><lender_id>ben5201</lender_id><name>Baume Family</name><image><id>21080</id><template_id>1</template_id></image><whereabouts>Coppell TX</whereabouts><country_code>US</country_code><uid>ben5201</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>www.stainlessrhino.com</personal_url><occupation>President/Owner</occupation><loan_because>Opportunity knocks and more opportunities need to be provided to the world in the interests of making someone&apos;s life more fulfilling personally and professionally.</loan_because><occupational_info>I own a commercial construction sub-contracting/distribution company-we sell and install 30-40 products in the North Texas area ranging from bathroom partitions and accessories to flagpoles</occupational_info><loan_count>8</loan_count></lender><lender><lender_id>kivaben</lender_id><name>Benjamin</name><image><id>3143</id><template_id>1</template_id></image><whereabouts>Rockville Centre NY</whereabouts><country_code>US</country_code><uid>kivaben</uid><member_since>2006-01-01T09:01:01Z</member_since><personal_url>www.kiva.org</personal_url><occupation>Regional Director, Anglophone Africa &amp; South Asia</occupation><loan_because>billions of people in the world live in poverty each day despite the will, desire, and hope of escaping through hard work and determination.</loan_because><occupational_info>I have the best job in the world talking to microfinance institutions in Anglophone Africa and South Asia about Kiva, helping them to partner with Kiva, and monitoring the partnership through time. My cup brims over.</occupational_info><loan_count>23</loan_count><invitee_count>2</invitee_count></lender><lender><lender_id>benf</lender_id><name>ben and jenny</name><image><id>413253</id><template_id>1</template_id></image><whereabouts>cambridge MA</whereabouts><country_code>US</country_code><uid>benf</uid><member_since>2006-04-18T05:51:39Z</member_since><personal_url/><occupation>medical device analyst</occupation><loan_because>it makes me feel good.</loan_because><occupational_info>i study medical companies and tell investors which ones i think will succeed</occupational_info><loan_count>7</loan_count></lender><lender><lender_id>peep</lender_id><name>Peep</name><image><id>186171</id><template_id>1</template_id></image><country_code>EE</country_code><uid>peep</uid><member_since>2006-04-18T06:33:47Z</member_since><personal_url>www.dreaminder.com</personal_url><occupation>internet entrepreneur</occupation><loan_because>I believe in entrepreneruship</loan_because><occupational_info>I help people live their life on their terms</occupational_info><loan_count>14</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>kai</lender_id><name>Kai</name><whereabouts>Tampa FL</whereabouts><country_code>US</country_code><uid>kai</uid><member_since>2006-04-18T10:59:25Z</member_since><personal_url/><occupation>medical student</occupation><loan_because>Religion that God our Father accepts as pure and faultless is this: to look after orphans and widows in their distress and to keep oneself from being polluted by the world.&#13;&#10; - James 1:27</loan_because><occupational_info/><loan_count>15</loan_count></lender><lender><lender_id>sarah1425</lender_id><name>Sarah</name><image><id>173593</id><template_id>1</template_id></image><whereabouts>Austin TX</whereabouts><country_code>US</country_code><uid>sarah1425</uid><member_since>2006-04-18T14:22:27Z</member_since><personal_url>www.bagsmakeadiference.com</personal_url><occupation>Entrepreneur</occupation><loan_because>Best Investment.</loan_because><occupational_info>I have lived and traveled all over the world. I look for ways to use business to improve the lives of people and of the planet. My main interests are women empowerment, poverty eradication and environment</occupational_info><loan_count>11</loan_count></lender><lender><lender_id>weili</lender_id><name>Weili</name><whereabouts>Washington DC</whereabouts><country_code>US</country_code><uid>weili</uid><member_since>2006-04-18T19:02:12Z</member_since><personal_url/><occupation>medical student</occupation><loan_because>It\&apos;s a great idea for empowerment as well as aid. I am very impressed by the business owners who participate.</loan_because><occupational_info>I am studying to become a doctor.</occupational_info><loan_count>4</loan_count></lender><lender><lender_id>ericolson</lender_id><name>Eric Olson</name><image><id>3364</id><template_id>1</template_id></image><whereabouts>Chicago IL</whereabouts><country_code>US</country_code><uid>ericolson</uid><member_since>2006-04-18T21:31:52Z</member_since><personal_url>www.ericjohnolson.com/blog</personal_url><occupation>MBA Student</occupation><loan_because>I want to help entrepreneurs build businesses that will pull them out of poverty.</loan_because><occupational_info>I am a student now but I used to help entrepreneurs build businesses by financing them and providing them with advice, support and contacts as a VC and I helped to build FeedBurner from the ground up as an early employee. I also enjoy cycling, baseball, drumming, movies, books, physics, history and a lot of other stuff.</occupational_info><loan_count>25</loan_count><invitee_count>3</invitee_count></lender><lender><lender_id>dennism</lender_id><name>Dennis</name><image><id>5459</id><template_id>1</template_id></image><whereabouts>Hayward CA</whereabouts><country_code>US</country_code><uid>dennism</uid><member_since>2006-04-19T00:11:18Z</member_since><personal_url>caffeinatedcode.com</personal_url><occupation>Engineering Manager</occupation><loan_because>There\&apos;s not enough monetary helping going on.</loan_because><occupational_info>I write computer programs that help people do things quicker. I am also a photographer.</occupational_info><loan_count>65</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>jason2727</lender_id><name>Jason</name><image><id>15039</id><template_id>1</template_id></image><whereabouts>Plano Illinois</whereabouts><country_code>US</country_code><uid>jason2727</uid><member_since>2006-04-19T15:34:36Z</member_since><personal_url/><occupation>Process Improvement Manager</occupation><loan_because>Lots of people have helped me in life &amp; this is just a small way of paying them back and saying thanks, plus this is a good way to teach my kids about giving!&#13;&#10;&apos;You don&apos;t owe me a thing, I&apos;ve been there too. Someone once helped me out, just the way I&apos;m helping you. If you really want to pay me back, here&apos;s what you do - Don&apos;t let the chain of love end with you. - Clay Walker; Live, Laugh, Love (1999)</loan_because><occupational_info>I manage projects that help my company improve the quality of the products they produce</occupational_info><loan_count>8</loan_count></lender><lender><lender_id>andrew8067</lender_id><name>Andrew</name><image><id>48850</id><template_id>1</template_id></image><whereabouts>Chicago IL</whereabouts><country_code>US</country_code><uid>andrew8067</uid><member_since>2006-04-19T19:23:42Z</member_since><personal_url/><occupation>Finance</occupation><loan_because>Kiva strikes a great balance between capitalism and gift giving and I think it is the best way to improve lives.</loan_because><occupational_info>Watching financial markets and investing.</occupational_info><loan_count>109</loan_count></lender><lender><lender_id>jys</lender_id><name>j.y.s.</name><whereabouts>Bloomington IN</whereabouts><country_code>US</country_code><uid>jys</uid><member_since>2006-04-20T04:54:17Z</member_since><personal_url/><occupation>Graduate Student</occupation><loan_because/><occupational_info/><loan_count>9</loan_count></lender><lender><lender_id>russell8520</lender_id><name>Russell</name><image><id>24854</id><template_id>1</template_id></image><whereabouts>Cincinnati OH</whereabouts><country_code>US</country_code><uid>russell8520</uid><member_since>2006-04-21T01:45:11Z</member_since><personal_url>www.russellsmusings.blogspot.com</personal_url><occupation>Pastor</occupation><loan_because>I believe God has called us to be a blessing to others. Kiva offers the chance to offer a helping hand to people who are working to make themselves better. I pray regularly for the people to whom we loan, and we hope that God will bless them abundantly.</loan_because><occupational_info/><loan_count>34</loan_count></lender><lender><lender_id>michael6969</lender_id><name>Michael W. Kruse</name><image><id>14517</id><template_id>1</template_id></image><whereabouts>Kansas City MO</whereabouts><country_code>US</country_code><uid>michael6969</uid><member_since>2006-04-21T04:16:11Z</member_since><personal_url>krusekronicle.typepad.com</personal_url><occupation/><loan_because/><occupational_info/><loan_count>6</loan_count></lender><lender><lender_id>tasha</lender_id><name>Tasha</name><image><id>212532</id><template_id>1</template_id></image><whereabouts>Nashville TN</whereabouts><country_code>US</country_code><uid>tasha</uid><member_since>2006-04-21T06:38:24Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>13</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>tracey2480</lender_id><name>Tracey</name><uid>tracey2480</uid><member_since>2006-04-21T21:33:05Z</member_since><personal_url/><occupation>Retail Shop Owner</occupation><loan_because>I like helping people get started in their future--everyone needs a little help and trust in each other!</loan_because><occupational_info>I own a ladies retail shop for bridal and formal wear </occupational_info><loan_count>6</loan_count></lender><lender><lender_id>amanda7986</lender_id><name>AsphaltQueen</name><image><id>171207</id><template_id>1</template_id></image><whereabouts>Holt Michigan</whereabouts><country_code>US</country_code><uid>amanda7986</uid><member_since>2006-04-21T22:08:32Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>5</loan_count></lender><lender><lender_id>paulina</lender_id><name>Paulina</name><image><id>389862</id><template_id>1</template_id></image><country_code>CA</country_code><uid>paulina</uid><member_since>2006-04-22T07:38:10Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>6</loan_count></lender><lender><lender_id>david6363</lender_id><name>David &amp; Tricia</name><image><id>373038</id><template_id>1</template_id></image><whereabouts>Scottsdale AZ</whereabouts><country_code>US</country_code><uid>david6363</uid><member_since>2006-04-22T18:22:52Z</member_since><personal_url/><occupation>Financial Services</occupation><loan_because>God is Good!</loan_because><occupational_info>Financial Services&#13;&#10;Computer Software Development&#13;&#10;Horse Boarding</occupational_info><loan_count>32</loan_count><invitee_count>5</invitee_count></lender><lender><lender_id>ashley9070</lender_id><name>Ashley</name><image><id>279744</id><template_id>1</template_id></image><whereabouts>Vancouver BC</whereabouts><country_code>CA</country_code><uid>ashley9070</uid><member_since>2006-04-23T00:29:54Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>12</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>beat</lender_id><name>Beat Muttenzer</name><image><id>150070</id><template_id>1</template_id></image><whereabouts>Zürich</whereabouts><country_code>CH</country_code><uid>beat</uid><member_since>2006-04-23T08:07:50Z</member_since><personal_url>www.muttenzer.net</personal_url><occupation>Search Engine Marketing &amp; Web Analytics Consultant</occupation><loan_because/><occupational_info/><loan_count>43</loan_count><invitee_count>3</invitee_count></lender><lender><lender_id>markus</lender_id><name>Markus</name><image><id>391446</id><template_id>1</template_id></image><whereabouts>Rüschlikon</whereabouts><country_code>CH</country_code><uid>markus</uid><member_since>2006-04-23T08:39:09Z</member_since><personal_url>weblotion.ch</personal_url><occupation>Entrepreneur</occupation><loan_because>i can afford it and i think it is very important to give if you have more than you use.</loan_because><occupational_info>i&apos;m programming websites and webapplications</occupational_info><loan_count>32</loan_count></lender><lender><lender_id>juerg</lender_id><name>Juerg</name><whereabouts>St. Gallen</whereabouts><country_code>CH</country_code><uid>juerg</uid><member_since>2006-04-23T09:15:06Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>9</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>andreasundsandra</lender_id><name>Sandra and Andreas</name><image><id>40889</id><template_id>1</template_id></image><whereabouts>Urdorf</whereabouts><country_code>CH</country_code><uid>andreasundsandra</uid><member_since>2006-04-23T09:16:08Z</member_since><personal_url/><occupation/><loan_because>Credit for business is the best way to help developing countries.</loan_because><occupational_info/><loan_count>258</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>daniel9225</lender_id><name>Daniel and Chantal</name><whereabouts>Niederwangen Bern</whereabouts><country_code>CH</country_code><uid>daniel9225</uid><member_since>2006-04-23T10:29:23Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>31</loan_count></lender><lender><lender_id>ueli</lender_id><name>Ueli</name><image><id>264726</id><template_id>1</template_id></image><country_code>CH</country_code><uid>ueli</uid><member_since>2006-04-23T12:17:55Z</member_since><personal_url/><occupation>Consultant</occupation><loan_because>I&apos;m excited to see how easy it is to help with really not a lot of money</loan_because><occupational_info>I help other persons to reach their goals and to conquer their challenges in a company or as a private person</occupational_info><loan_count>11</loan_count></lender><lender><lender_id>roger8429</lender_id><name>Roger</name><image><id>265064</id><template_id>1</template_id></image><whereabouts>Zürich</whereabouts><country_code>CH</country_code><uid>roger8429</uid><member_since>2006-04-23T13:41:43Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>87</loan_count><invitee_count>2</invitee_count></lender><lender><lender_id>torrdan</lender_id><name>Torrdan</name><uid>torrdan</uid><member_since>2006-04-23T15:02:27Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>2</loan_count></lender><lender><lender_id>peter4793</lender_id><name>Peter</name><whereabouts>Winterthur</whereabouts><country_code>CH</country_code><uid>peter4793</uid><member_since>2006-04-23T15:42:22Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>66</loan_count></lender><lender><lender_id>maryjane</lender_id><name>Mary Jane</name><whereabouts>Arvada CO</whereabouts><country_code>US</country_code><uid>maryjane</uid><member_since>2006-04-23T15:42:45Z</member_since><personal_url/><occupation>Retired</occupation><loan_because/><occupational_info/><loan_count>18</loan_count></lender><lender><lender_id>roland4499</lender_id><name>Roland</name><whereabouts>basel</whereabouts><uid>roland4499</uid><member_since>2006-04-23T17:05:06Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>5</loan_count></lender><lender><lender_id>nancy1124</lender_id><name>Nancy</name><image><id>355142</id><template_id>1</template_id></image><whereabouts>Wexford PA</whereabouts><country_code>US</country_code><uid>nancy1124</uid><member_since>2006-04-23T17:47:27Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>10</loan_count></lender><lender><lender_id>mike1172</lender_id><name>mike</name><image><id>19877</id><template_id>1</template_id></image><country_code>CH</country_code><uid>mike1172</uid><member_since>2006-04-23T20:32:24Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>97</loan_count></lender><lender><lender_id>jonaslikestogowild</lender_id><name>Jonas</name><image><id>35582</id><template_id>1</template_id></image><whereabouts>Bern</whereabouts><country_code>CH</country_code><uid>jonaslikestogowild</uid><member_since>2006-04-23T23:09:53Z</member_since><personal_url/><occupation>lawyer trainee</occupation><loan_because>It makes sense:) [-&gt;Muhammad Yunus]&#13;&#10;</loan_because><occupational_info/><loan_count>4</loan_count></lender><lender><lender_id>iridiumtechnology</lender_id><name>Iridium Technology</name><image><id>210121</id><template_id>1</template_id></image><whereabouts>Reno NV</whereabouts><country_code>US</country_code><uid>iridiumtechnology</uid><member_since>2006-04-24T02:17:27Z</member_since><personal_url>www.iridium-technology.com</personal_url><occupation>Software Consulting</occupation><loan_because>The small amount that we loan can make a huge difference in the quality of life for the recipients and their families</loan_because><occupational_info>I help legal and professional services firms to get maximum value from their busines intelligence solutions</occupational_info><loan_count>21</loan_count><invitee_count>2</invitee_count></lender><lender><lender_id>gregor</lender_id><name>Gregor</name><image><id>46385</id><template_id>1</template_id></image><whereabouts>Zug</whereabouts><country_code>CH</country_code><uid>gregor</uid><member_since>2006-04-24T04:32:32Z</member_since><personal_url/><occupation>Independent Asset Manager</occupation><loan_because>I think that microcredits can be a big piece in a puzzle to alleviate extreme poverty in developing countries and because it\&apos;s fun - try it!</loan_because><occupational_info>I advise private clients on how to invest their money in accordance with their risk profile. I am married to a Thai and have visited Thailand, Cambodia, Laos and Vietnam more than once. I have seen the extreme poverty in Cambodia but I have also experienced the peoples\&apos; friendliness.\r\nskype: gregorkaelin</occupational_info><loan_count>42</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>RobiCH</lender_id><name>Robert</name><image><id>30104</id><template_id>1</template_id></image><whereabouts>Kloten Switzerland</whereabouts><country_code>CH</country_code><uid>RobiCH</uid><member_since>2006-04-24T04:47:46Z</member_since><personal_url/><occupation/><loan_because>Because I hope to help others who have less capital than I have born in a rich country. </loan_because><occupational_info/><loan_count>322</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>jennifer9761</lender_id><name>Jennifer P.</name><image><id>284828</id><template_id>1</template_id></image><uid>jennifer9761</uid><member_since>2006-04-24T18:07:09Z</member_since><personal_url>jenpinkowski.com</personal_url><occupation>journalist</occupation><loan_because/><occupational_info/><loan_count>4</loan_count></lender><lender><lender_id>philip1584</lender_id><name>philip</name><uid>philip1584</uid><member_since>2006-04-24T18:21:03Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>28</loan_count></lender><lender><lender_id>christoph3893</lender_id><name>Christoph</name><image><id>25688</id><template_id>1</template_id></image><whereabouts>Hinwil</whereabouts><country_code>CH</country_code><uid>christoph3893</uid><member_since>2006-04-24T21:09:44Z</member_since><personal_url/><occupation/><loan_because>I like the idea how KIVA works.&#13;&#10;It is better to support people helping themselves than just sending money for consumption </loan_because><occupational_info/><loan_count>115</loan_count></lender><lender><lender_id>carlos5322</lender_id><name>Carlos</name><image><id>4447</id><template_id>1</template_id></image><whereabouts>Deer Park TX</whereabouts><country_code>US</country_code><uid>carlos5322</uid><member_since>2006-04-25T04:45:22Z</member_since><personal_url/><occupation>Business Owner</occupation><loan_because>I loan because it is more blessed to give than to receive and I hope others do the same.</loan_because><occupational_info>I am blessed to own my own company that sells raw plastic materials all over the world. It is like selling fruits at the local market except that you sell by using the phone and computer.</occupational_info><loan_count>6</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>kristine</lender_id><name>Kris</name><image><id>11486</id><template_id>1</template_id></image><whereabouts>Yuma AZ</whereabouts><country_code>US</country_code><uid>kristine</uid><member_since>2006-04-25T19:04:16Z</member_since><personal_url/><occupation/><loan_because>I think it\&apos;s fabulous and amazing that such a small amount of money can change a live/lives SO MUCH!</loan_because><occupational_info/><loan_count>8</loan_count></lender><lender><lender_id>theresa8440</lender_id><name>tesshiva</name><image><id>421944</id><template_id>1</template_id></image><whereabouts>Belmont MA</whereabouts><country_code>US</country_code><uid>theresa8440</uid><member_since>2006-04-26T00:47:54Z</member_since><personal_url/><occupation>retired</occupation><loan_because>I treasure the entrepreneurial spirit, especially among women, single parents and those from the Middle East. If you have just a small amount of money, lending through Kiva is the most rewarding use for it!</loan_because><occupational_info/><loan_count>7</loan_count></lender><lender><lender_id>christopher4084</lender_id><name>Chris</name><whereabouts>Los Angeles CA</whereabouts><country_code>US</country_code><uid>christopher4084</uid><member_since>2006-04-26T04:12:25Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>44</loan_count><invitee_count>3</invitee_count></lender><lender><lender_id>marcy</lender_id><name>marcy</name><whereabouts>bakersfield CA</whereabouts><country_code>US</country_code><uid>marcy</uid><member_since>2006-04-26T05:41:56Z</member_since><personal_url/><occupation>insurance agent</occupation><loan_because>As a small business owner myself, I know how hard it is to get started. God has been good to me, so it is important that I give back. </loan_because><occupational_info>I sell auto, home, business, and life insurance to people in the state of California, USA. I have been in business for 3 years. </occupational_info><loan_count>25</loan_count></lender><lender><lender_id>sonja</lender_id><name>Sonja</name><image><id>1787</id><template_id>1</template_id></image><whereabouts>Zürich</whereabouts><country_code>CH</country_code><uid>sonja</uid><member_since>2006-04-26T11:39:51Z</member_since><personal_url/><occupation>Secretary</occupation><loan_because>I think it´s a great idea. With Kiva everyone, even with the smallest budget, can help. I always love to hear from \&apos;my\&apos; businesses.</loan_because><occupational_info>I work as a PA for a professor at the university of Zurich. The rest of my time is occupied by my son Tom and daughter Eva .</occupational_info><loan_count>16</loan_count></lender><lender><lender_id>daniel4580</lender_id><name>Flügel family</name><image><id>11667</id><template_id>1</template_id></image><whereabouts>Hilterfingen</whereabouts><country_code>CH</country_code><uid>daniel4580</uid><member_since>2006-04-26T14:04:11Z</member_since><personal_url/><occupation/><loan_because>it\&apos;s great to help other people if one has the possibility</loan_because><occupational_info/><loan_count>43</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>barb</lender_id><name>barb</name><image><id>21154</id><template_id>1</template_id></image><whereabouts>london London</whereabouts><country_code>GB</country_code><uid>barb</uid><member_since>2006-04-26T21:55:45Z</member_since><personal_url>www.barbjungr.co.uk</personal_url><occupation>singer</occupation><loan_because>Kiva makes it possible to help people who need it, when they need it, and that&apos;s wonderful.</loan_because><occupational_info>I sing, make music and practice yoga.</occupational_info><loan_count>108</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>rupa</lender_id><name>Rupa Tejura</name><image><id>1558</id><template_id>1</template_id></image><whereabouts>Philadelphia PA</whereabouts><country_code>US</country_code><uid>rupa</uid><member_since>2006-04-26T22:06:08Z</member_since><personal_url>www.modiadesigns.com</personal_url><occupation>Kiva</occupation><loan_because>Small steps make a big difference.</loan_because><occupational_info>Exploring East Coast Development for Kiva and building a community of passionate lenders.</occupational_info><loan_count>70</loan_count><invitee_count>10</invitee_count></lender><lender><lender_id>neil2170</lender_id><name>Neil</name><whereabouts>Thirsk North Yorkshire</whereabouts><country_code>GB</country_code><uid>neil2170</uid><member_since>2006-04-26T23:03:01Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>111</loan_count><invitee_count>2</invitee_count></lender><lender><lender_id>declan5722</lender_id><name>Declan</name><image><id>137114</id><template_id>1</template_id></image><whereabouts>Dunn Loring VA</whereabouts><country_code>US</country_code><uid>declan5722</uid><member_since>2006-04-27T10:30:15Z</member_since><personal_url>www.blog.fallondpicks.com</personal_url><occupation>Senior Market Technician</occupation><loan_because>For every $25 Scratchback link I sell through my website - $25 goes to a KIVA project of your choice. 15,000 Pageviews a month for $25. Purchase a link today!</loan_because><occupational_info>Senior Market Technician for Zignals. Former reasearcher in insect pathology and sustainable methods for biological pest control. Financial market commentator and small business owner. Blogger.</occupational_info><loan_count>144</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>robbie</lender_id><name>Robbie Honerkamp</name><image><id>3699</id><template_id>1</template_id></image><whereabouts>Tucker GA</whereabouts><country_code>US</country_code><uid>robbie</uid><member_since>2006-04-27T16:54:21Z</member_since><personal_url/><occupation>Entrepreneur</occupation><loan_because>Helping startup businesses grow is the best way to help developing countries. And microlending is a great to help do this.</loan_because><occupational_info>I help start and support Internet businesses and service providers in Africa.</occupational_info><loan_count>134</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>natalia4467</lender_id><name>Natalia</name><image><id>159503</id><template_id>1</template_id></image><uid>natalia4467</uid><member_since>2006-04-27T18:19:42Z</member_since><personal_url>www.iheartpgh.org</personal_url><occupation/><loan_because/><occupational_info/><loan_count>6</loan_count><invitee_count>2</invitee_count></lender><lender><lender_id>mzrascoff</lender_id><name>Matthew</name><image><id>207968</id><template_id>1</template_id></image><whereabouts>Boston MA</whereabouts><country_code>US</country_code><uid>mzrascoff</uid><member_since>2006-04-28T04:16:37Z</member_since><personal_url/><occupation>Student</occupation><loan_because>Kiva is amazing.</loan_because><occupational_info/><loan_count>3</loan_count></lender><lender><lender_id>sandra5094</lender_id><name>Sandy</name><image><id>173113</id><template_id>1</template_id></image><whereabouts>Ann Arbor MI</whereabouts><country_code>US</country_code><uid>sandra5094</uid><member_since>2006-04-28T14:07:30Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>7</loan_count></lender><lender><lender_id>james8196</lender_id><name>James</name><image><id>11664</id><template_id>1</template_id></image><whereabouts>Sisseln</whereabouts><country_code>CH</country_code><uid>james8196</uid><member_since>2006-04-28T15:59:06Z</member_since><personal_url>wwww.edouardlauzieres.com</personal_url><occupation>Watch Manufacturer in Switzerland</occupation><loan_because>I loan because I am convinced that helping other people growing their businesses is the way to go for me.\r\n\r\nI mostly loan to women. As a former professional lessor I know from experience that women are a lot more likely to pay back on time. This is important for a project like Kiva\&apos;s.\r\n\r\nI thorougly enjoy being kept abreast of events every now and then by people I have lent to. It\&apos;s interesting to see how they fare in their daily lives.</loan_because><occupational_info>I run a watch company here in Switzerland based upon my idea that systems have to evolve in order to survive.\r\n\r\nThe goal of the company is to make a living for as many people as possible. Profits are important to me and ploughed back into the business immediately.</occupational_info><loan_count>57</loan_count></lender><lender><lender_id>ozfamily</lender_id><name>OZ Family</name><image><id>9854</id><template_id>1</template_id></image><whereabouts>Palo Alto CA</whereabouts><country_code>US</country_code><uid>ozfamily</uid><member_since>2006-04-28T20:26:39Z</member_since><personal_url>www.kiva.org</personal_url><occupation>Kiva Fan</occupation><loan_because>I believe every person should have the opportunity to have his/her own business.</loan_because><occupational_info>I work with an innovative and creative group of folks who know how to stretch a dollar! My days are filled with forecasting Kiva\&apos;s budget, handling the daily operations, and talking to generous donors from around the world. I feel very proud to work for Kiva!</occupational_info><loan_count>66</loan_count><invitee_count>3</invitee_count></lender><lender><lender_id>mike5431</lender_id><name>Mike &amp; Loretta</name><image><id>128890</id><template_id>1</template_id></image><whereabouts>boyds MD</whereabouts><country_code>US</country_code><uid>mike5431</uid><member_since>2006-04-29T04:07:02Z</member_since><personal_url/><occupation>shipbroker, RN</occupation><loan_because>It&apos;s the right thing to do, and we like that the gifts can be continuously recycled to help even more people.</loan_because><occupational_info>Mike: International food aid shipping specialist/broker&#13;&#10;Loretta:RN</occupational_info><loan_count>12</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>edward6348</lender_id><name>edward</name><image><id>10938</id><template_id>1</template_id></image><country_code>CA</country_code><uid>edward6348</uid><member_since>2006-04-29T16:57:56Z</member_since><personal_url/><occupation>Rooming House Worker</occupation><loan_because>I beleive in microfinancing and in allowing people to help themselves to a better life.</loan_because><occupational_info>I make sure that low-income people have a safe, secure, affordable place to live here in Ottawa.</occupational_info><loan_count>7</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>joe3537</lender_id><name>Joe</name><image><id>117433</id><template_id>1</template_id></image><whereabouts>Pa</whereabouts><country_code>US</country_code><uid>joe3537</uid><member_since>2006-04-29T17:04:32Z</member_since><personal_url>antiquetintypes.com</personal_url><occupation/><loan_because/><occupational_info/><loan_count>9</loan_count></lender><lender><lender_id>brianphillips</lender_id><name>Brian</name><image><id>8006</id><template_id>1</template_id></image><whereabouts>San Francisco California</whereabouts><country_code>US</country_code><uid>brianphillips</uid><member_since>2006-04-30T04:38:52Z</member_since><personal_url>www.brianphillips.com</personal_url><occupation>Entrepreneur</occupation><loan_because>Kiva is changing the world!</loan_because><occupational_info/><loan_count>14</loan_count></lender><lender><lender_id>hajo</lender_id><name>Hajo</name><image><id>46013</id><template_id>1</template_id></image><whereabouts>Berne Berne</whereabouts><country_code>CH</country_code><uid>hajo</uid><member_since>2006-04-30T12:03:12Z</member_since><personal_url>www.skppsc.ch</personal_url><occupation>Consultant</occupation><loan_because>It&apos;s a project worth to support. 100% of my loan will benefit the Entrepeneurs.</loan_because><occupational_info>I&apos;m running a internet agency that is specialised in concepting internet prevention campaigns. My main projekt below:</occupational_info><loan_count>6</loan_count></lender><lender><lender_id>richard1879</lender_id><name>Rick</name><whereabouts>CO</whereabouts><country_code>US</country_code><uid>richard1879</uid><member_since>2006-04-30T16:09:44Z</member_since><personal_url/><occupation>Webmaster</occupation><loan_because>I can.</loan_because><occupational_info/><loan_count>96</loan_count></lender><lender><lender_id>kimberly5079</lender_id><name>Kimberly, Delaney &amp; Kody</name><image><id>19411</id><template_id>1</template_id></image><whereabouts>Huntington Beach CA</whereabouts><country_code>US</country_code><uid>kimberly5079</uid><member_since>2006-04-30T18:16:45Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>19</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>martin9238</lender_id><name>Martin Godel</name><whereabouts>Tokyo</whereabouts><country_code>JP</country_code><uid>martin9238</uid><member_since>2006-04-30T20:06:07Z</member_since><personal_url>www.osec.ch</personal_url><occupation>Civil Servant</occupation><loan_because>Kiva is one of the best means how to promote development!</loan_because><occupational_info>Helping business in Japan</occupational_info><loan_count>7</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>tammy4974</lender_id><name>Helping Hands</name><image><id>7590</id><template_id>1</template_id></image><whereabouts>Laguna Hills CA</whereabouts><country_code>US</country_code><uid>tammy4974</uid><member_since>2006-04-30T20:20:59Z</member_since><personal_url/><occupation/><loan_because>I believe in a \&quot;Hand Up\&quot; not a hand out. Being able to help in this way restores self-esteem, ambition and renew&apos;s potential. KIVA provides a win-win situation for everyone.</loan_because><occupational_info>God uses my heart and hands to heal people.</occupational_info><loan_count>13</loan_count></lender><lender><lender_id>garrett9586</lender_id><name>Garrett and Jen</name><image><id>46352</id><template_id>1</template_id></image><whereabouts>Austin TX</whereabouts><country_code>US</country_code><uid>garrett9586</uid><member_since>2006-05-01T01:03:16Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>100</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>brian8516</lender_id><name>Brian</name><image><id>23325</id><template_id>1</template_id></image><whereabouts>North Falmouth MA</whereabouts><country_code>US</country_code><uid>brian8516</uid><member_since>2006-05-01T01:33:18Z</member_since><personal_url/><occupation>Systems Development</occupation><loan_because>Kiva provides a great opportunity to help entrepreneurs around the world with their businesses. It is rewarding to help people grow their businesses and become more financially self-sufficient. </loan_because><occupational_info>I manage a computer systems team that develops applications for a large financial organization in the United States</occupational_info><loan_count>312</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>leslie5641</lender_id><name>Leslie</name><image><id>66059</id><template_id>1</template_id></image><whereabouts>Norfolk VA</whereabouts><country_code>US</country_code><uid>leslie5641</uid><member_since>2006-05-02T01:30:08Z</member_since><personal_url>www.lynn.ecrater.com</personal_url><occupation>LPN</occupation><loan_because>Hoping to help a person and their whole family. </loan_because><occupational_info/><loan_count>5</loan_count></lender><lender><lender_id>brent</lender_id><name>Brent</name><whereabouts>Overland Park KS</whereabouts><country_code>US</country_code><uid>brent</uid><member_since>2006-05-02T03:51:24Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>4</loan_count><invitee_count>2</invitee_count></lender><lender><lender_id>theodore</lender_id><name>Theodore</name><image><id>6266</id><template_id>1</template_id></image><whereabouts>Seattle WA</whereabouts><country_code>US</country_code><uid>theodore</uid><member_since>2006-05-02T04:14:13Z</member_since><personal_url/><occupation>software engineer</occupation><loan_because>because I should.</loan_because><occupational_info>I sit at a computer all day, typing.</occupational_info><loan_count>29</loan_count></lender><lender><lender_id>glen4794</lender_id><name>Glen Moore</name><image><id>383645</id><template_id>1</template_id></image><whereabouts>Sonora CA</whereabouts><country_code>US</country_code><uid>glen4794</uid><member_since>2006-05-02T04:31:59Z</member_since><personal_url>www.greystoneelectric.net</personal_url><occupation>Business Man</occupation><loan_because>I believe in helping those who are trying hard to better themselves. I know how hard it is to start a new business and would like to help those willing to try.</loan_because><occupational_info>\&quot;You only fail when you stop trying\&quot;</occupational_info><loan_count>18</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>heatherdear</lender_id><name>Heather</name><image><id>132756</id><template_id>1</template_id></image><whereabouts>Santa Barbara CA</whereabouts><country_code>US</country_code><uid>heatherdear</uid><member_since>2006-05-02T04:52:55Z</member_since><personal_url>www.evercharming.com</personal_url><occupation>Internet retail sales</occupation><loan_because>I know first hand what a difference a small loan can make and I am thrilled to be able to contribute to the dreams and businesses of people all around the world.</loan_because><occupational_info>I have a small business selling items on the internet. It is fun to work at home and spend time with my family and pets.</occupational_info><loan_count>213</loan_count><invitee_count>2</invitee_count></lender><lender><lender_id>theresa9189</lender_id><name>Theresa</name><image><id>10044</id><template_id>1</template_id></image><whereabouts>Mascot New South Wales</whereabouts><country_code>AU</country_code><uid>theresa9189</uid><member_since>2006-05-02T13:07:24Z</member_since><personal_url/><occupation>Human Resources Officer</occupation><loan_because>I have recently had some good fortune and so it seems right to help someone to succeed</loan_because><occupational_info/><loan_count>21</loan_count></lender><lender><lender_id>matthew1069</lender_id><name>Matty</name><image><id>37490</id><template_id>1</template_id></image><whereabouts>San Francisco CA</whereabouts><country_code>US</country_code><uid>matthew1069</uid><member_since>2006-05-02T16:03:22Z</member_since><personal_url>www.distilledclothing.com</personal_url><occupation>Fashion</occupation><loan_because>I am excited about what Kiva is doing and wish to be a part of it.</loan_because><occupational_info>I design and make clothes sold in very nice stores across the United States. </occupational_info><loan_count>2</loan_count></lender><lender><lender_id>chrispadfield</lender_id><name>Christopher</name><image><id>380868</id><template_id>1</template_id></image><whereabouts>London</whereabouts><country_code>GB</country_code><uid>chrispadfield</uid><member_since>2006-05-03T15:04:41Z</member_since><personal_url>www.chrispadfield.com</personal_url><occupation>Investment Manager</occupation><loan_because>it&apos;s the first time I have completely believed my money will make a real difference in someone&apos;s life.</loan_because><occupational_info>I work as an investment manager for a venture capital firm in London. I also have my own software company, http://www.deskpro.com</occupational_info><loan_count>3202</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>dave8844</lender_id><name>Dave</name><whereabouts>Spokane WA</whereabouts><country_code>US</country_code><uid>dave8844</uid><member_since>2006-05-03T20:21:16Z</member_since><personal_url/><occupation>IT Manager</occupation><loan_because>I believe in the idea of seeking to serve Jesus by reaching out to the poorest of the poor and helping them to meet their most basic needs.</loan_because><occupational_info>I manage computer networks </occupational_info><loan_count>5</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>michael1689</lender_id><name>Michael Sawyer</name><image><id>83508</id><template_id>1</template_id></image><whereabouts>WA</whereabouts><country_code>US</country_code><uid>michael1689</uid><member_since>2006-05-03T20:39:52Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>51</loan_count></lender><lender><lender_id>anneholst</lender_id><name>Anne</name><image><id>4718</id><template_id>1</template_id></image><whereabouts>København N</whereabouts><uid>anneholst</uid><member_since>2006-05-04T09:45:33Z</member_since><personal_url>myspace.com/anneholst</personal_url><occupation>Sociologist</occupation><loan_because>I have visited third world countries, seen the almost unimaginable poverty and felt frustrated that I couldn&apos;t see a way for me to make a visible, long term difference. Kiva provides me with the opportunity and practical means to try to make such a difference!</loan_because><occupational_info>As a sociologist I work with social and cultural issues at an analytical level - often issues related to social problems and inequalities. With Kiva I hope to make a more immediate difference to people who are affected by worldwide social inequalities.</occupational_info><loan_count>19</loan_count></lender><lender><lender_id>ace</lender_id><name>Ace Custodio</name><image><id>191912</id><template_id>1</template_id></image><whereabouts>Columbia MD</whereabouts><country_code>US</country_code><uid>ace</uid><member_since>2006-05-04T12:49:03Z</member_since><personal_url>www.camtrading.com</personal_url><occupation>Investment Management</occupation><loan_because>I was once on the other side of the spectrum before immigrating to the United States. My parents were rice farmers and we ate what we grew or caught for the day. We left everything we had in the rural part of the Philippines to start a new and better life. And now, I will help in whatever way I can for someone with a dream and determination to make their life better than it was yesterday.&#13;&#10;&#13;&#10;I loan because it is the right thing to do.</loan_because><occupational_info>I am Co-founder/CEO of Custodio Asset Management, an Investment Management firm in Columbia, MD. The company&apos;s mission is to produce superior returns to our clients through our proactive, disciplined approach to money management.</occupational_info><loan_count>4</loan_count></lender><lender><lender_id>tom3836</lender_id><name>Caldie</name><image><id>21017</id><template_id>1</template_id></image><uid>tom3836</uid><member_since>2006-05-04T13:39:58Z</member_since><personal_url/><occupation>Care giver manager</occupation><loan_because>I enjoy seeing businesses grow. </loan_because><occupational_info>I hire people to help seniors and disabled in their homes. </occupational_info><loan_count>5</loan_count></lender><lender><lender_id>bertrand</lender_id><name>Bertrand</name><image><id>454870</id><template_id>1</template_id></image><whereabouts>Booterstown Co Dublin</whereabouts><country_code>MT</country_code><uid>bertrand</uid><member_since>2006-05-04T16:03:30Z</member_since><personal_url/><occupation>Development Education</occupation><loan_because/><occupational_info/><loan_count>4</loan_count></lender><lender><lender_id>marina7960</lender_id><name>Mina</name><whereabouts>Allen TX</whereabouts><country_code>US</country_code><uid>marina7960</uid><member_since>2006-05-05T04:28:33Z</member_since><personal_url/><occupation/><loan_because>I want to make someones life better. </loan_because><occupational_info/><loan_count>4</loan_count></lender><lender><lender_id>meg</lender_id><name>Meg</name><image><id>148627</id><template_id>1</template_id></image><whereabouts>Minneapolis MN</whereabouts><country_code>US</country_code><uid>meg</uid><member_since>2006-05-05T05:04:54Z</member_since><personal_url/><occupation>Associate Marketing Manager</occupation><loan_because>I support small businesses locally, so why not support them globally!</loan_because><occupational_info>I work for a food company, helping come up with packaging and how much we should charge in the grocery store. I also tell my company how much they should be able to sell.</occupational_info><loan_count>2</loan_count></lender><lender><lender_id>emily8563</lender_id><name>Emily</name><whereabouts>Dacula GA</whereabouts><country_code>US</country_code><uid>emily8563</uid><member_since>2006-05-05T16:20:41Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>88</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>maria9556</lender_id><name>Maria</name><image><id>44107</id><template_id>1</template_id></image><whereabouts>STAR ID</whereabouts><country_code>US</country_code><uid>maria9556</uid><member_since>2006-05-06T00:04:13Z</member_since><personal_url/><occupation>Realtor, Candy Vendor</occupation><loan_because>I care and want to make a difference. I am sure that the little bit that I contribute along with everyone else makes a HUGE difference in someone&apos;s life...and maybe even a whole family&apos;s life. This reminds me of the starfish on the beach story...</loan_because><occupational_info>I help people to buy and sell homes. I also have quarter bulk candy vending machines located in various businesses.</occupational_info><loan_count>19</loan_count></lender><lender><lender_id>rod</lender_id><name>Rod</name><image><id>13238</id><template_id>1</template_id></image><uid>rod</uid><member_since>2006-05-06T01:06:14Z</member_since><personal_url>www.beckstrom.com</personal_url><occupation>Director, National Cyber Security Center</occupation><loan_because>I like helping the poor.</loan_because><occupational_info>Backing great new people and ideas, like Kiva.org</occupational_info><loan_count>2</loan_count></lender><lender><lender_id>miraz</lender_id><name>Miraz</name><whereabouts>Wellington</whereabouts><country_code>NZ</country_code><uid>miraz</uid><member_since>2006-05-06T03:33:03Z</member_since><personal_url>knowit.co.nz</personal_url><occupation>Writer</occupation><loan_because>I live in a part of the world where we&apos;re lucky enough to have so much. I want to share my good fortune with others.</loan_because><occupational_info>I work for myself. Clients pay me to write articles for websites, magazines and books. Sometimes clients pay me to rewrite information they already have, so it&apos;s easier for people to understand.</occupational_info><loan_count>9</loan_count><invitee_count>5</invitee_count></lender><lender><lender_id>brooke8719</lender_id><name>Brooke</name><whereabouts>Princeton NJ</whereabouts><country_code>US</country_code><uid>brooke8719</uid><member_since>2006-05-06T04:37:32Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>23</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>holly1480</lender_id><name>Holly</name><image><id>7661</id><template_id>1</template_id></image><whereabouts>Santa Rosa CA</whereabouts><country_code>US</country_code><uid>holly1480</uid><member_since>2006-05-07T04:33:42Z</member_since><personal_url/><occupation>desktop publisher</occupation><loan_because>our family has seen enough countries where just a few dollars would make a huge difference. Why not put those dollars to work where they will be more valuable than here? I think I can afford to lose the yearly interest on a couple hundred bucks!</loan_because><occupational_info>I have my own business at home where I design, edit and put together flyers, newsletters, etc. for other small businesses. My business comes to me by word of mouth.</occupational_info><loan_count>68</loan_count><invitee_count>2</invitee_count></lender><lender><lender_id>kyle9164</lender_id><name>Kyle</name><whereabouts>Stanford CA</whereabouts><country_code>US</country_code><uid>kyle9164</uid><member_since>2006-05-07T07:42:08Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>7</loan_count></lender><lender><lender_id>audrey</lender_id><name>Audrey</name><image><id>128759</id><template_id>1</template_id></image><uid>audrey</uid><member_since>2006-05-07T15:14:19Z</member_since><personal_url/><occupation>edupreneur</occupation><loan_because>there&apos;s no reason not to</loan_because><occupational_info>I am currently working for a Malaysian inventor and entrepreneur . We are building a company that makes educational games, currently focusing on an online multi-lingual, open source, multi-player game.</occupational_info><loan_count>7</loan_count><invitee_count>2</invitee_count></lender><lender><lender_id>cmax</lender_id><name>Max</name><image><id>110712</id><template_id>1</template_id></image><uid>cmax</uid><member_since>2006-05-07T16:11:47Z</member_since><personal_url>www.goodmagazine.com</personal_url><occupation>co-founder, GOOD Magazine</occupation><loan_because>i believe this is a wonderful way to put money to work.</loan_because><occupational_info/><loan_count>1</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>adrian9634</lender_id><name>Adrian</name><whereabouts>Obernau</whereabouts><country_code>CH</country_code><uid>adrian9634</uid><member_since>2006-05-07T17:54:05Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>53</loan_count></lender><lender><lender_id>antonioandolga</lender_id><name>antonio and olga</name><image><id>6262</id><template_id>1</template_id></image><whereabouts>menlo park CA</whereabouts><country_code>US</country_code><uid>antonioandolga</uid><member_since>2006-05-07T19:17:30Z</member_since><personal_url>www.culturekiosque.com</personal_url><occupation>product managers</occupation><loan_because>How can you say you\&apos;re not responsible?</loan_because><occupational_info>I ask the customers of my company about what they need our products to do, and make sure that our products solve customer&apos;s problems.</occupational_info><loan_count>85</loan_count><invitee_count>4</invitee_count></lender><lender><lender_id>eseema</lender_id><name>Seema</name><image><id>123616</id><template_id>1</template_id></image><whereabouts>San Francisco CA</whereabouts><country_code>US</country_code><uid>eseema</uid><member_since>2006-05-08T03:34:56Z</member_since><personal_url>eseema.wordpress.com</personal_url><occupation>General Manager</occupation><loan_because>It&apos;s incredibly easy! More importantly, I believe in paying it forward and I&apos;m getting a great return... </loan_because><occupational_info>I am the General Manager for WorldofGood.com &amp; eBay Giving Works. I love what I do because I get paid to be innovative, I work with genuinely great people, and I know that our businesses create direct social value through ethical sourcing, economic empowerment, and fundraising.&#13;&#10;&#13;&#10;I am also a (lapsed) proud and humble Kiva volunteer. :-)</occupational_info><loan_count>38</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>brian7215</lender_id><name>Brian K</name><whereabouts>Gladstone MI</whereabouts><country_code>US</country_code><uid>brian7215</uid><member_since>2006-05-08T06:35:27Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>5</loan_count></lender><lender><lender_id>todd6715</lender_id><name>Todd</name><image><id>19941</id><template_id>1</template_id></image><whereabouts>Mountain View California</whereabouts><country_code>US</country_code><uid>todd6715</uid><member_since>2006-05-08T06:39:38Z</member_since><personal_url>http://www.kulick.com/todd</personal_url><occupation>TiVo Engineer</occupation><loan_because/><occupational_info>I make TV better!</occupational_info><loan_count>1</loan_count></lender><lender><lender_id>laura8174</lender_id><name>Laura</name><image><id>272843</id><template_id>1</template_id></image><whereabouts>San Diego CA</whereabouts><country_code>US</country_code><uid>laura8174</uid><member_since>2006-05-09T02:59:40Z</member_since><personal_url/><occupation>BD Director</occupation><loan_because>I believe in micro-financing as a vehicle for empowerment and peace.</loan_because><occupational_info/><loan_count>18</loan_count><invitee_count>3</invitee_count></lender><lender><lender_id>leah</lender_id><name>Leah</name><image><id>125646</id><template_id>1</template_id></image><whereabouts>Tampa Florida</whereabouts><country_code>US</country_code><uid>leah</uid><member_since>2006-05-09T17:09:55Z</member_since><personal_url>studioslsm.carbonmade.com</personal_url><occupation>Artist</occupation><loan_because>I love being able to help give people a future as well as their dreams!</loan_because><occupational_info/><loan_count>6</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>daniel1236</lender_id><name>Dan Marques</name><whereabouts>Easthampton MA</whereabouts><country_code>US</country_code><uid>daniel1236</uid><member_since>2006-05-09T20:21:09Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>3</loan_count></lender><lender><lender_id>moira</lender_id><name>Moira</name><whereabouts>San Francisco CA</whereabouts><country_code>US</country_code><uid>moira</uid><member_since>2006-05-10T17:52:40Z</member_since><personal_url/><occupation/><loan_because>i have the means to and the world sorely needs some economic redistribution</loan_because><occupational_info/><loan_count>1</loan_count></lender><lender><lender_id>allen</lender_id><name>Allen</name><whereabouts>Starks LA</whereabouts><country_code>US</country_code><uid>allen</uid><member_since>2006-05-10T18:25:12Z</member_since><personal_url>www.warriorforum.com</personal_url><occupation>Internet Marketer</occupation><loan_because>I love helping people that are trying to help themselves.</loan_because><occupational_info/><loan_count>41</loan_count><invitee_count>2</invitee_count></lender><lender><lender_id>julia2042</lender_id><name>Julia</name><image><id>146728</id><template_id>1</template_id></image><whereabouts>Big Flats NY</whereabouts><country_code>US</country_code><uid>julia2042</uid><member_since>2006-05-11T06:25:07Z</member_since><personal_url/><occupation/><loan_because>I like the feeling of a personal touch that a Kiva loan provides.</loan_because><occupational_info/><loan_count>42</loan_count></lender><lender><lender_id>samuel5861</lender_id><name>Sam</name><image><id>289847</id><template_id>1</template_id></image><whereabouts>Houston TX</whereabouts><country_code>US</country_code><uid>samuel5861</uid><member_since>2006-05-11T16:45:09Z</member_since><personal_url/><occupation>Engineer</occupation><loan_because/><occupational_info/><loan_count>16</loan_count></lender><lender><lender_id>katherine2031</lender_id><name>Katherine</name><image><id>160062</id><template_id>1</template_id></image><whereabouts>San Francisco CA</whereabouts><country_code>US</country_code><uid>katherine2031</uid><member_since>2006-05-11T18:50:06Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>5</loan_count><invitee_count>2</invitee_count></lender><lender><lender_id>dimitri</lender_id><name>Dimitri Dadiomov</name><image><id>30035</id><template_id>1</template_id></image><whereabouts>Stanford CA</whereabouts><country_code>US</country_code><uid>dimitri</uid><member_since>2006-05-11T22:39:39Z</member_since><personal_url/><occupation>Student</occupation><loan_because/><occupational_info/><loan_count>7</loan_count><invitee_count>2</invitee_count></lender><lender><lender_id>rumesha</lender_id><name>Rumesha</name><image><id>32755</id><template_id>1</template_id></image><whereabouts>San Francisco CA</whereabouts><country_code>US</country_code><uid>rumesha</uid><member_since>2006-05-12T06:02:24Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>3</loan_count></lender><lender><lender_id>marclaurent</lender_id><name>Marc P.</name><image><id>285899</id><template_id>1</template_id></image><whereabouts>Toronto Ontario</whereabouts><country_code>CA</country_code><uid>marclaurent</uid><member_since>2006-05-12T17:05:19Z</member_since><personal_url/><occupation>Product Designer</occupation><loan_because>I like helping people.</loan_because><occupational_info>I help companies create products that are high quality, innovative, well designed and that appeal to buyers.</occupational_info><loan_count>3</loan_count></lender><lender><lender_id>trent</lender_id><name>Trent</name><whereabouts>White Bear Lake MN</whereabouts><country_code>US</country_code><uid>trent</uid><member_since>2006-05-12T21:07:47Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>21</loan_count></lender><lender><lender_id>sumit</lender_id><name>Sumit Soni</name><whereabouts>Riyadh</whereabouts><country_code>SA</country_code><uid>sumit</uid><member_since>2006-05-13T15:50:58Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>8</loan_count></lender><lender><lender_id>judith5545</lender_id><name>Judith</name><image><id>16107</id><template_id>1</template_id></image><whereabouts>Winterthur</whereabouts><country_code>CH</country_code><uid>judith5545</uid><member_since>2006-05-13T22:05:41Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>113</loan_count></lender><lender><lender_id>george1833</lender_id><name>George</name><image><id>20206</id><template_id>1</template_id></image><whereabouts>Halifax Nova Scotia</whereabouts><country_code>CA</country_code><uid>george1833</uid><member_since>2006-05-14T00:59:28Z</member_since><personal_url/><occupation>classroom support IT technicion</occupation><loan_because>It feels very good to help a littel bit.</loan_because><occupational_info>I take care of the computers, data projectors, and other types of media equipment in the classrooms of a smaller sized university</occupational_info><loan_count>41</loan_count></lender><lender><lender_id>susan6319</lender_id><name>susan</name><whereabouts>Rossland British Columbia</whereabouts><country_code>CA</country_code><uid>susan6319</uid><member_since>2006-05-14T15:57:19Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>38</loan_count></lender><lender><lender_id>mith</lender_id><name>Alain</name><whereabouts>Thornton CO</whereabouts><country_code>US</country_code><uid>mith</uid><member_since>2006-05-14T16:14:32Z</member_since><personal_url/><occupation>Systems Engineer</occupation><loan_because/><occupational_info/><loan_count>46</loan_count></lender><lender><lender_id>chirag</lender_id><name>Chirag</name><image><id>359449</id><template_id>1</template_id></image><whereabouts>Chicago IL</whereabouts><country_code>US</country_code><uid>chirag</uid><member_since>2006-05-14T20:33:35Z</member_since><personal_url/><occupation>Kiva</occupation><loan_because>I believe we can alleviate poverty.</loan_because><occupational_info/><loan_count>17</loan_count><invitee_count>10</invitee_count></lender><lender><lender_id>bergerie</lender_id><name>Mouton</name><image><id>6831</id><template_id>1</template_id></image><whereabouts>Chicago IL</whereabouts><country_code>US</country_code><uid>bergerie</uid><member_since>2006-05-14T23:29:24Z</member_since><personal_url>www.travbuddy.com/widget_map_display.php?id=1324665</personal_url><occupation>Brownian jumper</occupation><loan_because>It feels like travelling around the world and meeting people with vision, hope and strength in all these places.\r\nSheep love that :)</loan_because><occupational_info>I compute how much cacao bean and cottage cheese a pastry shop owner should buy forward when selling chocolate brownies to cover the risk that customers decide they prefer cheesecake.</occupational_info><loan_count>425</loan_count><invitee_count>8</invitee_count></lender><lender><lender_id>frank3814</lender_id><name>Frank</name><image><id>6861</id><template_id>1</template_id></image><whereabouts>Bronx NY</whereabouts><country_code>US</country_code><uid>frank3814</uid><member_since>2006-05-15T13:16:24Z</member_since><personal_url/><occupation>risk manager</occupation><loan_because>i like the idea of having a direct impact on a local business and the updates on how this business is doing</loan_because><occupational_info>i&apos;m advising an investment bank on the risk it takes when extending credit to governments, corporations and banks in various countries around the world</occupational_info><loan_count>11</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>matthias</lender_id><name>matthias</name><image><id>24990</id><template_id>1</template_id></image><whereabouts>Allschwil CH</whereabouts><country_code>CH</country_code><uid>matthias</uid><member_since>2006-05-15T21:23:56Z</member_since><personal_url/><occupation/><loan_because>I hope to make dreams come true ;) </loan_because><occupational_info>I`m a teacher at high schools - working with 12-17year old teanagers.</occupational_info><loan_count>30</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>helen5837</lender_id><name>Helen</name><image><id>30005</id><template_id>1</template_id></image><whereabouts>St Clears Carmarthenshire</whereabouts><country_code>GB</country_code><uid>helen5837</uid><member_since>2006-05-15T21:24:28Z</member_since><personal_url/><occupation>Highway maintenance</occupation><loan_because>I&apos;m lucky enough to not have to worry about where the next meal is coming from. Well done to those who want to work for themselves and their families, no matter how hard their lives are.</loan_because><occupational_info>I work on computers all day, letting engineers know where there are defects on the road, lights out etc. It can sometimes be interesting :-)</occupational_info><loan_count>13</loan_count></lender><lender><lender_id>deena</lender_id><name>Deena</name><image><id>58693</id><template_id>1</template_id></image><whereabouts>Manchester NH</whereabouts><country_code>US</country_code><uid>deena</uid><member_since>2006-05-15T22:17:35Z</member_since><personal_url/><occupation>teacher/historian/student</occupation><loan_because>&quot;The best charity is to prevent people from having to accept charity; the best alms are those that enable people to dispense alms&quot;&#13;&#10;- The Talmud</loan_because><occupational_info/><loan_count>18</loan_count><invitee_count>3</invitee_count></lender><lender><lender_id>elizabeth1543</lender_id><name>Elizabeth</name><image><id>61886</id><template_id>1</template_id></image><whereabouts>San Ramon CA</whereabouts><country_code>US</country_code><uid>elizabeth1543</uid><member_since>2006-05-16T02:45:35Z</member_since><personal_url/><occupation>Contact Lens Technician</occupation><loan_because>I wish to share what I have been blessed with.</loan_because><occupational_info>I help design new contact lenses.</occupational_info><loan_count>12</loan_count></lender><lender><lender_id>wmhaywood</lender_id><name>William</name><image><id>305293</id><template_id>1</template_id></image><whereabouts>Baton Rouge LA</whereabouts><country_code>US</country_code><uid>wmhaywood</uid><member_since>2006-05-16T04:47:41Z</member_since><personal_url/><occupation>Student</occupation><loan_because>I hope for a better world, a better future.</loan_because><occupational_info/><loan_count>26</loan_count></lender><lender><lender_id>robert4262</lender_id><name>Robert and Dorothy</name><image><id>52691</id><template_id>1</template_id></image><whereabouts>Menlo Park CA</whereabouts><country_code>US</country_code><uid>robert4262</uid><member_since>2006-05-16T15:54:26Z</member_since><personal_url/><occupation/><loan_because>We are blessed and we want to be a blessing to others in need</loan_because><occupational_info>investment manager</occupational_info><loan_count>9</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>matt7354</lender_id><name>Matt &amp; Amanda</name><image><id>6336</id><template_id>1</template_id></image><whereabouts>Tampa FL</whereabouts><country_code>US</country_code><uid>matt7354</uid><member_since>2006-05-16T17:33:17Z</member_since><personal_url>www.mmdevents.com</personal_url><occupation>Event Designers</occupation><loan_because>We have our own small business and we want to help people with their businesses around the world.</loan_because><occupational_info/><loan_count>3</loan_count></lender><lender><lender_id>hang</lender_id><name>Hang</name><whereabouts>San Francisco CA</whereabouts><country_code>US</country_code><uid>hang</uid><member_since>2006-05-16T22:00:19Z</member_since><personal_url>www.hangnguyen.org</personal_url><occupation>Editor/Artist</occupation><loan_because>we all need a little help to realize our dreams.</loan_because><occupational_info/><loan_count>7</loan_count></lender><lender><lender_id>deborah4125</lender_id><name>Debby Mc</name><whereabouts>Conroe TX</whereabouts><country_code>US</country_code><uid>deborah4125</uid><member_since>2006-05-16T22:45:56Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>5</loan_count></lender><lender><lender_id>nybble41</lender_id><name>Nybble41</name><whereabouts>Marion IA</whereabouts><country_code>US</country_code><uid>nybble41</uid><member_since>2006-05-17T02:56:51Z</member_since><personal_url/><occupation>software engineer</occupation><loan_because/><occupational_info/><loan_count>26</loan_count></lender><lender><lender_id>benandsarah</lender_id><name>Ben &amp; Sarah</name><image><id>1746</id><template_id>1</template_id></image><whereabouts>Louisville KY</whereabouts><country_code>US</country_code><uid>benandsarah</uid><member_since>2006-05-17T13:41:54Z</member_since><personal_url/><occupation>Seminary Students</occupation><loan_because>We came into the world with nothing, and we can\&apos;t take anything with us when we leave. Moreover, giving to others is one small way of reflecting how our heavenly Father has given us so much.</loan_because><occupational_info/><loan_count>11</loan_count></lender><lender><lender_id>joe2528</lender_id><name>Joe</name><whereabouts>Kingsley MI</whereabouts><country_code>US</country_code><uid>joe2528</uid><member_since>2006-05-17T18:32:47Z</member_since><personal_url> http://www.myspace.com/jmielke</personal_url><occupation>IT Consulting</occupation><loan_because>It&apos;s easy to do from this site and it&apos;s nice to see people have success.</loan_because><occupational_info/><loan_count>8</loan_count></lender><lender><lender_id>may</lender_id><name>may</name><image><id>171054</id><template_id>1</template_id></image><whereabouts>San Francisco CA</whereabouts><uid>may</uid><member_since>2006-05-17T22:29:59Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>6</loan_count></lender><lender><lender_id>jude</lender_id><name>Jude</name><image><id>4936</id><template_id>1</template_id></image><whereabouts>North Quincy MA</whereabouts><country_code>US</country_code><uid>jude</uid><member_since>2006-05-17T23:15:03Z</member_since><personal_url>www.msh.org</personal_url><occupation>ICTS and international health</occupation><loan_because>.</loan_because><occupational_info>International health.</occupational_info><loan_count>125</loan_count></lender><lender><lender_id>steven6501</lender_id><name>Steven</name><image><id>6293</id><template_id>1</template_id></image><whereabouts>Salem OR</whereabouts><country_code>US</country_code><uid>steven6501</uid><member_since>2006-05-18T00:22:55Z</member_since><personal_url/><occupation>Pharmacy Technician</occupation><loan_because>It would be obscene for me not to loan money to these people.</loan_because><occupational_info>I assist the Pharmacist in preparing and dispensing prescription medications. </occupational_info><loan_count>9</loan_count></lender><lender><lender_id>jkeddie</lender_id><name>Jeffrey</name><image><id>284382</id><template_id>1</template_id></image><whereabouts>Seattle WA</whereabouts><country_code>US</country_code><uid>jkeddie</uid><member_since>2006-05-18T00:25:42Z</member_since><personal_url/><occupation>Law Student</occupation><loan_because>Kiva gives me the opportunity to donate the same money over and over again.</loan_because><occupational_info>Lots of reading.</occupational_info><loan_count>10</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>helen3936</lender_id><name>Helen</name><image><id>29719</id><template_id>1</template_id></image><whereabouts>Toronto Ontario</whereabouts><country_code>CA</country_code><uid>helen3936</uid><member_since>2006-05-18T03:09:31Z</member_since><personal_url/><occupation>University Administrator</occupation><loan_because>I think that people in developing nations acting on their own self interest to improve their material conditions is the only chance to end the problem of severe poverty in the world. </loan_because><occupational_info/><loan_count>10</loan_count></lender><lender><lender_id>christophernutile</lender_id><name>Christopher Nutile</name><image><id>419574</id><template_id>1</template_id></image><whereabouts>New York NY</whereabouts><country_code>US</country_code><uid>christophernutile</uid><member_since>2006-05-18T04:34:20Z</member_since><personal_url/><occupation>New Media</occupation><loan_because>I have the opportunity to.</loan_because><occupational_info/><loan_count>90</loan_count><invitee_count>12</invitee_count></lender><lender><lender_id>davidh</lender_id><name>David</name><image><id>46176</id><template_id>1</template_id></image><uid>davidh</uid><member_since>2006-05-18T07:15:39Z</member_since><personal_url>dbhlim.org</personal_url><occupation>Technical Support Engineer</occupation><loan_because/><occupational_info>I fix problems with computers</occupational_info><loan_count>5</loan_count></lender><lender><lender_id>mrflip</lender_id><name>Flip</name><image><id>15486</id><template_id>1</template_id></image><whereabouts>Austin tx</whereabouts><country_code>US</country_code><uid>mrflip</uid><member_since>2006-05-18T10:12:37Z</member_since><personal_url>infochimps.org</personal_url><occupation>Idea Farmer</occupation><loan_because/><occupational_info>I&apos;m building tools to help organize, explore and comprehend massive information streams -- a librarian for numbers, basically.</occupational_info><loan_count>15</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>carolyn1253</lender_id><name>Carolyn</name><image><id>76273</id><template_id>1</template_id></image><whereabouts>Ashburn VA</whereabouts><country_code>US</country_code><uid>carolyn1253</uid><member_since>2006-05-18T14:51:43Z</member_since><personal_url/><occupation>Retired</occupation><loan_because>I want to be involved in an excellent program.</loan_because><occupational_info>I am old now and no longer work but I have enough money to lend some to others.</occupational_info><loan_count>13</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>taddeini</lender_id><name>Andre Taddeini</name><image><id>20677</id><template_id>1</template_id></image><whereabouts>Minneapolis MN</whereabouts><country_code>US</country_code><uid>taddeini</uid><member_since>2006-05-18T17:07:25Z</member_since><personal_url/><occupation>Software Developer</occupation><loan_because/><occupational_info/><loan_count>18</loan_count></lender><lender><lender_id>ila</lender_id><name>ILA</name><image><id>13389</id><template_id>1</template_id></image><whereabouts>San Jose CA</whereabouts><country_code>US</country_code><uid>ila</uid><member_since>2006-05-18T19:03:52Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>2</loan_count></lender><lender><lender_id>thomas3536</lender_id><name>Tom, Margaret and kids</name><image><id>9672</id><template_id>1</template_id></image><whereabouts>Brooklyn NY</whereabouts><country_code>US</country_code><uid>thomas3536</uid><member_since>2006-05-19T01:11:37Z</member_since><personal_url/><occupation>Nonprofit Activists</occupation><loan_because>It\&apos;s a good way to support people who are working to provide other people with goods and services in place where it is needed.</loan_because><occupational_info>I run a nonprofit organization that teaches computer classes to the elderly. My wife re-develops manufacturing buildings in New York to help create jobs that pay well.</occupational_info><loan_count>2</loan_count></lender><lender><lender_id>rachaelcahours</lender_id><name>Rachael</name><image><id>109750</id><template_id>1</template_id></image><whereabouts>Mount Morris MI</whereabouts><country_code>US</country_code><uid>rachaelcahours</uid><member_since>2006-05-19T20:52:31Z</member_since><personal_url>www.antithete.com</personal_url><occupation>Freelance Web Designer</occupation><loan_because>I want everyone to have the power to make good choices to change their lives and their families&apos; lives for the better.</loan_because><occupational_info>I make the internet a better place.</occupational_info><loan_count>3</loan_count></lender><lender><lender_id>anna1773</lender_id><name>Anna</name><image><id>307820</id><template_id>1</template_id></image><uid>anna1773</uid><member_since>2006-05-19T21:48:20Z</member_since><personal_url>portfolio.du.edu/acorio</personal_url><occupation/><loan_because/><occupational_info/><loan_count>5</loan_count></lender><lender><lender_id>nate6590</lender_id><name>Nate</name><uid>nate6590</uid><member_since>2006-05-20T04:23:05Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>3</loan_count></lender><lender><lender_id>akenan</lender_id><name>A Kenan</name><image><id>121421</id><template_id>1</template_id></image><whereabouts>Brooklyn NY</whereabouts><country_code>US</country_code><uid>akenan</uid><member_since>2006-05-20T05:08:58Z</member_since><personal_url/><occupation>screenprinter</occupation><loan_because> I feel good to be able to help someone in need, especially to assist a person in business. You never know how far the person will be able to excel , and we all need a hand at one time or another</loan_because><occupational_info>I print and sell t-shirts to individuals and businesses. I also sell t-shirts and other merchandise at various festivals throughout the year.</occupational_info><loan_count>21</loan_count><invitee_count>2</invitee_count></lender><lender><lender_id>stephanie3179</lender_id><name>Stephanie</name><whereabouts>Cambridge MA</whereabouts><country_code>US</country_code><uid>stephanie3179</uid><member_since>2006-05-20T14:57:16Z</member_since><personal_url/><occupation/><loan_because/><occupational_info>Student</occupational_info><loan_count>1</loan_count></lender><lender><lender_id>ted9325</lender_id><name>Ted and Ruth</name><whereabouts>Glenwood Springs CO</whereabouts><country_code>US</country_code><uid>ted9325</uid><member_since>2006-05-20T23:51:06Z</member_since><personal_url/><occupation>Ted - retired, Ruth - ski instructor, photographer</occupation><loan_because>We believe that it is one of the best ways to make a difference in the lives of people in developing countries.</loan_because><occupational_info/><loan_count>32</loan_count></lender><lender><lender_id>christopher8871</lender_id><name>HKtrader</name><image><id>53267</id><template_id>1</template_id></image><whereabouts>Hong Kong</whereabouts><country_code>HK</country_code><uid>christopher8871</uid><member_since>2006-05-21T07:57:45Z</member_since><personal_url/><occupation>well....</occupation><loan_because>sometimes people need some help</loan_because><occupational_info/><loan_count>47</loan_count><invitee_count>8</invitee_count></lender><lender><lender_id>amara</lender_id><name>Amara</name><whereabouts>South Paris ME</whereabouts><country_code>US</country_code><uid>amara</uid><member_since>2006-05-21T18:33:12Z</member_since><personal_url/><occupation>Student</occupation><loan_because/><occupational_info/><loan_count>2</loan_count></lender><lender><lender_id>patel</lender_id><name>Seema ~ Sahil ~ Annika</name><image><id>58464</id><template_id>1</template_id></image><whereabouts>San Francisco CA</whereabouts><country_code>US</country_code><uid>patel</uid><member_since>2006-05-21T22:10:12Z</member_since><personal_url/><occupation/><loan_because>We loan because we love the idea of helping others help themselves. We loan *through Kiva* because it&apos;s easy, effective, and empowering for all parties involved!</loan_because><occupational_info>We ~heart~ Kiva...*sigh*</occupational_info><loan_count>25</loan_count><invitee_count>9</invitee_count></lender><lender><lender_id>enzo</lender_id><name>Enzo</name><image><id>293297</id><template_id>1</template_id></image><whereabouts>Celano AQ</whereabouts><country_code>IT</country_code><uid>enzo</uid><member_since>2006-05-21T22:26:23Z</member_since><personal_url/><occupation/><loan_because>To help make the world a better place. </loan_because><occupational_info/><loan_count>72</loan_count></lender><lender><lender_id>sacca</lender_id><name>Christopher</name><image><id>285475</id><template_id>1</template_id></image><whereabouts>San Francisco CA</whereabouts><country_code>US</country_code><uid>sacca</uid><member_since>2006-05-22T04:32:02Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>10</loan_count></lender><lender><lender_id>india</lender_id><name>I. R. Meisner</name><uid>india</uid><member_since>2006-05-22T17:46:37Z</member_since><personal_url/><occupation>Electrical Engineer</occupation><loan_because>I know that the money is going directly to people who need it.</loan_because><occupational_info>Electrical Engineer</occupational_info><loan_count>9</loan_count></lender><lender><lender_id>livingplanet</lender_id><name>livingplanet</name><image><id>17263</id><template_id>1</template_id></image><whereabouts>Tucson AZ</whereabouts><country_code>US</country_code><uid>livingplanet</uid><member_since>2006-05-22T18:59:07Z</member_since><personal_url>livingplanet.blogspot.com</personal_url><occupation>applied anthropologist</occupation><loan_because>because everyone deserves a chance</loan_because><occupational_info>applied anthropologist</occupational_info><loan_count>33</loan_count></lender><lender><lender_id>astrid3321</lender_id><name>Astrid</name><whereabouts>Redwood City CA</whereabouts><country_code>US</country_code><uid>astrid3321</uid><member_since>2006-05-22T21:44:17Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>12</loan_count></lender><lender><lender_id>sonali</lender_id><name>Sonali</name><uid>sonali</uid><member_since>2006-05-23T06:13:09Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>4</loan_count></lender><lender><lender_id>kareem</lender_id><name>kareem</name><image><id>5922</id><template_id>1</template_id></image><whereabouts>Santa Monica CA</whereabouts><country_code>US</country_code><uid>kareem</uid><member_since>2006-05-23T06:54:22Z</member_since><personal_url>www.reemer.com</personal_url><occupation/><loan_because>i want to help people help themselves, and i think entrepreneurs can make the world a better place.</loan_because><occupational_info>building websites</occupational_info><loan_count>5</loan_count></lender><lender><lender_id>franco</lender_id><name>Franco</name><country_code>CH</country_code><uid>franco</uid><member_since>2006-05-24T06:59:53Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>6</loan_count></lender><lender><lender_id>kris8725</lender_id><name>Kris</name><country_code>US</country_code><uid>kris8725</uid><member_since>2006-05-24T21:00:54Z</member_since><personal_url/><occupation>Software Engineer</occupation><loan_because>I was blessed to be born in a wealthy country, with lots of advantages. I want to help others who may not have been as fortunate.</loan_because><occupational_info>I write programs that run on computers.</occupational_info><loan_count>3</loan_count></lender><lender><lender_id>timlk</lender_id><name>Tim</name><uid>timlk</uid><member_since>2006-05-27T20:17:29Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/></lender><lender><lender_id>elizabeth6549</lender_id><name>Bissy</name><whereabouts>Takoma Park MD</whereabouts><country_code>US</country_code><uid>elizabeth6549</uid><member_since>2006-05-27T21:03:15Z</member_since><personal_url/><occupation>Art Teacher</occupation><loan_because/><occupational_info/><loan_count>20</loan_count><invitee_count>2</invitee_count></lender><lender><lender_id>gopal7949</lender_id><name>Gopal</name><whereabouts>Brampton Ontario</whereabouts><country_code>CA</country_code><uid>gopal7949</uid><member_since>2006-05-27T22:31:11Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>2</loan_count></lender><lender><lender_id>peter8265</lender_id><name>Peter</name><whereabouts>Hamburg</whereabouts><country_code>DE</country_code><uid>peter8265</uid><member_since>2006-05-28T09:58:47Z</member_since><personal_url/><occupation>Journalist</occupation><loan_because/><occupational_info/><loan_count>4</loan_count></lender><lender><lender_id>gloria</lender_id><name>Gloria</name><whereabouts>Guttenberg NJ</whereabouts><country_code>US</country_code><uid>gloria</uid><member_since>2006-05-28T19:57:40Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>15</loan_count></lender><lender><lender_id>kest</lender_id><name>kest</name><whereabouts>Oakland CA</whereabouts><country_code>US</country_code><uid>kest</uid><member_since>2006-05-29T04:46:56Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>11</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>dinah</lender_id><name>Dinah</name><image><id>5425</id><template_id>1</template_id></image><whereabouts>San Francisco CA</whereabouts><country_code>US</country_code><uid>dinah</uid><member_since>2006-05-29T20:44:05Z</member_since><personal_url>dinahsanders.com</personal_url><occupation>Productivity Coach</occupation><loan_because>It\&apos;s fun! I have my own business and I know how rewarding it is to follow your dreams.</loan_because><occupational_info>I help small businesses and individuals be more productive by having a better understanding of their priorities, goals, projects, and next steps.</occupational_info><loan_count>75</loan_count></lender><lender><lender_id>michaelharr</lender_id><name>Michael Harr</name><image><id>215310</id><template_id>1</template_id></image><whereabouts>Florence KY</whereabouts><country_code>US</country_code><uid>michaelharr</uid><member_since>2006-05-30T05:43:14Z</member_since><personal_url>stores.lulu.com/mharr1</personal_url><occupation>Financial Consultant, Author</occupation><loan_because>I view microlending as a superior alternative to traditional charitable contributions. The money can in effect be recycled many times over to help a much larger number of people. In addition, with the favorable exchange rates, the value of a few dollars can be leveraged to have a greater human impact in these other countries than it does here in the United States.</loan_because><occupational_info>I help people make the best decisions possible with their money.</occupational_info><loan_count>6</loan_count></lender><lender><lender_id>daniel8314</lender_id><name>Dan &amp; Esther</name><image><id>95718</id><template_id>1</template_id></image><whereabouts>Palo Alto CA</whereabouts><country_code>US</country_code><uid>daniel8314</uid><member_since>2006-05-30T17:42:26Z</member_since><personal_url/><occupation/><loan_because>We believe in the power of commerce to solve problems.</loan_because><occupational_info>Internet executive specializing in payments and risk management.</occupational_info><loan_count>18</loan_count><invitee_count>3</invitee_count></lender><lender><lender_id>denise5242</lender_id><name>Denise</name><whereabouts>San Francisco CA</whereabouts><country_code>US</country_code><uid>denise5242</uid><member_since>2006-05-30T18:30:28Z</member_since><personal_url/><occupation/><loan_because>I&apos;ve had a lot of good fortune in my life, and I can share it with others</loan_because><occupational_info/><loan_count>28</loan_count></lender><lender><lender_id>dennis5915</lender_id><name>Dennis</name><image><id>195435</id><template_id>1</template_id></image><whereabouts>palo alto ca</whereabouts><country_code>US</country_code><uid>dennis5915</uid><member_since>2006-05-30T19:49:20Z</member_since><personal_url/><occupation>Design Engineer</occupation><loan_because>I am lucky to be able to do this. It is a great and inspiring thing to support entrepreneurs around the world.</loan_because><occupational_info>Designing products and services. </occupational_info><loan_count>11</loan_count></lender><lender><lender_id>trisha</lender_id><name>Trisha</name><image><id>1677</id><template_id>1</template_id></image><whereabouts>Huntington Beach CA</whereabouts><country_code>US</country_code><uid>trisha</uid><member_since>2006-05-31T00:37:52Z</member_since><personal_url>www.teachoutsidethebox.com</personal_url><occupation>Educator/Author</occupation><loan_because>I love knowing that I am helping people who want to help themselves. I admire initiative and self-motivation! </loan_because><occupational_info>teacher and author of books for teachers</occupational_info><loan_count>67</loan_count></lender><lender><lender_id>natalie</lender_id><name>Natalie</name><whereabouts>Auckland Auckland</whereabouts><country_code>NZ</country_code><uid>natalie</uid><member_since>2006-06-01T02:52:27Z</member_since><personal_url/><occupation>Accountant</occupation><loan_because>I care</loan_because><occupational_info>Great!</occupational_info><loan_count>11</loan_count><invitee_count>2</invitee_count></lender><lender><lender_id>marc2288</lender_id><name>marc</name><uid>marc2288</uid><member_since>2006-06-01T08:12:22Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>2</loan_count></lender><lender><lender_id>techsamaritan</lender_id><name>tech.samaritan</name><uid>techsamaritan</uid><member_since>2006-06-01T15:49:29Z</member_since><personal_url>tech-samaritan.org</personal_url><occupation>Eunuchs System Administrator</occupation><loan_because>Loans not only help promote self sufficiency, they also promote responsibility and accountability. This contributes to a positive outlook for the borrower.</loan_because><occupational_info>I maintain large computer systems that provide the basis for many different University services.</occupational_info><loan_count>8</loan_count></lender><lender><lender_id>endeavoringdavid</lender_id><name>David</name><image><id>216337</id><template_id>1</template_id></image><whereabouts>New York NY</whereabouts><country_code>US</country_code><uid>endeavoringdavid</uid><member_since>2006-06-03T15:20:23Z</member_since><personal_url>www.endeavor.org</personal_url><occupation>Non-Profit</occupation><loan_because>providing people with the opportunity to scale their businesses is the best way to alleviate poverty.</loan_because><occupational_info>I work with entrepreneurs in emerging economies by providing them with mentors, networks and access to capital. My work helps create Silicon Valleys in places like Bogota and Cairo.</occupational_info><loan_count>4</loan_count><invitee_count>2</invitee_count></lender><lender><lender_id>sumeet</lender_id><name>Sumeet</name><image><id>1642</id><template_id>1</template_id></image><whereabouts>San Jose CA</whereabouts><country_code>US</country_code><uid>sumeet</uid><member_since>2006-06-04T09:41:24Z</member_since><personal_url/><occupation>Software Engineer</occupation><loan_because/><occupational_info/><loan_count>10</loan_count></lender><lender><lender_id>thomas7837</lender_id><name>thomas</name><image><id>20579</id><template_id>1</template_id></image><uid>thomas7837</uid><member_since>2006-06-04T14:08:20Z</member_since><personal_url/><occupation>STOCKBROKER</occupation><loan_because>Entrepreneurial initiative is a universal mechanism of empowerment. It is great to underwrite that empowerment for people who most deserve it.</loan_because><occupational_info/><loan_count>2</loan_count></lender><lender><lender_id>lilly</lender_id><name>Lilly Irani</name><image><id>50834</id><template_id>1</template_id></image><whereabouts>San Francisco CA</whereabouts><country_code>US</country_code><uid>lilly</uid><member_since>2006-06-05T08:00:37Z</member_since><personal_url/><occupation>Designer, grad student</occupation><loan_because>Typically, it is those with money who have access to capital, spurring growing gaps between the haves-and-have-nots. I want those who have the desire and can bootstrap to have the chance to do so. </loan_because><occupational_info>I try to make computers and the internet useful and easy to use. I study how technology affects lives and societies.</occupational_info><loan_count>29</loan_count><invitee_count>3</invitee_count></lender><lender><lender_id>mairtin</lender_id><name>Mairtin O Muilleoir</name><image><id>51404</id><template_id>1</template_id></image><whereabouts>Belfast Antrim</whereabouts><country_code>IE</country_code><uid>mairtin</uid><member_since>2006-06-05T22:41:38Z</member_since><personal_url>www.apublishersblog.blogspot.com</personal_url><occupation>Business owner</occupation><loan_because>Entrepreneurship is a vital part of conquering poverty in the developing world and because the Irish have always been treated with outstanding generosity by the global community when they were in need.</loan_because><occupational_info>I publish community newspapers.</occupational_info><loan_count>30</loan_count></lender><lender><lender_id>sheelu</lender_id><name>Sheel Mohnot</name><image><id>3647</id><template_id>1</template_id></image><whereabouts>Ahmedabad Gujarat</whereabouts><country_code>IN</country_code><uid>sheelu</uid><member_since>2006-06-06T01:16:24Z</member_since><personal_url>www.sheelm.com/blog</personal_url><occupation>Kiva!</occupation><loan_because>I think it&apos;s amazing that we have the opportunity to create a direct connection with someone in the developing world... I have a little bit of money, and I love that I can give it to someone and help them out immensely, then GET IT BACK and give it to someone else.</loan_because><occupational_info>I work in India to develop Kiva&apos;s partnerships out here. It&apos;s really awesome - I&apos;m learning a lot and having a total blast... If you&apos;re interested to know more about what I&apos;ve been up to in India you can check out my personal blog, below</occupational_info><loan_count>7</loan_count><invitee_count>3</invitee_count></lender><lender><lender_id>jaxon</lender_id><name>Jaxon</name><image><id>51359</id><template_id>1</template_id></image><uid>jaxon</uid><member_since>2006-06-06T02:17:54Z</member_since><personal_url>jaxonville.blogspot.com</personal_url><occupation>kid</occupation><loan_because>It helps people in need.</loan_because><occupational_info>student</occupational_info><loan_count>12</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>annandchris</lender_id><name>Ann &amp; Chris</name><whereabouts>New York NY</whereabouts><country_code>US</country_code><uid>annandchris</uid><member_since>2006-06-06T02:29:34Z</member_since><personal_url/><occupation/><loan_because>We think everyone could use a &quot;boost&quot; now and then.</loan_because><occupational_info/><loan_count>14</loan_count></lender><lender><lender_id>stephen5828</lender_id><name>Steve</name><image><id>15610</id><template_id>1</template_id></image><whereabouts>Worthing West Sussex</whereabouts><country_code>GB</country_code><uid>stephen5828</uid><member_since>2006-06-06T11:31:03Z</member_since><personal_url/><occupation/><loan_because>Everyone needs help sometime...</loan_because><occupational_info/><loan_count>29</loan_count></lender><lender><lender_id>lee4705</lender_id><name>Lee</name><image><id>159213</id><template_id>1</template_id></image><whereabouts>Mountain View CA</whereabouts><country_code>US</country_code><uid>lee4705</uid><member_since>2006-06-06T22:15:58Z</member_since><personal_url/><occupation>Software Engineer</occupation><loan_because/><occupational_info/><loan_count>47</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>corey3136</lender_id><name>Corey</name><image><id>36017</id><template_id>1</template_id></image><whereabouts>Philadelphia PA</whereabouts><country_code>US</country_code><uid>corey3136</uid><member_since>2006-06-07T02:15:31Z</member_since><personal_url/><occupation>Technology Executive</occupation><loan_because>I love the stories! Why not help someone achieve their dreams?!</loan_because><occupational_info>I help manage a technology services company located in Philadelphia.</occupational_info><loan_count>45</loan_count></lender><lender><lender_id>ja9</lender_id><name>Janine</name><uid>ja9</uid><member_since>2006-06-07T02:20:31Z</member_since><personal_url/><occupation>Student</occupation><loan_because/><occupational_info/><loan_count>31</loan_count></lender><lender><lender_id>jane9973</lender_id><name>the avenue clothing co.</name><uid>jane9973</uid><member_since>2006-06-07T17:48:22Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>27</loan_count></lender><lender><lender_id>m5300</lender_id><name>mark palermo</name><image><id>247098</id><template_id>1</template_id></image><whereabouts>haverhill MA</whereabouts><country_code>US</country_code><uid>m5300</uid><member_since>2006-06-08T18:20:19Z</member_since><personal_url>markpalermo.tripod.com</personal_url><occupation>teacher</occupation><loan_because> I want to give others a hand as others have done for me in life.</loan_because><occupational_info>instructor at a community college</occupational_info><loan_count>9</loan_count></lender><lender><lender_id>mark2387</lender_id><name>Mark</name><image><id>36671</id><template_id>1</template_id></image><uid>mark2387</uid><member_since>2006-06-08T19:29:30Z</member_since><personal_url/><occupation>Attorney at Law</occupation><loan_because>it is a chance to share some of the blessings we have received and to provide opportunity to kindred souls whose geographic and economic situations are limiting....I also loan because it feels so good to do it and the personal connection created by Kiva makes it unique and satisfying.</loan_because><occupational_info>I work as a trial attorney representing people whose lives have been turned upside down due to negligent or reckless acts by others.</occupational_info><loan_count>1</loan_count></lender><lender><lender_id>abby</lender_id><name>Abby</name><image><id>123007</id><template_id>1</template_id></image><uid>abby</uid><member_since>2006-06-08T21:45:05Z</member_since><personal_url/><occupation>High School Student</occupation><loan_because>I enjoy the feeling of making a difference in the world.</loan_because><occupational_info/><loan_count>2</loan_count></lender><lender><lender_id>stephen3515</lender_id><name>Stephen</name><whereabouts>Reading Berkshire</whereabouts><country_code>GB</country_code><uid>stephen3515</uid><member_since>2006-06-11T07:06:59Z</member_since><personal_url/><occupation>Computer Support</occupation><loan_because/><occupational_info/><loan_count>20</loan_count></lender><lender><lender_id>blueavocado</lender_id><name>BlueAvocado</name><image><id>203084</id><template_id>1</template_id></image><whereabouts>Austin TX</whereabouts><country_code>US</country_code><uid>blueavocado</uid><member_since>2006-06-13T12:01:36Z</member_since><personal_url>www.blueavocado.com</personal_url><occupation>Social Entrepreneur</occupation><loan_because>We are a &quot;for women by women&quot; business inspired by the desire to provide sustainable solutions to protect our children&apos;s future. BlueAvocado hopes to inspire customers, vendors, and strategic partners in making the planet billions of pounds lighter (CO2) and giving back to hundreds of micro-entrepreneurs through its &quot;Goodbye Carbon. Hello Karma program.&quot; </loan_because><occupational_info>BlueAvocado is dedicated to creating lifestyle products that help women (and the men in their lives) to reduce their carbon footprint by making it easy to “do good and get it done.” </occupational_info><loan_count>37</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>william7588</lender_id><name>William Keyser</name><image><id>1574</id><template_id>1</template_id></image><whereabouts>Newfane VT</whereabouts><country_code>US</country_code><uid>william7588</uid><member_since>2006-06-13T15:56:30Z</member_since><personal_url>www.worksavvy.biz</personal_url><occupation>business startup counselor</occupation><loan_because>I believe that micropreneurs create their own futures and can make contributions to development beyond their own circle through energy devoted to helping themselves.</loan_because><occupational_info>I offer advice and support to would-be and early stage entrepreneurs. My website has a wealth of free information offered to anyone wanting to start a business.</occupational_info><loan_count>58</loan_count></lender><lender><lender_id>hps</lender_id><name>H.P.</name><whereabouts>Del Mar CA</whereabouts><country_code>US</country_code><uid>hps</uid><member_since>2006-06-13T19:07:06Z</member_since><personal_url/><occupation>Retired</occupation><loan_because/><occupational_info/><loan_count>33</loan_count></lender><lender><lender_id>jeff9194</lender_id><name>jeff</name><whereabouts>San Francisco CA</whereabouts><country_code>US</country_code><uid>jeff9194</uid><member_since>2006-06-13T21:49:21Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>13</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>jon4931</lender_id><name>jon kilimnik</name><image><id>35147</id><template_id>1</template_id></image><whereabouts>Winnipeg Manitoba</whereabouts><country_code>CA</country_code><uid>jon4931</uid><member_since>2006-06-14T04:35:10Z</member_since><personal_url>www.jonkilimnikphotography.com</personal_url><occupation>photographer</occupation><loan_because>To help improve the lives of those less fortunate.&#13;&#10;</loan_because><occupational_info/><loan_count>6</loan_count></lender><lender><lender_id>joetate</lender_id><name>Joe Tate</name><image><id>37614</id><template_id>1</template_id></image><whereabouts>Lanoka Harbor NJ</whereabouts><country_code>US</country_code><uid>joetate</uid><member_since>2006-06-14T14:49:16Z</member_since><personal_url>www.FaerieGlenNJ.com</personal_url><occupation>Small Business Owner</occupation><loan_because>I want to help small business to improve the world economy. I want to help the people who can help themselves.</loan_because><occupational_info>I sell Fantasy Art, Collectibles, &amp; Clothing.</occupational_info><loan_count>23</loan_count></lender><lender><lender_id>katie1509</lender_id><name>Katie</name><image><id>15255</id><template_id>1</template_id></image><whereabouts>Ohio/Pennsylvania</whereabouts><country_code>US</country_code><uid>katie1509</uid><member_since>2006-06-14T22:03:39Z</member_since><personal_url/><occupation>Student</occupation><loan_because>I love and respect Kiva&apos;s entrepreneurs. Through the Kiva Fellows program I actually met some of the borrowers I lent to, and seeing firsthand how much they have accomplished with the loans was inspiring.</loan_because><occupational_info>I&apos;m studying economics so hopefully I can work in microfinance some day soon!</occupational_info><loan_count>19</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>paula7526</lender_id><name>Bill and Paula</name><whereabouts>Tucson AZ</whereabouts><country_code>US</country_code><uid>paula7526</uid><member_since>2006-06-15T07:52:48Z</member_since><personal_url/><occupation>Software Engineers</occupation><loan_because>We believe the micro loan to be one of the best ways to fight poverty in the world. It is a way to share our wealth by going directly to those who need help.</loan_because><occupational_info>We write computer software for our employer&apos;s company intranet.</occupational_info><loan_count>23</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>Syrrys</lender_id><name>Rob</name><image><id>57231</id><template_id>1</template_id></image><country_code>NZ</country_code><uid>Syrrys</uid><member_since>2006-06-15T20:17:26Z</member_since><personal_url>syrrys-in-nz.blogspot.com</personal_url><occupation>Backpacker</occupation><loan_because>I really hope that someone would be willing to take a the same kind of risk on me.</loan_because><occupational_info>Just traveling for the moment.</occupational_info><loan_count>42</loan_count></lender><lender><lender_id>trevorhartley</lender_id><name>Trevor</name><whereabouts>Penrith Cumbria</whereabouts><country_code>GB</country_code><uid>trevorhartley</uid><member_since>2006-06-15T22:12:43Z</member_since><personal_url>www.beammeupnowplease.com/</personal_url><occupation>Web site designer</occupation><loan_because>In life I\&apos;ve discovered that it\&apos;s those small changes you make to other peoples lives that really make the difference, whether it be close friends or people 10,000 miles away. \r\n\r\n$50 - you can spend it on booze with your friends on a Friday night, or a romantic meal out with your other half, or helping someone start their own business to feed themselves and their family for years to come...\r\n\r\nAnd if that isn\&apos;t enough, calling yourself a \&quot;Part Time International Financier\&quot; sounds rather cool down the pub. ;-) </loan_because><occupational_info/><loan_count>33</loan_count></lender><lender><lender_id>mary2616</lender_id><name>Mary</name><whereabouts>Indio CA</whereabouts><country_code>US</country_code><uid>mary2616</uid><member_since>2006-06-15T23:26:16Z</member_since><personal_url/><occupation>Administrator</occupation><loan_because>I believe it is a way - the best way - to help people who are willing to work to improve their lives.</loan_because><occupational_info>I work at a facility that helps alcoholics and drug addicts to get and stay sober. I am in charge of Administration.</occupational_info><loan_count>81</loan_count></lender><lender><lender_id>will4664</lender_id><name>Will</name><image><id>53180</id><template_id>1</template_id></image><whereabouts>Brooklyn NY</whereabouts><country_code>US</country_code><uid>will4664</uid><member_since>2006-06-16T01:37:36Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>6</loan_count></lender><lender><lender_id>tabasio</lender_id><name>Tabasio</name><whereabouts>Berne</whereabouts><country_code>CH</country_code><uid>tabasio</uid><member_since>2006-06-16T12:14:57Z</member_since><personal_url>tabasio.googlepages.com</personal_url><occupation/><loan_because/><occupational_info/><loan_count>33</loan_count></lender><lender><lender_id>hamonryan</lender_id><name>Ryan</name><image><id>4584</id><template_id>1</template_id></image><whereabouts>los angeles CA</whereabouts><country_code>US</country_code><uid>hamonryan</uid><member_since>2006-06-16T18:27:59Z</member_since><personal_url>www.myspace.com/theblackcomets</personal_url><occupation>gentleman of leisure</occupation><loan_because>i can be completely drunk and still help people out!</loan_because><occupational_info>i work at a hollywood studio, run a stand-up comedy record label, play a lot of dodgeball, and sing in a band.</occupational_info><loan_count>57</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>mike3620</lender_id><name>Mike</name><image><id>50948</id><template_id>1</template_id></image><whereabouts>San Diego CA</whereabouts><country_code>US</country_code><uid>mike3620</uid><member_since>2006-06-16T20:56:43Z</member_since><personal_url/><occupation/><loan_because>I am lucky, I can.</loan_because><occupational_info/><loan_count>2</loan_count><invitee_count>2</invitee_count></lender><lender><lender_id>molly</lender_id><name>molly</name><whereabouts>Pasadena CA</whereabouts><country_code>US</country_code><uid>molly</uid><member_since>2006-06-17T18:08:46Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>22</loan_count></lender><lender><lender_id>gregg4935</lender_id><name>Gregg &amp; Elaine Koskela</name><image><id>6292</id><template_id>1</template_id></image><whereabouts>Newberg OR</whereabouts><country_code>US</country_code><uid>gregg4935</uid><member_since>2006-06-18T06:48:19Z</member_since><personal_url>greggsgambles.com</personal_url><occupation>Pastor</occupation><loan_because>As followers of Jesus, we believe we need to help the poor in the world. Kiva is a great idea and service!</loan_because><occupational_info>I help lead a church in their desire to live for God through faith in Jesus Christ. </occupational_info><loan_count>8</loan_count><invitee_count>8</invitee_count></lender><lender><lender_id>alegraw2348</lender_id><name>Alegraw</name><image><id>130055</id><template_id>1</template_id></image><uid>alegraw2348</uid><member_since>2006-06-18T09:20:57Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>2</loan_count></lender><lender><lender_id>john6477</lender_id><name>John</name><whereabouts>Hutchinson KS</whereabouts><country_code>US</country_code><uid>john6477</uid><member_since>2006-06-18T19:34:43Z</member_since><personal_url/><occupation>Journalist</occupation><loan_because/><occupational_info/><loan_count>7</loan_count></lender><lender><lender_id>ghosty</lender_id><name>Tim</name><image><id>391755</id><template_id>1</template_id></image><whereabouts>Vancouver BC</whereabouts><country_code>CA</country_code><uid>ghosty</uid><member_since>2006-06-19T09:25:30Z</member_since><personal_url/><occupation/><loan_because>I truly enjoy helping people regardless of how cheesy that may sound. I totally love and champion what Kiva is doing because you&apos;re truly helping someone by providing them with the opportunity to help themselves. It&apos;s not just a simple handout, it&apos;s enabling someone to take that next step. It&apos;s giving someone the ability to achieve something. Equipping someone that has everything they need to get where they want...except the funds to do so. In addition to helping someone financially, this goes beyond that. It ultimately gives them a sense of pride and accomplishment, which is something we all need regardless of our situation.</loan_because><occupational_info/><loan_count>6</loan_count></lender><lender><lender_id>john7492</lender_id><name>John Johnson</name><image><id>117386</id><template_id>1</template_id></image><whereabouts>Newberg OR</whereabouts><country_code>US</country_code><uid>john7492</uid><member_since>2006-06-20T00:06:42Z</member_since><personal_url/><occupation>Professor</occupation><loan_because>I want to help folks out</loan_because><occupational_info>I teach mathematics to undergraduate college students.</occupational_info><loan_count>26</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>sean1083</lender_id><name>sean</name><image><id>261337</id><template_id>1</template_id></image><whereabouts>Calgary Alberta</whereabouts><country_code>CA</country_code><uid>sean1083</uid><member_since>2006-06-20T21:55:55Z</member_since><personal_url/><occupation>Sales</occupation><loan_because/><occupational_info/><loan_count>10</loan_count><invitee_count>3</invitee_count></lender><lender><lender_id>kathy6338</lender_id><name>Kathy</name><whereabouts>Arlington TX</whereabouts><country_code>US</country_code><uid>kathy6338</uid><member_since>2006-06-21T20:49:17Z</member_since><personal_url/><occupation>customer service manager</occupation><loan_because>I feel this is one of the best ways to fight world poverty and insure a families ability to thrive and educate their children.</loan_because><occupational_info>Helping people solve problems for a food distribution company</occupational_info><loan_count>31</loan_count></lender><lender><lender_id>eli</lender_id><name>Fair Wage Coffee.com</name><image><id>362719</id><template_id>1</template_id></image><whereabouts>Hillsboro OR</whereabouts><country_code>US</country_code><uid>eli</uid><member_since>2006-06-22T01:52:37Z</member_since><personal_url>www.FairWageCoffee.com</personal_url><occupation>FairWageCoffee.com</occupation><loan_because>One of our missions at Fair Wage Coffee.com is to improve the standard of living in the poorest of the poor through direct relationships, and not only trading fairly but paying a Fair Wage to indigenous coffee farmers.</loan_because><occupational_info>We purchase green coffee beans at a Fair Wage through direct relationships from some of the poorest regions of the coffee growing world. Then we roast our coffee to order. This way we provide a more socially responsible way for someone to purchase a great artisan coffee.</occupational_info><loan_count>11</loan_count></lender><lender><lender_id>haig</lender_id><name>haig</name><uid>haig</uid><member_since>2006-06-22T06:26:24Z</member_since><personal_url/><occupation>student</occupation><loan_because>I care</loan_because><occupational_info>Computer science</occupational_info><loan_count>1</loan_count></lender><lender><lender_id>kevinrector</lender_id><name>Kevin Rector</name><image><id>18272</id><template_id>1</template_id></image><whereabouts>Wausau WI</whereabouts><country_code>US</country_code><uid>kevinrector</uid><member_since>2006-06-24T06:34:31Z</member_since><personal_url>www.kevinrector.com</personal_url><occupation>Pastor</occupation><loan_because>It&apos;s a small thing that I can do to make the world a better place.</loan_because><occupational_info/><loan_count>4</loan_count><invitee_count>2</invitee_count></lender><lender><lender_id>jose1648</lender_id><name>JLM</name><image><id>144059</id><template_id>1</template_id></image><whereabouts>Pasadena CA</whereabouts><country_code>US</country_code><uid>jose1648</uid><member_since>2006-06-24T07:50:53Z</member_since><personal_url/><occupation>Electric System Operator</occupation><loan_because>It&apos;s the right thing to do!</loan_because><occupational_info>I coordinate the flows of electricity across high voltage transmission lines.</occupational_info><loan_count>12</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>darin</lender_id><name>Darin</name><image><id>4298</id><template_id>1</template_id></image><whereabouts>Alexandria VA</whereabouts><country_code>US</country_code><uid>darin</uid><member_since>2006-06-24T20:05:11Z</member_since><personal_url/><occupation>US Government</occupation><loan_because>We want to help those in need to help themselves and break the cycle of poverty for the next generation.</loan_because><occupational_info/><loan_count>77</loan_count></lender><lender><lender_id>frank4813</lender_id><name>Frank</name><whereabouts>Fairfield CT</whereabouts><country_code>US</country_code><uid>frank4813</uid><member_since>2006-06-25T00:39:35Z</member_since><personal_url/><occupation/><loan_because>I like to support people who are working hard to support themselves.</loan_because><occupational_info/><loan_count>30</loan_count></lender><lender><lender_id>007</lender_id><name>John</name><image><id>1877</id><template_id>1</template_id></image><whereabouts>Kernersville NC</whereabouts><country_code>US</country_code><uid>007</uid><member_since>2006-06-27T00:21:00Z</member_since><personal_url>http://jwoodward007.blogspot.com/</personal_url><occupation>Textile QC Mgr.</occupation><loan_because>My son gave me a Kiva gift.</loan_because><occupational_info>I check our samples going to our customers for color, softness or firmness of hand, and several other parameters.</occupational_info><loan_count>5</loan_count></lender><lender><lender_id>taylor</lender_id><name>Taylor</name><image><id>9669</id><template_id>1</template_id></image><whereabouts>LURAY VA</whereabouts><country_code>US</country_code><uid>taylor</uid><member_since>2006-06-27T01:22:07Z</member_since><personal_url>http://www.taylordavidson.com</personal_url><occupation/><loan_because/><occupational_info/><loan_count>9</loan_count></lender><lender><lender_id>ltg</lender_id><name>LTG</name><image><id>153836</id><template_id>1</template_id></image><whereabouts>Brighton East Sussex</whereabouts><country_code>GB</country_code><uid>ltg</uid><member_since>2006-06-27T08:20:04Z</member_since><personal_url/><occupation>Learning Technologies</occupation><loan_because>This fund was set up at the request of Gareth when he left the Learning Technologies Group (LTG) for the delights of Wales. </loan_because><occupational_info>We support and develop learning technologies at the University of Brighton, Sussex, UK.</occupational_info><loan_count>14</loan_count></lender><lender><lender_id>fredy</lender_id><name>Robert Steiner</name><whereabouts>Berne</whereabouts><country_code>CH</country_code><uid>fredy</uid><member_since>2006-06-28T12:58:50Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>30</loan_count></lender><lender><lender_id>robert3968</lender_id><name>FamilyThrive.com</name><image><id>24477</id><template_id>1</template_id></image><whereabouts>Salinas CA</whereabouts><country_code>US</country_code><uid>robert3968</uid><member_since>2006-06-28T18:01:05Z</member_since><personal_url>FamilyThrive.com</personal_url><occupation>Social Entrepreneur</occupation><loan_because>I am</loan_because><occupational_info>Consciousness Raiser</occupational_info><loan_count>2</loan_count></lender><lender><lender_id>alifkhan</lender_id><name>Alif Khan</name><image><id>349151</id><template_id>1</template_id></image><whereabouts>Brooklyn NY</whereabouts><country_code>US</country_code><uid>alifkhan</uid><member_since>2006-06-28T19:32:11Z</member_since><personal_url/><occupation>Sales Coordinator at Conductor, Inc.</occupation><loan_because>I simply love helping people! Weather its by making a donation, lending a hand, or providing insight and guidance, I&apos;m there. I think KIVA is a phenomenal organization and I am glad to be apart of helping people less fortunate enhance their way of life.</loan_because><occupational_info>Alif’s years of experience in the Interactive space has led to a comprehensive knowledge of Internet technologies and business practices. Simply put, his desire is to utilize the new conversations the Internet presents to help others.&#13;&#10;&#13;&#10;An entrepreneur at heart, he made a commitment two and half years ago to Conductor, Inc. (formerly knows as LinkExperts) and has every intention of seeing it through. He stands for trust, integrity, and a unique no nonsense approach to achieving goals.&#13;&#10;&#13;&#10;Alif’s uncanny way of mentally compartmentalizing tasks at hand allows him to surpass milestones along the path to achieving his goals.&#13;&#10;&#13;&#10;Alif posses a tenacious demeanor of completing tasks, then moves on to the next objective. Along this path, he enjoys sharing his experiences with everyone. His unique style of teaching, allows others to call upon their own apprehension in order to solve problems.&#13;&#10;&#13;&#10;He is completely candid, stands true to what he believes in, promotes the causes he is passionate about, and always strives for the best.&#13;&#10;&#13;&#10;Alif is the quintessential critical first hire for any organization that wishes to be successful. </occupational_info><loan_count>177</loan_count><invitee_count>2</invitee_count></lender><lender><lender_id>danzarrella</lender_id><name>Dan Zarrella</name><image><id>5586</id><template_id>1</template_id></image><whereabouts>Boston MA</whereabouts><country_code>US</country_code><uid>danzarrella</uid><member_since>2006-06-30T14:11:44Z</member_since><personal_url>danzarrella.com</personal_url><occupation>Online Marketing</occupation><loan_because>I can&apos;t imagine a better way to help make the world a better place.</loan_because><occupational_info>I help small businesses compete against the big ones online.</occupational_info><loan_count>13</loan_count></lender><lender><lender_id>marie</lender_id><name>Marie</name><image><id>172908</id><template_id>1</template_id></image><whereabouts>Austin Texas</whereabouts><country_code>US</country_code><uid>marie</uid><member_since>2006-06-30T21:31:13Z</member_since><personal_url/><occupation>Marketing</occupation><loan_because>I want to empower entrepreneurs around the world.</loan_because><occupational_info/><loan_count>11</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>roberto8636</lender_id><name>Roberto &amp; Sarah</name><image><id>52599</id><template_id>1</template_id></image><whereabouts>San Francisco CA</whereabouts><country_code>US</country_code><uid>roberto8636</uid><member_since>2006-06-30T22:52:54Z</member_since><personal_url/><occupation>Marketing Consultants</occupation><loan_because/><occupational_info>We help businesses better understand their customers</occupational_info><loan_count>33</loan_count><invitee_count>2</invitee_count></lender><lender><lender_id>joe6307</lender_id><name>Joe</name><whereabouts>Murrysville PA</whereabouts><country_code>US</country_code><uid>joe6307</uid><member_since>2006-07-01T01:58:12Z</member_since><personal_url>http://www.joegallo.org/</personal_url><occupation>Consultant</occupation><loan_because>This is a very personal way to help people. Rather than giving some money to a charity which will help many people a little, I am able to make a big difference for just one person. I like that.</loan_because><occupational_info>I teach people how to program computers.</occupational_info><loan_count>47</loan_count></lender><lender><lender_id>richard4711</lender_id><name>Richard</name><whereabouts>Austin Texas</whereabouts><country_code>US</country_code><uid>richard4711</uid><member_since>2006-07-01T13:02:04Z</member_since><personal_url/><occupation>entrepreneur</occupation><loan_because>a little help can make a big difference</loan_because><occupational_info/><loan_count>11</loan_count></lender><lender><lender_id>jesus8410</lender_id><name>Jesus Abad</name><image><id>23872</id><template_id>1</template_id></image><whereabouts>Cordoba Cordoba</whereabouts><country_code>ES</country_code><uid>jesus8410</uid><member_since>2006-07-01T19:19:26Z</member_since><personal_url>que-cosas.blogspot.com/</personal_url><occupation/><loan_because/><occupational_info/><loan_count>30</loan_count></lender><lender><lender_id>fred6449</lender_id><name>Fred</name><whereabouts>Niskayuna NY</whereabouts><country_code>US</country_code><uid>fred6449</uid><member_since>2006-07-01T21:28:27Z</member_since><personal_url/><occupation>Software Designer, retired</occupation><loan_because>I like to learn about people in other parts of the world, and help them if I can.</loan_because><occupational_info>I have helped companies use computers to make their business run better.</occupational_info><loan_count>15</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>phil6554</lender_id><name>Phil</name><image><id>63731</id><template_id>1</template_id></image><whereabouts>Wellington North Island</whereabouts><uid>phil6554</uid><member_since>2006-07-02T03:17:51Z</member_since><personal_url>phil.cockfield.net</personal_url><occupation>Designer</occupation><loan_because/><occupational_info>I design computer software - the part of the software that relates to people.</occupational_info><loan_count>3</loan_count></lender><lender><lender_id>john6075</lender_id><name>John</name><image><id>12033</id><template_id>1</template_id></image><whereabouts>Newton Iowa</whereabouts><country_code>US</country_code><uid>john6075</uid><member_since>2006-07-02T20:49:43Z</member_since><personal_url>dot5baked.blogspot.com/</personal_url><occupation>Project Manager</occupation><loan_because>We all should be able to fully participate in the benefits of free enterprise.</loan_because><occupational_info>I work with people to develop new computer systems.</occupational_info><loan_count>64</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>lemming</lender_id><name>lemming</name><image><id>11929</id><template_id>1</template_id></image><whereabouts>Somerville MA</whereabouts><country_code>US</country_code><uid>lemming</uid><member_since>2006-07-02T21:35:43Z</member_since><personal_url/><occupation>Software Engineer</occupation><loan_because>I want to be active in the world.</loan_because><occupational_info>I work with computers. My company works commercially by selling advertisements, and it also has a social mission of organizing the world&apos;s information so that people can learn whatever they want.</occupational_info><loan_count>76</loan_count><invitee_count>5</invitee_count></lender><lender><lender_id>jan3399</lender_id><name>Jan</name><whereabouts>Seattle WA</whereabouts><country_code>US</country_code><uid>jan3399</uid><member_since>2006-07-03T02:31:39Z</member_since><personal_url/><occupation>engineering</occupation><loan_because>The internet will change the world.</loan_because><occupational_info/><loan_count>13</loan_count></lender><lender><lender_id>cyril</lender_id><name>Cyril</name><whereabouts>Benicia CA</whereabouts><country_code>US</country_code><uid>cyril</uid><member_since>2006-07-03T05:28:43Z</member_since><personal_url/><occupation/><loan_because>I am first a citizen of the world and second of the country where I was born.</loan_because><occupational_info/><loan_count>4</loan_count></lender><lender><lender_id>john6002</lender_id><name>John</name><image><id>24318</id><template_id>1</template_id></image><whereabouts>Amsterdam</whereabouts><country_code>NL</country_code><uid>john6002</uid><member_since>2006-07-03T06:48:56Z</member_since><personal_url>www.bidnetwork.org/johnvanduursen</personal_url><occupation>business in development pioneer</occupation><loan_because>i want to learn </loan_because><occupational_info>see www.bidnetwork.org </occupational_info><loan_count>3</loan_count></lender><lender><lender_id>engcher</lender_id><name>EngCher</name><image><id>4297</id><template_id>1</template_id></image><whereabouts>Singapore Singapore</whereabouts><country_code>SG</country_code><uid>engcher</uid><member_since>2006-07-03T06:57:50Z</member_since><personal_url>themis-euterpe.livejournal.com/</personal_url><occupation>Lawyer</occupation><loan_because>The money sitting in the bank doesn&apos;t earn sufficient interest to cover inflation anyway, might as well use it to do something worthwhile!</loan_because><occupational_info>I advise on how to save on those pesky payments you have to make to the government without you getting into trouble - or too much! </occupational_info><loan_count>12</loan_count></lender><lender><lender_id>julia7600</lender_id><name>Julia</name><image><id>67906</id><template_id>1</template_id></image><whereabouts>Portland ME</whereabouts><country_code>US</country_code><uid>julia7600</uid><member_since>2006-07-03T11:27:25Z</member_since><personal_url/><occupation/><loan_because>I&apos;ve always wanted to be a philanthropist. Too bad I lack the means. I can easily participate in microfinance, however. I get a real kick out of spreading good will and dollars around in this way!</loan_because><occupational_info/><loan_count>24</loan_count></lender><lender><lender_id>epiland</lender_id><name>Scott</name><whereabouts>Boston MA</whereabouts><country_code>US</country_code><uid>epiland</uid><member_since>2006-07-03T16:27:40Z</member_since><personal_url/><occupation>Epidemiologist</occupation><loan_because/><occupational_info>Study of disease as well as work on surveillance for the state of Massachusetts</occupational_info><loan_count>20</loan_count></lender><lender><lender_id>teresa2062</lender_id><name>Teresa</name><image><id>2546</id><template_id>1</template_id></image><whereabouts>Silver Spring MD</whereabouts><country_code>US</country_code><uid>teresa2062</uid><member_since>2006-07-03T16:31:16Z</member_since><personal_url>flickr.com/photos/terrymct/</personal_url><occupation>Scientist</occupation><loan_because>I have been lucky enough to have good people help me in my life and I\&apos;d like to return the favor.</loan_because><occupational_info>I am a scientist who works with the plants and animals living in coastal waters, trying to protect the habitats and restore them to their previous functions.</occupational_info><loan_count>14</loan_count></lender><lender><lender_id>rick345</lender_id><name>Rick</name><image><id>62130</id><template_id>1</template_id></image><whereabouts>Mount Airy MD</whereabouts><country_code>US</country_code><uid>rick345</uid><member_since>2006-07-03T16:47:28Z</member_since><personal_url/><occupation>Website Owner and Technical Advisor</occupation><loan_because>It&apos;s a great feeling to be able to help someone in need and I love seeing the Kiva success stories! </loan_because><occupational_info>I own and manage a website and I am also a Technical Advisor to a program that assists small businesses in the U.S.A., so helping small businesses in other countries through Kiva.org is a perfect fit!</occupational_info><loan_count>55</loan_count></lender><lender><lender_id>marsha</lender_id><name>Marsha</name><image><id>5930</id><template_id>1</template_id></image><uid>marsha</uid><member_since>2006-07-03T21:49:52Z</member_since><personal_url/><occupation>Government employee</occupation><loan_because>I am fortunate enough to be able to.</loan_because><occupational_info>I work on building and testing a software system.</occupational_info><loan_count>2</loan_count></lender><lender><lender_id>elliot</lender_id><name>Elliot</name><image><id>461684</id><template_id>1</template_id></image><whereabouts>Belleville NJ</whereabouts><country_code>US</country_code><uid>elliot</uid><member_since>2006-07-03T23:34:59Z</member_since><personal_url/><occupation>sales - vitamins</occupation><loan_because>I think it\&apos;s a great idea of giving small loans to people who will turn this into a business. It gives somebody else a chance with just a small amount of money. </loan_because><occupational_info>I presently work in a store which sell endless amounts of different vitamins. I believe vitamins are one of the most cost effective ways to maintain one&apos;s health. </occupational_info><loan_count>56</loan_count></lender><lender><lender_id>carl9232</lender_id><name>Carl</name><image><id>305405</id><template_id>1</template_id></image><whereabouts>Canton GA</whereabouts><country_code>US</country_code><uid>carl9232</uid><member_since>2006-07-04T03:19:59Z</member_since><personal_url/><occupation>Business Consultant</occupation><loan_because/><occupational_info/><loan_count>126</loan_count><invitee_count>5</invitee_count></lender><lender><lender_id>judy2698</lender_id><name>Judy</name><image><id>94862</id><template_id>1</template_id></image><uid>judy2698</uid><member_since>2006-07-04T04:20:12Z</member_since><personal_url/><occupation>Licensed Professional Counselor</occupation><loan_because/><occupational_info/><loan_count>3</loan_count></lender><lender><lender_id>georgia</lender_id><name>Georgia</name><image><id>40355</id><template_id>1</template_id></image><whereabouts>Garfield NJ</whereabouts><country_code>US</country_code><uid>georgia</uid><member_since>2006-07-05T17:23:53Z</member_since><personal_url/><occupation>Teacher&apos;s Aide</occupation><loan_because>I can&apos;t do much to change the world. But I can do this.</loan_because><occupational_info>I work with pre-schoolers, 3-5 years old.</occupational_info><loan_count>3</loan_count><invitee_count>3</invitee_count></lender><lender><lender_id>james9559</lender_id><name>James</name><image><id>65980</id><template_id>1</template_id></image><whereabouts>Redmond OR</whereabouts><country_code>US</country_code><uid>james9559</uid><member_since>2006-07-06T01:10:40Z</member_since><personal_url/><occupation>writer</occupation><loan_because>I want to help</loan_because><occupational_info>My work is bringing people together, looking to a better future for us all through learning to communicate and work together, whatever our &apos;differences&apos;</occupational_info><loan_count>6</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>patrick8748</lender_id><name>Patrick</name><whereabouts>Princeton</whereabouts><country_code>US</country_code><uid>patrick8748</uid><member_since>2006-07-06T21:05:51Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>29</loan_count></lender><lender><lender_id>chrisj</lender_id><name>Chris J</name><image><id>93145</id><template_id>1</template_id></image><whereabouts>Seattle WA</whereabouts><country_code>US</country_code><uid>chrisj</uid><member_since>2006-07-07T08:04:23Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>16</loan_count></lender><lender><lender_id>deanna</lender_id><name>Deanna</name><whereabouts>Seattle WA</whereabouts><country_code>US</country_code><uid>deanna</uid><member_since>2006-07-07T08:09:04Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>6</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>tasavirta</lender_id><name>tasavirta</name><whereabouts>Espoo</whereabouts><country_code>FI</country_code><uid>tasavirta</uid><member_since>2006-07-08T07:45:51Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>23</loan_count></lender><lender><lender_id>nanda</lender_id><name>SUMANA KISHORE</name><whereabouts>Valley Glen CA</whereabouts><country_code>US</country_code><uid>nanda</uid><member_since>2006-07-08T23:36:52Z</member_since><personal_url/><occupation>Manager</occupation><loan_because>I am proud and grateful that I have a nice job, pretty girlfriend and I wish and hope that all of us deserve the same. </loan_because><occupational_info>Helping the people in our company do their jobs better and get the projects done within their budget, before the deadlines - no matter what it takes.</occupational_info><loan_count>6</loan_count></lender><lender><lender_id>euan3253</lender_id><name>Euan</name><image><id>377243</id><template_id>1</template_id></image><whereabouts>Hebden Bridge West Yorkshire</whereabouts><country_code>GB</country_code><uid>euan3253</uid><member_since>2006-07-09T09:58:36Z</member_since><personal_url>www.eubielicious.com</personal_url><occupation>Web Consultant</occupation><loan_because>I care about supporting trade in developing nations and believe that access to affordable credit is vital to these small businesses.</loan_because><occupational_info>I help people to understand the Internet, and how it can help their business develop. I also am able to create an enjoyable, intuitive website for them.</occupational_info><loan_count>11</loan_count></lender><lender><lender_id>adamjsorensen</lender_id><name>Adam</name><whereabouts>Johannesburg</whereabouts><country_code>ZA</country_code><uid>adamjsorensen</uid><member_since>2006-07-09T16:19:23Z</member_since><personal_url/><occupation>Microfinance consultant</occupation><loan_because>I believe in opportunity.</loan_because><occupational_info>&apos;Operationalizing microfinance&apos; in Africa.</occupational_info></lender><lender><lender_id>oren</lender_id><name>Oren</name><whereabouts>Stanford CA</whereabouts><country_code>AF</country_code><uid>oren</uid><member_since>2006-07-10T00:50:35Z</member_since><personal_url/><occupation>Student/Teacher/Tree Hugger</occupation><loan_because>I want to support those who are working their way to a better livelihood</loan_because><occupational_info/><loan_count>4</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>tim7293</lender_id><name>Tim</name><whereabouts>CAMBRIDGE Cambridgeshire</whereabouts><country_code>GB</country_code><uid>tim7293</uid><member_since>2006-07-11T00:42:00Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>15</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>sharat</lender_id><name>Sharat</name><whereabouts>Venice CA</whereabouts><country_code>US</country_code><uid>sharat</uid><member_since>2006-07-11T06:52:20Z</member_since><personal_url/><occupation>Filmmaker</occupation><loan_because>Because I can</loan_because><occupational_info>I write, direct, and produce movies and television.</occupational_info><loan_count>13</loan_count></lender><lender><lender_id>prakaru</lender_id><name>Arun</name><image><id>5824</id><template_id>1</template_id></image><whereabouts>Austin TX</whereabouts><country_code>US</country_code><uid>prakaru</uid><member_since>2006-07-11T06:55:59Z</member_since><personal_url>www.virgocapital.com</personal_url><occupation>Private Equity</occupation><loan_because>entrepreneurship is awesome at all levels</loan_because><occupational_info>We invest capital in small firms and help their leaders grow the businesses, eventually selling them in order to reap the rewards of hard work and risk taking.</occupational_info><loan_count>8</loan_count></lender><lender><lender_id>santhosh</lender_id><name>Santhosh</name><image><id>184253</id><template_id>1</template_id></image><whereabouts>chicago IL</whereabouts><country_code>US</country_code><uid>santhosh</uid><member_since>2006-07-11T07:36:09Z</member_since><personal_url/><occupation>Physician</occupation><loan_because>I would want someone to help me out if tables were turned and it&apos;s the right thing to do.</loan_because><occupational_info>I treat and heal the sick and elderly.</occupational_info><loan_count>8</loan_count></lender><lender><lender_id>canrocks</lender_id><name>Canrocks</name><image><id>9828</id><template_id>1</template_id></image><whereabouts>Russell Ontario</whereabouts><country_code>CA</country_code><uid>canrocks</uid><member_since>2006-07-11T22:42:31Z</member_since><personal_url/><occupation>Student</occupation><loan_because>it\&apos;s the easiest way for me to contribute to sustainable development in the Global South. \r\nTranslation: I\&apos;m doing something fantastic with my money and all it\&apos;s costing me is inflation.</loan_because><occupational_info>I am studying to one day become an urban planner. I would decide where to put roads, houses, businesses, and trains in a city so that it works as well as possible.</occupational_info><loan_count>19</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>matt3925</lender_id><name>Matt</name><whereabouts>Los Angeles CA</whereabouts><country_code>US</country_code><uid>matt3925</uid><member_since>2006-07-12T06:10:49Z</member_since><personal_url/><occupation>Real Estate consulting</occupation><loan_because/><occupational_info/><loan_count>4</loan_count></lender><lender><lender_id>patrick6647</lender_id><name>Patrick</name><whereabouts>Boise ID</whereabouts><country_code>US</country_code><uid>patrick6647</uid><member_since>2006-07-12T06:31:48Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>6</loan_count></lender><lender><lender_id>lynn5996</lender_id><name>Lynn Sharrock</name><image><id>398326</id><template_id>1</template_id></image><whereabouts>Ann Arbor MI</whereabouts><country_code>US</country_code><uid>lynn5996</uid><member_since>2006-07-12T11:55:39Z</member_since><personal_url/><occupation>Registered Nurse</occupation><loan_because>I can!</loan_because><occupational_info> I work with children in a psychiatric hospital at a university.</occupational_info><loan_count>35</loan_count></lender><lender><lender_id>giacomo</lender_id><name>Giacomo</name><image><id>32208</id><template_id>1</template_id></image><whereabouts>Los Angeles CA</whereabouts><country_code>US</country_code><uid>giacomo</uid><member_since>2006-07-12T15:05:53Z</member_since><personal_url/><occupation/><loan_because>I&apos;d like to support small family-run businesses. I grew up in a family business environment, and learned a great deal from it, and I&apos;d like to see others benefit from that same type of experience. </loan_because><occupational_info>I work in International product management for web services. </occupational_info><loan_count>13</loan_count></lender><lender><lender_id>helen6259</lender_id><name>Helen</name><whereabouts>Banda Aceh</whereabouts><country_code>ID</country_code><uid>helen6259</uid><member_since>2006-07-12T23:15:54Z</member_since><personal_url/><occupation>NGO</occupation><loan_because/><occupational_info/><loan_count>49</loan_count></lender><lender><lender_id>david3655</lender_id><name>David</name><uid>david3655</uid><member_since>2006-07-13T03:38:26Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/></lender><lender><lender_id>andy5040</lender_id><name>Andy</name><image><id>399210</id><template_id>1</template_id></image><whereabouts>Lafayette CA</whereabouts><country_code>US</country_code><uid>andy5040</uid><member_since>2006-07-13T05:22:01Z</member_since><personal_url>www.facebook.com/p/Andy_Smith/873835439</personal_url><occupation>Technology Marketing</occupation><loan_because>I believe in helping people help themselves.</loan_because><occupational_info>I help my company describe its products clearly and persuasively, and make things that people want.</occupational_info><loan_count>29</loan_count><invitee_count>4</invitee_count></lender><lender><lender_id>AJJ</lender_id><name>AJJ</name><whereabouts>North Palm Beach FL</whereabouts><country_code>US</country_code><uid>AJJ</uid><member_since>2006-07-13T06:36:28Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>293</loan_count></lender><lender><lender_id>kmf</lender_id><name>Kevin</name><image><id>111258</id><template_id>1</template_id></image><whereabouts>San Francisco CA</whereabouts><country_code>US</country_code><uid>kmf</uid><member_since>2006-07-13T16:21:01Z</member_since><personal_url>sprawlwall.blogspot.com</personal_url><occupation>Spirited Strategist</occupation><loan_because>i can. my profile picture is a telling depiction of why i can... i could forego a couple of the beers i probably spilled on the ground anway and instead route this money directly to an entrepreneur in need.</loan_because><occupational_info>i help people find a new place to live.</occupational_info><loan_count>10</loan_count><invitee_count>10</invitee_count></lender><lender><lender_id>heidi1821</lender_id><name>Heidi</name><image><id>7363</id><template_id>1</template_id></image><whereabouts>Chicago IL</whereabouts><country_code>US</country_code><uid>heidi1821</uid><member_since>2006-07-14T14:51:42Z</member_since><personal_url/><occupation>Account Manager</occupation><loan_because>I care about bettering the lives of thirld-world country citizens. I lived in Ghana for two years and through lending, I feel a sense of connectedness to people like my friends in Ghana. </loan_because><occupational_info>I work for PLATO Learning, an educational software company. I manage existing accounts and create/sell to new accounts. It&apos;s not the most noble job but I&apos;m gaining invaluable business experience and an income for a change. </occupational_info><loan_count>17</loan_count></lender><lender><lender_id>jancarel</lender_id><name>Jan Carel</name><whereabouts>Rotterdam</whereabouts><country_code>NL</country_code><uid>jancarel</uid><member_since>2006-07-14T21:20:16Z</member_since><personal_url>www.d4s-de.org</personal_url><occupation/><loan_because>I became involved in a research project with Kiva, see www.intocontext.org</loan_because><occupational_info>I am a researcher in the field of Design for Sustainability</occupational_info><loan_count>26</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>morten</lender_id><name>Morten</name><image><id>366629</id><template_id>1</template_id></image><uid>morten</uid><member_since>2006-07-14T22:45:17Z</member_since><personal_url>www.wasab.dk/morten/</personal_url><occupation/><loan_because/><occupational_info/><loan_count>14</loan_count><invitee_count>2</invitee_count></lender><lender><lender_id>kristin1391</lender_id><name>Kristin</name><whereabouts>London</whereabouts><country_code>GB</country_code><uid>kristin1391</uid><member_since>2006-07-14T23:29:43Z</member_since><personal_url/><occupation/><loan_because>a little goes a long way here</loan_because><occupational_info/><loan_count>11</loan_count></lender><lender><lender_id>lunaluna</lender_id><name>LunaLuna</name><image><id>4938</id><template_id>1</template_id></image><whereabouts>MECHELEN</whereabouts><country_code>BE</country_code><uid>lunaluna</uid><member_since>2006-07-15T08:12:52Z</member_since><personal_url>www.lunaluna.be</personal_url><occupation>Bed and Breakfast</occupation><loan_because>We want to improve the world.</loan_because><occupational_info>We have a micro Bed and Breakfast in Mechelen, Belgium.</occupational_info><loan_count>67</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>alejandra</lender_id><name>Alejandra</name><image><id>340897</id><template_id>1</template_id></image><whereabouts>Zaragoza Zaragoza</whereabouts><country_code>ES</country_code><uid>alejandra</uid><member_since>2006-07-15T21:54:07Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>20</loan_count></lender><lender><lender_id>larry5537</lender_id><name>Larry Coleman</name><image><id>223759</id><template_id>1</template_id></image><whereabouts>Avon OH</whereabouts><country_code>US</country_code><uid>larry5537</uid><member_since>2006-07-16T06:50:33Z</member_since><personal_url>www.facebook.com/people/Larry-Michael-Coleman/1018955073</personal_url><occupation>Computer technician</occupation><loan_because>$1 to me is like $100 to someone who really needs it.</loan_because><occupational_info>I fix computers for a midsize hospital.</occupational_info><loan_count>55</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>josearocha</lender_id><name>Jose Arocha</name><image><id>11854</id><template_id>1</template_id></image><whereabouts>Palo Alto CA</whereabouts><country_code>US</country_code><uid>josearocha</uid><member_since>2006-07-17T08:00:31Z</member_since><personal_url>www.josearocha.com</personal_url><occupation>Innovator, Internet Geek, Product Manager.</occupation><loan_because>There are many hardworking people in the developing world who could make significant contributions to themselves, their families and their communities have they had some financial support. I just want to help through Kiva so my insignificant contribution can be pooled and become significant to at least one of them across the world.</loan_because><occupational_info>I help people exchange in the internet the same way we exchange in a farmer&apos;s market.</occupational_info><loan_count>3</loan_count></lender><lender><lender_id>heidi6932</lender_id><name>Heidi</name><image><id>37478</id><template_id>1</template_id></image><whereabouts>Renton WA</whereabouts><country_code>US</country_code><uid>heidi6932</uid><member_since>2006-07-17T16:24:03Z</member_since><personal_url>musingsofaredlettergirl.blogspot.com</personal_url><occupation>School Administrator</occupation><loan_because>I love the micro-lending concept and would like to dream of ways to do this in my church, community, workplace and throughout the US. </loan_because><occupational_info>I work at a Christian School. We help provide a Christ-centered education to anyone that wants it-even if they can&apos;t pay. </occupational_info><loan_count>25</loan_count><invitee_count>2</invitee_count></lender><lender><lender_id>sandra3483</lender_id><name>Sandra</name><whereabouts>Brier WA</whereabouts><country_code>US</country_code><uid>sandra3483</uid><member_since>2006-07-17T16:27:54Z</member_since><personal_url/><occupation>Hospice Nurse</occupation><loan_because/><occupational_info/><loan_count>9</loan_count></lender><lender><lender_id>connie7753</lender_id><name>Tony &amp; Connie</name><image><id>322455</id><template_id>1</template_id></image><whereabouts>Bothell WA</whereabouts><country_code>US</country_code><uid>connie7753</uid><member_since>2006-07-17T20:23:58Z</member_since><personal_url/><occupation/><loan_because>KIVA member loans increase opportunity for growth and security of small business owners. </loan_because><occupational_info/><loan_count>10</loan_count></lender><lender><lender_id>john7665</lender_id><name>John</name><uid>john7665</uid><member_since>2006-07-18T06:02:20Z</member_since><personal_url/><occupation>software developer</occupation><loan_because>I like seeing how different and similar our lives are across the world.</loan_because><occupational_info>I write CRM (communication) software for retailers.</occupational_info><loan_count>5</loan_count></lender><lender><lender_id>colleen8639</lender_id><name>Colleen</name><image><id>21076</id><template_id>1</template_id></image><whereabouts>Clinton OH</whereabouts><country_code>US</country_code><uid>colleen8639</uid><member_since>2006-07-18T12:57:53Z</member_since><personal_url/><occupation>Unit Clerk</occupation><loan_because>I have always been very independent and worked hard to make my own way. I admire others trying to do the same and under much harder circumstances. If I can help even a little, that&apos;s great! </loan_because><occupational_info>I work as a secertary on a Nursing Unit at a very large and busy Hospital.&#13;&#10;We deliver Babies!</occupational_info><loan_count>11</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>heather1846</lender_id><name>Harmless</name><image><id>1568</id><template_id>1</template_id></image><whereabouts>Cincinnati OH</whereabouts><country_code>US</country_code><uid>heather1846</uid><member_since>2006-07-18T13:00:59Z</member_since><personal_url/><occupation>Teacher</occupation><loan_because>I like knowing that what I lend can really affect someone\&apos;s life- even if it\&apos;s an amount that would just barely buy me dinner.</loan_because><occupational_info>I really believe in the American public school system, where all our kids get to know each other- poor and rich, black and white, gay and straight, of all religions and nationalities and points of view. I think that America\&apos;s diversity is what makes the country strong, and that the public schools at their best nourish pride in our diversity.</occupational_info><loan_count>27</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>miemie</lender_id><name>Miemie</name><image><id>184735</id><template_id>1</template_id></image><whereabouts>Mililani HI</whereabouts><country_code>US</country_code><uid>miemie</uid><member_since>2006-07-18T21:35:00Z</member_since><personal_url/><occupation>Professor</occupation><loan_because>I want to help.</loan_because><occupational_info>Professor</occupational_info><loan_count>3</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>julia9701</lender_id><name>Julia</name><image><id>52365</id><template_id>1</template_id></image><whereabouts>Boston MA</whereabouts><country_code>US</country_code><uid>julia9701</uid><member_since>2006-07-20T16:41:42Z</member_since><personal_url/><occupation>Fair Trade banana company</occupation><loan_because/><occupational_info/><loan_count>3</loan_count><invitee_count>4</invitee_count></lender><lender><lender_id>rowan</lender_id><name>Rowan</name><whereabouts>London London</whereabouts><country_code>GB</country_code><uid>rowan</uid><member_since>2006-07-21T15:11:41Z</member_since><personal_url/><occupation/><loan_because>I had some money sitting in my Paypal account and this seemed like a good use for it...</loan_because><occupational_info/><loan_count>7</loan_count></lender><lender><lender_id>myra</lender_id><name>Myra and Beau</name><image><id>52953</id><template_id>1</template_id></image><whereabouts>Whitefish MT</whereabouts><country_code>US</country_code><uid>myra</uid><member_since>2006-07-21T16:57:21Z</member_since><personal_url/><occupation>CPA</occupation><loan_because>I am so blessed in my life, I feel compelled to share my blessings with other. </loan_because><occupational_info>I am the American equivalent of a Chartered Accountant - I prepare and review financial statements, and prepare tax returns.</occupational_info><loan_count>45</loan_count><invitee_count>3</invitee_count></lender><lender><lender_id>karen7157</lender_id><name>Karen Hansen</name><whereabouts>Studio City CA</whereabouts><country_code>US</country_code><uid>karen7157</uid><member_since>2006-07-21T22:03:23Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>8</loan_count></lender><lender><lender_id>alfred5323</lender_id><name>Alfred</name><image><id>20970</id><template_id>1</template_id></image><whereabouts>Lasberg OOe</whereabouts><country_code>AT</country_code><uid>alfred5323</uid><member_since>2006-07-21T22:03:29Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>46</loan_count></lender><lender><lender_id>timothy2398</lender_id><name>Timosha</name><image><id>7824</id><template_id>1</template_id></image><whereabouts>Falls Church VA</whereabouts><country_code>US</country_code><uid>timothy2398</uid><member_since>2006-07-21T22:29:35Z</member_since><personal_url/><occupation>chocolate maker</occupation><loan_because>Everyone should have some sweetness in their life. </loan_because><occupational_info>I bring people happiness via their stomach.</occupational_info><loan_count>23</loan_count></lender><lender><lender_id>neil650</lender_id><name>Neil</name><whereabouts>Menlo Park CA</whereabouts><country_code>US</country_code><uid>neil650</uid><member_since>2006-07-22T02:28:17Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>8</loan_count></lender><lender><lender_id>darryl7692</lender_id><name>Darryl</name><image><id>128014</id><template_id>1</template_id></image><whereabouts>Charlotte NC</whereabouts><country_code>US</country_code><uid>darryl7692</uid><member_since>2006-07-22T09:23:28Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>7</loan_count></lender><lender><lender_id>alexandre6630</lender_id><name>Alexandre</name><whereabouts>Virginia Beach VA</whereabouts><country_code>US</country_code><uid>alexandre6630</uid><member_since>2006-07-22T11:34:27Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>23</loan_count></lender><lender><lender_id>mankinen</lender_id><name>Brian &amp; Veronica</name><image><id>7971</id><template_id>1</template_id></image><whereabouts>Hermosa Beach CA</whereabouts><country_code>US</country_code><uid>mankinen</uid><member_since>2006-07-22T15:45:12Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>50</loan_count><invitee_count>3</invitee_count></lender><lender><lender_id>vitalphotography</lender_id><name>vitalphotography</name><whereabouts>Austin TX</whereabouts><country_code>US</country_code><uid>vitalphotography</uid><member_since>2006-07-22T15:49:47Z</member_since><personal_url>www.vitalphotography.net</personal_url><occupation>writer, photographer</occupation><loan_because>I want to help, but donating to large organizations, while important, is less personal. I don&apos;t know where the money goes or how it helps individual people. With Kiva, I know I made a difference.</loan_because><occupational_info>I photograph people and places. I like seeing old things in a new way, but I also love to explore new places.&#13;&#10;I write fiction (mostly speculative fiction, aka sci-fi), as well as magazine articles.</occupational_info><loan_count>20</loan_count></lender><lender><lender_id>dan8067</lender_id><name>dan</name><image><id>57681</id><template_id>1</template_id></image><whereabouts>San Diego CA</whereabouts><country_code>US</country_code><uid>dan8067</uid><member_since>2006-07-22T17:28:56Z</member_since><personal_url>Gaslampphoto.com</personal_url><occupation>owner photo lab</occupation><loan_because>It&apos;s thrilling to see a small amount of money make a big difference</loan_because><occupational_info>I own and operate a small photo lab that caters to wedding &amp; portrait phototographers</occupational_info><loan_count>4</loan_count></lender><lender><lender_id>anna3462</lender_id><name>Anna</name><image><id>50913</id><template_id>1</template_id></image><whereabouts>New York NY</whereabouts><country_code>US</country_code><uid>anna3462</uid><member_since>2006-07-22T18:11:12Z</member_since><personal_url/><occupation>MBA Student</occupation><loan_because>I believe that microfinance allows people to be self-sufficient and to lift themselves and their communities up from poverty through hard work, determination, and a little help from friends.</loan_because><occupational_info>I read books, take tests, apply for jobs, and party. :-P</occupational_info><loan_count>15</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>jason5574</lender_id><name>Wright Family</name><whereabouts>Escondido CA</whereabouts><country_code>US</country_code><uid>jason5574</uid><member_since>2006-07-22T19:44:08Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>34</loan_count></lender><lender><lender_id>gary6341</lender_id><name>Gary</name><image><id>7156</id><template_id>1</template_id></image><whereabouts>Upstate NY</whereabouts><country_code>US</country_code><uid>gary6341</uid><member_since>2006-07-22T20:35:46Z</member_since><personal_url/><occupation>Professor</occupation><loan_because>Those of us born to a middle class family in the U.S. are very fortunate. I simply wish to give something back.</loan_because><occupational_info/><loan_count>30</loan_count></lender><lender><lender_id>laurie6973</lender_id><name>laurie</name><image><id>204112</id><template_id>1</template_id></image><whereabouts>mill valley CA</whereabouts><country_code>US</country_code><uid>laurie6973</uid><member_since>2006-07-22T20:42:07Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>37</loan_count></lender><lender><lender_id>norman</lender_id><name>Irina</name><whereabouts>Culver City CA</whereabouts><country_code>US</country_code><uid>norman</uid><member_since>2006-07-22T21:53:12Z</member_since><personal_url/><occupation>Home Designer/Builder</occupation><loan_because>I want other people to suceed and feel they just need a little help getting started. People should be able to enjoy life and the fruits of it&apos;s bounties.</loan_because><occupational_info>I am a home Architect/Designer that works helping people realize their dreams.</occupational_info><loan_count>13</loan_count></lender><lender><lender_id>rsp</lender_id><name>RSP</name><whereabouts>Chicago IL</whereabouts><country_code>US</country_code><uid>rsp</uid><member_since>2006-07-22T22:05:09Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>20</loan_count></lender><lender><lender_id>IndyYoungs</lender_id><name>Indy Youngs</name><image><id>52842</id><template_id>1</template_id></image><whereabouts>Indianapolis IN</whereabouts><country_code>US</country_code><uid>IndyYoungs</uid><member_since>2006-07-22T23:55:47Z</member_since><personal_url/><occupation>CPA &amp; Attorney</occupation><loan_because>Capital is needed around the world to provide opportunity to turn a profit into more capital. Government aid is inferior to the human and intellectual capital unleashed through the opportunities provided through the medium of financing.</loan_because><occupational_info>As a CPA, I help people count what they have, understand who they owe, and help develop their financial plans to meet their various needs in the future.&#13;&#10;As an attorney, I help manage the legal responsibilities of a company.</occupational_info><loan_count>7</loan_count></lender><lender><lender_id>kerren</lender_id><name>Kerren</name><whereabouts>Clever MO</whereabouts><country_code>US</country_code><uid>kerren</uid><member_since>2006-07-23T00:36:32Z</member_since><personal_url/><occupation/><loan_because>I love the opportunity to help (mostly) women become independent and successful.</loan_because><occupational_info/><loan_count>31</loan_count></lender><lender><lender_id>nicholas7697</lender_id><name>Nicholas</name><image><id>196442</id><template_id>1</template_id></image><whereabouts>Yardley PA</whereabouts><country_code>US</country_code><uid>nicholas7697</uid><member_since>2006-07-23T04:08:56Z</member_since><personal_url/><occupation>Director</occupation><loan_because/><occupational_info/><loan_count>33</loan_count></lender><lender><lender_id>investorblogger</lender_id><name>investorblogger</name><image><id>36234</id><template_id>1</template_id></image><whereabouts>Tamsui Town Taipei County</whereabouts><country_code>TW</country_code><uid>investorblogger</uid><member_since>2006-07-23T04:41:07Z</member_since><personal_url>investorblogger.com</personal_url><occupation>InvestorBlogger</occupation><loan_because>Because my loan enables others to have the same chances I had. </loan_because><occupational_info>Exciting, challenging, tiring, frustrating, but rewarding, too!</occupational_info><loan_count>4</loan_count></lender><lender><lender_id>joseph8481</lender_id><name>Joseph</name><whereabouts>Pittsburgh PA</whereabouts><country_code>US</country_code><uid>joseph8481</uid><member_since>2006-07-23T13:12:48Z</member_since><personal_url/><occupation>Grad Student</occupation><loan_because>Even though I\\\&apos;m not rich, I got more than these people do. It would be very selfish not to share a little bit of what I have knowing how much of an impact it can have on their lives.</loan_because><occupational_info/><loan_count>19</loan_count></lender><lender><lender_id>erich</lender_id><name>Erich</name><image><id>21158</id><template_id>1</template_id></image><whereabouts>Rye NY</whereabouts><country_code>US</country_code><uid>erich</uid><member_since>2006-07-23T14:42:20Z</member_since><personal_url/><occupation>Gen. Mgr. Strategy</occupation><loan_because>all of us can make a difference and with Kiva I see directly whom I try to help. My daughters help me select the businesses and we follow their progress with great interest.</loan_because><occupational_info>I am responsible for the Strategy of a big IT company at worldwide level</occupational_info><loan_count>132</loan_count><invitee_count>2</invitee_count></lender><lender><lender_id>annw</lender_id><name>Ann W.</name><image><id>85651</id><template_id>1</template_id></image><whereabouts>Boston MA</whereabouts><country_code>US</country_code><uid>annw</uid><member_since>2006-07-23T15:03:15Z</member_since><personal_url>www.aquent.com</personal_url><occupation>General Manager</occupation><loan_because>I want to invest in women who are starting a small business or expanding their existing small business.</loan_because><occupational_info>I&apos;m a manager at Aquent. We help find contract opportunites for marketing and design professionals at Fortune 500 companies as well as small and mid-size companies.</occupational_info><loan_count>32</loan_count></lender><lender><lender_id>ram</lender_id><name>Ram</name><image><id>47706</id><template_id>1</template_id></image><whereabouts>Faridabad</whereabouts><country_code>IN</country_code><uid>ram</uid><member_since>2006-07-23T15:03:40Z</member_since><personal_url/><occupation>IT</occupation><loan_because>This is a painless way to make a real difference.</loan_because><occupational_info/><loan_count>10</loan_count></lender><lender><lender_id>david4913</lender_id><name>David</name><image><id>15016</id><template_id>1</template_id></image><whereabouts>San Francisco CA</whereabouts><country_code>US</country_code><uid>david4913</uid><member_since>2006-07-23T15:48:25Z</member_since><personal_url/><occupation>Maker of neat things</occupation><loan_because>It\&apos;s exciting to be able to loan directly to a single person who has an idea and needs a little capital to make it real.</loan_because><occupational_info>I invent and build new technologies that help people do things easier, faster, or more creatively.</occupational_info><loan_count>7</loan_count></lender><lender><lender_id>christopher5777</lender_id><name>Christopher</name><image><id>29974</id><template_id>1</template_id></image><uid>christopher5777</uid><member_since>2006-07-23T16:21:11Z</member_since><personal_url/><occupation>Park Ranger</occupation><loan_because>I find myself at a place in life where I have a little extra money. I lead a great life. I have always wanted to be an entrepreneur, but I am currently locked into a career that I&apos;m unwilling to let go of, so I thought the next best thing would be to support entrepreneurs who don&apos;t have life as good as I do.</loan_because><occupational_info>I am a park ranger for the United States National Park Service and I work every day to preserve and protect America&apos;s most important natural, cultural, and historical resources for our generation and for the people of the future.</occupational_info></lender><lender><lender_id>steven3062</lender_id><name>Steven</name><whereabouts>Seattle WA</whereabouts><country_code>US</country_code><uid>steven3062</uid><member_since>2006-07-23T16:50:28Z</member_since><personal_url/><occupation>Mental Health Counselor</occupation><loan_because>I believe it is my moral imperative. </loan_because><occupational_info>I help people who have experienced trauma or psychological pain. </occupational_info><loan_count>3</loan_count></lender><lender><lender_id>ted8767</lender_id><name>Ted</name><image><id>38157</id><template_id>1</template_id></image><whereabouts>Saint Louis Missouri</whereabouts><country_code>US</country_code><uid>ted8767</uid><member_since>2006-07-23T18:14:47Z</member_since><personal_url>www.tedfischer.blogspot.com</personal_url><occupation>Soon to be Peace Corps Volunteer</occupation><loan_because>I wanted a direct and effective way of assisting those working to improve their lives.</loan_because><occupational_info>world wanderer who does a bit of volunteer work here and there.</occupational_info><loan_count>16</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>issy</lender_id><name>Issy</name><image><id>52015</id><template_id>1</template_id></image><whereabouts>Issaquah WA</whereabouts><country_code>US</country_code><uid>issy</uid><member_since>2006-07-23T18:15:37Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>5</loan_count></lender><lender><lender_id>edina</lender_id><name>Edina</name><image><id>390372</id><template_id>1</template_id></image><whereabouts>Flushing MI</whereabouts><country_code>US</country_code><uid>edina</uid><member_since>2006-07-23T18:17:13Z</member_since><personal_url/><occupation>Student</occupation><loan_because/><occupational_info/><loan_count>5</loan_count></lender><lender><lender_id>abbey</lender_id><name>Abbey</name><image><id>19367</id><template_id>1</template_id></image><whereabouts>St. Louis Park MN</whereabouts><country_code>US</country_code><uid>abbey</uid><member_since>2006-07-23T20:00:57Z</member_since><personal_url>www.myspace.com/abssully</personal_url><occupation>Systems Engineer</occupation><loan_because>Its a small way that I can be a part of helping others around the world.</loan_because><occupational_info/><loan_count>6</loan_count></lender><lender><lender_id>paul2593</lender_id><name>Paul</name><image><id>3879</id><template_id>1</template_id></image><whereabouts>Augusta GA</whereabouts><country_code>US</country_code><uid>paul2593</uid><member_since>2006-07-23T20:59:06Z</member_since><personal_url/><occupation>Project Manager</occupation><loan_because>I like to be able to help people in places around the world.</loan_because><occupational_info>I am a church musician, a scientist, and have made missionary trips to Jamaica (that is my friend Keno at the Westhaven Orphanage in Copse in the photo).</occupational_info><loan_count>100</loan_count></lender><lender><lender_id>arezou</lender_id><name>Arezou &amp; Evan</name><image><id>416559</id><template_id>1</template_id></image><whereabouts>Woodstock IL</whereabouts><country_code>US</country_code><uid>arezou</uid><member_since>2006-07-23T21:15:24Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>16</loan_count></lender><lender><lender_id>simon8795</lender_id><name>Simon</name><image><id>19972</id><template_id>1</template_id></image><whereabouts>Long Grove IL</whereabouts><country_code>US</country_code><uid>simon8795</uid><member_since>2006-07-23T21:25:45Z</member_since><personal_url/><occupation/><loan_because>I like to see how people are improving their own and families lives. If I can help in a small way then I get a lot of pleasure of out it.</loan_because><occupational_info/><loan_count>29</loan_count></lender><lender><lender_id>barry2202</lender_id><name>Barry</name><image><id>11229</id><template_id>1</template_id></image><whereabouts>Portland ME</whereabouts><country_code>US</country_code><uid>barry2202</uid><member_since>2006-07-24T03:26:54Z</member_since><personal_url>www.caravanbeads.net</personal_url><occupation>Business Owner</occupation><loan_because>My son and I loan together. I was a Peace Corps volunteer in Senegal from 1970-1973. Supporting Kiva is a small repayment for all that I learned while living in West Africa for three years.</loan_because><occupational_info>We import beads, mostly from Japan, and sell them to retail bead stores, designers, and jewelry manufacturers all over the world.</occupational_info><loan_count>80</loan_count><invitee_count>2</invitee_count></lender><lender><lender_id>gregorio</lender_id><name>Gregorio</name><whereabouts>Walnut CA</whereabouts><country_code>US</country_code><uid>gregorio</uid><member_since>2006-07-24T07:56:13Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>19</loan_count></lender><lender><lender_id>robert1871</lender_id><name>Robert</name><image><id>168550</id><template_id>1</template_id></image><whereabouts>London London</whereabouts><country_code>GB</country_code><uid>robert1871</uid><member_since>2006-07-24T08:26:18Z</member_since><personal_url/><occupation>lawyer</occupation><loan_because>I believe micro finance loans are the best way of contributing to the economy of developing countries</loan_because><occupational_info>I am a lawyer working in the electronic payments industry. I have previously worked as a consultant in micro-finance.</occupational_info><loan_count>8</loan_count></lender><lender><lender_id>kurt3704</lender_id><name>Kurt</name><image><id>11482</id><template_id>1</template_id></image><whereabouts>Nashville TN</whereabouts><country_code>US</country_code><uid>kurt3704</uid><member_since>2006-07-24T13:24:07Z</member_since><personal_url/><occupation>Sr. MIS Program Manager</occupation><loan_because>I have been blessed with a comfortable life, and most of the people receiving these loans have a harder life than I can even fathom. I would hope I would be a recipient of a loan if I were in their situation.</loan_because><occupational_info>I manage a team of individuals who work on computer software.</occupational_info><loan_count>37</loan_count></lender><lender><lender_id>arienne</lender_id><name>Arienne</name><image><id>199781</id><template_id>1</template_id></image><whereabouts>Los Angeles CA</whereabouts><country_code>US</country_code><uid>arienne</uid><member_since>2006-07-24T16:46:08Z</member_since><personal_url/><occupation/><loan_because>because my $25 can make a big difference</loan_because><occupational_info/><loan_count>36</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>patricia2955</lender_id><name>Patricia</name><image><id>309239</id><template_id>1</template_id></image><whereabouts>barrington NH</whereabouts><country_code>US</country_code><uid>patricia2955</uid><member_since>2006-07-24T16:58:09Z</member_since><personal_url/><occupation>Animal Control Officer</occupation><loan_because/><occupational_info> </occupational_info><loan_count>34</loan_count></lender><lender><lender_id>stefan2405</lender_id><name>Stefan &amp; Emily</name><whereabouts>Weed CA</whereabouts><country_code>US</country_code><uid>stefan2405</uid><member_since>2006-07-24T17:47:58Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>57</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>annmarie</lender_id><name>AnnMarie</name><whereabouts>Windham ME</whereabouts><country_code>US</country_code><uid>annmarie</uid><member_since>2006-07-24T20:13:59Z</member_since><personal_url>http://am.paulukonisstudio.com/</personal_url><occupation>Instructional Technology Developer</occupation><loan_because>I have been fascinated with microlending since reading about the Grameen bank in college. I was thrilled to find out that I could personally participate.</loan_because><occupational_info>I help faculty at a university how to put course materials online. I teach them how to use the software, provide technical support, and guide them in creating new and better ways to teach using technology.</occupational_info><loan_count>23</loan_count></lender><lender><lender_id>robert1065</lender_id><name>Robert</name><image><id>20942</id><template_id>1</template_id></image><whereabouts>Charlotte NC</whereabouts><country_code>US</country_code><uid>robert1065</uid><member_since>2006-07-24T22:56:07Z</member_since><personal_url/><occupation>Banker</occupation><loan_because>A dream will always be just a dream without the tenacity to go after it and the money to get it started.</loan_because><occupational_info>I analyze medium sized US businesses to determine if the bank should lend money to them.</occupational_info><loan_count>1</loan_count></lender><lender><lender_id>nicholas8469</lender_id><name>Trumptman</name><image><id>70242</id><template_id>1</template_id></image><whereabouts>Beaumont CA</whereabouts><country_code>US</country_code><uid>nicholas8469</uid><member_since>2006-07-24T23:22:26Z</member_since><personal_url>elgallocrows.com</personal_url><occupation>teacher</occupation><loan_because>I can.</loan_because><occupational_info>I attempt to help people see past the end of their own nose.</occupational_info><loan_count>31</loan_count></lender><lender><lender_id>andrewjanis</lender_id><name>Andrew</name><image><id>96577</id><template_id>1</template_id></image><uid>andrewjanis</uid><member_since>2006-07-25T00:14:45Z</member_since><personal_url>andrewjanis.com</personal_url><occupation/><loan_because/><occupational_info/><loan_count>32</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>chucker</lender_id><name>Sören</name><image><id>5261</id><template_id>1</template_id></image><uid>chucker</uid><member_since>2006-07-25T00:59:12Z</member_since><personal_url>chucker.me/</personal_url><occupation>Software developer</occupation><loan_because>It simply helps make the world a better place, and what could possibly be greater than that?</loan_because><occupational_info>I mainly develop computer programs, and give tech support to individuals and organizations that use computers.</occupational_info><loan_count>17</loan_count></lender><lender><lender_id>celina1854</lender_id><name>celina</name><image><id>49698</id><template_id>1</template_id></image><uid>celina1854</uid><member_since>2006-07-25T01:07:10Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>2</loan_count></lender><lender><lender_id>elias7648</lender_id><name>Elias Marenco</name><image><id>358999</id><template_id>1</template_id></image><whereabouts>Guttenberg NJ</whereabouts><country_code>US</country_code><uid>elias7648</uid><member_since>2006-07-25T04:11:46Z</member_since><personal_url/><occupation>Tax Professional</occupation><loan_because>It empowers people to better themselves and not some multi million dollar corporation.</loan_because><occupational_info>Tax Consulting</occupational_info><loan_count>16</loan_count></lender><lender><lender_id>edward3188</lender_id><name>Edward</name><image><id>149246</id><template_id>1</template_id></image><whereabouts>Morton Grove IL</whereabouts><country_code>US</country_code><uid>edward3188</uid><member_since>2006-07-25T12:37:52Z</member_since><personal_url/><occupation>Retired</occupation><loan_because>I want to give back for the advantages I&apos;ve enjoyed.</loan_because><occupational_info>Enjoying volunteering, hobbies, and travel.</occupational_info><loan_count>49</loan_count></lender><lender><lender_id>sunil1552</lender_id><name>Sunil and Shweta</name><image><id>36745</id><template_id>1</template_id></image><whereabouts>Toronto Ontario</whereabouts><country_code>CA</country_code><uid>sunil1552</uid><member_since>2006-07-25T14:52:27Z</member_since><personal_url/><occupation>Banker</occupation><loan_because>I know how timely infusion of money can help small business.&#13;&#10;</loan_because><occupational_info>I lend money to Small Business owners.(Business Banker)</occupational_info><loan_count>8</loan_count></lender><lender><lender_id>tarek</lender_id><name>Tarek</name><image><id>383597</id><template_id>1</template_id></image><whereabouts>Flower Mound TX</whereabouts><country_code>US</country_code><uid>tarek</uid><member_since>2006-07-25T14:57:49Z</member_since><personal_url>tarek.hoteit.org</personal_url><occupation/><loan_because/><occupational_info/><loan_count>3</loan_count></lender><lender><lender_id>peter1615</lender_id><name>Peter</name><whereabouts>Houston TX</whereabouts><country_code>US</country_code><uid>peter1615</uid><member_since>2006-07-25T15:22:52Z</member_since><personal_url/><occupation>atttorney</occupation><loan_because>I want to help people help themselves.</loan_because><occupational_info/><loan_count>31</loan_count></lender><lender><lender_id>james7459</lender_id><name>James</name><image><id>55569</id><template_id>1</template_id></image><whereabouts>Ottawa Ontario</whereabouts><country_code>CA</country_code><uid>james7459</uid><member_since>2006-07-25T15:48:45Z</member_since><personal_url/><occupation>High Tech</occupation><loan_because/><occupational_info/><loan_count>19</loan_count></lender><lender><lender_id>william3296</lender_id><name>Will</name><image><id>11002</id><template_id>1</template_id></image><whereabouts>Arvada CO</whereabouts><country_code>US</country_code><uid>william3296</uid><member_since>2006-07-25T17:26:20Z</member_since><personal_url/><occupation>Consultant</occupation><loan_because/><occupational_info/><loan_count>40</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>matthew1775</lender_id><name>Matt</name><whereabouts>Dayton OH</whereabouts><country_code>US</country_code><uid>matthew1775</uid><member_since>2006-07-25T18:05:44Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>14</loan_count></lender><lender><lender_id>tanuj</lender_id><name>Tanuj</name><image><id>91739</id><template_id>1</template_id></image><whereabouts>New York NY</whereabouts><country_code>US</country_code><uid>tanuj</uid><member_since>2006-07-25T19:43:18Z</member_since><personal_url>fellowsblog.kiva.org/category/all/tanuj-parikh/</personal_url><occupation>Project Manager | NYC Economic Development Corp</occupation><loan_because>Making direct connections and loans to people in an unbelievably powerful way to empower them to better thier lives. Loaning through Kiva is one small way I can be a part of that process.</loan_because><occupational_info/><loan_count>5</loan_count><invitee_count>2</invitee_count></lender><lender><lender_id>peter4729</lender_id><name>Peter</name><image><id>11292</id><template_id>1</template_id></image><whereabouts>New York NY</whereabouts><country_code>US</country_code><uid>peter4729</uid><member_since>2006-07-25T20:31:15Z</member_since><personal_url>www.PeterLouisSalon.com</personal_url><occupation>Entrepreneur</occupation><loan_because>I Can! People who really work hard and want to succeed should be helped!</loan_because><occupational_info>I spend my day looking for investment opportunities, Selling Hair Products in the USA and Cutting Hair is my favorite skill. I also like to travel, drive fast cars and have fun in New York City. http://www.peterlouis.blogspot.com</occupational_info><loan_count>25</loan_count></lender><lender><lender_id>brian9803</lender_id><name>Brian</name><whereabouts>Ann Arbor MI</whereabouts><country_code>US</country_code><uid>brian9803</uid><member_since>2006-07-25T21:49:03Z</member_since><personal_url/><occupation>CEO</occupation><loan_because>I\&apos;m an American, I\&apos;m a progressive, I\&apos;m of Ecuadorian decent, and this is better than giving to some pseudo-corporate NGO</loan_because><occupational_info>I own an internet business.</occupational_info><loan_count>21</loan_count></lender><lender><lender_id>dawn8628</lender_id><name>Mishiesmom</name><whereabouts>Battle Ground WA</whereabouts><country_code>US</country_code><uid>dawn8628</uid><member_since>2006-07-25T21:51:56Z</member_since><personal_url/><occupation>receiving clerk</occupation><loan_because>I can and where else can so little money do so much good. </loan_because><occupational_info/><loan_count>36</loan_count></lender><lender><lender_id>christian9832</lender_id><name>Christian</name><image><id>19574</id><template_id>1</template_id></image><whereabouts>Washington DC</whereabouts><country_code>US</country_code><uid>christian9832</uid><member_since>2006-07-25T22:35:43Z</member_since><personal_url/><occupation>Consultant</occupation><loan_because>I want to give back, and I love Kiva&apos;s model. I have been using the site for over a year , and have just been overwhelmed by the great work it allows me to share in.</loan_because><occupational_info>I advise Fortune 500 executives on how to improve their company&apos;s IT performance.</occupational_info><loan_count>587</loan_count><invitee_count>9</invitee_count></lender><lender><lender_id>stephanie4126</lender_id><name>Stephanie</name><whereabouts>San Francisco CA</whereabouts><country_code>US</country_code><uid>stephanie4126</uid><member_since>2006-07-26T02:33:48Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>23</loan_count></lender><lender><lender_id>wilfred8211</lender_id><name>wilfred</name><whereabouts>scarborough North Yorkshire</whereabouts><country_code>GB</country_code><uid>wilfred8211</uid><member_since>2006-07-26T08:57:37Z</member_since><personal_url>pschool.com</personal_url><occupation>hypnotist</occupation><loan_because>I believe in private enterprise..I do not want politicians to give tax money to dictators to build palaces for themselves..</loan_because><occupational_info>started supermarts ran a pirate radio ship to help break the BBC monopoly, now teach hypnotherapists was in thr British Parliament for 8 years .. as a Conmservative ,with Margaret Thatcher</occupational_info><loan_count>2</loan_count></lender><lender><lender_id>paulose</lender_id><name>paulose</name><whereabouts>kottayam kerala</whereabouts><country_code>IN</country_code><uid>paulose</uid><member_since>2006-07-26T09:17:40Z</member_since><personal_url>paulosev.blogspot.com</personal_url><occupation>Business</occupation><loan_because>I would like to help people improve themselves through their own effort and hard work.</loan_because><occupational_info>Maker of Automobile Tyre Retreading Material</occupational_info><loan_count>12</loan_count><invitee_count>2</invitee_count></lender><lender><lender_id>thesmiths</lender_id><name>The Smiths</name><image><id>213409</id><template_id>1</template_id></image><whereabouts>Glasgow</whereabouts><country_code>GB</country_code><uid>thesmiths</uid><member_since>2006-07-26T09:33:59Z</member_since><personal_url/><occupation>Education</occupation><loan_because/><occupational_info>We both work in education. My wife is a primary teacher and I am a manager in local government.</occupational_info><loan_count>65</loan_count></lender><lender><lender_id>eric1269</lender_id><name>Eric</name><whereabouts>Wyoming MI</whereabouts><country_code>US</country_code><uid>eric1269</uid><member_since>2006-07-26T13:33:42Z</member_since><personal_url>www.ericscc.com</personal_url><occupation>Software Engineer</occupation><loan_because>I like the idea of peer-to-peer lending and have been involved in Prosper.com (a for-profit p2p lending site) for a while now. I feel like Kiva is a way to make a little money go a long way for others around the world</loan_because><occupational_info>I write computer software and create websites for companies. I also have a statistics website related to Prosper.com that I run as a hobby.</occupational_info><loan_count>2</loan_count></lender><lender><lender_id>ashish4482</lender_id><name>Ashish</name><image><id>215103</id><template_id>1</template_id></image><whereabouts>Ashburn VA</whereabouts><country_code>US</country_code><uid>ashish4482</uid><member_since>2006-07-26T15:08:44Z</member_since><personal_url/><occupation/><loan_because>I want to encourage entrepreneurial activity in the hope to enable sincere and willing folks to generate a sustainable cash flow to better their lives.</loan_because><occupational_info>my work energizes my intellect and affords me the ability to assist someone in this borderless world to realize their dreams.</occupational_info><loan_count>131</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>ebere</lender_id><name>Ebere</name><image><id>44555</id><template_id>1</template_id></image><whereabouts>Houston TX</whereabouts><country_code>US</country_code><uid>ebere</uid><member_since>2006-07-26T16:01:33Z</member_since><personal_url/><occupation>Engineer</occupation><loan_because>I love the Kiva slogan - changing the world, one loan at a time</loan_because><occupational_info/><loan_count>80</loan_count></lender><lender><lender_id>lisa1799</lender_id><name>Lisa</name><image><id>87093</id><template_id>1</template_id></image><whereabouts>Cambridge MA</whereabouts><country_code>US</country_code><uid>lisa1799</uid><member_since>2006-07-26T18:51:43Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>9</loan_count></lender><lender><lender_id>phyllis</lender_id><name>Phyllis</name><whereabouts>North Carolina</whereabouts><country_code>US</country_code><uid>phyllis</uid><member_since>2006-07-26T18:56:03Z</member_since><personal_url/><occupation>Substitute Teacher</occupation><loan_because>I enjoy helping people</loan_because><occupational_info/><loan_count>2</loan_count></lender><lender><lender_id>pamela2892</lender_id><name>Pamela</name><whereabouts>matteson IL</whereabouts><country_code>US</country_code><uid>pamela2892</uid><member_since>2006-07-26T20:31:39Z</member_since><personal_url/><occupation/><loan_because/><occupational_info>Social Worker with small children and their families.</occupational_info><loan_count>3</loan_count></lender><lender><lender_id>jfmccoy</lender_id><name>Jim</name><image><id>21465</id><template_id>1</template_id></image><uid>jfmccoy</uid><member_since>2006-07-26T20:33:55Z</member_since><personal_url/><occupation>Consultant</occupation><loan_because>I hope to be able to give someone the chance I had to build and grow my own business.</loan_because><occupational_info>I lead a consulting organization that specializes in Talent Management. We help organizations plan, acquire and develop talent to enable them to succeed in their business mission.</occupational_info><loan_count>70</loan_count></lender><lender><lender_id>betsy5536</lender_id><name>Betsy</name><image><id>19145</id><template_id>1</template_id></image><whereabouts>Philadelphia PA</whereabouts><country_code>US</country_code><uid>betsy5536</uid><member_since>2006-07-26T20:44:52Z</member_since><personal_url>www.moneychangesthings.blogspot.com</personal_url><occupation>artist</occupation><loan_because>I have been blessed to be a successful self-employed woman, and am thrilled to pass the good karma forward.</loan_because><occupational_info>I am a scribe and illustrator.</occupational_info><loan_count>13</loan_count><invitee_count>10</invitee_count></lender><lender><lender_id>peder</lender_id><name>Peder</name><image><id>46941</id><template_id>1</template_id></image><whereabouts>East Palo Alto CA</whereabouts><country_code>US</country_code><uid>peder</uid><member_since>2006-07-27T04:31:26Z</member_since><personal_url/><occupation>Entrepreneur</occupation><loan_because>I wish to help others fulfill their dreams as others have helped me fulfill mine. </loan_because><occupational_info>I work with education. </occupational_info><loan_count>4</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>julie1098</lender_id><name>Julie</name><image><id>21022</id><template_id>1</template_id></image><whereabouts>Los Angeles CA</whereabouts><country_code>US</country_code><uid>julie1098</uid><member_since>2006-07-27T06:13:28Z</member_since><personal_url>www.julietan.com</personal_url><occupation>Musician Mom</occupation><loan_because>It&apos;s the least I can do</loan_because><occupational_info>Musician, mom, fair trade marketeer for Novica.com</occupational_info><loan_count>11</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>mia</lender_id><name>mia</name><image><id>422221</id><template_id>1</template_id></image><whereabouts>London</whereabouts><country_code>GB</country_code><uid>mia</uid><member_since>2006-07-27T08:43:18Z</member_since><personal_url/><occupation>Entrepreneur</occupation><loan_because>We are all one :)</loan_because><occupational_info>I run a creative technology company.</occupational_info><loan_count>33</loan_count></lender><lender><lender_id>laurie7742</lender_id><name>Laurie</name><whereabouts>South Dennis MA</whereabouts><country_code>US</country_code><uid>laurie7742</uid><member_since>2006-07-27T13:49:38Z</member_since><personal_url/><occupation>Leadership Development Consultant</occupation><loan_because>Anyone who is willing to try deserves support from the rest of us:&#13;&#10;&quot;Start where you are,&#13;&#10;Use what you have,&#13;&#10;Do what you can.&quot;</loan_because><occupational_info>Helping individuals and organizations be effective and successful</occupational_info><loan_count>10</loan_count></lender><lender><lender_id>adamwins</lender_id><name>Adam Bourque</name><image><id>296864</id><template_id>1</template_id></image><whereabouts>Killeen TX</whereabouts><country_code>US</country_code><uid>adamwins</uid><member_since>2006-07-27T17:00:00Z</member_since><personal_url/><occupation>Government</occupation><loan_because>I have a desire to bless others with opportunities that they may not otherwise have. </loan_because><occupational_info/><loan_count>21</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>drew9203</lender_id><name>Drew</name><image><id>34235</id><template_id>1</template_id></image><whereabouts>Richardson TX</whereabouts><country_code>US</country_code><uid>drew9203</uid><member_since>2006-07-27T17:04:25Z</member_since><personal_url/><occupation>Analyst</occupation><loan_because>I want to make a difference</loan_because><occupational_info>I solve business problems with computers</occupational_info><loan_count>38</loan_count></lender><lender><lender_id>maxand</lender_id><name>Max and Lynnie</name><whereabouts>Brunswick ME</whereabouts><country_code>US</country_code><uid>maxand</uid><member_since>2006-07-27T19:18:31Z</member_since><personal_url/><occupation/><loan_because>we believe everyone should have the opportunity to make a better life for themself</loan_because><occupational_info/><loan_count>26</loan_count></lender><lender><lender_id>erik6964</lender_id><name>Erik</name><image><id>169430</id><template_id>1</template_id></image><whereabouts>Kansas City MO</whereabouts><country_code>US</country_code><uid>erik6964</uid><member_since>2006-07-27T19:59:08Z</member_since><personal_url>www.park.edu/icce</personal_url><occupation>University Administrator</occupation><loan_because>I care</loan_because><occupational_info/><loan_count>8</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>clocsen</lender_id><name>Owen</name><image><id>203169</id><template_id>1</template_id></image><whereabouts>Chester .</whereabouts><country_code>GB</country_code><uid>clocsen</uid><member_since>2006-07-27T21:16:59Z</member_since><personal_url>owenwatkins.com</personal_url><occupation/><loan_because>I believe it&apos;s a very effective use of my money to help people in situations not as lucky as me to achieve their goals.</loan_because><occupational_info/><loan_count>24</loan_count></lender><lender><lender_id>sanjayparekh</lender_id><name>Sanjay Parekh</name><image><id>51735</id><template_id>1</template_id></image><whereabouts>Duluth GA</whereabouts><country_code>US</country_code><uid>sanjayparekh</uid><member_since>2006-07-27T23:31:08Z</member_since><personal_url>www.sanjayparekh.com</personal_url><occupation>Entrepreneur</occupation><loan_because/><occupational_info/><loan_count>36</loan_count></lender><lender><lender_id>ralph8242</lender_id><name>Ralph</name><whereabouts>Livingston TX</whereabouts><country_code>US</country_code><uid>ralph8242</uid><member_since>2006-07-28T00:55:52Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>375</loan_count></lender><lender><lender_id>drew6631</lender_id><name>Drew</name><image><id>342905</id><template_id>1</template_id></image><whereabouts>Culver City CA</whereabouts><country_code>US</country_code><uid>drew6631</uid><member_since>2006-07-28T01:36:10Z</member_since><personal_url/><occupation>Audio Engineer</occupation><loan_because>I&apos;m fortunate enough to be able to help others through Kiva.org.</loan_because><occupational_info>I&apos;m an audio engineer and I work at a film studio in Los Angeles editing and mixing audio for television and film.</occupational_info><loan_count>57</loan_count></lender><lender><lender_id>steven8776</lender_id><name>STEVEN</name><whereabouts>GLADWYNE PA</whereabouts><country_code>US</country_code><uid>steven8776</uid><member_since>2006-07-28T12:38:54Z</member_since><personal_url/><occupation>Investor</occupation><loan_because>Because its the right thing to do.</loan_because><occupational_info/><loan_count>22</loan_count></lender><lender><lender_id>mary1690</lender_id><name>Mary</name><image><id>47108</id><template_id>1</template_id></image><whereabouts>Somerville MA</whereabouts><country_code>US</country_code><uid>mary1690</uid><member_since>2006-07-28T13:30:40Z</member_since><personal_url/><occupation>entrepreneur (US)</occupation><loan_because>Everyone deserves a chance. And as a woman entrepreneur, I have a soft spot in my heart for women with great ideas, ambition, and a desire to serve their community.</loan_because><occupational_info>I teach people how to use software to analyze the human genome data. </occupational_info><loan_count>21</loan_count></lender><lender><lender_id>myron</lender_id><name>Myron</name><image><id>235396</id><template_id>1</template_id></image><whereabouts>Miami FL</whereabouts><country_code>US</country_code><uid>myron</uid><member_since>2006-07-28T13:54:41Z</member_since><personal_url/><occupation>lawyer</occupation><loan_because>it makes me feel good inside and it helps others</loan_because><occupational_info>RETIRED INTERNATIONAL LAWYER</occupational_info><loan_count>49</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>ishmeal</lender_id><name>Israel</name><whereabouts>Ashaland VA</whereabouts><country_code>US</country_code><uid>ishmeal</uid><member_since>2006-07-28T14:11:33Z</member_since><personal_url/><occupation>Accountant</occupation><loan_because>Its always good to bless one another in need.</loan_because><occupational_info>Someone who control and protect someone elses money or investment. He purchase things for them and pays their bills including their taxes.</occupational_info></lender><lender><lender_id>selltoeurope</lender_id><name>selltoeurope</name><image><id>2506</id><template_id>1</template_id></image><whereabouts>Brooklyn NY</whereabouts><country_code>US</country_code><uid>selltoeurope</uid><member_since>2006-07-28T14:31:15Z</member_since><personal_url>www.selltoeurope.com</personal_url><occupation>IT</occupation><loan_because>...I think it is necessary to help at least one other person in your life on a permanent period. </loan_because><occupational_info>I currently work as an IT director and my ultimate goal is to grow my own company, which hopefully will be able to give large sums to companies in the third world. Kiva is a good and easy way to achieve this goal.</occupational_info><loan_count>10</loan_count></lender><lender><lender_id>jack8373</lender_id><name>Jack</name><image><id>18455</id><template_id>1</template_id></image><whereabouts>Newport Beach CA</whereabouts><country_code>US</country_code><uid>jack8373</uid><member_since>2006-07-28T15:23:33Z</member_since><personal_url/><occupation>Peripheral Visionary</occupation><loan_because>I think this site is an amazing idea.</loan_because><occupational_info/><loan_count>53</loan_count><invitee_count>3</invitee_count></lender><lender><lender_id>edwin</lender_id><name>Edwin</name><whereabouts>Norfolk VA</whereabouts><country_code>US</country_code><uid>edwin</uid><member_since>2006-07-28T15:40:57Z</member_since><personal_url/><occupation>Contracting Business Owner</occupation><loan_because/><occupational_info/><loan_count>9</loan_count></lender><lender><lender_id>jolene</lender_id><name>Jolene</name><image><id>272647</id><template_id>1</template_id></image><whereabouts>Houston TX</whereabouts><country_code>US</country_code><uid>jolene</uid><member_since>2006-07-28T17:07:47Z</member_since><personal_url/><occupation>Waitress</occupation><loan_because>It has always bothered me that here, we have so much and in other places people have so little. Ever since I was a child I wished there was a more easy and simplified way to help people that i could actually take part in and now there is!</loan_because><occupational_info>I work in a restaurant serving food and drinks to customers in Texas. I live off of tips. </occupational_info><loan_count>3</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>barak</lender_id><name>Barak</name><whereabouts>San Francisco CA</whereabouts><country_code>US</country_code><uid>barak</uid><member_since>2006-07-29T00:56:58Z</member_since><personal_url>www.rassak.com</personal_url><occupation>Marketer</occupation><loan_because/><occupational_info>I help grow companies by making sure customers understand them, know about them and want to do business with them</occupational_info><loan_count>2</loan_count></lender><lender><lender_id>charlene3200</lender_id><name>Charlene</name><image><id>20105</id><template_id>1</template_id></image><whereabouts>Jackson Hole WY</whereabouts><country_code>US</country_code><uid>charlene3200</uid><member_since>2006-07-29T01:51:34Z</member_since><personal_url>www.andersonshea.com</personal_url><occupation>Artist, writer, designer, traveler, athlete, geek</occupation><loan_because>I have been fortunate enough to travel to over 100 countries. What I remember most about the places I have visited is the people. Through Kiva, in my own small way, I can help people who have enriched my life so much.&#13;&#10;&#13;&#10;The feeling I get when I make a loan to someone that cannot be described. I feel warm, happy, peaceful, and honored to be able to help others.</loan_because><occupational_info>I design jewelry, clothing, textiles and other artwork, I also write about it in magazines and books and sell supplies, tools, and equipment to artists and craftspeople.&#13;&#10;&#13;&#10;I try to buy many of my products from artisans in third-world countries, such as beads from Uganda, Togo, Mali and India and fabrics from Ghana and Togo.</occupational_info><loan_count>49</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>basdebeer</lender_id><name>Bas de Beer</name><image><id>17203</id><template_id>1</template_id></image><whereabouts>muiderberg Noord-Holland</whereabouts><country_code>NL</country_code><uid>basdebeer</uid><member_since>2006-07-29T09:53:03Z</member_since><personal_url/><occupation>crm consultant at a bank</occupation><loan_because>Its a good thing </loan_because><occupational_info/><loan_count>16</loan_count><invitee_count>6</invitee_count></lender><lender><lender_id>stephen2100</lender_id><name>Steve</name><whereabouts>Sandy Hook CT</whereabouts><country_code>US</country_code><uid>stephen2100</uid><member_since>2006-07-29T12:52:18Z</member_since><personal_url/><occupation/><loan_because>It is important to improve the economies of countries around the globe and small businesses drive the most growth and make the biggest difference in people\&apos;s lives.</loan_because><occupational_info>I work for a company that manufactures and services computers.</occupational_info><loan_count>10</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>joyce5961</lender_id><name>Lindy</name><whereabouts>Kalamazoo MI</whereabouts><uid>joyce5961</uid><member_since>2006-07-29T12:57:34Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>4</loan_count></lender><lender><lender_id>john5951</lender_id><name>John</name><whereabouts>Queen Creek AZ</whereabouts><country_code>US</country_code><uid>john5951</uid><member_since>2006-07-29T14:06:01Z</member_since><personal_url/><occupation/><loan_because>I believe that if you give a man a fish you feed him for a day but if you give him a fishing rod you feed him for life.</loan_because><occupational_info/><loan_count>29</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>ignacio</lender_id><name>Ignacio</name><image><id>20748</id><template_id>1</template_id></image><whereabouts>Barcelona Barcelona</whereabouts><country_code>ES</country_code><uid>ignacio</uid><member_since>2006-07-29T14:49:06Z</member_since><personal_url/><occupation>Executive</occupation><loan_because>It is nice to be able to give back. I like also to promote the use of web-enabled social networks to change the world. </loan_because><occupational_info/><loan_count>26</loan_count><invitee_count>2</invitee_count></lender><lender><lender_id>marie8325</lender_id><name>The Powell&apos;s</name><whereabouts>Indianapolis IN</whereabouts><country_code>US</country_code><uid>marie8325</uid><member_since>2006-07-29T15:42:51Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>19</loan_count></lender><lender><lender_id>dankoifman</lender_id><name>Dan Koifman</name><image><id>17194</id><template_id>1</template_id></image><whereabouts>Brooklyn NY</whereabouts><country_code>US</country_code><uid>dankoifman</uid><member_since>2006-07-29T16:46:18Z</member_since><personal_url>www.dankoifman.com</personal_url><occupation>Consultant and Trainer</occupation><loan_because>25 dollars in New York pays for 5 lattes. &#13;&#10;&#13;&#10;Put into the hands of an entrepreneur with no access to credit, it can develop their business and change their lives. &#13;&#10;&#13;&#10;One person can&apos;t change the world, but they can make a difference by being there to help one person at a time. &#13;&#10;&#13;&#10;Lather, rinse and repeat.</loan_because><occupational_info>I am do-gooder with a spreadsheet. &#13;&#10;&#13;&#10;A marketing and communications consultant to small businesses and non-profits, as well as a speaker and trainer.&#13;&#10;&#13;&#10;In the past, I managed the Bank of America Youth Entrepreneur Program, which helped train almost 3,000 NYC HS students to think like an entrepreneur.</occupational_info><loan_count>4</loan_count></lender><lender><lender_id>justin9519</lender_id><name>Justin D</name><image><id>109960</id><template_id>1</template_id></image><whereabouts>San Francisco CA</whereabouts><country_code>US</country_code><uid>justin9519</uid><member_since>2006-07-29T18:09:47Z</member_since><personal_url/><occupation/><loan_because>I want to help those who have been less fortunate</loan_because><occupational_info/><loan_count>12</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>umang</lender_id><name>Umang</name><image><id>9238</id><template_id>1</template_id></image><uid>umang</uid><member_since>2006-07-29T18:42:37Z</member_since><personal_url/><occupation>Management Consultant</occupation><loan_because>I believe in the power of micro-lending to help those with less opportunity</loan_because><occupational_info>I help organizations increase the efficiency (often through automation) of their processes (everything from payroll processing to manufacturing widgets).</occupational_info><loan_count>3</loan_count></lender><lender><lender_id>walter9027</lender_id><name>Val</name><whereabouts>Concord NH</whereabouts><country_code>US</country_code><uid>walter9027</uid><member_since>2006-07-29T19:07:49Z</member_since><personal_url>www.zanchuk.com</personal_url><occupation>Manufacturer - Consultant - Engineer</occupation><loan_because>I believe people respond best to help, not a hand out. </loan_because><occupational_info>My company makes parts for other companies from all over the world.</occupational_info><loan_count>8</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>forrest8486</lender_id><name>FJay</name><image><id>18626</id><template_id>1</template_id></image><whereabouts>Grantville PA</whereabouts><country_code>US</country_code><uid>forrest8486</uid><member_since>2006-07-29T19:35:48Z</member_since><personal_url/><occupation>Semi-retired</occupation><loan_because>I want to lend because others have given to me.</loan_because><occupational_info>I am a part-time school teacher for disadvantaged children.</occupational_info><loan_count>16</loan_count></lender><lender><lender_id>jon</lender_id><name>Jon</name><whereabouts>Melbourne Victoria</whereabouts><country_code>AU</country_code><uid>jon</uid><member_since>2006-07-29T22:48:35Z</member_since><personal_url/><occupation>investor</occupation><loan_because>I receive so much every day that I am inspired to give just as much to others to balance things out.</loan_because><occupational_info/><loan_count>46</loan_count></lender><lender><lender_id>richard2206</lender_id><name>Richard</name><image><id>23627</id><template_id>1</template_id></image><whereabouts>Meridian ID</whereabouts><country_code>US</country_code><uid>richard2206</uid><member_since>2006-07-30T01:49:44Z</member_since><personal_url/><occupation>Retired</occupation><loan_because>To help other people</loan_because><occupational_info>Retired Engineer and Manager</occupational_info><loan_count>37</loan_count></lender><lender><lender_id>david3115</lender_id><name>David</name><image><id>321922</id><template_id>1</template_id></image><whereabouts>High Point (aka Heaven) NC</whereabouts><country_code>US</country_code><uid>david3115</uid><member_since>2006-07-30T04:21:25Z</member_since><personal_url/><occupation>Seeking justice</occupation><loan_because>in the end the love you take is equal to the love you make.</loan_because><occupational_info/><loan_count>68</loan_count></lender><lender><lender_id>darian</lender_id><name>Darian</name><image><id>28735</id><template_id>1</template_id></image><whereabouts>Pasadena CA</whereabouts><country_code>US</country_code><uid>darian</uid><member_since>2006-07-30T05:26:09Z</member_since><personal_url>http://www.villagethegame.com</personal_url><occupation>Entrepreneur</occupation><loan_because>this kinda lending is one of the most effective and simple ways of helping those in poverty.</loan_because><occupational_info>We&apos;re producing a video game to get people addicted to third world development called Village the Game.</occupational_info><loan_count>1</loan_count><invitee_count>2</invitee_count></lender><lender><lender_id>casey</lender_id><name>Casey</name><image><id>157196</id><template_id>1</template_id></image><whereabouts>San Francisco CA</whereabouts><country_code>US</country_code><uid>casey</uid><member_since>2006-07-30T05:37:49Z</member_since><personal_url/><occupation>Product Manager, Kiva</occupation><loan_because/><occupational_info/><loan_count>15</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>paddy</lender_id><name>Paddy</name><image><id>3112</id><template_id>1</template_id></image><whereabouts>Ulverston Cumbria - England</whereabouts><country_code>GB</country_code><uid>paddy</uid><member_since>2006-07-30T06:46:26Z</member_since><personal_url>www.outdoorwriter.freeserve.co.uk</personal_url><occupation>Outdoor Writer</occupation><loan_because>I can see that it makes a difference, and I know how much a little help means to a small business. A little of my money goes a very long way with Kiva.</loan_because><occupational_info>I travel to places where I can explore on foot, taking notes and photographs so that I can write and illustrate guidebooks and magazine articles.</occupational_info><loan_count>423</loan_count></lender><lender><lender_id>jeremiah</lender_id><name>Jeremiah</name><image><id>23761</id><template_id>1</template_id></image><whereabouts>Houston TX</whereabouts><country_code>US</country_code><uid>jeremiah</uid><member_since>2006-07-30T15:56:52Z</member_since><personal_url/><occupation>Engineer</occupation><loan_because/><occupational_info/><loan_count>206</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>worldwide</lender_id><name>WWEXSA</name><image><id>313386</id><template_id>1</template_id></image><whereabouts>San Antonio TX</whereabouts><country_code>US</country_code><uid>worldwide</uid><member_since>2006-07-30T16:50:50Z</member_since><personal_url/><occupation/><loan_because>I do not have a car so I really do not have any other way to spend my allowance!</loan_because><occupational_info/><loan_count>31</loan_count></lender><lender><lender_id>brock</lender_id><name>Brock and Diana</name><image><id>54997</id><template_id>1</template_id></image><whereabouts>Fair Oaks CA</whereabouts><country_code>US</country_code><uid>brock</uid><member_since>2006-07-30T17:27:17Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>23</loan_count></lender><lender><lender_id>ryan4432</lender_id><name>Ryan</name><whereabouts>Fort Wayne IN</whereabouts><country_code>US</country_code><uid>ryan4432</uid><member_since>2006-07-30T18:53:23Z</member_since><personal_url/><occupation>Engineer</occupation><loan_because/><occupational_info/><loan_count>7</loan_count></lender><lender><lender_id>timothy3299</lender_id><name>Tim</name><image><id>95263</id><template_id>1</template_id></image><whereabouts>Chertsey Surrey</whereabouts><country_code>GB</country_code><uid>timothy3299</uid><member_since>2006-07-30T19:01:22Z</member_since><personal_url/><occupation>Website Support Officer</occupation><loan_because>It does better good than being in a bank and being used to do unethical things.And what do I need with the interest anyway?&#13;&#10;Also we&apos;re rich because the west has made the third world poor!</loan_because><occupational_info>uploading, maintenance, training and stats reporting</occupational_info><loan_count>190</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>bobbie</lender_id><name>Bobbie</name><whereabouts>Portland OR</whereabouts><country_code>US</country_code><uid>bobbie</uid><member_since>2006-07-30T22:27:25Z</member_since><personal_url/><occupation>Chief Operations Officer, Retired</occupation><loan_because>I believe strongly that we are here to serve others and if each one of us can help just a little, we can lift others up</loan_because><occupational_info>I left a job that I had worked at for 20 years because I did not like the way the business was run and how there was such disregard for employees. I now do work from home and am helping my children with their businesses by doing bookkeeping </occupational_info><loan_count>3</loan_count></lender><lender><lender_id>constantino</lender_id><name>Constantino Voulgaris</name><whereabouts>Aventura FL</whereabouts><country_code>US</country_code><uid>constantino</uid><member_since>2006-07-30T23:47:22Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>12</loan_count><invitee_count>2</invitee_count></lender><lender><lender_id>randy9277</lender_id><name>Randy</name><image><id>6706</id><template_id>1</template_id></image><whereabouts>Nanaimo British Columbia</whereabouts><country_code>CA</country_code><uid>randy9277</uid><member_since>2006-07-31T01:16:10Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>16</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>nicholas2989</lender_id><name>Nicco</name><image><id>4593</id><template_id>1</template_id></image><whereabouts>Washington DC</whereabouts><country_code>US</country_code><uid>nicholas2989</uid><member_since>2006-07-31T12:48:43Z</member_since><personal_url>nicco.org</personal_url><occupation>CEO</occupation><loan_because>I started my own business in the United States, and I want to encourage others to do the same.</loan_because><occupational_info>I manage a 25-person company</occupational_info><loan_count>70</loan_count><invitee_count>2</invitee_count></lender><lender><lender_id>julia4424</lender_id><name>Julia</name><whereabouts>Weston FL</whereabouts><country_code>US</country_code><uid>julia4424</uid><member_since>2006-07-31T13:41:40Z</member_since><personal_url/><occupation>Software Developer</occupation><loan_because>I want to help hard-working people make the world better for their families and their communities.</loan_because><occupational_info>I work in the USA designing internet software.</occupational_info><loan_count>21</loan_count></lender><lender><lender_id>peter9526</lender_id><name>Peter</name><image><id>255276</id><template_id>1</template_id></image><whereabouts>Waikanae</whereabouts><country_code>NZ</country_code><uid>peter9526</uid><member_since>2006-07-31T14:11:43Z</member_since><personal_url/><occupation>Software developer</occupation><loan_because>Because I can and it is the right thing to do.</loan_because><occupational_info>My work is both interesting and challenging - what more can one ask for?</occupational_info><loan_count>134</loan_count></lender><lender><lender_id>aandu</lender_id><name>A&amp;U</name><image><id>145891</id><template_id>1</template_id></image><whereabouts>Houston TX</whereabouts><country_code>US</country_code><uid>aandu</uid><member_since>2006-07-31T14:23:22Z</member_since><personal_url/><occupation>Aesthetician &amp; University professor</occupation><loan_because>For entirely selfish reasons... it makes us happy.</loan_because><occupational_info>A is an aesthetician, and U is a university professor</occupational_info><loan_count>1537</loan_count></lender><lender><lender_id>offner</lender_id><name>TPO</name><image><id>423376</id><template_id>1</template_id></image><whereabouts>Vienna</whereabouts><country_code>AT</country_code><uid>offner</uid><member_since>2006-07-31T14:58:01Z</member_since><personal_url>www.TPOwein.at</personal_url><occupation>Entrepreneur and vintner</occupation><loan_because>Kiva is like Venture Capital with an emotional rate of return.&#13;&#10;Moreover I like change. This money fuels change.</loan_because><occupational_info>Set up, build and develop companies. &#13;&#10;Produce and market wine in Vienna, Austria. </occupational_info><loan_count>22</loan_count></lender><lender><lender_id>william3611</lender_id><name>Bill DeBoer</name><image><id>4116</id><template_id>1</template_id></image><whereabouts>Hamburg NJ</whereabouts><country_code>US</country_code><uid>william3611</uid><member_since>2006-07-31T17:34:08Z</member_since><personal_url>www.saabcountry.com</personal_url><occupation>Small Business Owner</occupation><loan_because/><occupational_info/><loan_count>15</loan_count></lender><lender><lender_id>nick9778</lender_id><name>Nick</name><image><id>153867</id><template_id>1</template_id></image><whereabouts>Indianapolis IN</whereabouts><country_code>US</country_code><uid>nick9778</uid><member_since>2006-07-31T19:25:52Z</member_since><personal_url/><occupation>Marketing</occupation><loan_because>I have been fortunate in my life and would like to help those who just need a little boost to help them out</loan_because><occupational_info>Global Pharmaceuticals</occupational_info><loan_count>9</loan_count></lender><lender><lender_id>holly1666</lender_id><name>Holly</name><whereabouts>Washington DC</whereabouts><country_code>US</country_code><uid>holly1666</uid><member_since>2006-07-31T19:36:29Z</member_since><personal_url/><occupation>US Diplomat</occupation><loan_because>I was posted to Honduras for two years, as a Foreign Service Officer.</loan_because><occupational_info/><loan_count>1</loan_count></lender><lender><lender_id>sumant</lender_id><name>Sumant</name><whereabouts>OTTAWA ON</whereabouts><country_code>CA</country_code><uid>sumant</uid><member_since>2006-07-31T20:55:55Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>15</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>redcowboydesigns</lender_id><name>Red Cowboy Designs</name><image><id>85491</id><template_id>1</template_id></image><whereabouts>Sugar Hill GA</whereabouts><country_code>US</country_code><uid>redcowboydesigns</uid><member_since>2006-07-31T21:26:50Z</member_since><personal_url>www.redcowboydesigns.com/kiva</personal_url><occupation>Self-Employed Graphic Designer/Photographer</occupation><loan_because>We believe we can all play a small part in making the world a better place by being active participants in creating sustainability, justice, and equity. One of the ways in which attempt to practice this is by our new commitment (as of 11/07) to pledge 5% of all of our profits to helping launch other small businesses like ourselves. </loan_because><occupational_info/><loan_count>51</loan_count><invitee_count>2</invitee_count></lender><lender><lender_id>kerwin</lender_id><name>Kerwin</name><image><id>24799</id><template_id>1</template_id></image><whereabouts>Plymouth MN</whereabouts><country_code>US</country_code><uid>kerwin</uid><member_since>2006-07-31T21:48:19Z</member_since><personal_url/><occupation>Financial Officer</occupation><loan_because>Broader participation in economic activity creates a rising tide on which all boats will rise. It changes lives for the better.</loan_because><occupational_info>I prepare the financial books for our business</occupational_info><loan_count>14</loan_count></lender><lender><lender_id>robert4647</lender_id><name>Robert</name><image><id>3483</id><template_id>1</template_id></image><whereabouts>Newport RI</whereabouts><country_code>US</country_code><uid>robert4647</uid><member_since>2006-08-01T11:21:41Z</member_since><personal_url>aboutmymoney.com</personal_url><occupation>Business Counselor</occupation><loan_because>Kiva connects me to things I seen and things I know about. Other people may be able to \&quot;forget\&quot; about bad things and others\&apos; difficulties. It\&apos;s just not my thing--especially when I see a way to be directly involved.</loan_because><occupational_info>I help others to see opportunities in front of them--something Kiva&apos;s friends are very good at!</occupational_info><loan_count>11</loan_count></lender><lender><lender_id>jeanfrancois</lender_id><name>JeanFrancois</name><image><id>4612</id><template_id>1</template_id></image><whereabouts>Montreal Quebec</whereabouts><country_code>CA</country_code><uid>jeanfrancois</uid><member_since>2006-08-01T13:42:46Z</member_since><personal_url/><occupation>Consultant</occupation><loan_because>Because I believe that people with big dreams should have the opportunity to live them.</loan_because><occupational_info>I work with companies and government to gain a better understanding of their environment. </occupational_info><loan_count>87</loan_count></lender><lender><lender_id>donald9415</lender_id><name>Donald</name><image><id>95184</id><template_id>1</template_id></image><whereabouts>DB CA</whereabouts><country_code>US</country_code><uid>donald9415</uid><member_since>2006-08-01T23:41:49Z</member_since><personal_url/><occupation>Technology Executive</occupation><loan_because>It&apos;s a quick &amp; easy way to help out someone in need of a hand.</loan_because><occupational_info>Business-man</occupational_info><loan_count>25</loan_count></lender><lender><lender_id>ronn</lender_id><name>Ronn</name><image><id>38011</id><template_id>1</template_id></image><whereabouts>Madison WI</whereabouts><country_code>US</country_code><uid>ronn</uid><member_since>2006-08-02T01:56:53Z</member_since><personal_url/><occupation>Accountant</occupation><loan_because>I believe this is a great way to bypass all the bureaucracy, not only governmental, but also bureaucractic systems in place in more traditional non-profit and charitable organizations. I love the idea of getting money directly into the hands of those who are most in need, yet willing to pay back this type of loan. </loan_because><occupational_info/><loan_count>44</loan_count></lender><lender><lender_id>linda9354</lender_id><name>Linda</name><uid>linda9354</uid><member_since>2006-08-02T02:14:13Z</member_since><personal_url/><occupation>Nurse</occupation><loan_because>think that lending someone money if better than giving it. People who have responsiblity are driven to succeed. </loan_because><occupational_info>I work long hours in a hospital. I work with heart patients, sometimes even those who have had a heart transplant. I also work in an outpatient surgery department for a change of pace.</occupational_info><loan_count>8</loan_count></lender><lender><lender_id>mark3491</lender_id><name>Mark</name><image><id>212599</id><template_id>1</template_id></image><whereabouts>Westlake Village CA</whereabouts><country_code>US</country_code><uid>mark3491</uid><member_since>2006-08-02T05:54:06Z</member_since><personal_url>www.lefkogroup.net</personal_url><occupation/><loan_because>I want to make a difference when possible.</loan_because><occupational_info>To inspire CEO&apos;s Presidents and Business Owner to do things for the right reasons... and unlock the power of their executive teams.</occupational_info><loan_count>131</loan_count><invitee_count>4</invitee_count></lender><lender><lender_id>yvonne6597</lender_id><name>Yvonne</name><image><id>415734</id><template_id>1</template_id></image><whereabouts>California</whereabouts><country_code>US</country_code><uid>yvonne6597</uid><member_since>2006-08-02T11:02:19Z</member_since><personal_url>www.yvonnerichman.com</personal_url><occupation>Artist/Writer</occupation><loan_because>Kiva is a wonderful program and it feels good to help others.</loan_because><occupational_info>My work comes from a deeply spiritual place and music, poetry, politics, philosophy, culture and religion all play a part in the creation of my art and writing.</occupational_info><loan_count>15</loan_count></lender><lender><lender_id>sara5702</lender_id><name>Sara, Stockholm, Sweden</name><image><id>275501</id><template_id>1</template_id></image><whereabouts>Bandhagen Bandhagen</whereabouts><country_code>SE</country_code><uid>sara5702</uid><member_since>2006-08-02T12:21:35Z</member_since><personal_url/><occupation>Journalist</occupation><loan_because>It is great to give support directly to a person and not to a big and anonymous charity organization.</loan_because><occupational_info>I travel and write about travel and places all over the world where people want to go.</occupational_info><loan_count>53</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>carina</lender_id><name>Carina</name><whereabouts>Thousand Oaks CA</whereabouts><country_code>US</country_code><uid>carina</uid><member_since>2006-08-02T16:59:08Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>10</loan_count></lender><lender><lender_id>paul9674</lender_id><name>Paul</name><image><id>37092</id><template_id>1</template_id></image><whereabouts>Briarcliff Manor NY</whereabouts><country_code>US</country_code><uid>paul9674</uid><member_since>2006-08-02T17:56:39Z</member_since><personal_url/><occupation/><loan_because/><occupational_info/><loan_count>3</loan_count></lender><lender><lender_id>nick6347</lender_id><name>Nick &amp; Kelly</name><whereabouts>OMAHA NE</whereabouts><country_code>US</country_code><uid>nick6347</uid><member_since>2006-08-02T20:39:24Z</member_since><personal_url/><occupation/><loan_because>We like to help people!</loan_because><occupational_info/><loan_count>11</loan_count></lender><lender><lender_id>therickernyc</lender_id><name>Rick</name><image><id>80446</id><template_id>1</template_id></image><whereabouts>San Francisco CA</whereabouts><country_code>US</country_code><uid>therickernyc</uid><member_since>2006-08-03T01:17:11Z</member_since><personal_url/><occupation>Producer</occupation><loan_because>It&apos;s the gift that keeps on giving! Kiva is a great way to invest in the economic development of those who are trying to climb toward prosperity.</loan_because><occupational_info>TV and Internet advertising.</occupational_info><loan_count>18</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>lars0klundby</lender_id><name>Lars</name><image><id>85130</id><template_id>1</template_id></image><whereabouts>LENA Oppland</whereabouts><country_code>NO</country_code><uid>lars0klundby</uid><member_since>2006-08-03T10:50:27Z</member_since><personal_url/><occupation>Student</occupation><loan_because/><occupational_info/><loan_count>16</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>roddy</lender_id><name>Roddy &amp; Fiona</name><image><id>16412</id><template_id>1</template_id></image><whereabouts>Scotland</whereabouts><country_code>GB</country_code><uid>roddy</uid><member_since>2006-08-03T11:31:14Z</member_since><personal_url/><occupation>Engineer &amp; Civil Servant</occupation><loan_because>We are lucky enough to be able to .</loan_because><occupational_info/><loan_count>19</loan_count></lender><lender><lender_id>ronald6796</lender_id><name>Pat &amp; Ron</name><image><id>20116</id><template_id>1</template_id></image><whereabouts>Atlantis FL</whereabouts><country_code>US</country_code><uid>ronald6796</uid><member_since>2006-08-03T14:33:15Z</member_since><personal_url/><occupation>Retired</occupation><loan_because> People worldwide ask only for the opportunity to create a better life for their loved ones. Thanks to Kiva, we can provide that opportunity.</loan_because><occupational_info>Ron is a retired Merchant Marine Shipmaster, and Pat is a retired Registered Nurse. We keep busy by enjoying our family, and volunteering to help people.</occupational_info><loan_count>250</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>edouard</lender_id><name>Edouard DIELEMAN</name><country_code>FR</country_code><uid>edouard</uid><member_since>2006-08-03T14:50:06Z</member_since><personal_url/><occupation>Key Account Manager</occupation><loan_because>Microfinance is the best way to encourage entrepreneurs and a step forward to economic development.</loan_because><occupational_info/><loan_count>5</loan_count><invitee_count>1</invitee_count></lender><lender><lender_id>diane9946</lender_id><name>Diane</name><whereabouts>North Las Vegas NV</whereabouts><country_code>US</country_code><uid>diane9946</uid><member_since>2006-08-03T16:42:12Z</member_since><personal_url/><occupation>Retired (for now)</occupation><loan_because>I have been interested in micro loans ever since I heard of them years ago. I am finally able to participate thanks to Kiva.</loan_because><occupational_info/><loan_count>69</loan_count></lender></lenders></snapshot>